I have ten trillion licking dog gold

"President Miao, please sit down, what do you want to drink? Maojian or Pu'er?"

Belle Gardens.

Ren Yan greeted warmly with a smile.

"no need."

Although President Miao, who used to be amiable, was still smiling, his expression was slightly stiff.

Ren Yan sensed something was wrong, but didn't think too much, and asked his wife to pour a cup of Pu'er.

"Mr. Ren, I'm here today because you're doing those two loans to me."

"President Miao, don't worry, of course I will not forget this matter. I have prepared the money, but when the time comes, I may need the help of President Miao."

In business, dealing with banks is unavoidable.

There are almost no rich people who do not owe money to the bank.

Ren Yan has always had a loan relationship with the bank and has a good reputation. The loan amount has gradually increased from the initial 3 million to tens of millions. He has also established a very good relationship with President Miao personally.

Just like the routine used by rich people, when the repayment period expires, Ren Yan will pay back the money on time, and then borrow it again. This is how he borrows money from the bank step by step to grow his business.

"President Miao, I plan to open a few new factories in Hanyang recently, so..."

Ren Yan also plans to do the same, intending to increase the loan amount again. It has been quite smooth before, and the other party will agree without hesitation, but the situation he faces this time seems to be different.

"Mr. Ren, I'm sorry, our bank may suspend the loan approval business for a while."

"Moratorium on loans?"

Ren Yan was slightly stunned, caught off guard.

"...President Miao, why is this?"

"The general environment is not good now, and major banks are tightening their stocks and avoiding risks..."

"But President Miao, I have always been very happy to cooperate with your bank. I have never defaulted on a loan from your bank."

Ren Yan said hastily.

"I know."

President Miao's expression was serious, and he said in an orderly manner: "Mr. Ren has always been a high-quality customer of our bank. I believe Mr. Xin, you should also understand that our bank will do everything we can for you, but this time, it is indeed a policy requirement. I can't help it either."

Ren Yan frowned, his eyes fluctuated, but he did not panic, but showed his composure as a successful boss, and calmly said: "President Miao, Jin Hai has decided to increase investment in Tushun Automobile, the relationship between me and Tushun, You should also understand that I plan to expand the scale of production next, if your bank stops lending, I..."

Banks are profit-seeking by nature.

The so-called sophistication of the world, in the final analysis, is nothing more than the word benefit.

The reason why President Miao has always opened the door to him is not because it is profitable.

He felt that upon hearing the news, the other party would definitely change his decision, but Ren Yan was disappointed, and the other party didn't even wait for him to finish speaking.

"Mr. Ren, I'm sorry. My power is limited, and I really can't do anything. Mr. Ren should try another bank."

Ren Miao's beautiful stepmother came over.

"President Miao, drink tea."

President Miao stood up without touching the glass of water on the coffee table in front of him.

"Mr. Ren, the loan is due in one month, I hope you will prepare the funds in advance."

Even if the policy changes.

But it's not so decisive.

This sounds polite, but it is tantamount to dunning debts.

"President Miao, I'll see you off."

Even though he felt very uncomfortable, Ren Yan still forced a smile.

After seeing off President Miao, Ren Yan walked back and sat down restlessly.

"Isn't your relationship with President Miao very good? Why is he so unreasonable this time?"

Weng Chun said in a low voice.

Although she has no children of her own, she is very content with her current life as a wealthy wife with no worries about food and clothing.

"How would I know."

Ren Yan couldn't figure it out, and didn't know what went wrong.

The current environment is not good.

This is a well-known fact.

Ordinary people can see it.

It is also understandable for banks to tighten policies.

But President Miao's attitude is really abnormal.

"How much did we borrow from him?"

Weng Chun asked.

"Probably more than [-] million."

Ren Yan didn't hide it.

"If he really doesn't continue lending money, can we pay back the money?"

Weng Chun asked cautiously.

"It's only more than [-] million yuan, and I can still afford it."

Having said that, Ren Yan's expression did not look relaxed at all.

50 million.

He can pay it back.

It's just that by then, the capital chain will become quite tense.

Those who do business are afraid that the capital chain will be broken. If it is serious, it will lead to the instant bankruptcy of a thriving company.

Moreover, President Miao's suspension of the loan will inevitably affect his plan to expand production in the future.

Jinhai's increased investment in Tushun Automobile is also an important opportunity for downstream suppliers like them to make a fortune.

Not to be missed.

"I'll call other banks and ask."

There are far more than one bank in Seoul.

Ren Yan asked his wife to bring her mobile phone and called the major banks one after another.

It is unbelievable.

The responses given by the major banks were exactly the same as that of President Miao. Without exception, all of them rejected his loan request.

Banks need to make money.

Otherwise, how to pay the interest of huge depositors.

No matter how tight the policy is, it is impossible to completely stop foreign lending.

And he, Ren Yan, has a good reputation and excellent assets, so he wouldn't even give him a chance to negotiate.

Surprising.

It's so weird.

Blessings are unparalleled, and misfortunes do not come singly.

After a round of closed doors, before Ren Yan could figure it out, he received a call from his subordinate.

"Mr. Ren, Hang Lung Equipment just sent a notice saying that it will suspend cooperation with us."

Ren Yan, who was in a bad mood, frowned fiercely.

"What's the reason?"

"They said our product didn't meet their requirements."

"Didn't I say that every product has to go through strict quality inspection before leaving the factory? How do you do it?!"

"Mr. Ren, I have already asked the quality inspection department, and they guarantee that all the goods recently sent to Hang Lung have been tested, and there will be no quality problems."

"We have cooperated with Hang Lung for seven or eight years, and it has always been good. Will Hang Lung still wrong you?!"

Ren Yan thought that his subordinates were making excuses.

"Mr. Ren, I immediately contacted the relevant person in charge of Hang Lung to communicate, and I asked them to send us the products they thought were unqualified for a new quality inspection to see what went wrong, but they refused to agree. "

Ren Yan frowned.

Another call came in.

"You wait."

He answered the second call.

"Mr. Ren, Dongfeng Technology has suspended the cooperation negotiations with us."

"Mr. Ren, Tuopu Group has reported us for unfair competition and has filed a lawsuit with the court."

……

The phone calls came one after another.

Weng Chun panicked.

Ren Yan's face was gloomy.