I have ten trillion licking dog gold

Houhai.

A private teahouse.

The box was filled with the aroma of tea.

Song Chaoge quietly looked at the moon hanging outside the window, feeling peaceful and harmonious.

"Boom."

The door was pushed open.

The moment he heard the noise, Song Chaoge stood up to greet them.

"Sister Qinghua."

Although the arrogant young masters in Kyoto only follow the lead of Young Master Song, there are still some people in this vast and profound city who deserve his respect.

Judging from her attire, Yang Qinghua should have just rushed here from her workplace. This also indirectly shows that the higher the position, the greater the responsibility. They are all natives of the imperial city and the original shareholders who came to Beijing to take the imperial examinations. Naturally, she is no stranger to Song Chaoge.

"Why don't you wear glasses?"

She smiled slightly.

It seemed like there was no strangeness between them and they were very cordial, but from her words one could tell that they hadn't seen each other for quite some time.

"I haven't worn it for a long time."

Mr. Song was not nearsighted to begin with, and the mediocre black-framed glasses he wore were just a decoration.

"It's better not to wear it."

Song Chaoge, whose looks were absolutely unbeatable and had the evil charm of a villain in a novel, smiled and said, "Sister Qinghua, please take a seat."

Yang Qinghua sat down.

Song Chaoge picked up the teapot and poured tea for him.

Unlike the bag of raw Pu'er tea that Jiang Chen took away from someone else's office, the teapot was warming a pot of old white tea.

After pouring the tea, Song Chaoge sat down.

Yang Qinghua picked up the teacup, shook it slightly, and waited for the tea to cool down a little before lowering his brows and savoring it leisurely.

"Sister Qing Hua, do you work so late every day? You must be so tired."

"I think it's better to be busy. If I'm idle, I might feel empty."

Yang Qinghua put down the teacup.

Song Chaoge smiled and nodded, "That's right. Qinghua has always been my role model."

Yang Qinghua smiled lightly, "There's no need to imitate me. It's just a personality problem. Do you think I don't want to enjoy life?"

The two looked at each other.

"I think everyone has a different mission from the moment they are born. Some people live to enjoy this world, while others live to enable others to enjoy this world. Sister Qing Hua belongs to the latter."

Have to admit.

Although this is a blatant flattery, it is done in a very artistic and clever way.

Yang Qinghua smiled without saying anything. She raised her hand, pinched the teacup, and without picking it up, she rubbed it gently with her fingertips.

"Is there something you want to talk to me about?"

"No, Sister Qinghua, I'm definitely not flattering you. These are all my true feelings."

Song Chaoge was decisive and sincere.

Yang Qinghua picked up the teacup and said with a smile: "If you really don't have it, then don't mention it later."

Song Chaoge gave a bitter smile.

After drinking a cup of tea, Yang Qinghua raised her head and asked, "Do you remember when I first met you?"

Song Chaoge leaned forward, picked up the teapot, and continued to pour tea. "I was only six or seven years old at that time. When I saw Sister Qing Hua and Brother Xiu Ge standing together, I had only one thought in my mind: why are there two people in the world who are so well-matched?"

Yang Qinghua remained calm, with the corners of his lips curled up, "You are quite precocious, thinking about these things at such a young age."

"That's because everyone was saying that at the time."

Song Chaoge smiled, naturally, filled the cup of tea, sat up straight again, and placed the teapot on the teapot.

Yang Qinghua looked calm, without any emotional fluctuations.

"It's rare. It's been twenty years, and you still remember it."

“I feel the same way now.”

Yang Qinghua sat back and changed the subject, "Tell me about yourself, have you found a girlfriend?"

Song Chaoge immediately avoided the conversation and lowered his head to drink tea, "Sister Qinghua, please stop mocking me."

"How am I being sarcastic? You've always been so popular with girls. It shouldn't be hard to get girls who like you to line up from here to the third ring. What? Are you still unwilling to change your mind?"

This is indeed a heart-to-heart talk with my brother from the perspective of a sister.

"Sister Qing Hua, please don't frame me. You make me sound like a playboy. I have never had a girlfriend."

Song Chaoge was not trying to flatter himself; what he stated was indeed the fact.

"No one has ever publicly admitted to it. Right?"

Yang Qinghua joked.

Song Chaoge smiled bitterly.

Yang Qinghua did not continue to make things difficult for the other party and stopped there.

"At your age, it's time to consider your personal issues. Look at the people around you, some of them probably have a second child."

It is not uncommon for some playboys to get someone pregnant at the age of seventeen or eighteen.

What Yang Qinghua said was not an exaggeration, but given her situation, she did not seem to be qualified to preach.

No matter how old Song Chaoge is, he is only in his thirties, but what about her?
We are all middle-aged.

And she is a woman.

He could just reply to her words verbatim without even thinking about it, but Song Chaoge obviously wouldn't do that.

As an elder sister, it's harmless to make fun of him, but he must know etiquette.

"Sister Qing Hua, you are not from the Family Planning Commission, are you overstepping your authority?"

Yang Qinghua was unmoved. "The population problem is quite serious now. It is everyone's responsibility to promote childbirth and raise children."

Song Chaoge smiled and drank the cup of tea.

"Sister Qing Hua, why don't you drink?"

Yang Qinghua, who did not touch the teacup again, said, "It is not suitable to drink too much tea at night. It is easy to suffer from insomnia. I have to go to work tomorrow morning."

Song Chaoge couldn't help but reveal a look of admiration.

Yang Qinghua raised his hand and looked at his watch.

"I'll invite you next time."

After reminiscing for a while, she made a gesture to leave.

Also.

For a civil servant of her level, her time is not necessarily cheaper than that of an entrepreneur.

"Can you keep Sister Qinghua for another ten minutes?"

Song Chaoge spoke.

Yang Qinghua, who was about to stand up, looked at him and sat down again.

"I heard that the relevant departments are going to study a plan to promote the property market?"

Yang Qinghua smiled and did not tease the other party for being inconsistent and insincere.

They are not children anymore.

It's not easy to meet without sufficient reason, even if we are in the same city.

"You are well-informed."

After so many years of relationship, we know each other well, so some unnecessary procedures can be omitted.

Yang Qing's painting is tantamount to direct admission, frankness and generosity.

"The challenges in the property market are too huge to be solved by government forces alone. We need the concerted efforts of the whole society."

Yang Qinghua remained calm and asked calmly, "Do you have any ideas?"

Song Chaoge looked at him calmly. Perhaps he had not taken off his glasses for too long and had lost the habit of pushing them up.

"The current economic situation is bleak. Only cash and deposits can make people feel safe, so people are reluctant to consume easily, especially large-ticket items such as houses." "So do you have a good plan?"

"Housing is a necessity, so it's not that ordinary people don't want to buy it, but they don't dare to buy it. They are all holding their money and waiting. And housing prices are destined not to fluctuate significantly, so they can only make a fuss about mortgage loans."

Yang Qinghua looked at him quietly.

"The downward trend in interest rates is an inevitable trend, but it is far from enough to stimulate people's enthusiasm for buying houses. In order to reduce the psychological burden on people, we need to let them spend as little as possible. However, in order to take care of the emotions of previous home buyers, the National Bank is not suitable for major policy changes, but private enterprises do not have this burden."

"I think you need to keep your story short, otherwise ten minutes may not be enough."

There was no sign of joy or anger on Yang Qinghua's face.

Hearing this, Song Chaoge stopped beating around the bush.

"Sister Qing Hua, Hippo has been engaged in financial-related businesses and is a leader in the industry. It has accumulated a large number of users and an excellent market reputation. As long as you are willing to give Hippo a chance, Hippo will definitely be able to assume its due social responsibilities."

Yang Qinghua pursed her lips.

"Why don't you just come to my office and talk?"

There was no ridicule for the other party to act as a lobbyist.

Ordinary people don’t know who is behind the hippopotamus, so how could she not know?

"Go find Sister Qing Hua directly. She may not necessarily meet me."

Song Chaoge spoke in a joking tone.

"Since it is for the sake of the country and the public, why would I not see you?"

As if to save the other party's time, Yang Qinghua replied briefly and said concisely: "Hippo is indeed an excellent and even outstanding company. It has changed people's lives to a considerable extent and provided great convenience to society. But the property market... the example of Hang Seng Group is obvious to all. Can Hippo withstand such huge pressure?"

"can."

Song Chaoge responded decisively and straightforwardly without any hesitation.

Yang Qinghua's speaking speed is not much slower.

"What about the funds? I don't think Hippo has such abundant financial reserves."

“As long as Hippo Finance can go public, I guarantee that we can raise enough funds.”

Listing.

This should be his most essential purpose.

Although the process was short, it could be seen that Yang Qinghua clearly frowned after Song Chaoge revealed his true intentions.

She was silent for a while.

“This issue has been discussed before.”

This is a reminder.

The listing of Hippo Finance is indeed not the first time that it has been proposed. Hippo had planned it a few years ago and was almost successful.

But at the last minute, it was urgently stopped and the plan failed.

the reason is simple.

The biggest purpose of a company going public is to “raise money”.

To put it in an emotionally intelligent way, it is about raising funds from the market and seeking better development, while the company's expansion and rising stock prices can also benefit shareholders, so it is a mutually beneficial win-win transaction.

But hippos are different.

It should be said that Hippo Finance is different.

Hippo is a listed company, but Hippo Finance, which seems to be an integrated company but is actually independent of Hippo, was originally standing at the door of listing, but was kicked back.

Because its ambitions are too big.

Or too big an appetite.

Hippo Finance’s main business is small and micro loans, or in simple terms, lending money to users.

What is the purpose of it going public and “raising money”?
Going public essentially means borrowing money from the market, and it wants to use the money borrowed from the market to lend it out to users?

of course.

Being a "middleman" is not a serious problem, and Hippo Finance does not engage in usury. However, although Hippo Finance does not engage in usury, its operating model is worse than usury.

At least loan sharks will give the host real money, and at most they will take a cut from the money, for example, only giving 7,000 yuan for a loan of 10,000 yuan.

And how much does Hippo Finance give?

Don't give.

Just give IOU.

If a user borrows 10,000 yuan, it will write a note for 10,000 yuan and let the user take the note to the market to make purchases.

And because of Hippo's huge user base and monopoly-level market share, the market really recognizes its IOUs.

But IOUs are not real banknotes after all. When the circulation rate is low, there will be no problem with Hippo's endorsement. But Hippo's ambition is that it issues IOUs to the outside world without any restraint.

Simultaneously.

What users borrow is "IOUs", but what they return is real money. As a result, there are more and more IOUs on the market and less and less real money.

be honest.

If we really compare courage, Hang Seng, which has suffered a trillion-dollar bomb, is not necessarily stronger than Hippo.

This was before it went public. If it went public, Hippo Finance would probably really give me a fulcrum to lift up the entire earth.

The huge risks were discovered at that time, so Hippo Finance's listing plan came to nothing, but now it is taking advantage of the opportunity to make a comeback.

"Sister Qinghua, this is a different time. If you are worried, Hippo is willing to accept strong regulatory measures."

"You don't understand me."

Yang Qingzhao said calmly, "Even if it's as you said, we need companies with sufficient strength, not companies that are just borrowing shells to lay eggs. In the final analysis, Hippo is also hoping to borrow money from the market. What's the essential difference from a few years ago?"

Song Chaoge was not unhappy. After a moment of silence, he laughed unreasonably.

"An enterprise with sufficient strength. Sister Qing Hua, the real estate market is like the ocean. Which enterprise has the sufficient strength that Sister Qing Hua is talking about?"

Yang Qinghua looked at him and said nothing.

“The Great Wall is not enough.”

They looked at each other and Song Chao sang.

The Great Wall is indeed not enough, but what they want to do is to raise money from abroad. This is the difference and gap.

of course.

Yang Qinghua would definitely not tell such a secret.

"Chaoge, you can enjoy your life."

Yang Qinghua suddenly said, inexplicably bringing the topic back to the beginning.

It was a sentence that clearly sounded very sincere, but it actually made the always elegant Song Chaoge change his expression. His smile first became stiff, then restrained, and finally disappeared.

"Sister Qing Hua would rather help others than help me?"

Yang Qinghua ignored his change and said meticulously: "First, this is not a question of whether to help or not. Second, I can't make the decision."

Song Chaoge pursed his lips.

Yang Qinghua stood up, and perhaps because of their relationship over the years, paused.

“Accepting failure is sometimes a relief.”

Song Chaoge's pupils contracted violently. He raised his head, and the resentment could no longer be suppressed and filled his chest.

"Sister Qing Hua, do you accept failure?"

No matter how brilliant a person is, there will be a side that is difficult to talk about.

In the love field, Yang, who is as bright as a star in the political arena, is indeed a loser.

"I do not accept."

Yang Qinghua, who was facing the door, had his back to Song Chaoge, and was decisive and resolute.

The corners of Song Chaoge's mouth twitched, but before he could continue speaking, he heard the other party's voice again.

"But I am willing to pay with my whole life. Are you willing?"

Song Chaoge fell silent for a moment.

Yang Qinghua pushed the door open and walked out.

The box fell silent.

Wisps of hot air wafted out from the spout of the kettle. (End of this chapter)