Rebirth 79: I opened a bank in the United States

Chapter 383 Why Make Money

"Hey, I'm not sober in the world! Didn't I say before that we have a financial advantage! We don't need depositors' deposits for the time being, and we have enough money, whether it's investment or other things, it doesn't matter."

Carter blushed a little by Goodman's compliment.
Why sober? !Thinking about it now, it's completely a small businessman's thinking.To put it simply, it is to be debt-free as much as possible, and then operate at low cost.
For example, if the money is also used for investment, if you use your own money, there is no need to pay additional interest at all.But if you use the money of depositors in the bank, there will be costs!
Assuming a deposit rate of 10% a year, using one million, the equivalent annual cost is 10.If the return on investment of this million cannot exceed US$10, it is a pure loss!
Hmm. It seems inaccurate to say that it is purely a small businessman's thinking.Think of what I have done in the past two years, especially the loan that I just used as collateral for stock and then invest.
Carter seemed to think of something, and asked suddenly:
"By the way, Goodman, do you have any ideals?"

"Ideal? Why do you suddenly ask this?"

The sudden turn of the topic made Goodman directly return to his stomach the words that he had been brewing for a long time and was about to continue introducing the new situation.For a moment, I was stunned.

"That's right, it's the ideal. Or, the goal of life? I'm a little confused recently, um...how should I put it?"

"I actually talked with Mr. Jim Rogers about a similar topic before, that is, what do we make money for? A better life, better material enjoyment? Mr. Rogers said, in fact, in terms of our current wealth, these have already It did. More money will not make it qualitatively change. He said that the reason why he continues to invest is because of habit and addiction to the game of money. If he doesn’t find something for himself to do , the rest of my life will be sad"

He took out a cigarette from his pocket and threw it to Goodman.Carter feels that he is a bit hypocritical at the moment, whether it is hypocritical or self-reflection, Carter always has a feeling.It seems that something is wrong with my current situation!
“Obviously, I didn’t have the Mister Rogers addiction. Started making money, maybe just to avoid being on the streets. Then there was the aftermath of the bad debt problem. I remember at the time, I was trying to fill the hole with unsecured microfinance That’s right, it didn’t work later, and I made HT as the next best thing, no, it was still KFC at that time!”

"I was quite adventurous at that time, but you didn't oppose me very much at that time, so you should know it well. At that time, if you don't give it a try, you will definitely go bankrupt! If you fight, maybe it will be different. Right?"

"Hmmmm~"

He opened the window and exhaled a puff of smoke.The heat from the window blowing into the car made Goodman feel a little irritable.
The emo emotion that suddenly appeared on Carter made Goodman feel a little uneasy.This is like a soldier, if he meets a general who is hesitant to give orders, he will also murmur in his heart when he executes the order.

But if you put aside your professional status and just look at the relationship between uncle and nephew, Goodman has a premonition.This seems to be an opportunity for Carter, the little nephew, to grow up. In other words, if he can think of a clear direction of development, Black Bank and his own life may be completely different in the future.
"Until that time, I felt that everything I did was done on my own initiative. Just, whether I was pushed or not, at least I knew what I should do, and I should do it that way, and the purpose was very clear. ...I'm going to save Black Bank from going down, and I'm going to save myself from being the new bum, living the rough and rough life"

"But then, I don't know when, it seems that HT has improved? Or when, I felt very strange. You said I was pushed by the FDIC, or pushed by Benjamin, or anyway. When doing things, I also know what I want to do, and after doing these things, I also know that if they go well, these projects that have helped them, and the projects promoted by them can also bring me huge returns."

"But I always feel weird, because I find that my goal seems to be missing. I lack a barely long-term goal and plan. I don't know what I can do after I do these things and earn this money? Make money What's the point of that?"

"So I want to ask you, what is your ideal? Because if for me, after solving the bank bankruptcy crisis, my long-term ideal seems to be... to invest in some companies that I am optimistic about, and then do a little idle work, No worries about food and clothing, a rich life, that’s it! That’s all, but if it’s just this, I can do it now. But just like this trip to Asia, when I meet an opportunity that I think I think, and then you’re not curious that I still have three thousand Where is Wanhua? Let me tell you."

After Carter finished talking about his investment in the Tokyo Club in Japan and his contact experience with the children of the Japanese chaebol.Goodman couldn't help showing a wry smile.
To describe it in feudal and superstitious words, Goodman almost wanted to grab Carter's neck and roar: Are you the son of destiny?Oh no, the bastard son of God? !

First of all, at a young age, when the fart is on a larger scale, you can get in touch with people like the former president.If it’s just like this, that’s all. After all, he watched the whole process. Who would have thought that the FDIC entrusted to take over a bank that was on the verge of bankruptcy would end up being the creditor of that bank?
In addition, with the experience of helping the local people, and gaining the favor of others, it can be regarded as logical and understandable.but japan
Why is Akio Toyoda?Why should I take you in? !Any circle has a threshold for entering the circle, not everyone can be recognized by its members, nor can it be mixed in casually.

I won't talk about this, but also: Why did that damn Michio Yasuda just want to start a sensual business when you, Carter, got in there.In the end, because my family disliked this thing and didn't want to support it, so I came to you?

What a coincidence, right? !
But as long as their Yasuda family supported that guy, or he didn't have such thoughts and ideas at that time, can you Carter be accepted so easily? !Can you get mixed up with a group of Japanese chaebol kids so quickly?
"Just like this incident, I understand that entering that circle, there is a high possibility that there will be a lot of rewards in the future. It's just that sometimes I think, why? Why do I want this reward? Why do I want to come?"

"And before that, you and I had a phone conversation about joining the UAW. I thought that might benefit me at Yale and lead to something like this. All I know is It’s good to do so, and the rewards are good, but I often don’t know what I want?”

"If it's what I thought, I don't have to do it at all. You say, is this greed in my bones? When I hear similar opportunities, it seems like an uncontrollable instinct to jump up like a fly that smells shit. Same!"

(End of this chapter)