Consumer God

Chapter 230
What Lao Xing and Han Lie expected was different.

This is a skinny man with a bitter face, with an Hermès belt on his waist openly, and a beautiful girl in her early 20s with her arms around her.

Today's banquet is really a private banquet, there are only three men in total.

Lao Dou didn't even bring the big bear young woman, but brought an irrelevant girl.

Both girls are very beautiful, one is wearing the uniform of an Eastern Airlines flight attendant, and the other is wearing yoga pants + a tube top.

Unfortunately, when Guo Qingting entered the arena in lotus steps, Han Lie only saw two shivering little quails.

"Oh, Mr. Han, your friend is that..."

When Lao Xing shook hands with Han Lie, he looked at Guo Qingting in surprise.

"A little entertainer."

Han Lie nodded reservedly, and replied with a slight smile: "Boss Xing also pays attention to the entertainment industry?"

This understatement of the nobleman's posture is really awesome, and he is full of force as soon as he comes up.

"Know a little, know a little..."

Lao Xing suppressed the sourness in his heart, and laughed dryly: "Mr. Han is so beautiful!"

That bitter melon face became more bitter...

In fact, with his status, it is possible to find pretty girls within the group, but it is not easy to use it outside the system, let alone find stars.

There is a chance to get in touch, but it's a pity that I can only watch, I dare not move, and I don't have the ability to satisfy others.

It's not that Lao Xing's energy is not strong enough, but his energy radiation range is too narrow.

After exchanging pleasantries for a while, sitting down to eat and chat, Lao Xing began to test again.

"Mr. Han, you have done a good job in the secondary market. Why did you suddenly develop the ABS business again? Will it affect your main business?"

"It's just the right time!"

Han Lie wiped his mouth slowly, put his left hand on the table naturally, and turned his body half to the right, facing Lao Xing.

"Policy tightening and general changes. Some friends suddenly have the need to replace resources. Knowing that I have some research in this area, it is really difficult to refuse the request."

Han Lie casually played with Lao Dou's lighter and looked at Lao Xing with a half-smile.

"The market has always been there, and money can never be made, but there are not many opportunities to use one's own ability to help friends tide over difficulties and give charcoal in a timely manner.

If you miss this time, then go to add icing on the cake to others, which is not the right way to make friends.

Mr. Xing, what do you think? "

The film king Lie is really good at acting and pretending too much. In an instant, Lao Xing made up a lot of things.

"Yes, making friends should indeed be a timely help!"

After echoing, he suddenly frowned again: "But now all enterprises are short of money, so it's hard to help..."

"Hehe, no way!"

Han Lie chuckled and interrupted Lao Xing's second attempt.

"Private enterprises are private enterprises. Few of the state-owned enterprises in Shanghai are short of money. It will be a new financial year soon, and everyone's budget is not easy!"

Lao Xing's heart skipped a beat, and his pupils shrank subconsciously.

You know the budget.

But the question is... at your age, how do you know everything? !

It's too crap...

Lao Xing continued to hold on, and sighed: "Indeed, but the life of the bank is not easy now, and it is almost crazy tormented by the money shortage."

"Yes!"

He sighed, and Han Lie followed suit: "It's not the most difficult time yet, wait until the Lunar New Year to see, those presidents and vice presidents have to stay at your house and beg you to collect money."

Grass, so difficult!
Lao Xing suddenly shut up, picked up his wine glass, and warmly toasted.

"Mr. Han, let's have a toast! I've always heard Lao Dou praise you for having both ability and political integrity. When I saw you today, it's really impressive!"

Han Lie raised his glass with both hands smiling, lowered it by about one centimeter, and clinked with Lao Xing.

"A little bit of cleverness is not worth mentioning. If we young people want to do something, we still have to rely on old seniors like you to take care of us."

"Haha, we are all friends, don't talk about those nonsense!"

"Okay, cheers!"

Guo Qingting, who was sitting on the side, was already confused by the conversation between Han Lie and Mr. Xing.

It does not make sense?

Every word and every sentence can be understood individually, but they are completely incomprehensible when put together.

Am I too stupid?

Or are you abnormal? !

Guo Qingting is not the kind of character who likes to get to the bottom of things, but she is becoming more and more curious about Han Lie.

……

After another two rounds of wine, Lao Xing suddenly saw the watch on Han Lie's wrist, and his interest immediately rose.

"Huh? Teacher Han's watch is quite unique, what brand is it?"

The dog saw that Lao Xing didn't recognize him at first glance, and immediately dug a hole for him with a smile: "PP, right? Someone told me so."

"Is it a gift?"

Lao Xing realized that Han Lie was a novice in the watch circle, capable but ignorant, so he immediately got excited.

Standing across from a girl, he poked his head out and looked at him from a distance: "Look at the eyes... I guess I don't know how to watch, what Patek Philippe can I buy within six figures!"

As he spoke, he raised his left hand and shook it: "First, there will be hard work, and then there will be days, and the precision and endurance are like gods!"

The panda di on the wrist is shining, quite beautiful.

He took off the watch with his backhand, and handed it to Han Lie grandly: "Mr. Han, how can you play with the watch without playing hard? Except for the snails, trees, and sea of ​​the troika, the rest can be done once and for all!"

Han Lie smiled, without saying a word, he took off the 6002G and put it on the table silently, then picked up the panda Di and looked back and forth.

To tell you the truth, the white-plated panda Di's appearance is really high, and Han Lie likes it more and more the more he looks at it.

So he boasted sincerely: "Boss Xing's watch is really beautiful, what model is it?"

Lao Xing was very happy.

People who play watches will definitely become a laborer at a certain stage in their lives, and they will spare no effort to recommend Rolex to any newcomers.

Lao Xing happened to be at this stage, and immediately gave Han Lie a popular science very enthusiastically.

"The Rolex Daytona 116500, code-named Panda Di, is currently priced at more than 9 yuan, and it is basically impossible to buy. If you go to a second-hand store to buy an unopened one, you should be able to get it for 11 yuan!"

Brother Lie's interest suddenly dropped, and he put the steel watch aside calmly.

"what happened?"

Mr. Xing was very puzzled, and his mood was a little ugly.

Brother Lie had no choice but to tell the truth: "Beautiful is beautiful, but it's too cheap to wear."

Grass!
Mr. Xing was dumbfounded and felt greatly insulted.

How can Han Lie tease people?

Immediately added a sentence: "Mr. Xing, you need to keep a low profile, and it is just right to wear it. In our business, you have to be high-profile, and you have to show your strength. It's different."

Lao Xing thought that this was indeed the case, so he continued to look at his watch resentfully.

Take a closer look...

Huh?
How come there are so many functions?

Then turn it over and take a look at the back of the dial... Immediately, my whole body trembled, and I was more than half sober from the wine.

What the hell!

Northern Hemisphere sky and moon phases? !
Isn't this an upgraded model of 5002G? !
Lao Xing finally remembered that when this thing was first launched, he had heard it mentioned in his circle of cousins, but unfortunately he was in the stage of being crazy about work, so he didn't pay much attention to it.

"Mr. Han, is this the new watch king of Patek Philippe? Someone gave it to me?!"

Lao Xing's speech was trembling, and he lay down on the table tremblingly, for fear that he would drop this terrible thing with a trembling hand.

"Ah."

Han Lie nodded lightly, and didn't seem to take it seriously.

Dou Mingde hurriedly covered his mouth, bowed his head and coughed twice.

Damn, I almost couldn't help laughing...

The little stewardess and the art student also looked curiously at the blue watch in Mr. Xing's hand, wondering why Mr. Xing was so... flustered.

Lao Xing was really panicked.

He has billions or tens of billions of money in his hands, but the annual salary that can fall into his hands is less than 100 million. Adding those reasonable extra salary income, several million a year is the sky.

And what about the watch in front of you?

Why not 2000 million?
"Mr. Han, a 2000 million watch, was it given to you directly?!"

Lao Xing suddenly changed his words from "you" to "you", but no one was surprised.

The girls were all dumbfounded. They covered their mouths together and stared at the fluffy little thing with wide eyes.

Han Lie replied casually: "I did a friend a favor, and the elder brother thought it was too vulgar to give money, so he threw me a watch. I don't know anything about it, and I'm not interested in it. I don't think it's as good as your panda watch. It's beautiful..."

"Don't, don't!"

Lao Xing's whole body was numb, he grabbed his love labor and put it in his trouser pocket, his mind was full of shame.

"It can't be compared, I just wear this thing to tell the time..."

Good guy!
No more one-and-done?

Dou Mingde is even worse, whenever he finds an opportunity, he will pierce his heart: "So this is 6002G? I heard that there is only one piece of this thing in China, and the price is more than 4000 million. Is it true?"

Han Lie didn't respond, just smiled.

Everyone immediately understood—well, it seems to be true.

Lie Shen just wanted to save face for Mr. Xing, and he didn't want to show off his wealth.

"Wow!"

The little stewardess who had been sitting obediently couldn't bear it anymore and exclaimed: "In our hometown, we can buy more than 100 houses, a whole building..."

It was a silly comparison, but no one laughed at her.

The well-informed Lao Xing felt that the price was too exaggerated, and there was a kind of unbearable weight.

Guo Qingting stared blankly at her watch, her head buzzing.

The total investment of the first and second films of Little Times is 5200 million, and her salary is less than 50. She is finally able to get a little over 50 for the third and fourth films that are currently being filmed.

Mi Jie can get 800 million in total because they are famous, Xiaosi director and screenwriter cost 1100 million because they have IP, but Ke and Chrysanthemum Chen both have 240 million and 150 million... It’s too deceiving!
But society is like that.

Your value determines how much others will give you in return.

And now she is only vaguely aware of the value of Han Lie, which is an astronomical figure that she cannot imagine.

A watch is already 4000 million, what else? !
An iceberg floated on the surface of the water, which was daunting to look at. When you got closer and looked down, there was a huge shadow under the water that could swallow your sight.

Guo Qingting suddenly didn't want to talk to Han Lie about her 500 million quota...

……

Lao Xing reluctantly returned the watch, and Brother Lie put it on his wrist casually, as if he was treating a piece of genius.

The girls glanced over from time to time.

They are not interested in watches, they just subconsciously want to feel 4000 million.

Lao Xing finally became honest.

It is a tragedy that a person who loves to pretend to meet a real king of bullying.

While chatting, Lao Xing took the initiative to mention the functions of the securities business department and financial business department he was in charge of.

"There are not many things we can do now, such as treasury bonds, corporate bonds, trusts, a small amount of stock investment in affiliated companies, and increasing our own shareholdings, etc.

Frankly speaking, the division of business divisions within the group has been somewhat behind the financial development of the current era.

Therefore, the board of directors of the group intends to establish a wholly-owned subsidiary to conduct comprehensive management of financial holdings. It cannot be ruled out that it will eventually develop into a financial complex, which is a very promising opportunity. "

Lao Xing pulled Han Lie, and the more they talked, the more frank they became.

A young man who can carry a 4000 million watch king on his wrist is worthy of sincerity no matter from which point of view.

"Mr. Han, I want to fight for the opportunity to be the top leader of the financial holding company, so I need to make some achievements in the last two years.

The return of 6.5% is not high, but if you can guarantee the safety, I will use the amount of national debt to buy your trust, and then I can use another 5 to 10 billion to make medium and high-risk investments with peace of mind. "

This is a common investment strategy.

A risk-free investment of 25 billion, 6.5% interest is a net profit of 1.62 million.

With this money guaranteed, Lao Xing can use another 5 million yuan to fight for high-risk projects. Once the loss exceeds 1.6 million yuan, he will stop the loss immediately, and he will still break even in the end.

In state-owned enterprises, making a profit is not a mistake.

What if the 5 million is earned?

Are the results excellent?
If you use 10 billion to do high-risk projects, the stop loss point can be set at 15%, and you still can’t lose money, but the income may be higher.

Therefore, risk-free projects with low interest rates are not dispensable.

On the contrary, this kind of guarantee project is very important.

Moreover, the interest given by Han Lie is not low. What is the risk-free return promised by the four major banks?The highest is only 4.5%.

"Help me, Teacher Han!"

Lao Xing stared at Han Lie's young face with piercing eyes, feeling all kinds of emotions in his heart, and his mouth was full of routines.

"Isn't it your favorite gift to your friends? Now is the time!"

"Cough cough!"

Dou Mingde coughed twice again.

Lao Xing squinted at the place, and scolded dissatisfiedly: "Old Dou, what do you mean? Do you suspect that I will make my friends suffer?! I, Lao Xing, have been in society for so many years. Don't you know what my reputation is like? ?”

"No no!"

Dou Mingde held back his smile, and hurriedly explained: "Your Lao Xing's reputation is nothing to argue with! But Mr. Han and I are also friends, so we can't make things difficult for others, right?"

Okay, force Wang to do something, and now Lao Xing is begging Han Lie to do something...

In fact, in essence, Han Lie is indeed not short of money now.

——The 25 billion seems like a huge number, but it is really easy to find.

Because the timing is too coincidental.

In another six months, the situation will definitely not be like this now.

Before, Lao Xing and Han Liexu had been probing head-on for a long time, what were they talking about?

We're talking about the current situation.

Right now, banks are desperately withdrawing loans from the real estate industry, and can no longer put their stocks into the real estate industry.

But the question is, with so much money withdrawn, where should it be invested?

Small and micro enterprises are short of money, but dare not let it go.

Large state-owned enterprises are the most stable, but they are not short of money.

So it's temporarily stuck here.

The new financial year is coming soon, and banks need to lend to outsiders, which requires both scale and safety, and they are almost worried.

That's why Han Lie said before: "At the end of the year, the president will come to your house and refuse to leave."

This is true, without exaggeration.

Lao Xing also noticed this trend. He thought that Han Lie didn't understand, but in fact Han Lie saw it clearly, so he didn't dare to put on airs anymore.

Because Han Lie could find money easily.

Shanghai Auto is not the only state-owned enterprise in Shanghai. Even if other people's own funds are insufficient, who can't afford to borrow 25 billion from the bank?

Get it out at three o'clock, change hands and release it at six o'clock, earning tens of millions of interest for nothing.

If you come across someone who has plenty of their own funds and is worried about how to use them reasonably in the new year, Han Lie will come to the door, and if they charge 6%, they will be happy.

This is a special opportunity formed in a special period.

In the second half of next year, asset securitization projects with the real estate industry as the main body will start to flood, and money will be hard to find.

At that time, the project sponsor must be begging the investor, and the subject and the object will be completely reversed.

If there is no interest rate above 8.5%, who will play with you?

But at this juncture, Lao Xing really has nothing to do.

"Mr. Han, what's the problem? You just talk about it directly! We are friends, what can't be discussed?"

Lao Xing picked up his wine glass and was so bold.

Han Lie secretly smiled inwardly, stabilized his airs, and spoke slowly.

"I take anyone's money. If I happen to be able to help a friend, it will be the best of both worlds."

"Okay, have fun!"

Lao Xing was very happy, and immediately expressed his opinion with a toast.

In the end, Han Lie's but came.

"But...our project has very strict time requirements, Mr. Xing, are you sure you can push the board's resolution as soon as possible?"

See you in the picture!

Yes, Han Lie made such a big circle, never wanting to lower the interest rate, but trying to force Mr. Xing's maximum speed!

6% and 6.5%, the difference can be more than 1000 million.

It's really not small money, but does Han Lie care?
Compared with the final billions of profits, the current more than 1000 million is nothing!

What really matters is how well Mr. Xing can cooperate and how quickly the money can be transferred.

The faster the speed, the less time Gu Yong has to deal with.

Giving money in mid-January and giving money in mid-February are completely two concepts.

Mr. Xing didn't understand, but he was very excited.

"You only ask for speed? What about interest? Don't you plan to press down?"

Han Lie looked directly into Lao Xing's eyes, and spoke earnestly.

"Since I'm helping a friend, I won't make too harsh demands.

By reducing the interest rate to 6%, I can indeed earn more than 200 million yuan, but to say something arrogant - I can earn more than 1000 million yuan by going to the market, so why bother to squeeze my friends?

Mr. Xing, you get 6.5%, which is a credit; if you get 6%, it's just tasteless.

I am willing to use more than 1000 million yuan to make you a friend, to make your contribution, and to help you reach another peak. This is not a small talk, and Dou can always testify for me.

So, you have to give me an accurate word-how long can I go through the process? "

Without saying a word, Mr. Xing picked up the wine bottle and poured tons and tons of wine into the empty bowl.

"Mr. Han, you are so bold, I am convinced!"

Good guy, Lao Xing has a bitter face, holds a wine bowl, and is full of quack air, almost overflowing.

"Old Dou testifies, I accept this favor! When I go to the financial holding company, I have my brother who eats everything, and I will definitely not be left behind by Brother Han!"

Before the words fell, he was about to dry the bowl.

Han Lie hurriedly stopped him: "Don't, don't, we make friends because we are friends. Don't do this, it will hurt your health!"

In the end, he didn't stop him. Lao Xing raised his neck and poured more than three taels of liquor into his mouth in the blink of an eye.

Well, the three girls were dumbfounded.

An old bitter gourd in his 40s bows to a 20-year-old jade-faced young man with no head. Hasn't this been acted in the play? !
Beautiful eyes glanced at Han Lie one after another, her heart was surging and her head was itchy.

After drinking, Lao Xing slapped his chest with red eyes.

"Starting from tomorrow, one week later, you will come to sign and review the contract with you, and I will be able to transfer the money in another 5 to 8 working days!"

What the hell!

Lao Xing, are you so powerful?

What a waste of time today!
Brother Lie was in a good mood, and even took the initiative to hold a glass of wine to accompany him: "Okay, Mr. Xing is happy! Then let's have a happy cooperation!"

"Don't worry, you must be happy!"

"Cheers!"

The girls booed one after another, as if they had verified the history and were honored, they were more excited than the righteous master Han Lie.

Brother Lie turned his head with a smile, and glanced at Guo Qingting, who was accompanied by half a glass of white wine, and saw the change he wanted to see as expected.

It's hard to describe the specifics, if you only look at the face and eyes, it's "beautiful as peaches and plums, as bright as stars".

When she took the initiative to pour wine for Han Lie, the dog man patted her exposed beautiful back to express his gratitude.

The elder sister's delicate body trembled, she bit her lip and continued to pour the wine.

Yep, save the coffee...

Han Lie withdrew his hand calmly and did not make any further movements.

Su Zi once said: When men conquer the world, they will also conquer women at the same time.

So, what to tease?

Do something bull beeping, let them see it, and then just wait.

The dog man silently posed, ready to take the move at any time.

***
Not only did I not ask for leave, but I also stayed up all night to write a big chapter. Quickly vote for the child twice!

(End of this chapter)