Consumer God
Chapter 228 Everything About Dad Is Yours
Chapter 228 Everything About Dad Is Yours
All afternoon, Han Lie prepared various materials in the hotel.
He wanted to hurry up and discuss this matter with Pan Zi.
In fact, he could have made Pan Zi agree to the cash guarantee through a simple promise - to marry Pan Ge immediately after graduation - so as to conceal the core plan.
But one cannot, or at least should not...
If you want to be a true leader who is king outside and saint inside, you must not act like this.
Han Lie would rather be picked by Lao Pan and kicked out of the project with his backhand, rather than borrowing the way with a deceitful heart.
People used you as a son-in-law to train and support you so many years in advance, but you turned back and used deception to establish your own family. Does this matter?
It's only 60 billion, it's not worthy of Han Lie's infamy.
As for whether Pan Zi will really kick Han Lie away...
Very unlikely.
Lao Pan himself is very rich, and he only has a daughter like Xiao Shoupan. His dream is how to find a good son-in-law who can be his successor. It is impossible for him to turn against Han Lie for money.
Yes, Pan Ge is still young and has plenty of time to find another husband-in-law.
But the problem is...
Is it really so easy to find a genius like Han Lie?
Assuming that the second one can be found, who can guarantee that that person and Pan Ge will like each other?
What should that person do if he has second thoughts about the Pan family?
How to deal with the father-daughter rift caused by kicking Han Lie away?
There were too many problems, whether it was from a rational point of view or an emotional point of view, Lao Pan would never do such an unwise thing to Han Lie.
The foundation of mutual trust is so solid, that's why Han Lie is going to have a deep talk with Lao Pan.
Today is the day when I, Han, completely conquered Pan Zi and Xiao Zhao!
With great vigor and high spirits, Han Lie called Lao Pan ahead of time, and went straight back to the hometown of the four of us.
When Zhao Anni saw Han Lie, she became more enthusiastic than before.
"Lie Lie, come quickly, try the Dandong strawberries that my friend just brought over!"
My good guy, the nickname Lie Lie is too aggressive, Lie Lie feels very good...
Han Lie sat down with a bitter face: "Auntie, even if you call me Little Liezi..."
"Hahahaha!"
Zhao Anni was so teased by the playful Han Lie, she patted him affectionately: "Little devil!"
Well, it's not an illusion, it is indeed closer and more enthusiastic than before, and it really feels like a mother-in-law looking at her son-in-law.
No change happens for no reason.
In Han Lie's view, since there are no other variables, the only reason is the brilliant record in the first round of private equity.
In the past, what Han Lie showed was only potential, but now it is different. Now he has proved himself.
I, the powerful boss, Lie Shen!
"Come here, Lie Lie, eat a strawberry!"
"..."
Han Lie looked at the huge strawberry that was stuffed into his hand, which weighed almost two or two, and bit it down in grief and indignation.
Huh?
So sweet!
"Auntie, strawberries are so sweet!"
The dog man grinned foolishly, and simply began to act obediently: "Where did you get it? It's not hollow for such a big man, absolutely!"
"Delicious, right?"
Zhao Anni was coaxed into a smile and was in high spirits.
"I have a friend who runs a hotel over there. He specially picked the first batch of top-quality 99 for me. They came through Lao Wang's air transport channel. They picked the fruit this morning and it didn't arrive until after three o'clock in the afternoon..."
Oh, no fuss.
For the rich in Shanghai, selling 800 or 1000 a catty of strawberries is not the point, as many people can afford it.
It is this tossing that really distinguishes the nouveau riche from the wealthy.
The strawberries on the plate were not bumped at all, and they were as perfect as if they had just been picked from the backyard.
The quality of strawberries bought in boutique supermarkets may be only slightly inferior to them, but this trace is a natural moat.
"Delicious! I came at the right time, I picked it up~~~"
"Hahaha! Eat more if it's delicious. By the way, aren't you exercising with your daughter? From now on, go to the gym every day and ask her to bring you a box..."
When Pan Ge walked into the living room, what he saw was the scene of a loving mother and a filial son.
(⊙⊙)! ! !
She stared round her eyes, stunned, and almost exclaimed.
What a big deal, you actually drove me home? !
"You, you, why are you at my house?!"
As soon as the question came out, Zhao Anni immediately frowned in displeasure: "Why are you so rude? Lie Lie must come to the house to find you?"
"Strong?!"
Pan Ge subconsciously turned to look at the dog man, wanting to see what ecstasy he gave his mother.
As a result, the dog man raised his chin lightly at her and raised his eyebrows again, which aroused her anger on the spot.
That's my mom!
Yes yes yes, your mother.
Your mother waved to you impatiently, and when she turned her head to look at Han Lie, her face was immediately amiable.
"Lie Lie, your Uncle Pan will be home around 5:[-], I'll go to the kitchen and have a look, you and your daughter can go upstairs and play for a while!"
"Okay, aunt."
Han Lie nodded obediently, then walked towards Pan Ge with a fruit plate.
Pan Ge was so angry that his fingers started to tremble.
I came back less than 10 minutes later than usual. In such a blink of an eye, you didn't even call Aunt Zhao, just called Auntie? !
As soon as Zhao Anni left, Pan Ge immediately stood in front of Han Lie, aggressively...
Uh, the aggressiveness lasted for less than two seconds.
She was just excited, not really that brave.
When he rushed over and looked up, he saw the evil smile on the corner of the dog man's mouth, and immediately changed into a sweet smile.
"Honey, I miss you so much... mua!"
Hanging his hands around Han Lie's neck, he raised his head and kissed him lightly, his face full of sweetness and joy.
This goblin, absolutely!
To be honest, if she hadn't met Han Lie, she would play with boys of the same age as if she was playing with her grandson. Who would be able to handle her tricks?
"Don't try to get away with it."
Han Xin was as hard as iron Lie held the fruit plate in his right hand, put his left arm around her waist, lifted her up directly, hugged her whole, and then walked slowly towards the stairs.
"You know what bad things you have done. Do you think Xi Luting will really help you? Naive! If you beat me with two sticks, she will honestly recruit everything..."
Good guy, this bastard is not only a hooligan, but also scares little girls out of nothing!
Pan Ge is indeed smart, but also suspicious.
So, she really believed it.
At that time, he was so angry that he exploded: "Zhuzi is not enough to plan! Xi Luting, a brainless bitch... Huh? Where are you taking me? Let me down quickly, or I will scream!"
Han Lie strode upstairs, squinting at her: "Catch it yourself! Aren't you afraid of being knocked?"
Who cares if you shout or not!
Pan Ge's mouth was very reserved, but his movements were not slow at all.
Immediately wrapped her two thighs around Han Lie's waist, and nervously refused any more contact: "Honey, don't mess around, this is my home!"
Her nervousness was real, but not otherwise.
From going upstairs to opening the bedroom, after a short distance, the panting has already begun.
Next...
Which man with a level 4 big sucker would still be polite to a top beauty? !
You can be stubborn, if you don't hum within 10 minutes, I will lose.
Naturally, Pan Ge couldn't hold out for 10 minutes, his snow-white slender waist was arched violently, and he begged for mercy with a long cry.
"Good brother, I was wrong!"
Han Lie fiddled with most Xiangsan casually, raised his eyebrows and smirked: "What's wrong?"
"I... I shouldn't have encouraged Xi Luting to find Concubine Chen Yan..."
"What the hell?!"
Brother Lie was so shocked that his northeast accent came out, and his brain was buzzing.
"How do you two plan to find Concubine Chen Yan?"
Pan Ge was trembling all over, and replied angrily: "Go to the main school forum to post a post, accuse your goddess of a third party meddling, betray Lie Shen, and expose her true face of vanity and coquettishness...Ting Ting is best at writing short essays gone."
Good guy!
It has to be you...
After thinking about it carefully, Han Lie knew that this was not necessarily the original plan of the two of them. Now it was purely Pan Ge's unilateral revenge on Xi Luting and digging holes for her.
But Xi Luting is not stupid, so he shouldn't be so easily teased by Pan Ge.
When Miss Da Ting was not on top, she was actually quite smart.
So the two of them get together affectionately, probably playing each other.
Superficial sisters, it’s not uncommon, more than 100 pairs can be combined in the Department of Literature and Art, we see a lot of buddies.
The problem is not big.
Han Lie realized that the two of them were still in a state of discord between face and heart, he was completely relieved, and immediately let go.
"Do you still dare to plot against me in the future?"
"ah!"
Pan Ge screamed, and hurriedly begged: "Don't dare, don't dare, really! Good brother, please forgive me~~~"
When they were face to face, she was so cowardly.
Soft, pitiful, obedient and obedient, people really can't bear to kill him.
It's a pity that as soon as Han Lie left, the situation would not be the same, and the bad water would be poured out one by one.
I need to clean up!
Han Lie didn't want to let her go, but there was no way, Pan Zi came back earlier than expected.
The dog man had no choice but to end the disciplinary measures ahead of schedule.
After eating, Pan Ge went back to his room in a cold and reserved manner, locked the door with a click, leaned against the door and fell limp, taking a long breath of relief.
Oh my god, I finally survived!
She was actually not afraid of what Han Lie would do to her, not only was she not afraid, but she was looking forward to it.
But, not at home.
Once I can't help shouting too loudly, will this princess lose face? !
In the end, she thought too much, and Han Lie didn't appear again until she waited in fear until she couldn't open her eyes.
……
Han Lie and Lao Pan came to the study and took out a lot of documents.
At the very beginning, Lao Pan just listened silently. It wasn't until Han Lie had roughly finished the whole plan that he began to ask serious questions.
"First, how can you guarantee that Gu Yong can't sell the house, and we can easily liquidate it after holding it for half a year to a year?"
Tsk tsk tsk, vicious...
Han Lie liked Pan Zi's attitude and questions very much. When doing big things, he should abandon his emotions and go all out.
So, now it's my turn to give it my all.
"I can not guarantee."
Han Lie confessed, and then opened several documents.
"According to the policies that have been released, the real estate brakes that started in the second half of this year will last at least until the middle of next year. The next step is to continue to step on the brakes, or to relax restrictions. We have no way of judging now.
But we can think about it from another angle——
It is impossible to stop the projects that have been approved and declared. Therefore, the second half of this year will still be a period of intensive real estate construction.
By the middle of next year, there will inevitably be a relatively large drop in new projects.
Then, according to the average development cycle of about 2 years, 2015 is a very critical time node.
There are still a large number of new listings in 15.
At the beginning of 16, the number of new real estate projects gradually began to decrease.
In the second half of 16, high-quality new projects began to be scarce.
There are not many people who can see the three major time nodes clearly in advance, but as long as the opening date is approaching, we can take the initiative to let everyone see it.
Is it difficult to sing empty house prices?
So I don't need to guarantee that Gu Yong can't sell the house at all, I just need to guarantee that he won't get cheaper money than me, and then the loan deadline will be stuck.
Before February 14, I will hand over the money to him.
Project duration: 18 months.
One and a half years later, in August 15, either the principal and interest will be repaid, or the property will be handed over.
Gu Yong is in a hurry to spend money now, we are the fastest and cheapest, so the deadline is not a problem.
Liu Minghao told me that Gu Yong can start pre-sale as early as March 15, but it is more likely to wait until the opening of the market during the May Day holiday in 3.
And we can now confirm that there are many new properties on sale during the same period.
At this time, policy inertia still exists, and the real estate market is likely to remain sideways.
This "Magic City Property Market Destocking Analysis and Outlook" comes from CITIC Research Institute. It is mentioned above that the time period with the greatest destocking pressure in the next two to three years is between December 14 and August 12.
I think this report is a little too optimistic.
This "World Gold Chaos in 2013" just provided another way of verification——
Huaxia Dama robs gold all over the world because she is extremely pessimistic about the real estate market. As the price of gold gradually recovers, the investment demand for gold in the international market will remain strong throughout 2014.
In other words, in fact, the destocking progress of the domestic property market this year is far lower than expected. Aunts have turned to buy gold, and it is very likely that next year will continue to be lower than expected.
According to the calculation of the inventory digestion speed for the whole year, it will take 11 years for Shanghai Metropolis to absorb all the inventory under the purchase restriction policy.
But next year's digestion is still extremely difficult, and the year after next will be the pinnacle of new listings...
Is it difficult to sell a house?
I think it is difficult.
Magic City is a city with purchase restrictions. There are not many people who have the qualifications and ability to buy houses. As long as any new property in Mingdu is cold before the opening of Mingdu, Mingdu will follow suit.
If at that time, the market itself is not good, do you have the ability to make an approaching new market even colder?
I think you can do it.
Now, the first problem is solved - Gu Yong can't sell many houses, anyway, it must not be enough for principal and interest.
The second question is - can we sell after we cover the market for a year?
Obviously, yes.
As long as it lasts until the second half of 16, our house will become a scarce commodity. No matter what the real estate market is at that time, I will increase the price and sell it anyway. "
Han Lie talked a lot, but his attitude was always calm and gentle.
Pan Shengwu listened attentively, flipping through various reports from time to time, frowning in thought.
It wasn't until Han Lie finished speaking that Lao Pan spoke slowly.
"How do you feel about risk?"
Han Lie dug out another new document, with "Risk Assessment Report" written on the top of the A4 paper.
"The biggest risk is whether Gu Yong can finish the building with quality and quantity.
As long as he can finish the project, we can't lose money.
He raises enough money, and we charge interest.
He doesn't have enough money, so we can take over the real estate, even if it's an unfinished project.
Engaging in greening and slowly making hardcover is nothing more than a matter of earning more and less.
So we should take the initiative to control risks——
First, find a reliable person to supervise and ensure that the project is completed on time and with quality.
Second, add a completion guarantee clause to the contract to clarify the responsibility of Party A.
Third, prepare follow-up development funds and administrative approvals in advance to ensure that we can cope with the worst case. "
"it is good."
Pan Shengwu nodded slowly, very hard.
"very good!"
There was no obvious emotion on his face, but his eyes were extremely bright, as if they were burning with flames.
This fiery gaze was fixed on Han Lie's face, filled with disbelief and extreme surprise.
"Boy, what do you want me to do?"
This is the final test.
Pan Shengwu thought to himself: As long as you can pass, even if you and Nannan don't make it to the end, at worst Fifth Brother will beg you!
Han Lie didn't realize Lao Pan's "wolf ambition", so he easily revealed the most crucial plan.
"You set up a company to act as the middle security layer and give SAIC the bottom line.
Until August 15, you don't need to actually pay for it.
18% of the 5% cost is your initial income.
In the end, if Gu Yong can't come up with the money and can only hand over the project, then the two of us will each get half of it, and Mingdu will be sold as a whole.
After the project is liquidated, the income is calculated, and the net profit after deducting the cost is divided equally.
Generally speaking, I have intelligence and you have contacts. Let's work together to make a big deal.
If I can't come up with that much money at that time, then I will distribute the profits proportionally according to the maximum amount I can pay.
But you have to guarantee my minimum income - 10%.
It means that even if I don't pay a penny, you have to give me 10% of the net income, which is my consulting fee for working so long inside and out.
how about it?
Would you like to take a gamble with me? "
Han Lie gave up the proposal of "borrowing money" and gave up the stable early income, protecting Pan Shengwu's interests to the highest degree.
In this way, if Gu Yong succeeds in repaying the principal and interest, Han Lie has worked hard and can only get 1% of the agency fee.
2500 million.
It sounds like a lot, but in fact it is not as good as his weekly share of stocks.
In the eyes of conservative people, this is too much gambling.
But in Pan Shengwu's view, this is courage, firm self-confidence, loyalty and not cheating.
"it is good!"
Old Pan slapped the desk, finally showing his due excitement: "It's done!"
At this time, Pan Shengwu couldn't imagine what a huge profit it was.
He just felt that Han Lie, who made this kind of operation, was simply too suitable for his appetite. He dared not think about others, dared not take away others, thoughtful and calm, thoughtful and far-sighted.
Such a young man, so what if he goes crazy with him?
Making money or not is secondary, but my son-in-law of the Pan family must not let him run away!
Lie, don't worry!
Everything about Dad, the future is yours!
******
The calf is over, the city is closed, and the musk strong bone plaster used to wrap fingers is used up.
Without this thing, I can’t stand the pain when typing 4000 words. Why do you think the eagle’s hands are so long?
(End of this chapter)
All afternoon, Han Lie prepared various materials in the hotel.
He wanted to hurry up and discuss this matter with Pan Zi.
In fact, he could have made Pan Zi agree to the cash guarantee through a simple promise - to marry Pan Ge immediately after graduation - so as to conceal the core plan.
But one cannot, or at least should not...
If you want to be a true leader who is king outside and saint inside, you must not act like this.
Han Lie would rather be picked by Lao Pan and kicked out of the project with his backhand, rather than borrowing the way with a deceitful heart.
People used you as a son-in-law to train and support you so many years in advance, but you turned back and used deception to establish your own family. Does this matter?
It's only 60 billion, it's not worthy of Han Lie's infamy.
As for whether Pan Zi will really kick Han Lie away...
Very unlikely.
Lao Pan himself is very rich, and he only has a daughter like Xiao Shoupan. His dream is how to find a good son-in-law who can be his successor. It is impossible for him to turn against Han Lie for money.
Yes, Pan Ge is still young and has plenty of time to find another husband-in-law.
But the problem is...
Is it really so easy to find a genius like Han Lie?
Assuming that the second one can be found, who can guarantee that that person and Pan Ge will like each other?
What should that person do if he has second thoughts about the Pan family?
How to deal with the father-daughter rift caused by kicking Han Lie away?
There were too many problems, whether it was from a rational point of view or an emotional point of view, Lao Pan would never do such an unwise thing to Han Lie.
The foundation of mutual trust is so solid, that's why Han Lie is going to have a deep talk with Lao Pan.
Today is the day when I, Han, completely conquered Pan Zi and Xiao Zhao!
With great vigor and high spirits, Han Lie called Lao Pan ahead of time, and went straight back to the hometown of the four of us.
When Zhao Anni saw Han Lie, she became more enthusiastic than before.
"Lie Lie, come quickly, try the Dandong strawberries that my friend just brought over!"
My good guy, the nickname Lie Lie is too aggressive, Lie Lie feels very good...
Han Lie sat down with a bitter face: "Auntie, even if you call me Little Liezi..."
"Hahahaha!"
Zhao Anni was so teased by the playful Han Lie, she patted him affectionately: "Little devil!"
Well, it's not an illusion, it is indeed closer and more enthusiastic than before, and it really feels like a mother-in-law looking at her son-in-law.
No change happens for no reason.
In Han Lie's view, since there are no other variables, the only reason is the brilliant record in the first round of private equity.
In the past, what Han Lie showed was only potential, but now it is different. Now he has proved himself.
I, the powerful boss, Lie Shen!
"Come here, Lie Lie, eat a strawberry!"
"..."
Han Lie looked at the huge strawberry that was stuffed into his hand, which weighed almost two or two, and bit it down in grief and indignation.
Huh?
So sweet!
"Auntie, strawberries are so sweet!"
The dog man grinned foolishly, and simply began to act obediently: "Where did you get it? It's not hollow for such a big man, absolutely!"
"Delicious, right?"
Zhao Anni was coaxed into a smile and was in high spirits.
"I have a friend who runs a hotel over there. He specially picked the first batch of top-quality 99 for me. They came through Lao Wang's air transport channel. They picked the fruit this morning and it didn't arrive until after three o'clock in the afternoon..."
Oh, no fuss.
For the rich in Shanghai, selling 800 or 1000 a catty of strawberries is not the point, as many people can afford it.
It is this tossing that really distinguishes the nouveau riche from the wealthy.
The strawberries on the plate were not bumped at all, and they were as perfect as if they had just been picked from the backyard.
The quality of strawberries bought in boutique supermarkets may be only slightly inferior to them, but this trace is a natural moat.
"Delicious! I came at the right time, I picked it up~~~"
"Hahaha! Eat more if it's delicious. By the way, aren't you exercising with your daughter? From now on, go to the gym every day and ask her to bring you a box..."
When Pan Ge walked into the living room, what he saw was the scene of a loving mother and a filial son.
(⊙⊙)! ! !
She stared round her eyes, stunned, and almost exclaimed.
What a big deal, you actually drove me home? !
"You, you, why are you at my house?!"
As soon as the question came out, Zhao Anni immediately frowned in displeasure: "Why are you so rude? Lie Lie must come to the house to find you?"
"Strong?!"
Pan Ge subconsciously turned to look at the dog man, wanting to see what ecstasy he gave his mother.
As a result, the dog man raised his chin lightly at her and raised his eyebrows again, which aroused her anger on the spot.
That's my mom!
Yes yes yes, your mother.
Your mother waved to you impatiently, and when she turned her head to look at Han Lie, her face was immediately amiable.
"Lie Lie, your Uncle Pan will be home around 5:[-], I'll go to the kitchen and have a look, you and your daughter can go upstairs and play for a while!"
"Okay, aunt."
Han Lie nodded obediently, then walked towards Pan Ge with a fruit plate.
Pan Ge was so angry that his fingers started to tremble.
I came back less than 10 minutes later than usual. In such a blink of an eye, you didn't even call Aunt Zhao, just called Auntie? !
As soon as Zhao Anni left, Pan Ge immediately stood in front of Han Lie, aggressively...
Uh, the aggressiveness lasted for less than two seconds.
She was just excited, not really that brave.
When he rushed over and looked up, he saw the evil smile on the corner of the dog man's mouth, and immediately changed into a sweet smile.
"Honey, I miss you so much... mua!"
Hanging his hands around Han Lie's neck, he raised his head and kissed him lightly, his face full of sweetness and joy.
This goblin, absolutely!
To be honest, if she hadn't met Han Lie, she would play with boys of the same age as if she was playing with her grandson. Who would be able to handle her tricks?
"Don't try to get away with it."
Han Xin was as hard as iron Lie held the fruit plate in his right hand, put his left arm around her waist, lifted her up directly, hugged her whole, and then walked slowly towards the stairs.
"You know what bad things you have done. Do you think Xi Luting will really help you? Naive! If you beat me with two sticks, she will honestly recruit everything..."
Good guy, this bastard is not only a hooligan, but also scares little girls out of nothing!
Pan Ge is indeed smart, but also suspicious.
So, she really believed it.
At that time, he was so angry that he exploded: "Zhuzi is not enough to plan! Xi Luting, a brainless bitch... Huh? Where are you taking me? Let me down quickly, or I will scream!"
Han Lie strode upstairs, squinting at her: "Catch it yourself! Aren't you afraid of being knocked?"
Who cares if you shout or not!
Pan Ge's mouth was very reserved, but his movements were not slow at all.
Immediately wrapped her two thighs around Han Lie's waist, and nervously refused any more contact: "Honey, don't mess around, this is my home!"
Her nervousness was real, but not otherwise.
From going upstairs to opening the bedroom, after a short distance, the panting has already begun.
Next...
Which man with a level 4 big sucker would still be polite to a top beauty? !
You can be stubborn, if you don't hum within 10 minutes, I will lose.
Naturally, Pan Ge couldn't hold out for 10 minutes, his snow-white slender waist was arched violently, and he begged for mercy with a long cry.
"Good brother, I was wrong!"
Han Lie fiddled with most Xiangsan casually, raised his eyebrows and smirked: "What's wrong?"
"I... I shouldn't have encouraged Xi Luting to find Concubine Chen Yan..."
"What the hell?!"
Brother Lie was so shocked that his northeast accent came out, and his brain was buzzing.
"How do you two plan to find Concubine Chen Yan?"
Pan Ge was trembling all over, and replied angrily: "Go to the main school forum to post a post, accuse your goddess of a third party meddling, betray Lie Shen, and expose her true face of vanity and coquettishness...Ting Ting is best at writing short essays gone."
Good guy!
It has to be you...
After thinking about it carefully, Han Lie knew that this was not necessarily the original plan of the two of them. Now it was purely Pan Ge's unilateral revenge on Xi Luting and digging holes for her.
But Xi Luting is not stupid, so he shouldn't be so easily teased by Pan Ge.
When Miss Da Ting was not on top, she was actually quite smart.
So the two of them get together affectionately, probably playing each other.
Superficial sisters, it’s not uncommon, more than 100 pairs can be combined in the Department of Literature and Art, we see a lot of buddies.
The problem is not big.
Han Lie realized that the two of them were still in a state of discord between face and heart, he was completely relieved, and immediately let go.
"Do you still dare to plot against me in the future?"
"ah!"
Pan Ge screamed, and hurriedly begged: "Don't dare, don't dare, really! Good brother, please forgive me~~~"
When they were face to face, she was so cowardly.
Soft, pitiful, obedient and obedient, people really can't bear to kill him.
It's a pity that as soon as Han Lie left, the situation would not be the same, and the bad water would be poured out one by one.
I need to clean up!
Han Lie didn't want to let her go, but there was no way, Pan Zi came back earlier than expected.
The dog man had no choice but to end the disciplinary measures ahead of schedule.
After eating, Pan Ge went back to his room in a cold and reserved manner, locked the door with a click, leaned against the door and fell limp, taking a long breath of relief.
Oh my god, I finally survived!
She was actually not afraid of what Han Lie would do to her, not only was she not afraid, but she was looking forward to it.
But, not at home.
Once I can't help shouting too loudly, will this princess lose face? !
In the end, she thought too much, and Han Lie didn't appear again until she waited in fear until she couldn't open her eyes.
……
Han Lie and Lao Pan came to the study and took out a lot of documents.
At the very beginning, Lao Pan just listened silently. It wasn't until Han Lie had roughly finished the whole plan that he began to ask serious questions.
"First, how can you guarantee that Gu Yong can't sell the house, and we can easily liquidate it after holding it for half a year to a year?"
Tsk tsk tsk, vicious...
Han Lie liked Pan Zi's attitude and questions very much. When doing big things, he should abandon his emotions and go all out.
So, now it's my turn to give it my all.
"I can not guarantee."
Han Lie confessed, and then opened several documents.
"According to the policies that have been released, the real estate brakes that started in the second half of this year will last at least until the middle of next year. The next step is to continue to step on the brakes, or to relax restrictions. We have no way of judging now.
But we can think about it from another angle——
It is impossible to stop the projects that have been approved and declared. Therefore, the second half of this year will still be a period of intensive real estate construction.
By the middle of next year, there will inevitably be a relatively large drop in new projects.
Then, according to the average development cycle of about 2 years, 2015 is a very critical time node.
There are still a large number of new listings in 15.
At the beginning of 16, the number of new real estate projects gradually began to decrease.
In the second half of 16, high-quality new projects began to be scarce.
There are not many people who can see the three major time nodes clearly in advance, but as long as the opening date is approaching, we can take the initiative to let everyone see it.
Is it difficult to sing empty house prices?
So I don't need to guarantee that Gu Yong can't sell the house at all, I just need to guarantee that he won't get cheaper money than me, and then the loan deadline will be stuck.
Before February 14, I will hand over the money to him.
Project duration: 18 months.
One and a half years later, in August 15, either the principal and interest will be repaid, or the property will be handed over.
Gu Yong is in a hurry to spend money now, we are the fastest and cheapest, so the deadline is not a problem.
Liu Minghao told me that Gu Yong can start pre-sale as early as March 15, but it is more likely to wait until the opening of the market during the May Day holiday in 3.
And we can now confirm that there are many new properties on sale during the same period.
At this time, policy inertia still exists, and the real estate market is likely to remain sideways.
This "Magic City Property Market Destocking Analysis and Outlook" comes from CITIC Research Institute. It is mentioned above that the time period with the greatest destocking pressure in the next two to three years is between December 14 and August 12.
I think this report is a little too optimistic.
This "World Gold Chaos in 2013" just provided another way of verification——
Huaxia Dama robs gold all over the world because she is extremely pessimistic about the real estate market. As the price of gold gradually recovers, the investment demand for gold in the international market will remain strong throughout 2014.
In other words, in fact, the destocking progress of the domestic property market this year is far lower than expected. Aunts have turned to buy gold, and it is very likely that next year will continue to be lower than expected.
According to the calculation of the inventory digestion speed for the whole year, it will take 11 years for Shanghai Metropolis to absorb all the inventory under the purchase restriction policy.
But next year's digestion is still extremely difficult, and the year after next will be the pinnacle of new listings...
Is it difficult to sell a house?
I think it is difficult.
Magic City is a city with purchase restrictions. There are not many people who have the qualifications and ability to buy houses. As long as any new property in Mingdu is cold before the opening of Mingdu, Mingdu will follow suit.
If at that time, the market itself is not good, do you have the ability to make an approaching new market even colder?
I think you can do it.
Now, the first problem is solved - Gu Yong can't sell many houses, anyway, it must not be enough for principal and interest.
The second question is - can we sell after we cover the market for a year?
Obviously, yes.
As long as it lasts until the second half of 16, our house will become a scarce commodity. No matter what the real estate market is at that time, I will increase the price and sell it anyway. "
Han Lie talked a lot, but his attitude was always calm and gentle.
Pan Shengwu listened attentively, flipping through various reports from time to time, frowning in thought.
It wasn't until Han Lie finished speaking that Lao Pan spoke slowly.
"How do you feel about risk?"
Han Lie dug out another new document, with "Risk Assessment Report" written on the top of the A4 paper.
"The biggest risk is whether Gu Yong can finish the building with quality and quantity.
As long as he can finish the project, we can't lose money.
He raises enough money, and we charge interest.
He doesn't have enough money, so we can take over the real estate, even if it's an unfinished project.
Engaging in greening and slowly making hardcover is nothing more than a matter of earning more and less.
So we should take the initiative to control risks——
First, find a reliable person to supervise and ensure that the project is completed on time and with quality.
Second, add a completion guarantee clause to the contract to clarify the responsibility of Party A.
Third, prepare follow-up development funds and administrative approvals in advance to ensure that we can cope with the worst case. "
"it is good."
Pan Shengwu nodded slowly, very hard.
"very good!"
There was no obvious emotion on his face, but his eyes were extremely bright, as if they were burning with flames.
This fiery gaze was fixed on Han Lie's face, filled with disbelief and extreme surprise.
"Boy, what do you want me to do?"
This is the final test.
Pan Shengwu thought to himself: As long as you can pass, even if you and Nannan don't make it to the end, at worst Fifth Brother will beg you!
Han Lie didn't realize Lao Pan's "wolf ambition", so he easily revealed the most crucial plan.
"You set up a company to act as the middle security layer and give SAIC the bottom line.
Until August 15, you don't need to actually pay for it.
18% of the 5% cost is your initial income.
In the end, if Gu Yong can't come up with the money and can only hand over the project, then the two of us will each get half of it, and Mingdu will be sold as a whole.
After the project is liquidated, the income is calculated, and the net profit after deducting the cost is divided equally.
Generally speaking, I have intelligence and you have contacts. Let's work together to make a big deal.
If I can't come up with that much money at that time, then I will distribute the profits proportionally according to the maximum amount I can pay.
But you have to guarantee my minimum income - 10%.
It means that even if I don't pay a penny, you have to give me 10% of the net income, which is my consulting fee for working so long inside and out.
how about it?
Would you like to take a gamble with me? "
Han Lie gave up the proposal of "borrowing money" and gave up the stable early income, protecting Pan Shengwu's interests to the highest degree.
In this way, if Gu Yong succeeds in repaying the principal and interest, Han Lie has worked hard and can only get 1% of the agency fee.
2500 million.
It sounds like a lot, but in fact it is not as good as his weekly share of stocks.
In the eyes of conservative people, this is too much gambling.
But in Pan Shengwu's view, this is courage, firm self-confidence, loyalty and not cheating.
"it is good!"
Old Pan slapped the desk, finally showing his due excitement: "It's done!"
At this time, Pan Shengwu couldn't imagine what a huge profit it was.
He just felt that Han Lie, who made this kind of operation, was simply too suitable for his appetite. He dared not think about others, dared not take away others, thoughtful and calm, thoughtful and far-sighted.
Such a young man, so what if he goes crazy with him?
Making money or not is secondary, but my son-in-law of the Pan family must not let him run away!
Lie, don't worry!
Everything about Dad, the future is yours!
******
The calf is over, the city is closed, and the musk strong bone plaster used to wrap fingers is used up.
Without this thing, I can’t stand the pain when typing 4000 words. Why do you think the eagle’s hands are so long?
(End of this chapter)
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