I have ten trillion licking dog gold

"Do you know what the crime is for slandering your leader? Are you afraid of going in and stepping on a sewing machine?"

Mr. Cao's tone was fierce and humorous.

While driving, Jiang Chen stated: "I didn't exaggerate anything I said. These are her original words."

Boss Jiang always obeys traffic rules and definitely would not use his cell phone while driving. He wears Bluetooth headphones.

"I feel like Teacher Cao is a little dangerous."

Jiang Chen spoke from his heart and said, "Although I haven't had much contact with her, if nothing unexpected happens, she should be a person who will not give up until she achieves her goal."

Cao Jinse did not comment on his evaluation, but just said: "Can you force someone to like you or not?"

A typical example of the goddess having the intention but the king having no dream.

The two have known each other since childhood, and they are probably well matched. If they were in love, they would definitely not have wasted time until now.

"Feelings really can't be forced."

Jiang Chen first gave her affirmation, and then changed the subject, "But she can make other women give up when they see difficulties."

Cao Jinse was speechless for a moment.

Upright officials can hardly break housework.

Even Cao Jinse would probably be at a loss what to do in this situation, not to mention that he was an outsider.

Boss Jiang has many advantages, one of which is that he can always keep a clear head.

How exaggerated is the talk of Director Yang, who has an immeasurable future?

But they are all just magic potions.

What does "Sooner or later we are all a family" mean?
Not to mention that she and Cao Xiuge had no relationship at all, he and Princess Cao had never even held hands...

You can only listen to what politicians say, but not take it to heart.

"She also said that she was willing to open the door and allow us to set up a private bank."

Jiang Chen briefly changed the subject.

He brought a team to visit the Great Wall Group, it definitely wasn't for personal issues.

Princess Cao, who knew everything, seemed not to have received any advance news this time. She was surprised for a moment, then asked calmly, "What are the conditions?"

"We are required to provide mortgage services to the public, with the down payment ratio reduced to 15 percent."

The impact of real estate on the economy is self-evident. If the real estate industry is in recession, society will fall into a full-scale depression.

It can be said that China's rapid development is almost entirely driven by real estate.

Although economic structural adjustment and industrial upgrading are currently underway, reform cannot be accomplished overnight.

The pillar status of real estate still exists and will continue for a long time.

If we want to prevent the real estate market from collapsing, the most important thing is to give the public confidence, or more precisely, to ensure that housing prices do not fall.

If you know that house prices will fall, who would be willing to take over at a high price and be taken advantage of?

At the same time another track.

It is to enable more people to afford houses.

In this regard, banks play an extremely important role.

It is impossible for most ordinary people to pay the full amount of a house in one go, and the smaller the down payment ratio, the lower the threshold for buying a house.

Just like buying a car, zero down payment options are available.

Of course, a house is not a car, so it is impossible to have an extreme situation like zero down payment. However, by reducing the down payment, the pressure is actually put on the bank.

In addition, with the current downward trend in interest rates, although there is certainly still profit, the collection period of 20 to 30 years is not worth it.

"You are targeting us. You are worthy of being Sister Qing Hua."

"What do you think?"

Jiang Chen asked.

"It's a mixed bag. The benefits are big, but the risks are also big."

Cao Jinse is straightforward.

When Great Wall was first founded, it focused on micro-loan business, but entering the mortgage market is no longer a small matter. The first thing it has to bear is the exponentially growing financial pressure.

Although this money is not for charity, it will eventually be recovered with interest over time, but wealth is time-sensitive and has a time cost.

They are not a national bank and do not have the ability to print money.

"...I don't think it's necessary. Great Wall currently has more than 50 million users and has accumulated a good market reputation so far. If we open up the mortgage business, the number of applicants will definitely not be underestimated. We can't afford so much money."

Cao Jinse combined his position with reality and his position gradually became clear and distinct.

Let’s say a house costs two million.

If only 100,000 of the 50 million users apply, that would be a loan of 200 billion yuan.

However, if it were a first-tier city like Kyoto, where housing prices are easily in the tens of millions, the required financial reserves would be even more exaggerated.

Not to mention private banks, many local banks do not have such strength.

It's like popping a balloon full of water to hydrate the entire pond.

"Your sister Qing Hua really thinks highly of us."

Jiang Chen commented.

Cao Jinse chuckled, "Don't show off your wealth. Many people know that you returned with a lot of stuff from Japan. It's not surprising that they would target you."

Jiang Chen disagreed and retorted, "She may not only be targeting me, but also Teacher Cao. I admit that Teacher Cao is a gentleman, but he also has another shining advantage: he is rich."

Cao Jinse almost couldn't help but want to curse again.

"My brother has no money."

she said immediately.

She had gone to see her brother once when Great Wall was founded, and it would be too embarrassing to go again.

Jiang Chen definitely didn't really want to take advantage of Cao Xiuge. Even if according to Yang Qinghua's statement, the Great Wall Group was the dowry that Cao Xiuge paid for his sister, he couldn't be so shameless as to ask someone to pay twice, right?
I'm afraid there is no such custom in any country or region.

Jiang Chen did not approve of the brother-supporting demon, so it was even more impossible for him to force others to become the sister-supporting demon. What's more, he was just an outsider and had no qualifications to make such a request.

"But we can't afford to offend your sister Qing Hua."

"Who else in this world would you not dare to offend?"

Of course Cao Jinse knew that the other party was joking.

As outstanding as she is, she has to admit that Yang Qinghua is excellent. If someone is not confident enough, it is impossible for her to keep "pestering" her brother. How far Yang Qinghua can go in the future, at least she has no way of saying it for sure, but the guy on the other end of the phone is even more of an outlier.

"This hole is too big. Even if you plunder Japan, you may not be able to fill it. Besides, we have many places where we need to spend money."

Cao Jinse lowered her tone and became serious.

She knew very well how huge the business empire of the guy opposite her was now, and because of this, she needed to be more cautious and prudent.

How many wealth empires have collapsed due to broken capital chains.

"clear."

Jiang Chen said: "So I didn't reply to her on the spot."

"You should have refused on the spot."

"You are familiar with her, but I am not. We have to give our leader some face. Otherwise, what if she holds a grudge against me? Even Teacher Cao feels helpless about this person, so ordinary people like us dare not offend him."

"What? Are you afraid she'll eat you? Can you be more like a man?"

"I'm not afraid that she will eat me, but if she and Teacher Cao really have a happy ending in the future, and I offend her now, wouldn't it be very embarrassing then?"

Cao Jinse suddenly fell silent. After a moment, she said in an unremarkable tone, "You have considered things in the long term."

"If you don't think about the future, you will have immediate worries." Jiang Chen replied calmly.

"Since you have thought so carefully, I'll leave this matter to you. I have something else to do. Goodbye."

After saying that, Cao Jinse hung up the phone irresponsibly.

Jiang Chen took off his headphones, looked straight ahead and drove with a calm look in his eyes.

indeed.

Many people know that he made a lot of money in Japan.

But no one knows the exact number.

Including Cao Jinse.

It may be a bit of an exaggeration to say that he is as rich as a country, but it is definitely easy for him to become the richest man in the country.

among them.

——Including those invisible giants who are not exposed to the public and are lurking under the water!
It's not arrogance.

Even among those little-known mysterious families, how many of them can pay out trillions of cash in one go? !

Jiang Chen can.

The numbers that could shock the world are lying in his bootlicker gold account, ready to be used at any time.

Compared with fixed and current assets?

The tentacles of the underwater chaebols are certainly pervasive, but Boss Jiang's current business empire is no less extensive.

Wealth is just cold numbers lying in the account. It creates value only when it is used.

And the feeling of spending money is the greatest pleasure of accumulating wealth.

Driving to the Third Ring Road, Jiang Chen's destination was a residential community that had just been completed.

The gate of the community is very grand, with the gate wall made of seamless Taishan stone and the words "Hang Seng No. 1 Courtyard" engraved on it.

Hengsheng No.1 Courtyard.

You can tell who the developer behind the community is from the name of the community.

As we all know, last year, Hang Seng Group was hit by a shocking scandal and owed over one trillion yuan in debt, which caused an uproar. As a leading real estate company, its development projects are spread all over the country. When the news came out, people were in a panic, especially the owners who bought houses from Hang Seng Group. They were so frightened that they lost their appetite and could not sleep at night.

The reason why houses can serve as a pillar of economic development is that they embody the wealth of a generation or even several generations. The struggles of several generations may ultimately just be for the purpose of exchanging a house of a few hundred square meters for a shelter from the wind and rain.

But in the end, after spending the money, I was told that the developer went bankrupt, the house was unfinished, and all my savings and even my parents' savings were wasted. If you put yourself in my shoes, you will know how desperate that would be.

And this is not just a hypothesis, but the real experience of countless people last year.

Fortunately, someone turned the tide and took over the collapsed Hang Seng, pulling thousands of owners down from the rooftops and saving countless families.

And this [Hang Seng No. 1 Courtyard] was also one of the countless projects that were suspended under the Hang Seng Group.

Even before the financial crisis, the project was halted until the Hang Seng Group was acquired and received capital injection. Construction was then restarted and completed a month ago.

of course.

[Hang Seng No. 1 Courtyard] is just a microcosm of countless communities across the country.

Jiang Chen raised his head and looked at the banner hanging on the gate.

The purpose is simple: to celebrate the successful completion of Courtyard No. 1.

Jiang Chen put on sunglasses and walked into the door.

He arrived a little late, but not too late, as the ribbon-cutting ceremony for the delivery was being held in the community.

The second generation of the Hang Seng Group, the second son of the Hang Seng family, Geng Zhida, attended the event in person.

Although Hang Seng No. 1 Courtyard is not considered high-end, it is located in the Third Ring Road after all, and the average price is around 70,000 yuan. Based on the area of ​​the house, this means that a house is worth about 10 million yuan.

That's right.

The so-called multi-millionaire here is equivalent to a house.

There were many owners who came to attend the delivery ceremony. The seats were packed. Looking around, there were at least two to three hundred people.

There is no doubt that these people who can afford properties worth tens of millions are definitely elites in society. However, when these leaders from all walks of life see that their houses are finally completed after many twists and turns, they are all overwhelmed with emotion.

In a sense, the people who work the hardest are not the lower class, but the middle class here.

The embarrassment of the middle class is that they are not as good as the rich but better than the poor. Because they have seen the vastness of the world, they cannot put down their dignity and lie down, so they are more prone to anxiety.

People at the bottom think simply, only about three meals a day, while the middle class considers things quite comprehensively.

For example, when it comes to the education of future generations, the middle class is the most enthusiastic.

The middle-class consumption trap, this simple word easily summarizes the predicament of this class.

Clearly not belonging to the real upper class, yet ashamed to associate with the common masses, he finds himself caught in the middle, caught between a rock and a hard place.

Just look at the ribbon-cutting ceremony at this time.

When Geng Zhida, the second generation of the Hang Seng Group, officially announced the completion of the project, some of the owners, who were considered successful people in the eyes of ordinary people, could not help but cry for joy.

A house has pushed the elite of society to such a point.

"Mr. Jiang."

Jiang Chen didn't actually notify anyone when he came, but he was still discovered by Geng Zhida.

After finishing his speech and stepping down from the stage, he came to Jiang Chen in a low-key manner.

The owner’s representative is giving his speech above.

Even though the construction period was delayed and they were worried, they were still thanking Hang Seng Group.

The middle class has been forced into such a situation, just asking to be able to hand over the house, what a humble wish.

But yes.

They almost lost assets worth tens of millions. If you put yourself in their shoes, you can understand it.

"What do you think?"

Jiang Chen asked.

Geng Zhida lowered his head slightly, "Our Geng family has committed a grave sin. If it weren't for Mr. Jiang, our family would be blamed for it."

The injustice has the head and the debt has the owner.

Some members of the Geng family have already gone to work on sewing machines and will never have the chance to see the light of day again in this lifetime.

But compared to the harm and consequences they caused, the punishment they received was minimal. If possible, they should be sent to places like Myanmar to repent.

of course.

The evil of human nature is inevitable, but at the same time, the good of human nature also exists in opposition.

There are always people who will do anything to achieve their own selfish desires.

But there are always people who try their best to patch up this broken world.

"I have a question. What is the use of your father's wealth? Can he spend it all?"

Geng Zhida felt more and more ashamed, but he did not remain silent. A hint of bitterness appeared on his face.

"My father gradually became a slave to wealth, just like many people who have forgotten why they make money and what the purpose of making money is."

rare.

There was actually someone in the Geng family who remained sober despite being criticized by thousands of people. Perhaps this was why he became a "fish that slipped through the net".

"Will you personally visit every community when it is completed?"

"A son must pay his father's debts. It is my duty to do so."

Jiang Chen remained silent, watching the owner's excited speech with Geng Zhida. (End of this chapter)