Consumer God

Human nature is cheap.

After several beatings, Lao Qiu finally adjusted his position.

I randomly found a teahouse nearby, brewed the tea I brought with me, and started chatting about the real business.

Han Lie is well versed in the routine of slapping a jujube and licking a date, so he took the initiative to mention the market: "Our fund has caught up with the good time. It happened to build a position at the bottom, and after the first wave of rebound, it should not be a problem to reach the net value of 1.2 next week. President Qiu, Gong Xi Fa Cai!"

The net value of 1.2 is equal to a profit of 20%, which is not much, but it is fast enough to make a particularly good start.

After Lao Qiu heard it, he immediately burst into joy.

"Congratulations and congratulations! Thanks to Mr. Han for strategizing, come, I will replace wine with tea, congratulations on your victory!"

After chatting about stocks for a while, Lao Qiu asked very carefully.

"When will your company's two funds disclose their net worth?"

"At the beginning of next month, then disclose it every month."

Han Lie had planned for a long time and explained it in detail.

"The company is opening investor-directed inquiry accounts in batches. At that time, our customer service will send you the manager registration code, investor account number, initial password, and login method. You can log in to the [Private Fund Information Disclosure Backup System] according to the prompts. ] Make various inquiries.”

Lao Qiu is an insider in the industry, but he is still dizzy.

"Mr. Han, why are you making it so troublesome? The Fund Industry Association didn't make it mandatory, did it?"

Not right now, but in the future...

Han Lie said with a smile: "Isn't this the association's exploration of a new regulatory model? The laws and regulations and even the platform itself are not mature enough, but because of this, I, as a member of the association, should provide more support, do what I can, and help the higher authorities Find out a universal system..."

Lao Qiu patiently listened to Han Lie's official accent, thinking about it by himself.

In the end, he asked abruptly, "Is Lao Tang looking for you?"

Huh?Clever!
Han Lie didn't hide it, but he was a little surprised: "How did you guess it?"

Lao Qiu curled his lips: "The group of colleagues in the north want to form a new financial alliance. Who doesn't know now? Lao Tang is willing to give them a platform and win over our academic and financial circles. It's not surprising to find you..."

Han Lie smiled and asked, "You don't like it?"

"Dick use!"

Lao Qiu was very disdainful: "Do you think there is anyone in the financial circle of Shanghai to play with them?
What is dedicated to building a Davos forum that promotes financial innovations such as the Internet of Finance and Internet finance...Go to hell!

Isn't it just catering to Shangyi, preparing to make efforts in the field of mutual funds and advocating financial innovation?

Wu Yuqi led the lead, and behind him was Lao Xie from CIC. They had contacted many people, but our financial group didn't take any notice at all. Huang from Shanghai Pudong Development Co., Ltd. and Gold Bank from Moduhang didn't mention this to you. stubble?
I heard that Ping An, Minsheng, Ahri Finance, and JD.com are all planning to save face...

Hey, by the way, how did Lao Tang find you? "

Things are too complicated here...

Han Lie replied casually: "Our scale is not small anymore, and when I was invited to become a member of the Fund Industry Association during the filing, I couldn't disagree with reason.

Isn't Tang Jinxi the full-time vice president of the association?Just happened to be in charge of our membership, so we had two meals together. "

Lao Qiu pondered and pondered, and finally decided to remind Han Lie.

"Mr. Han, the rivers and lakes of ours are very deep.

The Fund Industry Association is a self-regulatory organization, a self-managed non-government unit under the supervision and management of the China Securities Regulatory Commission. It is not a bad thing for you to join, but don't take it too seriously.

Some people want to take advantage of this platform to do something and seek to make progress, but everyone has their own ambitions.

Making money is the same as picking up money. There is no need to seek profit from the system, and there is no need to be a ladder for anyone.

Today it's just us brothers, I'll just talk to you carefully and treat it as small talk.

The group of people headed by Wu Yuqi is actually jealous of the fast money coming from the financial circle, but they don't have the real skills to fight in the market, so they started to develop high-end financial education.

In August last year, her company held the first advanced seminar, and the lecturers were all top experts in the field of financial technology at that time——

Lao Xie from CIC, Mr. Cao, Vice President of China CITIC Bank, Mr. Jing, President of Alipay, Tian Tuan, Chairman of Broadband Capital Fund, Mr. Yao, Chairman of Debon Securities and Chairman of Debon Fund, etc.

Well, the students are all general managers of commercial banks, securities firms, funds, and trust departments.

We don’t know what insights are revealed, they belong to the Wudaokou financial system, and our side focuses on re-paying money and not interfering with each other.

In short, many people realize that this kind of financial education platform can make money now, and if it is bigger, the whole think tank model will not only make money.

As a result, these people began to prepare for a new financial alliance, which is essentially a non-governmental academic organization, taking the express train of financial innovation.

Is it late March now?
They are planning to hold a summit in June, and they are pulling people to the platform everywhere.

With your academic status, you are definitely not qualified to speak on stage.

But with your actual combat ability, there are only benefits to them and no harm to wooing them in the past, and getting closer will also help everyone to unite in the future, right?
But do you need it?

You can earn much more money from giving lectures than they do training courses, and your actual market performance is even more astonishing. Over time, you may not be able to become your own school, so why bother to cheer for others?
Laotang is different. Chongyang has always been affiliated with the National People's Congress, and it is inseparable from the broken bones and tendons over there.

Anyway, my opinion is that it’s meaningless and worthless, unless you also want to get a share of mutual funds..."

Next, Lao Qiu carefully talked about the conflicts of interest, which made Han Lie's scalp tingle.

If you are engaged in finance to a certain height, it must involve ZZ, and it cannot be as simple as low-end real industries and Internet products.

At the same time, it is also closely linked with the academic world.

All kinds of troubles in the meantime are daunting.

After hearing it, Han Lie knew what was going on.

"Forget it, my attitude is strict self-discipline, I don't violate any laws and regulations, I don't participate in other things, and earn money honestly."

What results can they come up with, let's steal chickens behind.

They got it wrong and took the wrong path, so we hid far away.

Based on Han Lie's understanding of the entire environment of later generations, the problem is not big, and there is no need to take risks himself.

"Yes!"

Lao Qiu gave a thumbs up: "The official affairs are all shrunk, and I only have ears to go to a meeting with you. Let's stop and eat the bull market first, and when we want to invest later, stay away from sensitive industries. It's over."

After chatting about this pile of shit, I finally got back to talking about Gao Diaomao's project.

"Mr. Gao invited me to drink yesterday, and Gao Fengbo from CITIC was also there. The two of them have completely mixed up. Teacher Han, why did you give up the initiative for nothing?"

Lao Qiu had some guesses in his heart, but it was impossible for Han Lie to tell him the truth.

So, casually speaking is nonsense.

"Where can I get busy? I came up with an idea. I took 20% of the shares of Gaoyuan Real Estate for nothing. They are both working for me now, so it doesn't matter if the remaining bits and pieces don't make any money..."

Lao Qiu didn't know whether to believe it or not, but he cunningly asked for favors for himself.

"Mr. Han, I only agreed to it because I trusted you. The risk of their project is too high, and they would not be able to pass the trial normally...

do you know?

With the interest they give, the capital cost will even reach 25%!

If the prices of the houses in Shanghai do not increase next year, Gaoyuan Real Estate will probably go bankrupt directly, and your 20% shares should not be folded into it at that time..."

"I know."

Han Lie nodded and smiled.

"I also know that Gao Yijun may have the idea of ​​breaking the contract, so I ask you to pay attention and pick yourself out."

"Fuck!"

Lao Qiu pretended to be surprised and looked fake: "Really? No wonder you won't let me take their things..."

Of course Han Lie would not expose him, and nodded with a smile: "Very likely."

"Then this pit..."

"You can't cheat me, let alone you."

Han Lie spoke leisurely, and flickered again.

"I am optimistic that the real estate market in Shanghai will explode next year, and it will not be a problem to pay back the capital. Even if it is really unsatisfactory, that's just right. I can help Mr. Gao with the second round of financing, and it will be hundreds of millions."

"Your hearts are really dirty when playing finance!"

Lao Qiu laughed loudly: "If it doesn't work anymore, you should jump off the boat early and let Lao Gao get out of the country by himself?"

"Look at him!"

Han Lie shrugged easily: "Anyway, I'm not the one leading the project, let alone the legal person. If the company really goes bankrupt by him, you still want to count on me to help each other?"

"You are hiding, so I can't touch it. It seems that this big hole..." Lao Qiu blinked, raised his eyebrows with a smirk, "We have to let Wei Changming step on it?"

It's time for the show!

With calculations in his heart, Han Lie asked bluntly, "Can you keep him safe?"

"Ha ha!"

Lao Qiu smiled a little coldly: "Under my subordinates, no matter how capable he is, how deep the city is, how ruthless he is...he has to do things according to my ideas!"

"Okay, I really hate this kind of person."

Han Lie raised his teacup: "Then hold him steady and let him finish his work...then it's up to his fate."

Lao Qiu scratched his scalp and sighed: "Oh, you said that you are so ruthless and hard-hearted, where is the cleanliness?

It's great to accept that little wife, I don't need to spend any thought, he will automatically and consciously complete the task, now I have to find a way to give him reassurance and pick myself out..."

"Maybe it doesn't have to be that much trouble."

Han Lie smiled meaningfully: "Based on my judgment of his character, tell me, if we do the opposite, is it possible for him to completely get involved with Gao Yijun and try his best to help?"

"what?!"

Lao Qiu was stunned for a moment: "You mean..."

Han Lie said coldly: "Give him authority as compensation and stabilize him, but if he signs an objection on his project review letter, will he take the risk and use some loopholes to forcefully pass the contract?"

"hiss……"

Lao Qiu got up suddenly, paced back and forth in the room with a cigarette in his hand, frowned, and muttered to himself.

"Theoretically, it is impossible to implement a project that I disagree with.

However, if I take sick leave or go out to study at a certain time, the executive vice president can have complete project approval authority. Originally, he also has higher authority and can make decisions on non-major projects.

That guy just didn't deal with me very much, he was a shit-stirring stick sent by another major shareholder...

But 25 billion must be considered a major project, and it was a project that I rejected...

Well, unless I don’t raise a clear objection, but ask for re-investigation, for example—this project has a high risk, it should be discussed in the meeting after careful investigation, and please issue a complete risk report after careful investigation. review...

Then I hid out and waited for them to sign the risk report and discuss it at the meeting.

At that time, I can ask the director of the office to stamp it for me...

In this way, the first person in charge is the executive deputy, the second person in charge is the person in charge of the risk control department, and the third person in charge is Wei Changming...

If there is an accident, I don't even need to conduct a self-criticism...

right!Just do it! "

Good guy, what is old fritters?What is a black-hearted maggot?

Look at Lao Qiu!

Gou Lie picked himself out grandly, sipped his tea leisurely, and reminded casually: "You have to find a way to ensure that Wei Changming hooks up with that vice president as you want..."

"Hahaha!"

Lao Qiu strode back to his seat and smiled confidently.

"Wei Changming is a man with a scheming heart, a city manor, and a smart person. Only one flaw has turned him from an elite into a poor guy—too urgent!"

Lao Qiu drank tea and smoked slowly, peeling off Wei Changming's disguise sentence by sentence.

"Maybe it's been too smooth all the time?
Xiao Wei entered the headquarters right after graduation, and he was in a core department like an office. He was a high-spirited, confident, and powerful person, so he cultivated his heart.

However, how can normal people not encounter setbacks?
When you hit a hurdle, stay dormant and wait for the opportunity.

As a recognized talented person, there are many leaders who pay attention to him, and they all want to see if this kid can hold his breath in adversity, and whether it is worth pulling him.

As a result, there are always conflicts and urgency, so how can people be at ease?

Look, I haven't done much yet, so he rushed to send his wife here. If it wasn't for entertaining you, and this special project happened again, would I dare to use him?

From what I know about him, he will not restrain himself next, but desperately seize this opportunity.

He always regards the normal test as the last straw, and grabs it by all means. This is a problem of vision and pattern, and there is no need to change it.

So you can see that he has a high EQ, a sweet mouth, and all the ruthlessness in the city, but he still can't get up - because our company is not just for everyone, and the environment is too complicated.

If it was in that simple environment where the first elder brother held great power and kept his word, with his ruthlessness, he might be able to flourish as a courtier.

The extremely authoritative patriarch doesn't care about his danger, so he can naturally promote and arrange him at will.

But I can't, I dare not accept his kindness, and the rest of the high-level dare not.

So this guy has been suppressed in our company for 5 years, and then he has developed the city, but it is a pity that the essence is still too urgent.

In the future, he will definitely come to me again. As for me, I will let him raise his authority and continue to let him be in charge of the project as a fee for sealing the case.

At the same time, I will not give him any good looks, and drag the project without signing it, so that he can clearly realize that it is impossible for him to turn around with this project. The authority I give him now is only a short-term appeasement, and it will definitely be withdrawn in the future.

In this way, he will definitely switch to the vice president.

Xiaowei's impatience is a disease rooted deep in his heart, and there is no cure!
Now that he has a 25 billion project in his hands, he finally has some leverage. If there is no accident, my vice president will definitely use him as a gun and fight me.

Next, I hid... Let them play!

Hahahaha, it's so interesting!
Now I am expecting President Gao to take the risk and fully release the risk of that project..."

Lao Qiu laughed heartily, and finally found happiness other than money in this matter.

He looked at Han Lie eagerly, and asked, "Mr. Han, since you also dislike Wei Changming, can you think of a way to make Mr. Gao... huh?"

Good guy, actually formed a strong alliance because of this situation...

Han Lie did not expect it.

However, he still firmly concealed his plan.

"Then I have no choice. The decision-making can only be made by Mr. Gao himself, but..."

After a pause, he said leisurely: "Mr. Gao himself is also a quick-tempered person. Gao Fengbo only has money in his eyes, plus Wei Changming who is eager to turn around and do whatever it takes...it should be interesting, right?

But Brother Qiu, you have to make the point clear—you have to give Wei Changming a chance to act, the more the contract is signed in favor of Gaoyuan Real Estate, the higher the possibility of Mr. Gao making a monster.

what do you think? "

"Yup!"

Lao Qiu slapped his thigh, completely excited.

"I announced in advance that one day or another day I will go out to study and hold a meeting, and give them enough time to collude and brew. It's no wonder Wei Changming doesn't take risks!"

Han Lie shrugged: "Anyway, I don't care, Mr. Gao played well, I cashed out the equity and left; Mr. Gao played splits, and I just happened to do the second round of financing for him... Make money, not shabby!"

"Okay, it's good for both of us, so let's do it!"

Lao Qiu raised his teacup, touched Han Lie hard, and decided on the plan.

Han Lie drank his tea with a smile, his eyes dim.

He really needs a character like Wei Changming.

Mo Zaidan's credit enhancement is the top priority of Gao Diao Mao's financing project.

Without the guarantee of the devil, it is impossible to sell high-quality projects. The leeks are just greedy, not stupid, and they dare not buy too many projects without the bottom line, no matter how high the interest rate is.

Unable to sell enough quantity, the project was interrupted, and Han Lie played for nothing.

However, if Mozaidan’s guarantee conditions are too strict, once the project is broken, the pledge will be taken away by the guarantee party.

What will happen to Han Lie then?

Therefore, Mo Zaidan has to provide a guarantee, and the conditions must be very loose.

However, the outrageous conditions are equivalent to passing most of the risks on Lao Qiu's head. With Lao Qiu's shrewdness, it is impossible to shoulder the thunder for Han Lie.

Now, with Wei Changming in isolation, Lao Qiu took himself out, happy to see the executive deputy suffer together.

Thus, all of Han Lie's goals were perfectly achieved.

High-quality projects can be promoted smoothly, and there are huge benefits to be gained.

Gao Fengbo and Gao Diaomao are working together, and it is very likely that they will be greedy for profit and find ways to earn more.

Wei Changming, as the front-line audit of the guarantor, is dead if he takes money, or dead if he doesn't.

In fact, Han Lie could have dealt with the guarantee process in a more gentle way, but who told him that he happened to meet Wei Changming?
This kind of man who pushed his wife into the fire pit with his own hands does not deserve the slightest pity.

He was able to ICU Yanshuang because Yanshuang loved him and trusted him.

Yan Shuang used to be a well-protected little princess, like Pan Ge, like Xiao Baiqi, like Bai Yuqiu, like many, many carefree little white flowers.

She used to be beautiful.

The reason why Han Lie didn't bother to say a word to her was because of anger.

Angry at what happened to her, but also at Wei Changming's shameless viciousness.

Damn, if I don't kill you, I won't feel happy!

Brother Lie took a sip of his tea and fastened the last chain of the execution platform with a scum guard.

Everything is ready, just waiting for success.

*****
The various operations in the financial industry are still too complicated to be suitable for writing novels...