Reborn I want to surf

Chapter 842 The First Year 3
Ali headquarters.

In the meeting room, the atmosphere was gloomy.

Ma Yun's alien-like face became more and more like an alien. After a long silence, he said, "I'm not looking for responsibility. Our confidentiality work is very good. 99 launched the small treasury. I can only say that the hero's See similar.

After all, one of our two e-commerce companies is No. [-] and the other is No. [-], and both face the same policy issues. "

What policy question?
That is, the state stipulates that the ratio of the paid-in monetary capital of a third-party payment institution to the average daily balance of reserve funds shall not be less than 10%.

For example, the reserve fund in Alipay is 1000 billion. According to regulations, Ali’s paid-in capital should be 100 billion, but it is only 5 million, so the paid-in capital has to be increased.

The same is true for Maimai Payment. There is also a lot of money in Maimai Payment now, and Yao Yuan has to find a "spill outlet" for it.

So no matter what the reason is, a small treasury must be done.

"We were caught off guard, but don't be discouraged. We Taobao and Tmall have more users than them, and we will soon catch up. The most important thing now is to launch Yu'ebao as quickly as possible, so don't waste time!"

After Ma Yun finished speaking, he looked at the executive in charge of the Yu'e Bao project.

The senior management was annoyed by the small treasury, and smiled wryly: "Ye Bao is undergoing the final test and formulating a promotion plan. We originally planned to launch it in early June, but now... well, it's only 6 days away."

"Give me an exact time!"

"Within this month! It will definitely be online within this month!"

"it is good!"

Ma Yun didn't say much and let everyone go away.

After the person left, there was a trace of fluctuation on his face, which showed that his heart was far from being as peaceful as before.

Before, my opponent was Liu Qiangdong, and the competition between the two was quite satisfactory, competing against suppliers, prices, quality, logistics and after-sales services, etc.

Everything is within the bounds of logic.

As for Yao Yuan, Lao Ma is mainly a spectator, watching him fight with Tencent.What impresses me the most is that Yao Yuan always seems to be ahead of the enemy, always throwing shit at their door before Tencent sends troops.

Either hinder Tencent's actions, or simply disgust people.

Lao Ma still thought it was quite interesting, but now Liu Qiangdong is in the United States, and Yao Yuan is in charge of [Little Treasury]—that kind of publicity strategy seems to be his handwriting, so it doesn't feel very good.

It's time to throw shit at your own door.

"This person is evil..."

Lao Ma is worried, because he knows that the small treasury/yu'ebao ratio is not just about income, and who can win in the end depends on whose ecosystem is stronger!
What's more, this is a new product, and it has to face internal and external pressures.

…………

On May 5, the small treasury was launched for a week.

Early this morning, when Chen Shengqiang came to the company, he was floating when he walked, as if he had stepped on cotton in his shoes.

"As of last night, that is, in 6 days, the number of customers of the small treasury has exceeded one million, the per capita investment is 863.67 yuan, and the asset scale is about 9 million."

"what!"

Chen Shengqiang was prepared in his heart, but he couldn't help laughing when he heard the clear figures.

6 days!
100 million customers!
9 million funds!
Although the size of the funds is almost the same, and the per capita investment is very shabby, it is understandable that the main focus of the small treasury is financial management for all.And as everyone's trust increases, more and more funds will be injected.

"Send an announcement!"

Chen Shengqiang thought for a while and said, "Just talk about the scale of users, don't mention the funds!"

"Ok!"

Ever since, Xiaojinku issued an announcement:
"Online for 6 days, the number of users has exceeded one million!"

This news was more direct, like a boulder thrown into a lake, instantly setting off waves.

Laymen don't understand, and the fund circle exploded.

Domestic small fund companies generally have a total customer base of less than one million, while large companies have several million.The 100 million customers of the small treasury have exceeded all the resources accumulated by small and medium-sized fund companies over the years.

It is precisely because of this that traditional fund circles feel threatened.Responding to that sentence: It is often not an internal opponent in the industry that kills you, but a cross-border behemoth!
But they did not act rashly, but chose to wait and see to see what the official attitude was.

…………

Also on the 24th, Friday.

According to the usual practice, the China Securities Regulatory Commission will hold a regular press conference after the market closes every Friday to answer questions from reporters on market hotspots, and there will also be some policy news, which will affect the sector next week if it is small, and the index if it is large.

The same is true for today's press conference. After some exchanges, towards the end, a reporter suddenly asked: "What do you think of the recent [Little Treasury]?"

The spokesperson paused for 2 seconds, then Fang said:
"The small treasury launched by Maimai Pay provides investors with more investment and financial management options. It is an active exploration of market innovation. The China Securities Regulatory Commission actively supports market innovation and development, and provides institutional guarantees and a relaxed environment for market innovation and development.

The small treasury completed the relevant filing of the fund sales payment institution last year and carried out related businesses. However, some of the fund sales payment settlement accounts in the small treasury business have not been filed with the regulatory authorities, nor have they been able to submit the supervisory bank’s report to the regulatory authorities. The supervision agreement violated the relevant regulations..."

For a routine press conference like this, you must be fully prepared for recent hot spots, so as not to ask three questions.

We are not familiar with the China Securities Regulatory Commission, but we are very familiar with the regular press conferences of the Ministry of Foreign Affairs. Those few speakers are also very famous. This is a nature...

Therefore, the China Securities Regulatory Commission is obviously prepared for the small treasury, and the answer is very comprehensive, with positive affirmations and insufficient reminders. Five minutes later, the news was posted on Weibo with a big headline:
"China Securities Regulatory Commission: The small treasury violated the regulations!"

The news was forwarded crazily in an instant.

"The China Securities Regulatory Commission said that the small treasury violated the regulations, and it will be punished if it is not filed!"

"Little treasury will be punished!"

"Have you heard? The little treasury is about to be stopped!"

It was passed around, but the source could not be found. Many celebrities also reposted the comments, complaining that they did not understand. Ren Zhiqiang said: "No system innovation is allowed?"

…………

Within a day, Chen Shengqiang experienced the two worlds of ice and fire.

High-spirited in the morning, anxious in the evening.

The news that "the small treasury will be suspended" directly affects the users, and many people are withdrawing funds.He hurriedly called Yao Yuan.

"You mean, block the news on Weibo?"

Yao Yuan didn't wait for him to answer, and said again: "What consequences will this have, have you thought about it? People don't think you are okay, they only think you are more problematic.

To do this business, policy and trust must be experienced.

Since it is a rumor, let's clarify it, don't cover it up, but face it head-on.In addition, this is a negligence in your work, do you admit it? "

"..."

Chen Shengqiang was silent for a moment, and said: "I admit that it was my negligence for not completing the filing. I understand, don't worry, I will handle it!"

(and also……)
(End of this chapter)