Rebirth 79: I opened a bank in the United States

Chapter 230 The Beginning of the Great Explosion

Looking back at June 1980 many years later, Carter has only one comment on it: that was the year when the big outbreak started!

As time entered June, the first batch of more than [-] employees who participated in the HT program training also came to the end of the basic training.Officially embarked on a journey to a foreign land.
The cold storage is not built?Rent someone else's first and use it; the food processing factory has not been built yet, so use the already built workshop to start production first!Build while producing!
With the two hundred people leaving Pearson, there are another hundred workers who will be stationed in the Tennessee food processing plant.A team of [-] people started to diverge in Atlanta, and went to their own goals.
On the side of Douglas Pearson, more than 1700 freshly baked construction workers also waved their hoes, and started the preparatory work before the arrival of construction machinery.

As for the 65 trucks of Carter's Dongfeng Express, there are now almost one truck with two drivers, running continuously day and night.Transporting building materials, transporting machinery and equipment, traveling all over the world
A logistics company originally planned to be a supporting company, the guaranteed net revenue in June actually reached an exaggerated over [-] US dollars.And this is the net gain achieved after deducting the high overtime pay and vehicle depreciation costs.

On the other hand, the 65 trucks of Dongfeng Express, as well as some local trucks in Douglas, are completely unable to meet such a huge demand for transport capacity.Foreign logistics companies also flocked here just like the previous building materials companies.The drivers and workers of these logistics companies need to eat and drink when they are waiting for work at Douglas-Pearson and waiting for the goods to be delivered?These demands have once again promoted local tertiary industry consumption.

A benign positive economic cycle has quietly appeared!
The citizens living here, in a trance, seem to feel that the economic crisis has gone away.The economy has recovered. Looking at the huge construction sites one after another on the edge of the city, many old people almost had an intracranial orgasm, shouting: They have once again entered the golden age of large-scale construction.
The embodiment of the demographic dividend is also reflected in the supply of talents.

The head of bank security, Yoran Hayes, a retired captain from SOG Special Forces 35th Combat Detachment.Carter had never heard of this force.I don't know who gave him the courage when he came to the interview with his nostrils upturned.
Then, after this guy single-handedly killed all the security personnel of the bank in less than fifteen minutes, plus six police officers at the door, and more than twenty armed security personnel, Carter was chanting "John Rambo!" At the same time, he hastily offered the post of bank security supervisor.
Just when Carter offered a high monthly salary of 1000 US dollars, the guy was still complaining: "It's a pity that it's not a jungle. It took fifteen minutes to grow old. If it was younger, if it was in the jungle, it would be rotten." Shrimp, if it takes more than 5 minutes, it will be cooked."

In addition to the security personnel, Dongfeng Express also allowed Carter to find someone who was barely in the industry.He is also a retired officer from the Vietnam War, but he is a fat logistics officer. I heard that he was originally in charge of military supplies.Although he is not specialized in fleet management, he can barely be considered a professional counterpart.

Only on the real estate side, there is no suitable candidate yet.There are a few architects and designers, and they are all busy in the newly rented office in Pearson.
But behind the prosperity on the surface, Carter's financial pressure is also increasing.

The entire Douglas made a profit of more than five million yuan through the sale of land, but the family only made a profit of more than one million yuan.It can be regarded as recovering the previous bad debts, and then earning some extra land.

A furniture factory in Duke stole the more than one million yuan for itself; and in terms of construction and real estate, although the initial start-up cost is not high, with the surge in demand, the cost is far higher than what Carter used to As expected, the initial investment came to [-].At the same time, the superficial prosperity of the market has also boosted the confidence of many people.

The HT special loan that was originally expected to take some time to be disbursed was also quickly disbursed.On the other hand, after the planning was completed, even if it was only in the initial stage of construction, the consumption of various building materials began to increase.

The inventory funds are decreasing little by little, and there are nearly 120 million wages in half a month, and Carter's pressure has suddenly increased.Unlike Benjamin who wakes up smiling every day, Carter wakes up almost every day worried.

Because of the current real estate development in Douglas, the process seems to be not right.First of all, in the normal real estate development process, the land must be obtained first. After the developer gets the land, he takes the land to the bank as a mortgage, and then uses the loan to start building.And in the process of building the building, the pre-sale will be opened simultaneously to achieve a balance of capital turnover.

So here comes the problem, now the ownership of the land is not in the hands of DOG real estate, but in the hands of the workers.The reason why construction can be started on their land now is only because they all understand that this is to build houses for themselves, so it is only after signing the land use right grant agreement.

The ownership of the land itself is not in the hands of the real estate company, so naturally the land cannot be used as a mortgage.And it is not the same as China. The real estate industry in the United States in the 80s was not prosperous. At least in a small place like Douglas, it is not an exaggeration to say that it was a depression.

Douglas's urban housing buildings are almost all old books left over from the period of great development in 1950.In the past two decades, the only major project was the construction of Highway 23. At other times, there was almost no demand for real estate development here.

This kind of environment has brought Carter's DOG real estate an almost unique and favorable development environment, but it also makes financing and loans extremely difficult!Not to mention that the land is not your own, even if it is your own, you can't borrow much money, because the land itself is worthless.And there is no peer in the industry who can dismantle some money for emergency.

Likewise, pre-sales have become cumbersome.Because there are no lessons learned here, many people don't know what a modern American neighborhood or community looks like.In the case that the land has been authorized to you for development and use for free, when you haven’t even seen it, let others pay you first.
how could it be possible? !If they are in a hurry, they will not want your planning and design. They can just build a small house to live in. Isn't it impossible? !
Under such circumstances, Carter could only bite the bullet and use his own funds to build a model community first.Then use this as a blueprint to start the pre-sale.

And to build a community, the speed at which funds are consumed really opened Carter's horizons.While truckloads of materials arrived in Douglas, Carter's cash flowed out one after another.

After the previous calculation, the remaining funds of about 500 million U.S. dollars, even if the operating funds of the credit card business are withdrawn, a total of 600 million U.S. dollars of funds will be needed for salary expenses of 120 million for one month, and 240 million for two months.

Even if Carter believes in these people, he can speed up his actions for the sake of building his own residence.Without trying to catch up with the speed and efficiency of the infrastructure geeks, the low-rise residential area was built in two months. It would cost 240 million yuan for wages alone, leaving only 360 million yuan for the purchase of equipment and building materials.

And $360 million to build a modern community?What a mess!
(End of this chapter)