Rebirth 79: I opened a bank in the United States

Chapter 515

HT employee stock ownership plan
After hanging up the call from Jinus, Carter muttered to himself.
HT's employee stock ownership plan, it can be said that the decision-making power is in your own hands.As the largest shareholder of HT, Carter currently holds a 59.07% stake in HT Company, whether he wants to approve or reject it, it can be said that it is almost a word.

If employees are allowed to hold shares, the additional shares issued will undoubtedly dilute their own equity.And if you don't agree, then retaining people will cause problems.
Is it true that Jinas is fighting so hard for the 2% equity? !
Once the employee stock ownership is approved, as the president of HT, he will definitely get a big fortune.Seeing that the listing is approaching, if you take out a batch of stocks at this time and distribute them to the employees, in the long run, the advantages will definitely outweigh the disadvantages.

It's just that employee ownership will dilute a wave of equity; when an IPO is listed, it will dilute another wave.
Based on the current total share capital of 2700 million, an additional 8% of the stock will be issued, which means an additional 216 million shares.The total share capital is 2916 million, and the 15948900 shares in my own hands will only account for 54.69% of the total share capital, which will directly shrink by nearly 5%
Then when it comes to listing, on the basis of the total share capital of 2916 million, an additional 10% will be issued as tradable shares to enter the market.At that time, the total share capital of HT will reach 3207 million
Own equity ratio will further shrink to 49.72%
Two years earlier, Carter might have been unhappy when he saw that his stake would be diluted below 50%.After all, it is said in novels that once the founder’s shareholding is too low, he might be easily kicked out of the board of directors and so on.
But now, Carter has long realized that many things cannot be brought about by titles or so-called equity.For example, if the employee stock ownership plan is passed, everyone will continue to rush forward with great enthusiasm and enthusiasm.If it is not passed, it is almost foreseeable that a large number of people will leave and change jobs.
If no one works hard for you, no matter how much equity you hold in your hand, what's the use?There is a balance in everything, just as Goodman objected to the panda house, and Carter is not good at forcing the other party to do what he wants.

Everyone has their own ideas and pursuits.While respecting the wishes of others, Carter was just thinking about where the future of HT should go.
Speaking of it, HT company is basically an unintentional thing.At the beginning, it was just to solve the problem of high unemployment rate, and a company that can be said to be an emergency company was created.As for its future, Carter really didn't think much about it.
It can only be said that there was a simple prediction: when the economy picks up, the benefits of HT will decline.and gradually fall into mediocrity
One is destined to become mediocre and become... You can't say that he doesn't make money, but there are hardly any hot spots, innovative industries, or sell some stocks?
Carter glanced at the simple blueprint of the panda economy, thinking thoughtfully.

Taking advantage of the lock-up period before the listing, sell some of the HT stocks in your hand, and then use it for the construction of the Panda House?

If it's about pandas, it's done, and I'll make a lot of money.If it fails, I will only lose part of my future income.It's my fault, but it doesn't seem to affect the operation of the bank
"Hey, Goodman! I remember that there is still a certain amount of business investment in our bank, right?"

"Yes, what's the matter? It's still the panda business? I still have the same attitude"

"No, I want to say, you can see if this is possible! I sell a part of my HT stock to the bank, and then the cash is in my hands, and I will use it to build a panda house. You say I build a panda house It’s unreliable, but HT’s stock is the real deal! It’s still a pre-IPO stock.”

Ok? !

Goodman was taken aback.
At the same time, I found that there seemed to be nothing wrong with it.

From the perspective of black flag banks, HT's stock is valuable.Whether it is waiting for listing, selling at a high price, or eating dividends slowly, it is not bad.For Carter, after the bank received the stock dividends, he was also the owner of the bank, which was tantamount to
The left hand poured out the right hand, but poured out the cash from the depositors (leeks).
"Are you determined to engage in such a giant panda business?"

Goodman was a little worried, but he wasn't worried about what would happen if he lost two million.
In fact, the bank has nothing to lose. After all, the stock is in hand, so there is no need to worry about redemption or cash flow disruption; in fact, with the current scale of Black Flag Bank, although 200 million cash is a lot, it is not enough. Like two years ago, a credit crisis may erupt.

For Carter, it looks like there is nothing to lose.After all, the real ownership of the stocks is still in their own hands, and it is better to sell them to their own bank than to other institutions.

This is the best solution that Carter has come up with so far.We are not borrowing money, right, so there is no need to worry about problems such as excessive risk assets.
"Well, I want to try my best. If this can be done, the effect of improving cash flow should be obvious. At least it is much more than the corporate income tax that HT pays Pearson every year!"

"Assuming one million tourists per year, even if each person spends only $100, this is an exaggerated figure! I mainly take a fancy to this, who makes us Douglas have nothing to shine?"

"Okay, since you have decided, then do it!"

Goodman sighed:
"However, you should think about it first. If the panda house is built, but no pandas are leased, how should the building be handled?"

"I understand, don't worry!"

After hanging up the call with Goodman, Carter started working on the Yale poll again.In fact, there is no need to do any research at all.
When the Yale students heard that Carter seemed to be intending to bring Yale University to cooperate with a nature reserve in China to establish a cooperation center for giant panda research, almost [-]% of the Yale students voted for it!

After the results of the poll were obtained by the professor committee, the professors moved faster. It was almost Carter who entered the door, and the professors directly took out a piece of land in the West Haven area that belonged to Yale, and gave it to Carter for free to build a panda house.
In the words of some fanatical professors in the Department of Biology: "The social influence of the giant panda's settlement in New Haven on Yale University can be ignored. Just talking about the status of the giant panda as a 'living fossil', it is worth Yale's spending on it. It's worth the price!"

Unlike the Washington National Zoo, the mating experiments on Lingling and Xingxing were different.The ideas of the Yale professors and Carter's ideas coincide with each other from a certain point of view. The professors really want to test the living conditions of giant pandas in different dimensions; and Carter just wants to use this cooperation to In the name of the researcher Wei Guangzheng, set up a memorial archway for himself to make money by leasing giant pandas. Just to improve the success rate of applying for leasing.
About a week later, all the money from Black Flag Bank to buy HT stocks arrived in the account.Official letters from Yale University and the city government of New Haven also reached Carter's hands.
Everything is ready, the only thing left is the landing of the Panda House!

(End of this chapter)