Reborn I want to surf

Chapter 870
Shenzhen.

VFT is a payment services company.

It does not have a payment license, but it has a large number of merchant resources in its hands. For example, if Tencent needs to develop any payment business, Weifutong can import its own merchant resources to Tencent.

Simply put, it is a middleman/agent, earning some hard money.

On this day, Xian Dan, the boss of Weifutong—that’s right, he came to the Tencent building in person and met the relevant person in charge.This is a big deal. If it can be won, Weifutong can go to another level.

The two sides cut to the chase.

"QQ payment wants to develop offline QR code business. You are a well-known service provider in Shenzhen. I hope we can reach a cooperation."

"Of course, of course, but when we do this kind of business, the first requirement is to become the general representative. If you can accept it, we can talk about it."

"Yes, we asked you to discuss because we have taken a fancy to your company's strength."

The two parties negotiated conditions step by step, and the core content was the "handling fee"!
In the traditional way of swiping a card, the card issuing bank, UnionPay, and the acquiring institution charge merchants a handling fee in a ratio of 7:2:1.

In the current situation, Weichat/Alipay/QQ will take the place of UnionPay and acquirers, and they will also charge merchants fees.

The state stipulates that different industries have different limits. For example, the handling fee of the catering industry shall not exceed 1.25%.

The two debated for a long time, and finally said: "Okay, okay, we only charge you a 0.5% handling fee for QQ payment, it can't be lower, if possible, we will reach an agreement!"

"0.5%?"

Xian Dan quickly calculated in his head, and said: "Yes, 0.5 is 0.5!"

The initial negotiation was settled, and both parties were very happy.

The principle is: Weifutong can develop sub-agents to promote QQ payment in cities and counties.

For example, the final handling fee negotiated with the merchant is 1.25%, the county-level agent gets 0.1%, the city-level gets 0.2%, and the remaining 0.95% is in the hands of Weifutong, and 0.5% of it is handed over to Tencent, and the remaining 0.45% is profit.

Don't look at the small, the small adds up, and every QR code payment has to be charged 0.45%.

When Xian Dan left the Tencent building, he already had a comprehensive plan in mind. He first promoted the product from merchants with POS machines. Their acceptance was relatively high, while that of small merchants and middle-aged and elderly people was low.

This has been verified in [QR Code Community].

Hey, 99 is a good guy!

Actually, a video was released to provide everyone with experience, so that the upstream and downstream industries have a basic understanding, and it will be easier to carry out work.

……

Weifutong is very familiar with this kind of work, and quickly found a bunch of lower-level agents.

There is no shortage of brave gold diggers in the world, as well as step-by-step workers. When every opportunity comes, some people get rich, some go bankrupt, and some are mediocre.

The promotion of QR codes can be regarded as an industry no matter how big or small. Many people consciously saw the business opportunities in it and invested in it one after another.

Li Yang is a small boss in Guangxi who opened a small company.

He felt that the QR code was very promising, so he took the initiative to find Weifutong, negotiated the terms, and became a lower-level agent.

"I paid 70 yuan first, including agency fees and the purchase of terminal system equipment. Plus office lease, employee salaries, etc..."

Li Yang made a calculation and invested 200 million in advance, which was very painful.

But self-consolation, it doesn't matter, I don't want the child to be caught by the wolf.

Because he won the agency right in Guangxi, he can continue to develop lower-level agents, and he can harvest them!
…………

In this way, Tencent and Ali launched the promotion of QR codes in a hurry.

99 is also in a hurry, they also find an agent, the negotiation process is extremely cumbersome, and they repeatedly drag and drop on the handling fee, as if they deliberately failed to negotiate.

But people shouted loudly. Today it will be promoted nationwide, and tomorrow it will go to the northeast first. The day after tomorrow, 100 QR code communities will be built, and the atmosphere will be full immediately.

Thanks to the publicity of the three companies, the concept of QR code payment has rapidly spread among the younger generation on the Internet.

In later generations, we have payment codes, collection codes, and time limits, which will become invalid when they arrive-that is a security guarantee that has been worked out after years of exploration.

There is nothing now, only the function of the payer scanning the code.

Anyone can generate a QR code, it's not that difficult.This thing is new. Many people have no concept of security. They want to scan the code when they see it. If there is a Trojan horse in it, the information will be stolen.

……

Greater Shenyang.

Xiao Zhang, in his 20s, is a fashionable QR code scanner.

She found a website that specializes in recharging mobile phone bills. It says that China Unicom, China Mobile, and China Telecom mobile phones can be recharged. It takes 10 minutes to arrive at the account and pay by scanning the code, which is convenient and fast.

In later generations, whoever said that it takes 10 minutes to recharge the mobile phone fee to arrive at the account, everyone can shoot him to death.

There is no such function now, and most of them still use recharge cards...

Ever since, Xiao Zhang scanned it, but there was no prompt message or text message after scanning.She didn't know if she rushed up or not, it didn't matter, young man.

As a result, at night, she found that her mobile phone was in arrears.

She called the TV station's news hotline, and the TV station happened to be paying attention to QR codes. They reported a special issue and found an "anti-virus engineer" to demonstrate how to generate QR codes. Recognize the publisher and so on.

……

Big SJZ.

Boss Zeng sells musical instruments. He has stores both offline and online.One day a customer contacted him through Taobao, saying he wanted to buy a piano.

"My dear, what can I do for you?"

"I want to buy pianos, maybe six or seven."

"So much?"

"Yeah, I teach the kids!"

"We have a complete range of piano models here, look..."

"Oh, what I need is different. It's too troublesome to tell you one by one. I'll send you a QR code. You can scan it. There is a chart inside, and it is the model I need."

"Oh, that's fine too!"

Ever since, Boss Zeng received a QR code.

He scanned it, and a link appeared first, and he clicked it without much thought, and then a file to download appeared.He thought it was the model information, so he clicked download.

As a result, nothing was downloaded.

Boss Zeng felt that something was wrong, so he contacted Alipay's customer service, and the other party said: "You just changed your password and paid 2 yuan!"

2 million!
Boss Zeng immediately called the police.

………………

On the one hand, 99, Tencent, Ali, and even Baidu and Sina, which have just obtained payment licenses, are promoting QR codes.

The agents of various companies are running all over the country, entering the shopping malls, and sinking to the townships and counties, showing a booming momentum.

On the other hand, there are more and more similar cases.

When people's money is damaged, they will naturally report it to the police and the bank, and these things will be reported to the decision-making level.

So Yao Yuan is setting up a situation aboveboard.

Using QR codes to consume the resources of Ali and Tencent, and more importantly, to divert their attention to cover up what they really want to do:

Spring Festival Gala!

(no more...)
(End of this chapter)