Rebirth 79: I opened a bank in the United States

Chapter 17 There is no woman in the heart, making money is naturally God

"Let me tell you another set of data. In the short four years from 1929 to 1933, more than 5500 banks went bankrupt, more than 13 businesses closed down, and the unemployment rate rose from 3.2%. At 26.7%, one in three Americans is unemployed."

Even though nearly fifty years have passed since this incident, Goodman still took two puffs of cigarettes with lingering fear, so that he could continue to speak calmly.

"There is no one who is unemployed, and it is not going to be much better. The wages of workers have generally dropped by more than 60%, and farmers are not much better. People in the city have no money, and high-priced vegetables and grains cannot be sold. The price has to be lowered, and this drop has also dropped by more than 50%. Carter, the lesson of 29 years is too painful. I admit that installment loans can attract a large number of people to borrow money, and Black Bank can also make a lot of money from it. But thousands Wan, don't do that!"

"We can see this. There are so many banks across the country. It is impossible for them not to see the benefits of installment loans. But so far, no one has dared to open this! This is a Pandora's box, and it must not be opened! Huge Interests will blind people's eyes."

"I understand, let's put this aside for now. Forget it, I will continue to do my homework. I have to make up for the subject of history."

Carter looked a little frustrated when his smart proposal was rejected.But he is not a person who does not listen to advice. Even if he is still firm in his heart, he will definitely start paying in installments in the future, but he is no longer in a hurry.

Although Carter didn't understand the American economic history in the [-]s and [-]s, or he didn't understand it thoroughly like people like Goodman.But he knows the future, the future of the United States, it is not uncommon to pay in installments.

In addition, Carter knew that the prosperity of the American financial industry at the end of the 70th century did not start in the 80s, but after the gradual liberalization of financial industry restrictions in the 29s.Perhaps at this time, many banks, like myself, gradually forgot the pain of [-] years, and began to use their brains, which cannot be said to be brains. After all, the US economy is not good now.

In the next few years, we will have to go through Volker's toss again, not to open some restrictions on the financial industry, and to toss a little crookedly.Can the economy develop in the Year of the Monkey?

"Okay, as long as you know the seriousness of the matter. But your idea is still very meritorious, such as repaying the loan every month. This method can greatly increase the utilization rate of funds. In the past, even if there was an installment loan, no one It’s a bit labor-intensive to make monthly repayments. However, your history really needs to be repaired, hahaha!”

It was a rare time that Carter listened to his persuasion, and Goodman almost burst into tears.Unconsciously put on the posture of an elder, and leave happily
Carter, on the other hand, looked at the back of Goodman leaving, and sighed a little resentfully.It seems that if you want to make money right now, you still have to engage in investment banking. But Temiao, my family is obviously a good choice for a savings bank?Carter didn't want Black Bank to stay in such a small place as Douglas if possible.
After all, in the investment banking business, to be honest, apart from knowing the few super companies that will be awesome in the future, what kind of fart does he know?The stock index can't figure out what a person is. If he doesn't have foresight, he won't even be qualified to become a leek on the market.

Open an investment bank, invest in those companies, and then stop working?Money is money, but life is too busy, right?The life of lying down and taking money is great, but it will become boring after a long time.It's like when many people are in isolation, they realize that sometimes they don't need their work, but they need their work.People always have to move. Lying down for a long time will really drive people crazy.

Black Bank was what Carter was looking for in the future.This is the same as the group of demolition households in Guangdong in the future. The three suites in Pengcheng will not affect my renting out; the ten buildings in Pengcheng will not affect my selling duck rice.
Time flies, time flies.The days just passed by day after day.On the eve of the school holiday, Carter reviewed the half a month he traveled through, and it seemed that the only thing he managed was to borrow money!And to be able to borrow this money, I have to owe the family property left by Old Black.
Thinking about it this way, Carter suddenly felt that he had failed as a time traveler.But now is not the time to ponder these questions.

"Melice! Have you packed it? The supermarket will close later, do you still want to go to Los Angeles?"

Sitting on the sofa in the living room, Carter, who had been watching TV for almost half an hour, finally couldn't bear it and resorted to a big killer.Girls put on makeup regardless of age, they are all very slow!
The key is that some people can’t see the difference between the ones that have finished and those that haven’t. It’s hard for Carter to understand the point of wasting this time.
"Okay, girl, be patient. Carter, after you have a girlfriend, you can't be so irritable! It's not urgent to go to the supermarket. If you can't do it today, you can go tomorrow. The summer vacation is so long. It's a day earlier and a day later. Let's go, it doesn't make any difference."

Jenny, who was sitting next to Carter, patted Da Er amusedly. In her eyes, she was worried about the upcoming trip of the two children, and also encouraged and appreciated Carter's independent completion of the travel plan.

Don't think that American teenagers must be very independent. Some aspects of high school education in the United States can't catch up with China.For a normal 16-year-old American boy, let alone complete a self-drive around the United States, go out with a tour group for a walk, and it would be great if he can bring everyone back from the beginning to the end.Someone as bold as Carter is after all an alternative.

"Hey, no, time is still a bit rushed. I have to find a place to live when I go to New York, and I have to visit various banks on Wall Street to learn from them. After taking Chris's class, I can't stand still ?”

Carter, who felt that he was ashamed to travel through the crowd, thought about the more than six million cash that was sleeping in his account now.To say there is no sense of urgency would be bullshit.

Now that I can sit on the sofa for half an hour, I am already very calm!Almost from the beginning of the week, Carter's heart flew out of Douglas.

"Son, you've done a good job. Chris will be proud of you, don't put too much pressure on yourself, enjoy life a little bit more, you're old enough to find a girlfriend. Look at Anna, Now."

"Hey, Jenny, you're starting again. I've said it many times, I don't want to think about girlfriends right now, I don't like girls at school, they're all freckled, they don't look good at all!"

"You, you, the freckles will be gone in two years, and many people still like this youthful taste. If you don't cherish it now, you will regret it later."

"I don't regret it later, I will say it later, anyway, I believe in one sentence now."

"What?"

"Without a woman in my heart, making money is a natural god!"

(End of this chapter)