Rebirth 79: I opened a bank in the United States

Chapter 160 Significant Acts

March 1980, 3, on the outskirts of Douglas.

Jenny sent away the first Black child to leave home
"I always thought that you would be the first to leave"

"I actually never thought that Anna would make this decision. I thought she would stay here forever, marry Joey, have a baby, and then"

Walking beside Jenny who felt a bit lost, Carter smiled wryly and shook his head.Compared with Melis, who clamored to go to Hollywood and become a big star every day, Anna, who had been silent and rarely even met face to face, had always given Carter the feeling that she was a little in love, but content with herself. calm people.

When he first met Anna, Carter thought she was envious of urban white-collar workers, or didn't want to suffer.
"Meris, do you still want to be a star now?"

Rubbing the head of his sister beside him, Carter tried to dispel the somewhat dull atmosphere.

"Think about it! How wonderful it is to be a celebrity, with endless beautiful clothes, endless high-end cosmetics, a lot of income, and a handsome boyfriend."

Mei Lisi, who tilted her head, looked at her elder brother incomprehensibly, probably shouting in her mind: No way?No way?Is there anyone who really doesn't want to be a star these days?
"Carter, which university do you plan to go to in one year?"

Melis' innocent speech caused Carter and Jenny to shake their heads again and again. Jenny, who understood Carter's meaning, took a deep breath and also changed the subject.

"I don't know yet. The study of university preparatory courses will start in the second half of the year. I think I will go to New York during the summer vacation. I will ask my friends in New York to see if they have any better business schools for me. Recommend it."

"Going to New York again? You can go, don't waste money! What kind of gold are you speculating on? It scared me to death. Now that you have money, don't take risks! How long do you plan to go? Is it the same as last year?"

"It shouldn't be that long, stay for a week at most, and then come back. A friend's company was established, and I also invested some money in it. The size is a shareholder. Boss, I have to go to the opening ceremony."

Chatted one after another, took a walk, and slowly wandered home.After being messy and busy for a long time, Carter finally ushered in a rare relaxation.

With Anna Joy following Montgomery north to Memphis, Chris, the new manager of the restaurant next to Highway 23, is also officially launched.And the first thing the new manager did when he officially landed was to change the signboard!
The original white-bearded grandfather officially retired and was laid off, and the red tiled walls were also painted with Central and South American style glazed colors.At the same time that the batch of 7469 folding chairs went around and returned to the warehouse in the backyard of the bank, the No. [-] store of Havana tacos officially appeared in the small southeastern city of the United States.

Carter, who has reduced the initial investment cost and has a large amount of cash on hand, finally has the confidence to agree to provide housing and store mortgages to merchants in Pearson City who are willing to participate in the HT plan.

At a time when the unemployment rate has soared to 15% and three restaurants are already out of business, opposition to the partnership proposal, known as the HT plan, is dwindling.

Although the final cooperation is confirmed, it sounds like Leiberding means to hold a referendum.At that time, Carter, the main participant, will be required to go to Pearson to give a speech, but there is no obstacle for the second restaurant to enter Pearson.After all, the referendum is a referendum. Judging from the current number of unemployed people in Pearson City, this so-called referendum is basically just a formality.
As a shareholder of the HT No. [-] store, Cui Fali took his group of strong men to Pearson on motorcycles every day when it was light, and took charge of the renovation by himself.He completely forgot about Carter's task of cooperating with Jinas in formulating standardized rules for back kitchen operations.
But looking at Tri Farley who was in high spirits right now, Carter didn't bother to bother him.After all, he is going to open a serious catering company, and he is not so stingy that he can't afford to hire a few Central and South American cooks
On Montgomery's side, after listening to Anna's report, Carter could imagine that after the guy led the team to Memphis, he hurriedly rented an office space, and while arranging recruitment, he also arranged for the manpower to go out for site inspection.According to Anna, he also called in a few colleagues who used to be in Wal-Mart, and those people are now the core force of HT Company.

Whether it's negotiating with suppliers, or cold storage construction companies, or even buying trucks, it's all these people who negotiate.Anna and Joey can only follow behind the ass of these fierce men and steal their lessons
For a while, Carter was unexpectedly free.I go to class every day, and when I get interested occasionally, I make up homework. Anyway, no one is checking him now.The days came to the end of March so calmly, and Carter's ordinary life was finally broken!
"Carter! Did you see the bill just introduced?!"

"Of course I saw it, am I not preparing?"

Looking at Goodman rushing in, Kat raised the paper in his hand. The Depository Institutions Deregulation and Currency Control Act of 1980, a series of bills that had just been signed into effect on the last day of March, Carter had only heard about in his previous life.

It is probably the level of "knowing that there is such a bill and reform, and then it has a great impact, and why it is so big, I don't know".But stepping on the American soil at this point in time, Carter really had to feel the paleness of the text.

How can this have a huge impact!It is no exaggeration to say that the impact on the current banking industry is infinite!

"Look at the information I extracted, compare them one by one, and confirm that there is no problem, we have to hurry up and catch up with this train of the times!"

After receiving the paper from Carter, the two of them were like pilots performing inspection operations. You said something, and I said one thing, one check, one check, one confirmation.Afraid of missing some information
"The first is the Currency Control Law, which establishes a unified reserve ratio for transaction deposits and non-personal time deposits, requiring 2500% for deposits below US$3 million."

"We're fine with that, pass!"

"The "Depository Institutions Deregulation Act" abolished the upper limit of deposit interest and finally let go of this article! According to the regulations of 33 years, even if we give depositors the highest interest rate, we can't keep up with the depreciation of inflation! Carter, this restriction is lifted , our deposit scale can still increase!"

As soon as he saw the cancellation of the deposit interest limit, Goodman immediately slapped his thigh and applauded again and again.Thinking of the deposits that were robbed by money funds, Goodman hated it.
"Don't worry, this is about gradually lifting the upper limit, not a one-time release, and we have not touched the bottleneck of the restriction for the time being. This content has not had a big impact on us now."

Compared with a traditional savings banker like Goodman, Carter is more concerned about the content behind this set of bills.

"Let's look at this, allow savings banks, savings and credit unions, within 75 miles of their premises, to issue consumer credit and business credit up to 5% of the bank's assets"

"And this one, allowing savings banks to issue credit cards and credit card consumer credit."

(End of this chapter)