I really just want to make money

Although the news that Li Yu bought 112 villas was not publicized, it spread quickly within Moyu Technology Company.

There are previous examples of Golden Boy Real Estate with billions of dollars, but this time it only invested 5 million yuan
Well, the executives and employees of Moyu Technology Company said that they are not drifting, but numb!
Boss Li's big hand once again proved with his actions that he is not fooling around when he is bullish on the Hefei property market.

With Li Yu proofreading in front, those employees in the company who were still on the sidelines couldn't sit still at all.

buy!
Must buy!
Zhao Fang, the person in charge of the finance department who participated in the acquisition of two real estate projects throughout the whole process, was deeply touched by this.

Her family is in good condition, and her husband Liu Jun is the deputy director of the Municipal Education Bureau.

Although he has been adhering to his duties and has no extra income, he has already owned two houses in Hefei only with the benefits of the unit and the salary income of the two.

This is normal. In the past few years, the house price in Hefei was still very cheap. The house price was two to three thousand one square meters, and a suite was two to three hundred thousand.

Now this little money is only enough to pay a down payment.

Zhao Fang originally wanted to wait a few years until she had saved enough money before buying an improved house for her child, but now Li Yu stimulated her idea of ​​buying a house four or five years earlier.

Hearing that his wife suddenly wanted to buy a house, Liu Jun was very surprised.

"Buying a house now? How can we afford a down payment?"

They no longer meet the first-home loan policy, and now they buy a house with a down payment of up to 50%.

Since you want to buy an improved housing, the quality and area of ​​the community must not be bad. If it is 130 square meters or more, the unit price is not less than 1, and the down payment alone will cost more than 60!

Zhao Fang was well prepared for her husband's worries.

She talked about the company's policies, and of course, Boss Li's views on the Hefei property market.

Zhao Fang seldom talks about work at home. In Liu Jun's impression, the company Zhao Fang works for is still a small start-up company that has not been established for a long time.
Suddenly hearing that Moyu Technology Co., Ltd. has continuously lavished billions of dollars in real estate projects, Liu Jun felt as if he was listening to a fairy tale.

I even cut half of my toenails and forgot to continue
After a while, Liu Jun put down his numb right foot, and the shock in his eyes still did not dissipate.

Although Liu Jun has no money, his realm has never been limited to that little money.

To put it bluntly, as long as he is willing, let alone one house, ten houses are all about watering.

For example, now, he doesn't care about whether the house price will rise or whether he wants to buy a house or not.

He is more interested in Li Yu, how Moyu Technology Company can develop to such a large scale in less than a year.

"Tell me quickly, what exactly does your company do, and how can you make so much money?"

Zhao Fang also rolled her eyes when she saw this.

This old Liu doesn't care about his own family, he cares about everything
"Why do you care what our company does? You don't care about this, let's talk about buying a house."

"Buy! Buy it if you say it!"

Without further ado, Liu Jun made a final decision.

Isn't it just to buy a house? His dignified deputy director is really not afraid of repaying the loan.

"Ahem, we've finished discussing the matter of buying a house. Tell me about your company."

Zhao Fang: "."

Similar scenes happened in the homes of many Moyu technology company employees.

From this day on, in just one month, Moyu Technology Company issued hundreds of recommendation letters to Xinwan Bank.

Every recommendation letter means that someone has bought a house.

Moyu Technology Co., Ltd. has brought a little warmth to the cold Hefei property market on its own.

one day after a week

112 villas were installed, and the company worth 5.2 million yuan was officially transferred to Moyu Technology Company.

Li Yu didn't need Shi Hu's help, he organized a dinner directly by himself, and invited several representatives of Xu Maolin's family in Xinwan Bank, including Lu Wenlong, the boss of the approval department.

The location is still the private club of Lao Xu's villa in Tangxi.

Although Li Yu is very sensitive to the environment of this community, he has to say that from the perspective of privacy, it is indeed very convenient to have a private club in the villa area.

There were no outsiders today, and a few people naturally gathered together a game, playing a game of smashing eggs that Hefei people loved.

"Old Xu, your clubhouse is very good. If you have nothing to do, please invite the leaders to come over to eat, drink, and have fun. It's better for you real estate people to play."

While playing cards, Li Yu did not forget to tease Xu Maolin.

Hearing this, old Xu twisted his nose and said unhappily:
"Hey, you are really not big or young, you can call Old Xu? Call me Uncle Xu."

He was going to accept Li Yu as his son-in-law, how could a son-in-law call his father-in-law Lao Xu Lao Xu, no big or small!

"Old Xu, you are boring, we are partners now, don't try to take advantage of me."

"Oh, you also know that we are partners."

Xu Maolin snorted softly, and then, he suddenly asked something.

"What happened to your Golden Boy Real Estate Company? How did I hear that the management of the company is gone?"

Hearing the content of the conversation between the two, several other people also listened with their ears sideways.

These people tonight are obviously the management of Xinwan Bank, but they can still be divided into two categories.

One category is professional wage earners, such as Vice President Lin Peng and Approval Department Lu Wenlong.

The second category is big guys who experience life, like Xu Maolin and Li Yu.

Compared with the boring fart of the bank, everyone is obviously more interested in the business bigwigs.

Li Yu couldn't help chuckling when he mentioned the group of managers who resigned voluntarily.

"The group of management, seeing that I took care of the three vice presidents, scared away."

"You, the means are too drastic."

While shaking his head, Xu Maolin pretended to be a teacher and taught earnestly:

"When the water is clear, there will be no fish. When the company grows, there will be all kinds of birds.

As a leader, you have power in your hands, and how many people can be truly impartial.

As long as it’s not a matter of principle, it’s fine to knock a few times occasionally, and then turn a blind eye.”

"Look at you. You arrested the three vice presidents. Although you made them spit out some benefits, you scared the management away. Who will work for you in the future?"

"By the way, how much money did you get out of those people's mouths for making such a big noise?"

Xu Maolin now has the feeling that his father-in-law is teaching his son-in-law, and the more he talks, the more he feels that what he says makes sense.

Li Yu was very disgusted with Lao Xu's behavior of not treating himself as an outsider.

then
"Explode! Four K", Li Yu hit a bomb, which directly wiped out Xu Maolin's three twos.

Old Xu stared at the explosion, scratched his head and said in dissatisfaction:

"Hey, you can blow up whatever you say, and you don't know how to let me go."

"Hehe, this is for money. You think it's a child playing house." Li Yu curled his lips, not at all softened by Lao Xu's relying on the old to sell the old.

Just kidding, a thousand soft girls in a round can come to a big sword that just walks away.

"Fuck! You kid really sees money!

Hey, I asked you just now and you haven't said anything yet, how much money did you get out of those people's mouths?

If it’s less and scares the management away, it’s not worth it.”

Xu Maolin couldn't find good things at the poker table, so Xu Maolin could only find comfort from his business experience.

It's a pity that his little experience is bullshit in Li Yu's eyes.

What is the saying that there are no fish when the water is clear? According to this statement, isn't the fish in Jiuzhaigou extinct?

People who say such things are either making excuses for their own incompetence, or their ass is not clean.

"Big ass company, what do you need 200 people for, it's just right to leave, I will lay off workers and pay compensation if it saves me",
Li Yu said with a touch of disdain.

"As for those few people, I didn't get much back, maybe more than 3000 million."

"puff!"

"cough cough"

"How much? 3000 million!!!"

Seeing the staring eyes of several people like cow eggs, Li Yu gave a smirk.

"Hey, hey, you are all people with status, isn't it 3000 million, there is no need to make such a fuss."

Li Yu did this on purpose. His goal tonight was to mortgage his villa for several hundred million.

For such a large loan, if you don't show enough strength, even if you are familiar with everyone, Lu Wenlong will not dare to agree casually.

Seeing Li Yu's mocking eyes, Lao Xu's expression turned serious, suppressing the shock in his heart, and then he pretended to be indifferent and said:

"Oh, 3000 million, that's not bad, it's not a loss."

Nima, of course it's not a loss!

3000 million!

How many houses do you have to sell to earn that much?
The profit mentioned here refers to the net profit, not the sales.

Everyone in the world talks about huge profits in real estate. In fact, there is a big misunderstanding here. If the rise in housing prices is not considered, the profit margin of the real estate industry is actually very low.

With a house price of 1 yuan, excluding the land price, construction and installation costs, and loan interest, the net profit will not exceed 500 yuan.

Of course, considering the high leverage, the real self-owned capital of the developer is only 1000. According to the calculation of "net profit/self-owned capital", the profit margin is high.

Seeing Li Yu's embarrassed appearance, Xu Maolin was so envious that he could earn so much money by killing 3 vice presidents. Do you want it? Ahh!

This kid is poisonous!
Xu Maolin found himself being led astray by Li Yu.

After beating Xu Maolin, and pretending to be aggressive by the way, Li Yu began to talk about his real purpose tonight.

"Recently, the municipal government held several meetings to stimulate the real estate market. Have you noticed any signs of recovery in the market?" Li Yu first introduced the topic from the policy level.

On this point, Xu Maolin has the right to speak, but he is not as optimistic as Li Yu said.

"Recently, the number of customers visiting the sales department has indeed increased, but there are not many actual transactions, which is about the same as the previous two months."

Lu Wenlong, head of the Approval Department, added:
"Judging from the housing mortgage loan data, the overall level is still maintained at the level of last month, and the policy transmission is lagging. The specific situation may take several months to see the effect."

The bosses seem to be very pessimistic, and Li Yu can only continue to convey his optimistic views.

However, the reason why big brothers are called big brothers is because they are firm-willed and have their own ideas and opinions, and they cannot be fooled by Li Yu's casual words.

After talking for a long time, they still feel that the property market in Hefei is not optimistic.

Xu Maolin analyzed:

"The current policy measures can only be regarded as small troubles. If you want to fully boost market confidence, unless there are absolutely heavy policies, otherwise this cold winter will last for a long time."

Seeing that it was impossible to fool a few people, Li Yu could only talk about business.

"Mr. Lu, our company has recently purchased a batch of real estate and is planning to borrow some money. Mr. Lu, please help me pay attention when the time comes."

"Haha, it seems that Mr. Li, you are really not joking." Lu Wenlong laughed, and he was naturally happy with this kind of thing that could draw a relationship with Li Yu.

"You have real estate mortgages, and the procedures are legal and compliant. Isn't this trivial matter a matter of one sentence?"

"Oh, by the way, how much are you going to borrow, Mr. Li?"

"Three hundred million."

"puff!"

"cough cough"

"How much?? 3 million!!"

This style of speaking, this tone of voice, is simply a reenactment of the scene just now, but the amount is magnified by 10 times.

Hearing that Li Yu wanted to mortgage 3 million yuan, Lao Xu didn't even play the cards, and stared at Li Yu in astonishment.

"You want to borrow 3 million yuan, so how much real estate did you buy?"

"5.2 billion."

Everyone gasped when they heard this.

"More than 5 million yuan! Where did you buy so many properties, why don't I know?"

Old Xu was even more excited, and jumped up in a jiffy.

He is Hefei's real estate boss, and he is familiar with Hefei's real estate bosses. How could he not know about the big deals involving hundreds of millions?
However, Li Yu's transaction this time really hit Lao Xu's business blind spot.

Jinkou Real Estate is not a traditional real estate tycoon. They are cross-border players of foreign companies and have nothing to do with local real estate companies. It is normal for Lao Xu not to hear the news.

After learning the whole story of the transaction from Li Yu, everyone fell silent.

This shit, another extreme operation of snake swallowing elephant!

"Fuck! If you like to pack and buy houses, come find me! I still have a lot of houses that are not sold, why are you so cheap to outsiders?"

Old Xu was really angry this time.

This Xiao Li turned his elbow outward!
Seeing Lao Xu's angry nostrils smoking, Li Yu was also speechless.

"If I buy your house in a package, and the house price rises in the future, you still have to kill me with a knife."

It's a pity that Lao Xu simply scoffed at Li Yu's heartfelt words.

"Tch, I believe you, the little guy is very bad!"

Well, Li Yu spread his hands helplessly, and after a few months, you will thank me for not killing me.

Ignoring Lao Xu's reluctance, Li Yu looked at Lu Wenlong.

At this moment, Lu Wenlong was very embarrassed.

Just now I was too eager to brag, I accidentally ate it up.

The company has real estate mortgages, so the loan is naturally no problem, but there is a limit to this no problem.

With the qualifications of Moyu Technology Company, it is definitely no problem to borrow tens of millions, but it is 3 million in one go!This exceeded Lu Wenlong's psychological expectations.

The first question is the purpose of the loan. Li Yu's 3 million loan is obviously money for buying a house. This is "loan funds flowing into real estate", which is not allowed by the supervision.

Even if Li Yu's operations are concealed, if someone finds fault with them, it will be a big trouble for the bank.

Once it is investigated, a ticket is indispensable.

The second question is still worrying about risks.

Although bank mortgages are discounted, the mortgage rate of villas is generally not more than 6% off, and 5.2 million houses are mortgaged to 3 million. No matter how you liquidate the bank, there will be no real losses.

But banks are not asset auction companies. Once the 3 million loans become non-performing loans, the impact on the bank's statement will be very large.

Even if the loan can be repaid through auction in the end, there will be a group of people in the bank who will be punished.

Li Yu's extreme operation, he thinks it is a risk-free profiteering project, but in Lu Wenlong's view, it is a real high-risk project.
This favor, to help, or not to help?

Life is a journey, and from time to time you will encounter a fork in the road, whether to go left or right, different choices mean completely different life scenery.

After Lu Wenlong thought for a moment, he had a choice in his mind.

"Mr. Li, I hope your judgment is correct, otherwise I will come to an end."

Lu Wenlong's choice is actually not difficult to understand.

First of all, he is a member of Xu Maolin's family. Although Li Yu's loan has flaws, who doesn't have flaws in the company's loans? If he doesn't even help with this, what will happen in the future?
Secondly, he really wanted to make friends with Li Yu. For nothing else, he said that he was worth investing in because he started from scratch at a young age and built a net worth of hundreds of millions.

In the end, it was for Xu Maolin's sake.

They all knew that Xu Maolin wanted Li Yu to be his son-in-law. If Li Yu really collapsed, there is a high probability that Xu Maolin would not stand by and watch.

They are all thousand-year-old foxes, and none of them are simple characters. It seems that the time is short, but they are all well thought out.

The verbal promise has been reached, and tonight's small gathering has come to a successful conclusion.

Loans and procedures are trivial matters, and real decisions are made where others cannot see them.

As the so-called fat water does not flow to outsiders' fields, Li Yu naturally wants to think about his own family for a large loan of 3 million yuan.

Although Brother has left Yungu Sub-branch, there are still legends about Brother in the branch.

As Li Yu and Cheng Lu were promoted one after another, Comrade Chen Xiaoming, who had always been a younger brother, finally got his wish and sat on the position of director of the marketing department of Yungu Sub-branch.

He didn't know Li Yu's true identity until he was promoted.

Li Yu is the cuttlefish, and the cuttlefish is Li Yu. The "Mortal" that I have been chasing is actually written by my immediate boss.
This is not enough, Li Yu is not only a well-known Internet writer, but also a billionaire!
Recalling all the complaints he had with Li Yu (Squid) on QQ before, Chen Xiaoming felt ashamed.

Fortunately, the boss has already ascended, otherwise it would be embarrassing.
It's just that what Chen Xiaoming didn't expect was that even if Li Yu ascended, he didn't forget to support himself.

People sit at home, and 3 million loans come from the sky.

The marketing department's 2013 corporate loan task is a net increase of 10 billion yuan, and 30% of this order has been completed. Isn't it going to win this year?

Feeling happy, Chen Xiaoming started chatting with Liu Lili again.

After several months of unremitting chatting, Chen Xiaoming finally succeeded in seducing Liu Lili.

"Lili, are you free tonight? There is a new Quanjude restaurant opened on Suixi Road. How about we go and try it?"

"Hey, why are you so generous today that you even eat Quanjude?"

"Hey, thanks to Boss Li, my loan assignment for the second quarter has been completed ahead of schedule, let's celebrate tonight."

Liu Lili suddenly realized that it was Mr. Li who sent warmth to Chen Xiaoming.

This night was not only worth celebrating, but also worth commemorating, because Chen Xiaoming, a long-time old man, finally had sex.

In the future, Chen Xiaoming was very moved.

Mr. Li not only promoted him to the director of the marketing department and gave him performance, but even Mr. Li recruited his wife from Devil City.

It is not an exaggeration to say that you are a reborn parent.
The sexual life of the little brothers is colorful.

Li Yu's life is the same, either fishing for fish, or on the way to fish for fish, either throwing a drifting bottle, or pondering the connotation of the drifting bottle's information.

Li Yu has tossed the pricing and promotion plan of Luxian Wine 6 times in a row and successfully received information 3 times.

In other words, Li Yu has already tried 3 schemes through parallel time and space.

The first plan was priced at 150 yuan a bottle. In addition to placing 200 million advertisements on Moyu Chinese Network, it also placed 500 million marketing advertisements on TV stations. After 3 months, it achieved sales of 3000 million yuan and a net profit of 800 million yuan.

The second plan, priced at 150 yuan a bottle, placed 200 million advertisements on Moyu Chinese Network, and spent 500 million on online marketing. After 3 months, it achieved sales of 4000 million and a net profit of 1300 million.

The third plan, priced at 200 yuan a bottle, placed 200 million advertisements on Moyu Chinese Network, and spent 500 million on online marketing. After 3 months, it achieved sales of 2000 million and a net profit of 1250 million.

According to the results of these three plans, Li Yu first ruled out the TV station advertising plan.

The data has proved that nowadays, the effect of network marketing has far exceeded that of TV advertisements.

Think about it too, who are the people watching TV now?

old man old lady.
You can't expect them to buy Deer Immortal Wine for a second life, right?
The advertising channel was determined, but Li Yu struggled a little bit about the pricing.

150 yuan and 200 yuan, whether it is sales or profit, the 150 yuan grade is dominant.

But Li Yu's idea is to take the high-end route. From this point of view, it is more appropriate to choose a price of 200 yuan.
Fortunately, Li Yu is not a person who likes to be entangled. Since the two solutions have their own advantages and disadvantages, Li Yu chooses to have them all.