Rebirth 79: I opened a bank in the United States

Chapter 1023 Superficial Articles
Even if it is placed on the side of the black flag commercial banks, the capital adequacy ratio of 8% is the norm for most American commercial banks.

Under the regulatory requirements proposed by Japan, it is not that the capital adequacy ratio is not up to the standard, that is, the capital adequacy ratio is up to the standard, but the ratio of subsidiary tier [-] capital to core tier [-] capital is too high, which is also not up to the standard!

I roughly picked up the big and famous banks in the United States, such as Citibank. Today, Citibank's capital adequacy ratio is only 7.8% (8.4% according to one theory), and it has not even met the regulatory requirements of the US authorities.

Moreover, the core capital adequacy ratio is as low as 3.9%. I heard that the FDIC may even intervene in Citibank recently.
In such a U.S. environment where investment desires have been greatly reduced and the economy can be said to be in a semi-recession.Among commercial banks, almost no one can open a branch in Japan
Among the Bank of America in Japan today, the First Bank of Chicago, Union Bank of San Francisco, Mellon Bank, etc. entered earlier. Except in 89, the First Bank of Chicago opened its first branch in Tokyo to start business transactions. In addition, the rest of the banks have entered, but like their own offices, they do not have the right to conduct business.The First Bank is also the first banking institution in the United States to open a branch in Japan!
Carter didn't quite understand how the No. [-] Bank was able to open a branch in Tokyo in those years when the regulation was abnormal.But Carter is very clear, at least judging from the regulations issued by Japan, this kind of relaxation of supervision is basically in a superficial state.

But on the surface, this is indeed true, and they are practicing the open policy they promised!
I have to say, this is a good move!
Didn't you, the United States, ask us to open the market and loosen regulatory restrictions? !

I did let go, should you show some sincerity? !

However, compared to the needs of both parties, Japan only wants the US market.For the United States, it is a bit more difficult to play the same trick, smiling on the surface, and operating like an MMP behind the scenes!

In the adjustment of international trade, the most significant and critical indicator is the tariff!
Japan has now taken the first step in raising the restrictions on foreign shareholding, which makes sense, and now it is the turn of the United States to lower tariffs!Once the tariffs are lowered, the result is that Japanese goods will once again enter the United States in large quantities, but the capital from the United States will not be able to enter Japan!

Isn't this a clear loss? !

As for the imitation of Japan, I will also lower tariffs, hello, hello, hello, everyone, and then the local government will issue an administrative restriction order to reduce the actual number of Japanese goods on the shelves.
This is basically impossible for the United States!

If the federal government could have this control, then those old Dixie gangs in my hometown, Texas wouldn't be yelling about the Lone Star Republic all day long, would they? !

In addition, the reduction of tariffs is real, even if it limits the actual number of goods on the shelf, or the sales price must not be lower than that of American products of the same grade and type.That would also lead to a problem that the cost of Japanese goods may be lower!That means that merchants who sell Japanese goods will get more profits.
Wealth is moving!
Once this is done, let alone Japan, the United States itself will have to quarrel first.

Moreover, the most important thing is that special NND foreign exchange control is still not relaxed!Even a wave of control has been strengthened in the opposite direction, in order to stabilize the situation in such a time when Japan is collapsing.The Japanese side almost don't want any face!
One of the most representative regulations is: all export companies in Japan must deposit foreign exchange earnings into Japanese bank accounts!
It is tantamount to forcibly collecting all foreign exchange funds and strictly preventing the outflow of foreign exchange, which will lead to the collapse of the yen currency.

Obviously Carter, including the analysis of the basement economists, is that the value of the yen will not be brought down, and it is even quite stable.
When it may be, the authorities are confused, or the cause of concern is chaos.Today's Japan doesn't think so!
Get enough foreign exchange reserves first, as if you have food in your hand, so you can not panic.No matter how much, take it first and then talk!
In such a situation, when you exchange hundreds of dollars or thousands of dollars, you have to be asked several times for the purpose, and the exchange of hundreds of millions of your own funds can only be approved before there is a problem!
Ah, the headache!
Obviously, in history, what I know the most is that Brother Ah San likes to play games that don't talk about martial arts!
Obviously, he has been very careful to avoid the third brother, and so far his business dealings with India have only been limited to software outsourcing.Unexpectedly, in the end, I was educated by Japan.
"Brother, why haven't you come down yet? Didn't you say you just watch it for a while? Now, Aunt Jin cut some fruits and eat them!"

Just as Carter was rubbing his temples with some headaches, a bouncing figure ran in from outside the door.He picked up an apple strung with a toothpick and handed it to Carter's mouth.

"It didn't take long just to read the report. I was thinking about some problems just now, which took a lot of time. Yes, it's delicious! Thank you, where did you buy this apple? Let's go, let's go down!"

Rubbing little Yinxin's head, Carter chewed the apple, and closed the report with the word "Secret" in front of him.Hmm a little embarrassing!

At this moment, Carter suddenly understood why the future Red Hat brother brought some secret documents home.Sometimes, it is more nourishing to work at home, at least in the basement, there is no tree-lined beauty in front of my eyes, and no one brings me fruits.Moreover, Carter has to say that there are simply too many secret documents in the United States!

According to incomplete statistics, the U.S. federal government, including the military, produces confidential documents at about 3 copies per second.Quite a bit, even a big thing should be given the taste of confidentiality.

For example, the report on Japan's upcoming increase in foreign investment ratio restrictions is a confidential document before it is published.But when Japan announces this adjustment, it will naturally become a "non-confidential document".There are too many files like this!In terms of timeliness, it is also difficult to say the length.

When there are too many confidential documents, there will naturally be that so-called sense of overflowing secrets.It's all flooded, this is a secret, that's also a secret, but usually many people have seen it, and each other will not treat it as a secret, and then...
"I don't know, maybe it's in Sam? Aunt Jin said, there are a lot of people in the family, so go to Sam's store to buy things, the quantity is large and cheap!"

For Carter's ability to put down work in time and accompany her performance, Li Yinxin was obviously very happy, and she was bouncing around Carter.Although she is young, she also knows how important career is to people like Carter.Even the father who loves him the most cannot do this, but Carter
"Oh? Do we still have a Sam's Club here? Indeed, buying food for a dozen people every day is like wholesale. It's really not worthwhile to go to a general supermarket to buy it! It seems that I will have to pay for it later. Thank you, Aunt Jin, for helping me save money!"

(End of this chapter)