Rebirth 79: I opened a bank in the United States

The SR-166 Expressway is expected to be completed by the end of December or early next year;
The first batch of residential projects is expected to be completed in November;
The hospital project will take at least 85 years to finish.The first phase of the outpatient building park is expected to be completed in February of the following year;
Coffey Prison needs production orders;
The Texas Correctional Corporation tca in Texas is building hotels and changing prisons;

The Panda Pavilion will be completed in December, and the venue review process will begin, but there should be information on the panda rental within two months
In the office of Black Chess Bank, Carter was smoking a cigarette, listing all the projects currently on hand.

The profits of the residential project are charged to the SR-166 highway, and the profits of the two projects can be combined.It depends on how much tolls can be collected in the future!Oh, by the way, there is still a wave of bidding in the high-speed service area.
Except for the high-speed service area bidding which is a one-time large amount of income, the toll fee is a long-term stream, and no statistics are made for the time being.

Only after the final payment of the hospital project is completed next year can there be cash flow back. If the project with a total price of more than [-] million is completed, the profit of more than [-] million is not a big problem;

Kofi Prison and TCA are in the same situation. The total amount is more than [-] million US dollars, which is almost the same;
Panda House.
The land over there can still do something.
Black Flag Bank, or the predicament of Douglas, gave Carter a headache.

Starting a bank during the Great Depression, during the worst era of banking mergers, is not a good start.And gradually realized that Carter, who has mastered the importance of financing channels, doesn't even think about it now. Why don't he close the bank? This kind of thinking will only happen if his brain is kicked by a donkey.

Not only could he not give up, but Carter had to find a way to fill this hole with the profits from other industries.And help it grow and thrive!
Just as the reason why I can have everything today is because of the six million dollars that I can only borrow from the bank; just as I want to do small loan business and commercial bank projects, I can easily take out the funds
All this is because of the existence of the bank!
"The license approval is almost done, and the money transferred to Dog Real Estate has also arrived in their account. Do you have any other ideas for the next step besides the micro-loan business? I don't want to wait for you to leave, and suddenly give me another one." big surprise!"

Just when Carter felt a little worried about the situation in front of him, Goodman pushed the door open.

"What surprises can there be? Look at this list. This still doesn't include b-5 police work, and some small stock investments. Oh, by the way, I suddenly thought of the underwriting quota Question, do you think Douglas, how likely is it for people to buy stocks and other securities products? If possible, I will go to New York or Boston in the second half of the year, whether it is through Fidelity channels or other things, and try to get this Business is up and running!"

After handing the list to Goodman, Carter withdrew his palm and placed it directly on his brain.

As far as the weird regulation of the 80 Banking Law seems to have liberated many restrictions on the banking industry.But for the vast majority of small and medium-sized savings banks, the 80 Bank Law does more harm than good!

The issues mentioned before will not be repeated here.Let's say this securities underwriting
...

You can't expect some small savings banks or small savings and loan unions rooted in the countryside to sell stocks to real old farmers who hardly understand and don't have a couple of spare cash in their pockets? !

To put it bluntly, this regulation is a great boost to those large savings banks that are in the bottleneck period of development.This kind of regulation will only make the strong stronger!Furthermore, the big fish eats the small fish, and the small fish eats the dried shrimps.
The era of great mergers in the banking industry cannot be created by a single factor.

Xiami has never been the pursuit of people, and naturally it is not Carter's pursuit.Then, when this regulation cannot be changed, Carter can only adapt to the environment as much as possible and make the most of the rules.
"It's not very optimistic, but it should be able to sell. For those business people who already have some savings, they should be willing to buy!"

Hearing Carter mention securities, Goodman thought about it for a while, and rarely raised any objections, and even offered to suggest:
"It's really not possible. Let's use this amount to buy it first. If we can sell it, we'll see if it's not possible later, so we'll sell it on the open market!"

"Huh? You changed sex today?!"

Carter's exclamation got nothing but a blank look from Goodman.

"It's not that I have changed my gender, but that the value of the currency in front of us is decreasing, and the consumption in the market is about to rise. Investing in securities is a good operation for value hedging."

"Even if the inflation rate has dropped this year, it is still very high! Putting cash in the vault is not counting interest payments, and it is basically a net loss. Instead of this, why not invest it? And as a bank, It is still a bank that has the qualifications to underwrite certain securities products, and it is much easier for us to solve the problem than ordinary stock market leeks!"

"Even if a stock is rotten, we can find a way to sell it off the market. It's nothing more than bragging. There are not many people who know what to do here in Douglas. Take it to Plains and sell it!"

good guy.
Carter Jimmy Carter wants to hit someone
"You can do it! Okay, your words are enough. After I go back, I will look for a suitable target."

Carter couldn't help giving a thumbs up.

In judgment, Carter and Goodman tend to agree.Just like in the past years, what kind of quantum, what Magellan fund, etc., have always produced the kind of super high yield of more than [-]%.
In addition to these people's own cowhide, the excessive currency issued by the Federal Reserve in the past is also a major contributor!
In the era of excessive currency, you can't make money. In the era of currency austerity, what bicycle do you want? !
Right now, there is no additional currency issuance, because there were too many overissues in the past, and the market is still digesting those excess currencies until now.
Originally, the inflation rate was high, and prices were rising steadily. In daily transactions, the amount of currency needed and the face value of the currency were getting larger and larger.It's okay to say, but this year's inflation rate has begun to decline, which means that daily transactions no longer require so much currency!

Where can the extra currency go?

As far as the numbers on paper are concerned, at this time, the stock market is very likely to rise!Coupled with the judgment of the future of the market.
Again, the bank is so convenient!
If you enter the market as a retail investor, once you choose the wrong stock, you may lose money and become a Muggle.The way you can sell your own stock. In fact, it is the same as the bank: either sell it on the open market; or sell it off-site
Needless to say, in the public market, leeks who can play the stock market also have IQ, okay?Unless there is a special case, who would be willing to be a picker for a stock that looks like a rotten peach?
But off the court, the difference between institutions and individuals comes out!
Sitting in two counties, a bank with hundreds of thousands of customers, trying to screen out such a fool from the two hundred or so thousand customers, is as difficult as you personally. It's too easy to take over from a fool!

After finalizing one thing again, the matter is not over yet...