Reborn I want to surf

Chapter 845 What I Want to Fight For is Not the Fund

"Why are you here? Where are my company people?"

"I asked them to go back. You went to the United States for four months. I was thinking about it, so I came here in person..."

After Yao Yuan finished speaking with Liu Qiangdong, as if he had just discovered it, he turned to the little girl next to him in surprise, her acting skills were extremely exaggerated, and asked, "Who is this?"

"Just call me Xiaotian, I've admired your name for a long time!"

"Oh, hello, hello!"

Yao Yuan shook hands with her, looked up and down the milk tea girl, um, it really is a small white flower - very similar to Chen Duling in every way.

"Are you classmates?"

"Yes, Brother Qiangdong and I met at Columbia University, and I happened to come back together when I returned to China."

"Oh, so you are an international student?"

"I'm an exchange student."

"I seem to have seen your picture, some years ago."

"I'm laughing at you, it was posted by a classmate of mine on the Internet, and then spread out somehow."

Yao Yuan asked this question, he was still asking when he got in the car, and ignored Liu Qiangdong's embarrassed and pleading eyes, just kidding!I'm here for fun, why should I come if I'm not having fun?
He opened his mouth, and under Dongzi's terrified gaze, he said again: "No wonder it looks familiar, I remember Qiangdong saw your photos back then."

"Really?"

The milk tea girl was surprised just right, and asked Liu Qiangdong: "Why didn't you tell me?"

"Hey, what's there to say?"

"Hey, when he saw your photo back then, it was..."

Dongzi couldn't take it anymore, grabbed Yao Yuan, and forcibly changed the topic: "I heard that you guys are making a big splash in the United States. How is the situation now?"

"What does it have to do with you? Are you dating?"

puff!
As soon as these words came out, even the milk tea girl who was extremely good at controlling expressions couldn't hold back, and said: "It's not what you think, we are very good friends."

"Oh, friend~"

Yao Yuan dragged out a long turning sound, and finally stopped asking.

The milk tea girl is depressed. With Yao Yuan's conditions, even if she is married, she is still the target of many people, but this character is too shaky!

After driving to Tsinghua University, the milk tea girl got off the car and said goodbye politely.

Dong Zi was a little angry, Yao Yuan looked at him and said, "It doesn't matter who you are looking for, as long as you are happy, I will be happy for you. I just remind you that the mall is facing a listing, and shareholders are very sensitive. You Don't make any news at this time."

"How is it possible for me, I know it!"

Dongzi said that he was underestimated.

Compared with Wang Wei of Tudou.com, Liu Qiangdong's performance in marriage is indeed much stronger.

In 2015, before he married Milk Tea Girl, he paid in advance his 10-year salary and bonus, with a total price of about 26.5 billion yuan, and his annual salary for the next 10 years was only 1 yuan.

It seems that the milk tea girl didn't take advantage of it, but it was not.

In terms of face, she is responsible for JD.com's public welfare and fashion, goes to various social occasions, makes friends with successful people from all walks of life, and establishes an image as a "first lady".

On the surface, Liu Qiangdong contributed money to help her engage in private equity and investment, which is worth a lot of money.

Dongzi's principle is that you don't touch Jingdong, and you can do anything else.Milk tea girl is also very smart and knows how to manage, especially when Dongzi had an accident, she behaved like a model.

Of course, in Yao Yuan's eyes, these two people are not like husband and wife, but more like partners.

…………

Liu Qiangdong focused on his career, went home to freshen up, and ran out again that night.

Yao Yuan called Chen Shengqiang, and the three of them had a meal.

Dongzi was away for four months, looking a little hungry and curious about everything, and asked, "How much money is there in the small treasury?"

"Breaking [-] billion!"

"Is this breaking [-] billion?"

He widened his eyes and sighed: "No wonder people say that the end of business is finance, and the end of finance is infinity. It's only been a month! How about Yu'e Bao?"

"Their users have exceeded one million, and the funds have not been announced yet, and they are chasing quickly. Taobao's plate is too big, and the subsidies are ruthless, attracting many of our users."

Chen Shengqiang said: "According to our agreement with the bank and the recent market situation, I think it is very reasonable for the annualized return to be within 5%. If it exceeds 5%, I don't know what method they use."

"It doesn't matter, the old horse is sensible (still sensible). Now it's a melee, and those messy products dare to claim such a high profit, and then we will see what happens."

Yao Yuan said: "The so-called small treasury/yu'ebao is just an appetizer, don't pay too much attention to it, this is a war of the entire Internet finance.

The most important thing at present is to expand the application scenarios, and to increase the types of financial products.

Now there are more than 20 funds looking for us, hoping to cooperate like Tianzhi Fund, but no matter how they cooperate, it is still financial management, and what financial products include?
Do stocks count? "

"Of course!"

"Insurance?"

"It counts!"

"Small loan?"

"All count!"

"So, the model of the small treasury has been made, and we will continue to develop more financial products based on this idea."

"I think small loans are fine!"

Liu Qiangdong tasted the product, and said: "Consume first, pay later, pay back in installments, directly connect with the mall, one-stop."

"Ha, that's the truth!"

Yao Yuan had a drink with him, and said: "I leave these to you, and I am mainly responsible for developing application scenarios. Now is a barbaric period, no one is in charge, and when the supervision is down in the future, how can there be such a high profit?
In the case of similar income between the two, which one the user chooses depends on whether there are many application scenarios. "

As he spoke, Yao Yuan took out his phone, clicked on Weichat, and pointed to a new function.

"This is called Weichat Payment. The beta version was given to me first, and it will be launched soon. I plan to use this to expand the territory and seize the market.

Weichat now has 3.5 million monthly active users, and the number one social software for smartphones. People may not open the mall every day, but they will definitely open Weichat every day.

I will connect [Little Treasury] with Weichat, and then connect Weichat payment with our ecosystem, games, videos, communities, and Lei Jun’s group buying, Cheng Wei’s taxi, including massive offline payments..."

"..."

Liu Qiangdong was a little stunned, he reasoned out the context, and said: "If we really want to do it, it will be huge, so you said that we will put all our efforts into group buying this year?"

"That's right, use group buying to promote Weichat payment, and use Weichat payment to promote group buying. Only by laying down the application scenarios one by one can we win the battle for Internet finance."

“Compared to this, Xiaojinku/Yuebao is really an appetizer.”

Chen Shengqiang also sighed.

"Come and have a drink!"

Yao Yuan raised his glass and said with a smile: "Leave the financial products to you and the application scenarios to me. We all have a bright future."

when!
The three of them had a drink, and the general direction was clear.

Yao Yuan didn't want to fight about fund management from the beginning, so what's the point of fighting?Sooner or later it comes down to policy.What really wants to compete with Ali is mobile payment.

As well as group buying that complements mobile payment, and just emerging, no one pays attention to: takeaway!

(Call it off!
PS: Zijin Chen lives on income from financial management. The story of "Bad Boy" is true. This person has contributed a lot...

The last group is full, I want to add a new group)
(End of this chapter)