Rebirth 79: I opened a bank in the United States

Chapter 188

"Hahaha, good! I understand. When there is news from sec, I will start to arrange time, try to use the weekend as much as possible, and get everything done within three days. It shouldn't affect your studies too much. By the way, you are participating this year SAT test or next year?"

"That will happen next year. In the first half of this year, I feel like I haven't concentrated on my studies. If I take the exam this year, I guess I'll get a big problem. By the way, Zhu Li, do you see any better investment opportunities in the market recently?" ?"

Thinking of the cash left in his hand and the amount that the bank can use for investment, Carter's mind came alive again.
"It's better to be a more stable one. After the release of the new law, my bank also has an investment quota of about [-] million. If you invest in a bank as an institution, you need to consider the risk issue. Similarly, the money in my hand is also Need to consider the stability factor."

"Because I judge that in the next few years, vicious competition among savings banks will inevitably become fiercer with the increase in deposit interest rates. I also have to reserve some funds to cope with possible troubles. So help me as much as possible Let’s see if there is a stock with relatively large trading volume and relatively stable growth.”

"As long as you don't keep the money empty and depreciate, and then you can sell it quickly! If the profit is small, it's okay."

"In this case, let me think about it. It's relatively stable, and you need to trade grain with a relatively large volume? Didn't you buy ADM stocks before? If you want to meet your requirements, continue to increase your position."

adm?

Carter slapped his forehead, ashamed to say, he almost forgot that he still holds 24 shares of adm stock worth 4000 US dollars.

After thinking of this, Carter instantly understood Julian's meaning and thinking.

First of all, if the trading volume is large, then the company must issue more stocks!As a veteran grain merchant that has been on the market for more than [-] years, adm has definitely issued a large number of stocks, which can meet the requirements of large trading volume; secondly, as a grain company, its stock price is generally very low even if it falls limited.

Again, the financial market is virtual after all.Even if the stock price of its adm drops to 0, its actual factories, equipment, farms and other production bases are still there!It can still be produced and sold!
And food is an absolute hard currency, there is no market for this stuff and there is no need for such a thing.Unless human beings suddenly collectively ascend mechanically, from carbon-based monkeys directly to silicon-based organisms.
Therefore, it can only ensure that its production capacity does not change much and its supply is stable. Even if its stock price falls, it is still volatile.Investing in its stocks did not have a big ups and downs, but it could also avoid a big downswing.

"Now there are more and more agricultural subsidies, ranging from environmental governance, optimized farming, to actually reflected land rent, cost grouping, protection wording incentive subsidies, etc."

"From the deterioration of the soil in the [-]s and [-]s, the reduction of food production, to the subsequent environmental pollution, over-cultivation of the land, etc., in the past few decades, our farmers and workers have damaged the land under our feet too much. From the time of Nixon, These subsidies are getting more and more, and I don’t think they will be less in the future.”

"With such policy support, the prospects of these food companies are very optimistic. So even if their stocks do not rise fast, they should be unmatched by many companies in terms of stability. Similarly, their stocks are also easy to sell !"

"Okay, I see. Then should I wait for your license to come down, and then invest through you, or should I find another securities company to cooperate with? For example, cooperate with Kidd?"

Carter groped his chin and answered casually in a daze.

The introduction after Julian was a bit redundant for Carter. The old saying "Food is the most important thing for the people" is something that is engraved in the bones of every Chinese.

As soon as he heard the grain merchant, Carter understood what Julian meant.However, Carter did not listen to Julian's introductions in vain, especially these subsidies
While remembering that he still had ADM stocks in his hand, Carter also remembered his identity as a big landlord in Zuozhou.He, or the bank owns a lot of land. If these subsidies can be used for a while, even some land tax reductions and exemptions would be good!
"Why bother? It's about half a month, you can't even wait for a while?"

Julian chuckled and shook his head:
"This thing is not like futures, you have to consider timeliness. Besides, there are no good opportunities in the futures market now."

"That's right! Then let's talk about it when we meet later, hey, Julie, how is the Hunter family doing now?"

When it came to futures, Carter asked casually.

Thinking about how I made a fortune with the Hunter family back then, if I didn't have that sum, I might have missed the golden opportunity.From this point of view, the two brothers of Hunter can barely be regarded as the nobles of Carter.

If there were no huge profits from gold speculation, his current life would not be so easy
"They have been seriously injured. They have borrowed a total of 11 billion U.S. dollars from major banks with valuable assets such as oil fields, oil refineries, shares in Placid Petroleum Company, and real estate, and they are not bankrupt. It didn't drag us all into the water."

"As for the future, I think it will be difficult. Now they are still being investigated by the Commodity Trading Commission, and at the same time they have lost the trust of Wall Street. If Volker hadn't come forward to mediate, he would not be able to borrow the money. In other words, This loan of 11 billion US dollars is the last time they can borrow money. Once there is a problem with the capital chain in the future, then this big family will really fall."

"Hey, that's just how big he is. Don't worry about whether he can resist in the future, at least he can still mortgage a loan of 11 billion U.S. dollars. Sorry, Zhu Li, let's talk about this for today, I still have a little See you in New York!"

After sighing "a centipede, dead but not stiff", Carter caught a glimpse of Goodman walking in with an envelope out of the corner of his eye.So he ended the chat with a smile, and turned to look at Goodman:

"This is?"

"Gabe and his parents sent it! This family is pretty good, and his parents paid back the air ticket money for him!"

Pulling out a check from the envelope, Goodman beamed.This is all right, no loss!
For savings bank managers, not losing money is great news!It is the happiest thing for savings bank managers!

"Haha, people who can touch computers these days have good family conditions. It's normal to have quality. What else did the letter say?"

Glancing at the Bank of America check in Goodman's hand, Carter took the envelope with a nonchalant smile.As for the check, just get it downstairs, scan it and put it in the file, and wait for the settlement.

"This is a personal letter. I don't have the nerve to read it. I just opened it to see if there is a check in it. Hehe, that's fine. The letter is handed over to you. I'll go down first."

"Haha, good! Thank you!"

Watching Goodman leave like a miser, Carter pulled out two letters from the envelope.Gabe's parents' letter, like the check they sent, was largely about thanking Carter for taking their son in.

To Carter's surprise, Gabe's parents said in the letter that he had a great influence on their children. After running away from home this time, Gabe seemed to be a different person.

Instead of playing games like before, I am preparing for the SAT exam very seriously, browsing the admissions information of various universities, and preparing to apply for the university.
(End of this chapter)