The Age of Rebirth

Chapter 332
"Forget it, with a pile of certificates, it's better to marry a good husband. You don't have to do anything, you can be a rich wife at home, and you don't have to go out to make trouble!" Liu Jinhui said pointedly.

Li Weidong was quite complacent at first, and Xindao's daughter-in-law finally recognized the reality, but when she saw Liu Jinhui's obvious irony, she didn't dare to be happy, and had to comfort her.

"Where is this going? By the way, it will be the child's first birthday in two days. How do you plan to celebrate it for him? It seems that Hong Kong Island takes this very seriously!" Li Weidong hurriedly changed the subject.

Although Li Weidong said he did this to protect Liu Jinhui, he still seemed a little jealous. Naturally, he couldn't admit it as a man. As long as Liu Jinhui didn't make it clear, he had to pretend to be confused, and he had to pretend to the end.

"It's just the child's birthday. It's enough for our family to have a meal at home. It's enough to hold a weekly ceremony. Who else are you planning to invite?"

Although birthdays have been taken seriously these days, children’s birthdays are at most limited to a few dishes, a cake, and a family meal. Adults’ birthdays are generally not celebrated unless they are a whole birthday.

"Okay, then do as you said, I'll have someone prepare to grab the things for the week, those hairpins and hair ties messy jewelry must not be placed up, and it is more appropriate to get some pens, inks, papers and inkstones at the end!"

"Well, what you said makes sense, it's better to only put one thing!" Liu Jinhui said in a dignified manner.

Li Weidong felt that Liu Jinhui couldn't be provoked today, and he kept saying irony, who could bear it, so he slipped away quickly, and had to hide if he couldn't be provoked!

The whole weekend passed in turmoil, and Cui Fenghua still hadn't contacted Cui Dong, but seeing that the red marks on Zhao Xu's face seemed to have dimmed a lot, he felt more at ease.

I am steadfast on the issue of my son’s face, but not on the issue of the bank. The recent newspapers, large and small, seem to be drinking from Changtai Bank. Some are even gossip.

Anyway, as long as it has something to do with Changtai Bank, it seems that if they don’t talk about Changtai Bank, it seems that their newspapers can’t keep up with the trend.

Cui Fenghua is of course the protagonist, not only to get a bank loan, but some newspapers even used other people's words to say how Cui Fenghua came to power back then, and even how he pissed off his predecessor and so on.

Although Changtai Bank strongly denied it, and persuaded the citizens who withdraw money from various branches to distinguish the authenticity of the news, the citizens who no longer trust Changtai Bank, how could they be dismissed with a few words.

Didn't you say that these are fake news? If you give me the money I saved, I will believe it.

All the money has been lent out. How can there be so much money for customers to withdraw? Changtai Bank even had to stop the operation of various branches to artificially delay the speed of withdrawing money and ease the pressure. Even so, their treasury has bottomed out.

Zhao Changtai is very busy. Although the newspaper said that his wife and children are taking bank loans, he doesn't have the energy to take care of them. The most important thing now is to overcome this difficulty, otherwise his decades of hard work will be ruined. .

He went to the Monetary Authority and the Banking Association, but these were of no avail. They even asked him to explain whether the bank shareholders and their children had illegal loans.

He also went with his colleagues, and no one dared to lend him money. Even with those loan guarantees, he could no longer be trusted. The old man even thought about mortgaging his villa, but in the end he was still unwilling I am old and have no place to live.

Changtai Bank can't blame Li Weidong when it is here today. Even if there is no Li Weidong, there are so many moths, and it will be cool sooner or later. Li Weidong just pushed.

A turbulent run was inevitable. After the stock market opened, it fell by half in an instant, and the decline continued. When the market closed at noon, Changtai Bank’s share price fell by 60%.

However, there was news in the afternoon that HSBC Bank agreed to lend [-] million Hong Kong dollars to Changtai Bank with the loan as collateral for turnover, and there were even rumors that the [-] million was injected into Changtai Bank.

In any case, Changtai Bank had a good afternoon, the run tide was small, and the decline in the stock price was narrowed. With HSBC as the guarantee, the people of Hong Kong Island still trust it.

A piece of news on Tuesday morning completely pushed Changtai Bank to the end. Like Hang Lung Bank in previous years, some newspapers began to report that there was a problem with Changtai Bank’s risk control.

In recent years, Changtai Bank has been borrowed more than [-] million yuan by the company's directors, executives and affiliated institutions with very little collateral, of which less than [-] million yuan has been accrued for losses.

In other words, Changtai Bank may still have more than [-] million yuan in funds that have reached the point where it cannot be recovered, and [-] million yuan is nothing to Changtai Bank's tens of billions of assets.

But reporting is a problem. No one wants to let their money be taken away by others.

After the media reports came out, HSBC Bank also issued an announcement to the media. HSBC Bank has never promised to transfer funds to Changtai Bank, let alone plans to inject capital.

If there were no such series of reports, it might have been exposed slowly in a certain period of time in the future. Now with the help of Li Weidong, things surfaced too quickly.

Citizens and stockholders felt that they had been fooled, and the stock price suddenly fell below [-] yuan. Even Xu Yandeng didn't dare to make a decision. In this situation, it seems that he is about to be liquidated.

Li Weidong went to the company at noon. He wanted to hear everyone's opinions. If it was really liquidated, how much money went in would be finished. If it was taken over, there might be some hope.

Loan customers see that the banks have closed down, and they definitely don’t want to pay back the money. Don’t expect to treat these loans as assets. It is unknown how much they can get back when they are finally liquidated.

But deposits must be debts. Even if you lose money, you have to take it out. Even if you go bankrupt, basically these citizens can get their deposits back, because Hong Kong Island has a system similar to deposit insurance.

"Is this your opinion?" Li Weidong asked after listening to Xu Yandeng and Li Shihui's report.

The opinions of the two were completely at odds. Xu Yandeng felt that the stock would continue to fall, so he couldn't buy it now. Moreover, they sold short at the high point yesterday and closed their positions today. They had already made enough money.

Li Shihui believes that Changtai Bank's shareholders' equity is at least [-] billion, and there is no problem with accruing losses of several hundred million. The Hong Kong government or the Hong Kong Monetary Authority will definitely intervene.

From the perspective of the 80s, the banks taken over by the Hong Kong government rely on the credibility of the Hong Kong government. They will be profitable after a few years, and they will only make money if they are acquired by other big banks.

Seeing the two nodding, Li Weidong asked again: "If there is no capital injection from other banks, how likely is Changtai Bank to be taken over by the Hong Kong government due to a run on?"

"It won't be too big, but it is very likely that the Monetary Authority will find Changtai Bank as a next home, and HSBC is likely to be the next home. Don't look at HSBC's press conference, saying that there is no plan for capital injection, it is nothing more than negotiation Chips!"

"If HSBC injects capital, will Zhao Changtai be out?" Li Weidong continued to ask.

"It will definitely be, and this is very likely to be a condition. For HSBC, Changtai Bank is dispensable, and whether they have it or not will not have much impact on their performance!"

"So they can just sit back and pay back the money. The lower the stock price, the better it is for him. Maybe today's actions are to suppress the stock price, so that they can get some shares at a low price!"

"However, their actions will definitely be very covert, and they will not even sell it themselves, but other institutions will buy it and then sell it to HSBC Bank, and it will not arouse the vigilance of shareholders!"

Li Shihui had just one idea. Changtai Bank is a high-quality asset and is worth buying. HSBC must be a wholly-owned subsidiary, and no one else is allowed to follow them to drink soup.

Of course, Li Shihui hoped that Li Weidong would buy shares in Changtai Bank. He is the president of Wanli Bank, and it would definitely be good for him to buy shares in Changtai Bank.

"Then buy stocks and be discreet. I think those major shareholders may also be selling stocks. There are no rules at this time!"

Li Weidong felt that if HSBC Bank took advantage of it, he would feel uncomfortable. After all, Changtai Bank is a local bank, so what can foreigners do if it is cheap.

"Okay, chairman, I'll arrange the purchase right now, but according to the rules of the Hong Kong Stock Exchange, if we hold too many shares, we will issue a purchase invitation to all shareholders, and at the highest price in the last [-] days Acquisition!"

"Old Li, how is your communication with some shareholders of Changtai? Do they have any ideas about selling their stocks? If so, as long as the price is not outrageous, they will agree to it!"

"There has been communication. Their second shareholder, Cao Guojun, has some ideas. It seems that he plans to sell his shares and immigrate to the UK!" Li Shihui said with a smile.

Li Weidong was a little angry when he heard this, and he was a person who looked down on China, but this is still good, and the most annoying one who doesn't look down on China is simply a disaster.

Just as he was talking, there was a knock on the door of the office. After getting permission, the door was pushed in from the outside. Zhang Dongshuo said with a strange expression: "Just now I got the news that the president of Changtai Bank, Zhao Changtai, was taken from the bank to the hospital by an ambulance. gone!"

"What's the reason?" Li Weidong asked curiously.

"I'm still inquiring about the specific reason. It is said that there are already many reporters in the hospital and the bank!" Zhang Dongshuo didn't know what was going on, but he only came to talk about this matter after confirmation.

"Buy the shares of Changtai Bank, as soon as possible!" Whether there is any health problem with Zhao Changtai at this time, whether he is discharged from the hospital safely or dies, it must be the time when the stock price is at its lowest.

Li Weidong followed Xu Yandeng to the computer where the stock was traded, and the stock of Changtai Bank plummeted to less than one yuan. In just five or six trading days, the difference between the highest price and the lowest price of Changtai Bank was three or four times.

Changtai Bank has changed from a stock with almost no trading volume every day to a popular stock that everyone pays attention to, so there are many people trading, but the trading volume is not large.

The pending orders kept falling, as if there was no bottom, but with Li Weidong's entry, there was finally a bottom, and there was a rebound.

"There is a big order, 4000 million shares are listed in batches at a position of about one yuan and ten cents, do you want to buy it?" A trader suddenly asked.

"One yuan buy order, 1000 million shares!" Xu Yandeng glanced at Li Weidong, and then said.

Li Weidong looked at the screen curiously, wondering if this person would cancel the order and re-enter the order, and the stock market on Hong Kong Island has no price limit, otherwise when will it be like this, when all the bad news will be exhausted, How to play.

Li Weidong glanced at his 500 yuan watch. It had been 3 minutes and the big order hadn't been moved yet, but Xu Yandeng's buy order for 1000 million shares had already been consumed.

"Cancel the order, hang ninety-five cents, or 1000 million shares!" Seeing Li Weidong's movements, Xu Yandeng immediately issued an order.

Several traders immediately started to operate. This kind of dedicated stock trading computer may be eliminated in 20 years, but it is still used in some large households. It is fast and accurate, and it is not comparable to ordinary computers.

This is a mental battle, and it depends on who can't stand it anymore. Li Weidong can't stand this, he doesn't place an order at all, and entrusts a price when buying, and entrusts a price when selling, and the transaction is instant.

After hanging up for more than a minute, the original pending order of 1000 million shares suddenly decreased by 500 million shares. Li Weidong smiled, it seemed that the other party couldn't hold it anymore, even he didn't know if the other party didn't take the bait, he would not Will ask for a price increase to buy it!

Xu Yandeng asked to cancel the order again, and placed 1000 million shares at a price of two cents lower. This time, the transaction was relatively fast, and the transaction was completed within a few seconds. Around this price, several more transactions were made. In ten minutes, the man in the world had a total of 6000 million shares traded.

At the beginning, it was estimated that this person was inferior, and there were too many sales orders. Later, he sold it to Li Weidong at a reduced price, and entered Xu Yandeng's inner ambush circle.

Li Weidong patted Xu Yandeng on the shoulder, smiled and left without speaking.

Li Weidong doesn't care about the next thing, he just waits for the result. After so many days, he can be regarded as having experienced the baptism of the financial market. He is really not suitable for this job.

Early the next morning, Li Weidong was busy picking up his yacht. When he bought the transport yacht for his father during the Chinese New Year, he fell in love with a luxury yacht.

In the future, when he said that he had a yacht, he would not be fooling his father-in-law. Last time, in order to encourage his father-in-law to come to Hong Kong Island, he said that he had a yacht that could go fishing.

Fortunately, after the old man came, although he went fishing, he didn't propose sea fishing, otherwise it would be really difficult to do business.

This time it really does exist, unlike his old man’s transport yacht, this one is a luxury version, priced at more than 1000 million Hong Kong dollars, and he can buy a set of flats on Hong Kong Island.

"It's not bad, isn't it? Standing on this, does it feel that the aura is different, and the heart is particularly open?" Li Weidong and Liu Jinhui were lying on the deck basking in the sun.

"Hey, this is how people live, how much is this boat?"

"It's not expensive, more than 1000 million, you just say it's worth it?"

This flybridge yacht is produced by Azimut in Italy. It is 22 meters long and more than five meters wide. It is equipped with a fuel tank of 12 gallons and two German MAN V32 engines with 1000 horsepower. The maximum speed is [-] knots , with a battery life of more than [-] nautical miles, you can stroll casually in the South China Sea.

Three decks, four bedrooms plus a staff lounge, living room, dining room, living at home, entertaining guests, business meetings are completely sufficient.

"It's good, but you can't drive it out every day when you buy it. It's a waste to leave it there. Do you have to pay berth fees to park it there? Do you have to pay for the boat!"

"You can't settle accounts like this. Otherwise, everyone will only need to eat, drink, and scatter, and don't need to deal with the rest if they are not necessities. If everyone is like this, what is the meaning of life?"

"It's rare to be rich but not proud. We have experienced poverty and we can still manage it. You said that when Li Qian and the others grow up and have so much money for him to spend, will they become rich like Zhao Xu?" The temper of the second generation is arrogant and domineering!"

"No way, the father married three wives in a row, and it is said that he had an affair with the secretary, and the mother has such a domineering personality. What good can such a child teach? Our parents-in-law are not like that! "

"You know all about this!" Li Weidong asked embarrassingly after he finished speaking, naming them all by name, so it's not good to pretend to be stupid.

(End of this chapter)