Reborn I want to surf

When Lao Ma first launched Alipay, he didn't even regard it as a payment tool, but just a means of security.

In 2004, Alipay became independent from Taobao; in 05, it reached a partial cooperation with ICBC.At this time, his payment function was valued, and his business began to expand and his ambitions continued to expand.

In 2007, this year,
Alipay will launch a "Taobao" plan to open up markets other than Taobao.For example, it has reached agreements with Ninth City, China Southern Airlines, and Ctrip to carry out payment cooperation.

The plan lasted for 3 years, staking the land, and it seems to have achieved remarkable results, but in fact there are many disadvantages.Because the user experience is not good, it takes 7 page jumps to complete the payment.

The operation is cumbersome, the bank check is not timely, and the result of "payment failure" often occurs, and the success rate is only 60%.

In a rage, Lao Ma directly replaced Alipay's CEO, and then communicated with a number of banks to launch a quick payment function, which slowly got on the right track.

Later, Alipay became a financial tool.

Entered the Internet wealth management industry with Yu'e Bao, entered the Internet insurance with Zhongan Insurance, and entered the Internet credit with Huabei and Jiebei, and completed a rapid deployment.

It is not necessarily true that Lao Ma wants to do this. Behind this is the promotion of national policies—the "[-]th Five-Year Plan for National Science and Technology Innovation", which proposes to promote innovation in technology and financial products and services.

laugh!
The community department is celebrating their excellent record, but they don't know that a new opponent is preparing to steal the house.

Alipay did innovate, but later the water was too deep to grasp, and it understood everything.

Finance is a natural evil and a natural poison, let alone how far it will fall.

"..."

And Chen Yizhou's style is not good at flicking investment.

Yao Yuan walked into the meeting room bored, found his name tag on the seat in front, and sat down.He had to come to the meeting, but he had nothing to do when he came.

In contrast, JD.com and WeChat also engage in finance and lending, but the problems are much worse.

Wang Ke left a sentence: Outward development is a matter of the future, not relying on this, but relying on WeChat payment!

Thousand Oaks Group didn't seem to have a good reputation, but it secretly acquired Maopu.com, Dones and Xiaowai.com.

The investment came with various acquisitions, expanding the territory in the fastest time, making the most of commercialization, Li Lanchou, and then fooling around with investment, and then acquiring and expanding...

Of course Wang Ke knew it would be convenient, and wondered if he could send a message through Yinyin's grandfather's circle, since he was going to get married anyway.

Mop is a high-quality product, but it was taken down by Chen Yizhou with both soft and hard tactics. He immediately commercialized it and started making games, which made the old users furious.

Last year, Xiaonei was acquired by Chen Yizhou's Thousand Oaks Group, and Yao Yuan signed the agreement.

Wang Xing was silent for a while, took a notebook casually, and wrote two words: "Relationship!"

"Moreover, Maiwo has reached a bottleneck in its development, and its users are growing rapidly. The current page is like Maimai challenging QQ. You are also the latecomers. You don't want to surpass, you just want to occupy market share..."

I can see that Alipay will expand outwards, which is still very dangerous. Wang Xing said with a smile: "When one's own territory is small, it is called self-enclosure. When the local territory is infinite, it is called closed-loop ecology."

"Games and communities are the two pillars of your future development. The game is based on Mopu, and the community is based on Xiaonei. This year, we will go further!"

"This……"

Adding up all the instant messaging software on the market, the situation suddenly became clear, and there were only two heads: QQ and Maimai. QQ pressure increased sharply!

Yan Yuan sneered in his heart, and said, "No, your arrangements are still very perfect."

After Wang Keming finished speaking, he asked Wang Ke coldly, "Is there anything to add?"

It is a common practice in acquisition cases to require the founder of the other party not to reinvent the wheel within a certain period of time, and usually give a vice president a idle job, regardless of the business.

not now
Not in prison, but soaking in hot springs in Japan.

Chen is very prolific, saying: "The community is under pressure, everyone must be under a lot of pressure, but no matter how good our data is, it doesn't matter, people are open to investment.

Soon after the Spring Festival, Wu Jun completed the military order: Maimai users exceeded 1 million!
You engage in payment tools and use them yourself, so you can't make an effort to develop outward. "

Wang Xing shook his head and said softly: "You are not enough!"

"That's good!"

Uncle Dongzi understood, paused, and said: "Three years of gambling is enough for them to develop, apply and promote, but that thing must cooperate with the bank. I always have a sense of fear that I can't control it. We are no……"

Wang Ke is now a part-time job as a student. The agreement is for one year, and every time he stays for an extra year, he will be given an extra sum of money.He doesn't want to take it, he just wants to wait until the second half of the year expires, pat his ass and leave to continue his business.

"In the Internet, ideals cannot be eaten. The community is the outlet, and what they want is investment and listing. When they are successfully listed, let Mai Wo continue to play with our ideals!"

Another example is Xiao Ma, who occasionally makes a fortune in silence and has ambitions, but is hammered by a government. If you are hammered, you will be obedient and continue to make a fortune in silence.

Not to mention Dongzi, even I have a sense of fear.Lao Ma has a saying that is true: "When I founded Alipay, I was ready to go to prison..."

From a certain point of view, Wang Keming and Wang Ke have similar ideas, they are both engaging in communities and games.It's just that I pay too much attention to Lilan, and often make products that are completely wrong in principle, but lose the opportunity to make them bigger and stronger.

Liu Qiangdong didn't think about those thrilling historical trajectories, upon hearing this, he immediately said: "You have always wanted to be called Jing, Taobao has Alipay, Tencent has Tenpay, and you should also have one.

The shopping festival really needs our own payment tool, which is more convenient for users, but I am worried that Alipay will expand outward and occupy other markets, and we will not be able to catch up after a late start. "

"The company raised 7500 million RMB last year. If you are being polite, don't think you can rest easy. The Internet is a money-burning industry, and it will be gone after a yawn. Only when there are more users, activity increases, and the data looks good, will the next round of financing be available. follow up!"

The two chatted for a long time, and there was nothing to say about the content of 404, but at least they set the name to Mai Mai Pay!

Dongzi picked up a pen and wrote a few words, which was Zhou Yunfan's name.

I am momentarily stuck.

Beijing, the headquarters of Thousand Oaks Group.

(And at night...)
"let me try!"

In the wave of the Internet for more than 20 years, heroes have emerged in large numbers, each with its own style of action.

For example, Zhang Chaoyang likes to give his subordinates room to play, but when his subordinates make some achievements, he uses them to manage them himself, and then rushes to the street... Zhou Fu mother, the situation goes from bad to worse, and in the end, he just let it go to waste, to imagine the universe and the mysteries of physics .

………………

"Oh, I understand, we don't learn from Taobao, we learn from Tencent, like Tencent Tenpay? It's familiar, we have a lot of business, and we don't have to worry about not having users."

After waiting for a while, Wang Keming and other executives came in.

The so-called financial bosses, 90% rely on relationships, 10% rely on ability.