Riverside Police.

Chapter 498 Buying a House ([-])

When it comes to housing for sale, Han Yu roughly understands what's going on.

Because the export-sale housing is the most upscale residential area in the East China Sea, most of them are built by developers from Hong Kong and Singapore.

They are all high-rise buildings with elevators, and the interior is beautifully decorated. Many materials are imported, and they are sold to foreigners and overseas Chinese after they are built.

Renminbi cannot be bought, and U.S. dollars must be used to buy a house.

The names of the apartments are more and more foreign, such as Gem Apartment, Diamond Apartment, Golden Lion, Golden Horse, Golden Dragon, Golden Elephant Apartment, Roman Garden, Lyon Garden, Athens Garden and so on.

It was very expensive at the beginning, and it sold for more than 300 US dollars per square meter when it was the hottest!

There used to be an employee of the Maritime Bureau. His grandfather was an overseas Chinese. He came back and bought a set for his family. It is said that the community is full of foreigners and there is an open-air swimming pool.

Most of those export houses are concentrated in Gubei, so that there is a popular saying in Donghai: If you want to travel abroad, it is better to go to Gubei first.

In short, export-sale houses are not houses that ordinary people can see.

Han Yu looked at the bewildered face of his senior sister, held the phone tightly and smiled wryly, "Uncle Xiao, if you switch from exporting to domestic sales, no matter how cheap it is, I can't afford it. Do you think I dare to see it? "

"But if you want to register now, you need at least two. Anyway, it costs so much money, why can't you go and have a look."

"What's the name of that apartment, and how much does it cost per square meter?"

"It's called Zhujiang Rose Garden. I have a colleague's wife who works in that real estate company. She said that it's 5000% off now, and you can buy it for more than [-]."

"More than 5000 a level!"

"You can take a look at it tomorrow. You don't need to spend money to watch it. Besides, your goal is to get a household registration. If you don't spend so much money, you won't be able to get it. Why don't you spend the same money to see a few more sets."

"Okay, I'll go and have a look tomorrow, so I don't have to eat."

"We'll talk about it when you come tomorrow."

……

Early the next morning, continue to trouble Huang Jiang to have a couple.

After driving to Zhujiang Rose Garden, Chief Xiao and his colleague's lover were waiting at the gate.

After exchanging pleasantries, we came in for a visit.

It doesn’t feel like not coming in. After entering, I found that the houses I saw before were not comparable to this place in terms of environment and location.

A high-rise building with more than [-] floors is not far from the Huangpu River.

The layout of the house is very good. When you open the windows facing north, you can see the Huangpu River and even the Fair Road Ferry.

"Director Xiang, how is this house?" Chief Xiao asked with a smile.

Xiang Fan had never been in such a high-end house, and murmured, "It's very good, it's not very good, it's really good!"

Chief Xiao turned around and asked with a smile, "Ning Ning, Xiao Han, Xiao Zhang, do you like it?"

"Who doesn't like such a beautiful house, the key is that it's too expensive and we can't afford it."

"Yes, how much does it cost to buy such a house!"

"Xiao Wu, please introduce me."

"Ok."

The lover of Chief Xiao’s colleague smiled slightly, held the brochure and said happily: “It’s not worth buying for others, but you are the best deal. Although our house is more expensive than Donggou Seven Village, it’s an export house. It’s a high-rise, the location, the location and the quality of the building are here, so it’s worth the money!”

Han Xiangning asked curiously: "Sister Wu, how can we get a good deal?"

"Because you don't live."

"It's a good deal if you don't live here, I don't quite understand."

"It can be rented out if you don't live here. Like our house, the monthly rent is not less than [-]. Many bosses come to us to rent houses to start companies, and there are also foreigners working in Lujiazui who come to rent."

Seeing everyone's skeptical look, the lover of Section Chief Xiao's colleague smiled and explained: "Our company is from Nanhai. With the return of funds, our company will not sell the export-oriented houses as domestic-sale houses."

Han Xiangning loved this house so much, she turned around and said, "San'er, I like this place!"

Isn't this nonsense, who doesn't like such a good house, the key is money.

Han Yuzheng didn't know what to say, when the mother-in-law suddenly asked, "Manager Wu, how big is this house?"

"130 two flats."

"Look for your leader, how much discount can you get per square meter?"

"This is the 21st floor. The discount for the top floor is higher. I suggest you consider the top floor. If you are interested, I will help you find a leader. You should be able to buy it for five thousand and one flat."

"The cheapest is 66?"

"We can coordinate national mortgages and help you declare three household accounts."

"Manager Wu, I don't know much about mortgages. If we make up our minds to buy, how much will we pay first, how much will we borrow from the bank, and how much will we pay back every month?"

"The down payment is 30.00%, which is about 20 yuan, and the remaining 40 cents will be repaid in 20 years, and more than 2000 yuan will be paid every month including interest."

Manager Wu paused, then added with a smile: "Our house can definitely be rented out, and the monthly rent will definitely not be less than [-]. Besides, we are well-decorated, and we can rent it out after we buy it, that is, Said that you only need to repay about [-] a month in the future."

Han Xiangning couldn't help wrapping her arms around Han Yu's arm: "San'er!"

"what happened?"

"Let's just buy it here."

You only have 6 yuan in your place, and your parents have 1000 yuan. This means that you will have to borrow another [-] yuan for the down payment. Not only will you have to pay back more than [-] yuan in bank loans every month, but you will also have to save money to repay the loan. Seventy thousand.

Speaking of which, except for Xiao Hanhan, all five members of the family are paid wages, but the monthly wages of the four adults add up to more than 800 yuan, and they owe hundreds of thousands of debts at once. How many years will it take to pay off the debts? .

More importantly, whether the house can be rented out after buying is still a matter of debate.

Even if it can be rented out, and part of the loan can be paid with the rent, it is aggrieved to think about it.

The whole family is desperate to make money to buy a house and pay off the loan, but my family has no chance to live in it, so I can only let them live. Isn't this the whole family working for others?

Han Yuzheng didn't know what to say, but the mother-in-law said with a final word, "Buy!"

"Mom, really buy it?"

"Such a good house, and you can get three household registrations, why don't you buy it? I'm not afraid, what are you afraid of!"

It seems that senior sister is so crazy about buying a house is hereditary.

The more Han Yu thought about it, the more frightened he became. Han Ning raised his head and asked, "Manager Wu, did you just say there are smaller ones?"

"Middle set, 98 flat."

"How much is the middle set?"

"The middle cover is impenetrable from north to south, and the price is about the same as the top side cover."

"What about the specific number of layers?"

Manager Wu opened the folder and said with a smile, "There are floors 23, 22, [-], [-], and [-]."

After weighing it up, Han Ning resolutely said, "I'll buy one too, as long as my family has two household registrations, I'll buy a 98-square-meter one!"

"If you want to buy it, buy it together, Manager Wu, please show us the middle sleeve!" After Zhang Lan was unwilling to let others go, let's talk about where the loan repayment money comes from.

Chief Xiao was stunned, he couldn't believe that "Gang Baining" was so rich, he was stunned for a moment.

Looking at the back of the mother-in-law, senior sister, elder sister and Zhang Lan happily following Manager Wu to see the house, Han Yu covered his mouth and smiled wryly, "Crazy, all crazy."

Section Chief Xiao regained his composure, and said with a smile, "It's okay, pay it back slowly."

"Even the down payment has to be borrowed."

"Didn't your mother-in-law say just now that she is not afraid, what are you afraid of, hahahahaha!"

"Uncle Xiao, you can actually laugh."

"This house is really good. It used to be a house for export, and it was built according to the standards of a house for export. It didn't have that much money to pay the down payment. If I had that much money, I would buy one too." Chief Xiao pulled him Walking to the window, looking at the other side, he thought about it and smiled again: "Xianyu, come here, you can see the Changxiu number from here, and you can see my office!"

"It is necessary to take a second look. If you buy it, you will give it to others to live in. If you don't look at it, you will lose your chance."

"What do you mean by that?"

"The whole family pooled their money to buy a house, and I haven't had a chance to live in it yet. What do you think it is?"

"After the loan is repaid, this house will be yours, and you can live in it then."

"How many years will I have to wait!"

"You should think about it the other way around. Now that you are allowed to live, can you really live here? Besides, what you bought is not only a house, but also the household registration of your family of three."

……

When the news reached Linghai Public Security Bureau Development Zone Branch, Xu Mingyuan was stunned and was not in the mood for lunch.

When the news reached Bailonggang Passenger Terminal, Zhang Jiangkun broke out in a cold sweat, and sat in the office stupidly for a long time.

Zhang Ping tried his best to comfort him. Isn't it just to borrow more money and pay it back slowly? It will take 20 years of hard work at most.As a result, his wife, Chen Jie, heard the news and pulled him aside to question him.

"Ningning bought it, sister Han Ning bought it, even Zhang Lan bought it!"

"They are them, we are us, they are not enough, we still have to live." Zhang Ping didn't envy Xianyu and Zhang Jiangkun at all, looked behind him, thought about it and said with some sympathy: "Flower I don’t know what they think about buying a house for 60 million and spending their entire lives in the house.”

Chen Jie was very envious of Han Xiangning and Han Ning, and originally wanted to discuss with her husband whether to buy a set for her own home, but looking back at Zhang Jiangkun who was sitting stupidly in the office, she felt that her husband's words made sense, so she didn't say anything else.

When the news reached Bailonggang Shipyard, Comrade Han was completely dumbfounded. When he put down the phone and walked out of the office, he stumbled inadvertently.

Lao Qian helped him up and asked if he wanted to go to the hospital. His first sentence was no, and his second sentence was to rush to the river to get goods.I can no longer stay in the shipyard and stare at the building of new ships. The old ships have not been sold for the time being. If I can make a trip, I can earn some shipping fees.

When the news reached the barge moored in the waters of Sanhe, Sister Ling sighed, "Lingning probably won't buy new clothes for Chinese New Year, and she probably won't be willing to buy fruit in normal times."

Jin Weiguo nodded, and said with emotion: "Xianyu will no longer have pocket money in the future, and live a good life, but if you have to toss yourself, why bother?"

(End of this chapter)