Rebirth started in 2004

Chapter 368 City Commercial Bank

Hengtong Group has attracted a lot of attention, and naturally some people want to make a big news.

Especially in the area of ​​financial news, Hengtong Group has been sorted out.

Of course, none of these things made Yang Hongmei stand in front of the window and meditate.

Sometimes, there really is a cause and an effect!
Xiaoju Technology and Penguin merged, and those who invested in Xiaoju Technology before, naturally obtained extremely high returns all at once.

The cell phone rang on the desk, and Yang Hongmei approached the office gracefully, glanced at the incoming call, and a smile appeared on the corner of her mouth: "How is it, the exam is over?"

After the exam, it's time to go home!
"Well, the exam is over. I will go back after attending the award ceremony of the economic figure of the year here in the capital."

The Economic Figure of the Year has been held since 2000, and each year's winners will become hot spots, which also reflects the hot spots of Huaguo's economy in the past year.

In 2010, Chen Wei's name was truly recognized by people.

Everyone in the world knows that there is a powerful person named Chen Wei.

Yang Hongmei: "During the awards ceremony, don't talk nonsense!"

"Aunt Yang, I didn't even think about what to say, but you said that, so I have to say something."

Yang Hongmei couldn't help but rolled her eyes playfully. This guy usually doesn't seem to be indifferent to fame and fortune, but sometimes he takes the initiative to step into the spotlight.

"I don't care anyway, you can figure it out. By the way, I have something to tell you. I'm hesitant now."

Chen Wei couldn't help asking curiously, "What's the matter?"

"About the bank."

Chen Wei was surprised for a while: "A bank?"

"Yes, it is Yanghe City Commercial Bank. In the city, I hope we can take over Yanghe Bank."

Chen Wei couldn't help being taken aback when he heard the words, he knew about this Yanghe City Commercial Bank.

But I have never come into contact with it. It seems that there is a business hall in the orchestra.

Chen Wei didn't pay much attention, after all, he didn't save money in such a small bank.

The management of this kind of bank is mostly not very good.

Everyone is often amazed at how many banks there are in the United States, with thousands of them.

In fact, in Huaguo, there are also many banks, and the number is almost thousands.

It's just that everyone didn't pay much attention to this matter, because most of the banks that people come into contact with are big banks like the Big Four.

Chen Wei: "The bank is a good business. If the market wants us to take it over, there must be difficulties."

Banks are money bags, and everyone wants to hold them in their hands.

Yang Hongmei: "The issue of shareholders' related loans. The amount is quite huge, and now all of them have become bad debts of the bank. The hole is too big, and there is no way for the city to make up for it. So I hope Hengtong Group can take over."

Yanghe was originally a prefecture-level city that has not been established for a few years. In terms of economic development, these years have not been too good.

The entire Shuchuan, except for Rongcheng, the economy of other prefecture-level cities is the same.

So facing the hole in the Yanghe City Commercial Bank, Yanghe has no way to solve it.

Moreover, it is still impossible to let the outside world know that it is necessary to quickly find a powerful major shareholder to calm this matter down.

Otherwise, if the depositors know that there is a problem with the bank's operation and cause a run, the bank must go bankrupt.

Bankruptcy?

That was a groundbreaking thing.

The entire Yanghe River is about to be shaken.

Chen Wei took off his shoes, sat on the window sill, and stretched out his hand to open the curtains to let the sunlight in.

In the warm winter sun, it is really comfortable to bask in the sun.

Looking out of the window, two toddlers are squatting on the ground, playing with small wooden sticks in their hands, and a few old people are sitting on the side talking, everything looks so beautiful and leisurely.

Chen Wei: "Aunt Yang, I think it's actually pretty good to be able to control a bank."

Yang Hongmei struggled and said, "What I'm hesitating about now is that the problem of Yanghe City Commercial Bank is quite serious. It can be said that it is a hot potato. It doesn't seem to be of much use for us to take it over."

Many private enterprises are keen to buy shares in city commercial banks. One very important reason is that after becoming a major shareholder of the bank, they can conveniently obtain loans from the bank.

The issue of related loans has always been something that the banking industry cannot avoid.

In fact, when it comes to related-party loans, no bank in the world can avoid it.

Hengtong Group said it was short of money, and it was not short of money!

If they are really short of money, Hengtong Group can get a large amount of loans from any bank.

Therefore, there is not such a high demand for owning a bank.

Chen Wei: "Aunt Yang, it's wrong to think like this. It's very useful. Now the manufacturing industry makes money, right? But in the future, the financial industry will definitely make more money than the manufacturing industry. Just look at the United States. Those who open factories, Is it comparable to opening a bank?"

Why did the other side of the Pacific relocate a large number of factories to the outside? Even though they shouted for the return of manufacturing, they seemed to have done a lot, but why didn't the effect appear?
The reason is very simple, the manufacturing industry does not make money!

Compared with the financial industry, the annual profit that the manufacturing industry can earn is too low.

A large amount of industrial capital has been transformed into financial capital.

Yang Hongmei: "Okay, I know what to do."

Although Yang Hongmei didn't know much about running a bank, it was actually not that difficult to run a bank in Huaguo.

And with the support of Hengtong Group behind, making money is certain.

Chen Wei: "Aunt Yang, if the acquisition is successfully completed, the bank's name should be changed. The current name is too regional, which is not conducive to its nationwide development."

Yang Hongmei raised her eyebrows, Chen Wei really thought far ahead, and now he is considering developing nationwide?

"Changed to Hengtong Bank?"

"Yes, it's called Hengtong Bank."

Yang Hongmei hesitated. There are quite a few city commercial banks controlled by private capital, but everyone is very low-key.

After all, the banking industry is still an industry dominated by state-owned assets.

The entry of private capital is actually an act of grabbing food.

"This way, won't it be too high-profile."

Chen Wei: "Be high-profile, be high-profile, what are you afraid of. Only by being high-profile can depositors know and trust them."

A bank must have a large number of depositors, and as a small and medium-sized bank, the number of depositors is quite small.

After changing to Hengtong Bank, for those who don't know, they thought it was a bank opened by Hengtong Technology.

Hengtong Bank and Hengtong Technology, if you want to talk about it, they are also brothers!
To be famous is to be able to be trusted.

In addition, the borrowing service was not launched before, just borrow from Hengtong Bank directly.

After many private enterprises controlled city commercial banks, they kept a low profile, fearing that others would find out.

As for the reason?
It's very simple, if you want to do something bad, you must be afraid of people knowing.

The body is not afraid of the shadow slanting!

Some people are born without rectification, so of course they are afraid.

(End of this chapter)