Rebirth 79: I opened a bank in the United States

Chapter 54 The idea of ​​hitting the land
If it wasn't for Douglas's acquirer link, there would be nothing Carter could do.As the owner of the only savings bank in Douglas City, Carter is now considered a figure in Douglas City, even the mayor can speak for himself.

If the purchaser in the middle made illegal money against his conscience, Carter could still come to the door to talk with the other party, helping these farmers, and also conveniently recovering his own loan.But if it's out of Douglas, forget it.
It seems that the road of expecting to sell agricultural products for money and then repay the loan will not work.Is there another way?

While Carter was thinking, the two also found Exxon.At this time, Exxon was resting by the tractor, with a cheap cigarette in his mouth, and his clothes were soaked in sweat.

"Are you Blake's son? You look exactly like him."

After greeting Carter with a far-fetched smile, Exxon couldn't wait to say:
"We really don't have any money now, so find someone to drive the mortgaged farm machinery away!"

"It's useless for us to take the agricultural machinery back. Mr. Exxon, I came here this time mainly to chat with you and see if I can think of a repayment method that we both can accept."

When you see the Lord, you have to talk about business.Mrs. Ackerson stood aside under the shade of a tree to make room for the old and the young.
"You sound good. The only valuables in our family are those few agricultural machines. If you don't want them, what can I do? Those are the collaterals that signed the contract at the beginning. If you don't accept them, please go back, even if the lawsuit hits The court, I say the same thing. The farm machinery is on the side of the road, drive away if you want it, and I have no money if you don’t want it!”

hiss~
Hearing Exxon's words, Carter understood why Mrs. Exxon insisted on following.The words of these red-necked old cannons are really suffocating, but Carter also knows that Exxon's words are actually reasonable, and he didn't renege on his debts, did he?

On the whole, this is still a good veteran who abides by the law and has the spirit of contract.
"Mr. Exxon, don't get excited. Goodman has already told me about your family's situation. I don't have to receive money to leave today. Let's sit down and talk."

As long as Exxon doesn't intend to be an old man, Carter is willing to chat with him, and if there is something he can help, Carter is also willing to help.After all, there was a problem after the loan, and the situation of not paying the loan for the time being, Carter himself encountered it in his previous life, so he can be regarded as empathetic.more empathetic
"Your words are interesting, and they sound much better than the words of the previous collectors. Okay, I'll listen to your opinion and see how capable you, little Blake, are."

Hearing Carter's words, Exxon twitched his lips, jumped off the tractor, picked up Carter, and walked to the shade where Mrs. Exxon was.There is no way not to go there. The sunshine in the southern United States looks beautiful, but it will be very uncomfortable to stay in the sun for a long time.

Don't say it's still summer, even if it's mild spring and autumn.It feels good to be outside with a cool breeze of more than [-] degrees, but once you stop, you will feel like needles on your body after a while
After sitting down under the shade of the tree, looking at the searching gazes of the Exxons, Carter asked:
"Apart from growing peanuts, do you have other sources of income?"

"We still have a few peach trees, a few acres of wheat, and another twenty chickens. After removing the eggs, peaches, and wheat for our own use, we can sell them for money. But the money is not enough!"

Exxon’s “acres” refer to acres, and when converted to Chinese mus, the ratio is about 1:6.And the wheat on these ten acres of land is not the scope of his main planting. To be honest, Carter was a little surprised when he heard the number. But in the end there is no actual number to hear directly.

But this situation is also considered normal. American farmers usually have more than one hundred acres of land.A farm of less than five hundred acres is not considered a large farm.In a hundred acres of land, only a few acres are used to grow wheat, which is not enough for self-use.

Carter's attention is not on these crops at all, after all, the market of these things cannot be determined by himself.If you can’t sell it at a high price, you can’t sell it at a high price. In the future, we will never see American agricultural products being sold at a high price. In the future, the price of a 900-jin farmed beef cattle in Texas will not even be as high as that of a 200-jin pig in China.
We can't count on agricultural products, let alone agricultural machinery, and it's useless to take them back by ourselves.Not only is it useless, now that Vickers Company is struggling, it can't sell it at a price, and if it gets back the agricultural machinery, let alone make money, it might lose money.Since the products are no good, and neither is the agricultural machinery, what is left?

"Well, I know. How much land does your family have? Is the piece near the road yours?"

land!

Carter suddenly thought of a way, but this way is very risky.

"Yes, not only this side of the road, but also the piece on the opposite side belongs to my family. Don't you plan to want these lands?"

"I have a general idea, I'll brew it up first. The current situation, my wife told me just now, the factory's purchase price has not been raised, and you are not the only one who has difficulty repaying the loan. If I want to collect the agricultural machinery and go back , I’m afraid we can’t park so many agricultural machinery in the backyard of our bank, and this is also an act of fishing out.”

After taking out his own cigarette, Carter gave Exxon one, smoked and thought while saying:

"When it comes time to sow seeds in the coming year, what will you do if you don't have enough farm machinery? You can't make a living? So, I don't plan to take back the farm machinery. It's not good for you or me to take it back."

"What you said is that we don't collect agricultural machinery, and we have no money. The land is worthless at all, and this is not a city. You can take this land back and do nothing but grow something."

After taking Carter's cigarette, Exxon rubbed it for a while, but was reluctant to smoke it after all.After finding out his cheap cigarette again and lighting it up, he said with a wry smile.

Everyone understands the truth. Doesn't he know that if he returns the agricultural machinery to the bank this year, they will be in trouble next year?I know, but I can't help it.Instead of going to the court, being awarded to the bank, and having to pay an additional legal fee, it is better to simply let Carter drag it back.

The mortgage loan contract is clearly written, unless you are determined to be an old man, otherwise this is a debt that cannot be paid at all, so why bother?
"It's not necessarily impossible to do things with these lands. The road in front of your house can go north to Macon, right? Where does the south go?"

"This is Highway 23, south of Waycross, and further south to Jacksonville, Florida."

"That's it. I see that there are a lot of trucks on this road. Except for this road, if the Florida cars want to go out, they should take Route 75, right?"

"No. 75 is an expressway. The toll period has not passed now. Generally, trucks will not go there. They all take Highway 23 or Highway 19 and 27."

Exxon didn't understand why Carter asked, but Carter's eyes lit up.If the high-speed toll period has not passed, it is really good news for my plan, which is still in its infancy.

"This is really good news. I have an idea, and I will investigate it later. Let me tell you the idea first."

(End of this chapter)