This Martial Saint is too generous.

Chapter 285 The Magical Use of Waist Cards, Brother, Do You Borrow Money?
Qin Jinyang followed at the end of the team.

At the front of the line, there are three gray-haired old men, all of them are the teachers in the academy.

Qin Jinyang listened to other people's chats. These white-haired teachers had a high status. Although they were not as powerful as the court secretary, they were responsible for various important duties in the academy, and the court secretary could not control them.

Theoretically, the three teachers belong to the law school, but Jiang Wutai, the president of the law school, calls them brothers.

At this time, the three seated masters were sitting in the city lord's mansion, responsible for engraving the magic circle on the students' waist cards.

In Yuzhi Academy, waist badges can do many things, and it is not an exaggeration to say that they are all-encompassing.

Waist badges may seem ordinary, but there are universes inside, and it is not as simple as imagined.

The first emperor ordered that the strong men of the Tiangong Academy studied for nearly ten years, and finally perfected it continuously, and only then did they cast the current waist card.The material used for the waist card is also extremely expensive, and there is an extremely exquisite formation in the seal engraving... called the Wanxiang Formation.

Vientiane array.

All-inclusive.

This formation doesn't seem to have any miraculous effects, but the biggest effect is that it can be used as a foundation, which can easily carry many small formations.

Some students left the academy for various reasons, but their badges had to be returned to the imperial court.

Deportees, let alone mention them.

Even if you leave the teacher smoothly, you are not allowed to take your belt away.

If you die outside, the imperial court will also offer a reward to get your badge back.

Of course, the rewards are usually offered inside the Yuzhi Academy, and the money offered for the rewards is all yearly, and there are no similar notices in Jianghu.

There is also a tracking array in the waist card, unless it is drifting abroad, the disciples can easily find their whereabouts.

Every time there is a task of touring waist badges, the disciples are scrambling to go, the task is simple, and the age score is still high, it is a relatively high-quality task.

After the waist card is recycled, the law school will send it to Tiangong Academy. As long as it is refined again, the waist card can be passed on to the next student.

Theoretically, the badges in Qin Jinyang's hands are not brand new products.

Tiangongyuan erased all the information owned by the previous one.

The most basic Vientiane array is still there.

……

It was Qin Jinyang's turn next.

He stared at the person in front of him intently, to see what small array was blessed on the opponent's waist card.

The first one is called Bravery Formation.

After the new disciples arrived at Guilu Mountain, they were only allowed to stay in each area for one hour.

An hour later, the large formation of mountain guards covering Guilu Mountain will forcibly teleport the students out.

At this time, the brave formation comes in handy.

If you want to continue to challenge the next area, you must use your true energy to stimulate the brave array in your waist card.

After getting a response, Valorant will teleport you to the next area.

Within an hour, you can activate the brave formation at any time.

Of course, this is foolish behavior.

There are three most precious things on Guilu Mountain.

One is the invisible coercion that can wash the clock.

Second, it is a stone tablet that can comprehend profound arts.

Third, hunting and killing house lice can be exchanged for year points.

It takes a lot of time to take advantage of these three benefits, one hour is far from enough, who is willing to leave early?
A few years ago, some students lingered so much that they even forgot to mobilize the Bravery Formation, and were accidentally teleported out.

Later, the instructors added another function in the brave formation. Once the time is approaching, the waist card will release an electric current, reminding the students to make a choice in advance, and no one will regret it anymore.

As for why an hour is set, the students have different opinions, and Qin Jinyang has heard many versions.

Some people say that the coercion of Guilushan is limited, and the warriors stay too long, which will affect the balance of coercion.

Some people also said that if the coercion of each district exceeds an hour, it will cause irreversible damage to the warriors, and the school is to protect itself.

It is more said that the Academy deliberately assesses the students. For new recruits, going to Lushan Mountain is a great opportunity, but for the Academy, it is just an ordinary exam.

The teachers are very busy and have no time to waste time here. One hour per district is already the limit of the teachers' patience.

……

The second small formation...

shelter from the wind.

By activating the wind protection array, warriors can disappear in place. At this time, the waist card has activated the mountain protection array and forcibly teleported you out.

This is a life-saving formation.

Young people are reckless and impulsive, and they often do things regardless of the consequences. Many people obviously have no ability to continue to rush up, but they will still go up the mountain at all costs.

The higher the area, the greater the danger.

Death is only a momentary thing!One must know that the combat power of the house louse on the top of the mountain can reach the terrifying level of the fifth rank.

The mountain protection formation cut Guilu Mountain into nine districts, also to protect weak warriors.

The goal of the academy is to screen out outstanding disciples after all, not to kill people, so the shelter from the wind is the only chance for redemption.

Of course, this life-saving talisman may not be absolutely effective.

In the first three areas, the wind shelter can leave almost instantly, and warriors will not be in any danger.

But in the fourth district, especially above the fifth district, it will take some time for the wind shelter to operate.

If your life is in danger, it will take a few breaths to prepare before the formation takes effect. If you are unlucky at this time, you may die in Huangquan.

Greed is a defect that warriors must overcome.

I didn't mention it a long time ago. Just last year, a student with extraordinary talent was besieged by house lice. If he activated the wind shelter immediately, he could escape from the sixth district.

It's a pity that he was greedy for the powerful coercion of the sixth district, and chose to deal with the louse.

Only when his physical strength was exhausted did he realize that he had to activate the wind-shielding array.

However, no chance.

In the sixth district, it took longer for the wind shelter to operate. At that time, he was exhausted, and he could only be killed by the house louse in the end.

At the last moment of dying, the wind shelter took effect.

In the end, only one corpse was sent out from the mountain protection formation.

The significance of the warriors forming a team is also to maximize the effect of the wind shelter.

When teammates are back to back and cover each other, the chances of escape will be great.

Of course, in the most critical time, there is actually still a way to go.

It is to arouse the brave formation.

The brave formation can instantly teleport to a higher area.

But it's a gamble.

If you teleport to the wilderness, then hide and run the wind shelter, you can escape safely.

But in case your life is not good, you will encounter snatching lice when you land... Then you will definitely die.

The higher the area, the weaker the life-saving ability of the wind shelter.

……

After the two formations were carved, the master took out two bottles of potions.

The medicine bottles are of different colors, one is red and the other is blue.

The red potion is called red potion by the students. When the potion is sprinkled, it can emit a special smell, which can attract all the house lice around.

The blue potion is just the blue potion, and the effect of the blue potion is the opposite. When it is spilled, it has a pungent smell, and it will expel house lice in a short time.

These two potions are also life-saving elixir.

When Ji Shouxiang was negotiating with Qin Jinyang before, he mentioned the magical effects of the two potions.

Regardless of the effect of the blue medicine, in case of danger, it can save life by expelling the house lice.

It's similar to throwing poop on your face. It's not lethal, but the nausea value is directly full, and the house lice can't be avoided.

The effect of red medicine is broad.

A big guy with strong force can attract house lice and kill as many years as possible.

Even, you can divert misfortune and plot against other people.

Likewise, red and blue potions become less and less effective as the area gets higher.

Especially beyond the fifth floor, the effects of the two potions are negligible.

A few years ago, someone wisely used the blue medicine with the wind shelter to save his life. As a result, the house louse on the sixth floor didn't care about the blue medicine at all, and bit off the neck of the student with one bite. When the wind shelter took effect, he only sent out a headless corpse.

……

Next, is the most important small formation for new disciples.

Lice prison array.

The only basis for the academy to judge how many house lice the disciple killed was the lice cage array.

The house louse is a kind of irascible beast. Before dying, they will burst into a ball of blood, trying to die with the warrior.

At this time, the louse air cage array in the waist card can swallow this blood energy.

Of course, the lice air cage array is not an invisible shield, the small array can only devour it, and it takes a short time to devour it, but the qi and blood burst out in an instant.

Before devouring it, warriors still have to fully face this group of terrifying true energy.

The burst of energy and blood before the louse's death is an absolutely precise strike, only targeting one target.

Therefore, the qi and blood swallowed by the lice qi cage formation came from the one that hated warriors the most.Even if it wasn't you who made the last cut, you are definitely the one who hurt the louse the most.

Because of this, there is almost no record of misjudgment in the Lice Cage Array.

The students were also convinced, and did not struggle with the problem of making up the knife.

The academy worked so hard to develop the lice air cage array, not just for counting. In fact, counting is only the most trivial function.

The last breath of blood from the louse can be used to refine weapons.

The masters of Yuzhi Academy collected the blood and qi and finally refined it into a liquid state. After tempering the liquid qi and blood, the toughness of the weapon can be increased several times. With enough toughness, the weapon can be sharpened to the limit. And don't worry about being broken easily.

The lice blood spiritual liquid is also a hot treasure in the court. In addition to supporting the Ministry of War, the academy will also sell it to foreign countries.

The gold and silver exchanged from abroad do not have to be handed over to the national treasury, which is the small treasury for the operation of Yuzhi Academy.

Lixue spiritual liquid is just one of the businesses, and there are many other profitable businesses in the academy.

The huge Yuzhi Academy has a huge number of teachers and disciples, and the daily resources consumed are even more terrifying. However, Yuzhi Academy not only does not need to ask for money from the national treasury, but also pays a huge sum of money at the end of each year to the treasury.

The earning power of Yuzhi Academy can be seen.

In fact, Yuzhi Academy is a very special and detached place in the imperial dynasty.

There are not many intrigues in this place, because Jiang Wutai, the Qing of the Law Academy, is an eunuch, has no relatives and friends, and has no understanding of human relationships, so he does not have so many human relationships.

As long as you can stay as a teacher, the academy will give you a lot of money.

But if you have no value, the academy will let you go immediately.

Because the money was enough, the academy recruited a large number of capable people and strangers.

Where there are talents, there is no need to worry about finding ways to make money.

With money, more talents can be tapped.

Talented people forget to eat and sleep, and they are often not afraid of hard work, but are afraid of doves occupying the magpie's nest, of intrigue, and of no return for their efforts.

Whatever a talent wants, Yuzhi Academy can give it.

This place can be called a paradise.

Because of this, by chance and coincidence, a positive cycle continued to flourish over the academy, making money and at the same time cultivating a large number of talents for the dynasty.

Many dignitaries in the court are staring at the fat of Yuzhi Academy, and the officials have written to the emperor more than once, wanting the emperor to abolish Jiang Wutai.

The Yuan family and the Fang family were even more impatient.

Because of Jiang Wutai's existence, the Fang family and the Yuan family could only fight against each other, and their core interests could not be moved at all.

However, the emperor did not accept any opinions on the matter of Yuzhi Academy.

……

In fact, it is not as easy as imagined to safely get the last mouthful of blood from the louse.

When someone who is too strong comes over, the house lice will hide directly in the ground. Even if you dig three feet into the ground, you won't be able to find them.

Those who are too weak will be easily killed by the louse.

For the house louse, the meat of warriors is the most delicious tonic in the whole world, and sometimes it is too late to operate the shelter, and the end of warriors is that their bones will be chewed to pieces.

The best lice hunters are actually warriors who are third-rank and second-washed.

Even the most primitive snatching lice have the strength close to the fourth rank, but they are as timid as a mouse, afraid of the fourth rank, let alone the fifth rank.

And the combat power of the third rank and second wash is amazing, and the combat power is closest to the fourth rank.

Moreover, the dantian of the second martial artist has been tempered by washing the bell, and will not be affected by coercion in the first three districts, or even the first four districts, and can also exert the most peak third-rank Dzogchen power.

The house louse does not understand the true level of the third grade and second washing, and if they are negligent, they will become prey.

As for Yixie, it can actually hunt and kill house lice, especially in the first three districts, there is almost no danger for Yixie warriors.

But the first wash will be affected by the coercion of Guilushan. Even in the weakest first three districts, the combat power can only be [-]%. , Seize the house louse wounded and escaped.

Simply blood loss.

In fact, in the eyes of the senior officials of the Academy, they didn't expect the new recruits to hunt and kill many house lice.

After they have practiced for a year or so, most of them have already been washed for the second time, and when the time comes to start the Guilu Mountain Trial, it will be the moment for the disciples to shine.

At that time, they also realized the importance of age, and they would work harder, which was in the interest of the academy.

At the same time, the disciples also need to pay a large amount of year points to buy tickets to open Guilu Mountain.

Years are an invisible currency.

Currency itself is worthless. The meaning of currency is to allow a group of people to stand on a high ground and exploit another group of people's labor...even life.

For old coins, disciples will be crazy, and they have become more and more involved in recent years.

This is also the scene that the Academy is most willing to see.

When the disciples earn enough years points and start to slack off again, the Academy will unlock higher-level rewards.

For high-level rewards, the required old coins are also terrifying numbers.

At this time, the speed of earning New Year's Coins is too slow to hunt and kill the house lice in the first three districts, which is simply a drop in the bucket.

The disciples will break through to the fourth rank at all costs.

After reaching the fourth rank, the house louse in the fifth, sixth, and even seventh districts will also have higher-level lice blood spiritual fluid waiting to be devoured.

Some disciples who have already been taught have said that there is an invisible net in the sky above Yuzhi Academy, and if you are in the net, you will be out of breath for no reason.

……

In this year's trial, there have been variables.

The three alliance countries have all dispatched strong men.

However, among these powerhouses, there is no shortage of peerless geniuses who are third-rank and second-washed.

But Zhongzhou did not allow the emperor's relatives to participate in the trial, which created a situation where foreign disciples crushed Zhongzhou disciples.

There is no need to think about it at all, the geniuses of the Three Kingdoms will definitely hunt and kill as many house lice as possible.

Just now Qin Jinyang heard people whispering, it seems that the imperial court and the royal families of the Three Kingdoms have an agreement, since these geniuses have entered the school of Yuzhi Academy, they have to follow the rules of the academy.

They were not allowed to take the lice blood spirit liquid in the lice air prison array back to their home country.

Like ordinary disciples, they will exchange the lice blood spiritual liquid for years, and then practice step by step in the academy.

Of course, they will hunt house lice at all costs.

The Yuzhi Academy is a golden treasure. Lixue spiritual fluid is very precious, but things more precious than spiritual fluid are everywhere.

With age points, they can observe higher-level profound arts and buy the most cutting-edge elixir in Zhongzhou.

For example...Qiu Shengdan.

For example... Qiu Mindan.

They will definitely choose the most difficult paths, where the number of house lice is the highest.

Of course, this group of people is not invincible.

Two fists are no match for four hands.

The third rank and second washing can only display the combat power close to the fourth rank, and every house louse in the first three districts has the fourth rank combat power. They just don't have human brains, so they can be easily hunted and killed.

But only solo.

Once more than three house louses unite, a second martial artist is no match at all.

Moreover, the house lice are covered with hard shells, even if they kill a dozen of them one-on-one, they will be exhausted.

They may well pay with their lives.

Dead is best!
This is also the expectation of all Zhongzhou disciples.

Of course, the Three Kingdoms did not take advantage of the court in vain.

After a while, Zhongzhou will also send envoys to the top martial arts schools of the Three Kingdoms to practice for a period of time.

……

The last small formation is called credit formation.

This credit lineup is mysterious.

Students can use credit points to sign loan contracts, and the money here is year points.

Once the contract takes effect, all the credits obtained by the debtor in the future will be forcibly allocated to the creditor's waist card according to a certain proportion.

This ratio can be agreed in advance.

Similar to staging.

The mandatory installment of the bank card is still locked.

There is a fixed repayment period every ten days, which is enough for the deadline and the accounts are settled.

As for whether to transfer [-]% or [-]%, it depends on how the two people sign the agreement.

Interest can also be calculated at the same time, which is extremely intelligent.

This credit division completely opened Qin Jinyang's eyes.

installment mortgage.

This fucking...is advanced enough.

What's even more frightening is that disciples can apply for debts from the school.

The age of the school has interest, but the price is relatively fair.

The interest between disciples is too messy, some are as high as the sky, so few people borrow years, and they mainly borrow from the academy.

As for the yearly points you can apply for, there is also a detailed evaluation system.

It is probably scored from several aspects and comprehensively evaluated.

One is the ability to perform contracts in the past.

Some disciples don't have a single age point in their account, even the school can't deduct it. If the amount is too large, they will be expelled eventually. These age points become bad debts.

Of course, Yuzhi Academy is not something to be trifled with.

As long as the warriors who are expelled from the Yuzhi Academy, there will be no possibility of becoming an official or a noble in this life.

Even, your notoriety will affect the reputation of the whole family.

Young people of the same clan as you have no chance to take the imperial examination for life, and even lost the qualification to apply for the Yuzhi Academy. No matter how good you are, this is Lianzao.

Yuzhi Academy will also activate the relationship network behind it, directly locking up all the money-making businesses of your family.

Because of your greed alone, the whole family will be ruined.

In recent years, there are very few people who renege on their debts, and disciples are trembling when borrowing debts. Just a few years ago, many disciples deliberately owed a lot of years without any respect for debts. There was even a famous saying:

Why do I have to repay the years I borrowed by my ability?After learning Xuangong, he bought a large amount of pills on credit, and if he doesn't leave, he is waiting to be used as a coolie by the academy?

Leaving behind the rhetoric, the debtor disciple left leisurely.

Their greatest punishment is the infamy of expulsion.

It is enough not to be an official, but not everyone has the opportunity to be an official.

The Academy has suffered a lot, so it decided to cut the bottom line, cut off all the retreats of this group of lads, and even let your entire family be buried with them.

The second quota evaluation condition is your ability.

There are various lists in the Academy, and if you are on the list more times, you can get a larger credit line.

The more profound arts you master, the more credit you can get.

All kinds of meritorious service can be added points.

But the irony is that the strong players at the top of the list have enough tuition fees in their waist cards, and they don't need to borrow money at all.

Qin Jinyang made up his mind not to borrow money.

……

The master returned the badge to the previous disciple, and it was Qin Jinyang's turn next.

It can be seen that the teachers are also very tired.

Brave formation!
Shelter!
Lice prison array!
Score on credit!
It seems that they are all small formations, but the requirements for true energy are also extremely high.

Without any disturbance, the master returned the badge to Qin Jinyang.

Qin Jinyang sensed it with his true energy.

Sure enough, there are some different qi channels in the waist card, as long as the qi and blood are stimulated, a small formation can be activated.

The breaths of the various small formations are completely different, and there are no mistakes.

……

When leaving the long queue, Qin Jinyang turned his head and saw Yan Shaoyu.

He silently followed the team in Yundong Province, without seeming impulsive.

Yan Shaoyu looked up, just in time to see Qin Jinyang's eyes.

The two of them smiled across the air, their eyes full of encouragement.

Seeing that Qin Jinyang was following in the Linyuan provincial team with peace of mind, Yan Shaoyu was also relieved a lot.

(End of this chapter)