Rebirth 79: I opened a bank in the United States

Chapter 686

"I can't be an object of analogy either, our directions are different!"

"You are studying computer software science, which is a major in science and engineering, and I am fine. I haven't decided on a major yet. After all, you know that the main major will be determined at the end of Yale's junior year."

After tasting two mouthfuls of salty and fresh cream soup, Carter looked at the crowd coming and going outside the window, and said slowly:
"But in my current elective list, social sciences account for the majority. Whether it is philosophy of self-analysis, or business management of business, these subjects are different from what you study."

"It is true that we all know that there is a big gap between the theory and practice taught by the school. But those various theories, the ideas of some professors and scholars are also valuable to me. of."

"Novelty, it should be said that the theory is very novel to me, maybe it is not so applicable to my business, my enterprise. But the direction can be opened, and the knowledge can be opened, which will allow me to face some problems in the future. There are more directions for thinking and deeper thinking depth. This is the reason why I have never left the university."

"Plus, these disciplines are not the same as computer software science. They have a longer history, and their updates are not as fast as yours. Let's not talk about software, and the update speed of hardware is scary"

"I still remember that when I bought an Apple II, the maximum memory was only tens of KB, but now, hard drives with a storage unit of MB have come out."

"That's right, the XT released by IBM has already"

When it comes to the situation in the industry, Gabe is obviously more motivated.What surprised Gabe even more was the meaning behind Carter's words.
As if to support yourself dropping out of school? !
"Right, so, specific analysis of specific problems. You think about this matter carefully, and then, just make a decision yourself! If you have any difficulties, if you think you need my help, please call me~"

Shrugging, Carter made the decision.

This topic is not worth continuing to talk about. Compared with these, Carter is more concerned about the business operations near Harvard and the class he will attend in the afternoon.

After sitting in the restaurant for almost an hour and a half, going around, I learned a little about the general situation.
Whether there is any gain or not will be discussed for the time being, but Carter understands that Harvard is different from Yale!very different!
First, the relationship between the university and its location.

As Harvard University is the largest landowner in Cambridge, Massachusetts, the local government will only get into trouble with it unless it has a brain.Coupled with the fact that there was no "door opening" event, it can be said that there has been no friction between Harvard University and the city of Cambridge.

Second, the city of Cambridge is also different from New Haven.This is a classic college town, just like Athens, home of Ohio University, where Carter once visited.

Almost all the migrants are students of Harvard University, or have academic or cooperative relations with Harvard University.Urban commerce and public services also largely revolve around Harvard.Not only that, Harvard University's business talent is very high.
Not only the dormitory area, like Yale’s yard, has a canteen belonging to the dormitory; not only outside each campus, but also a commercial street. They even opened various restaurants and small shops into the student affairs centers of each college, and even In some professional buildings, there are also a small number of shops.
In short, at Harvard, there is almost no embarrassment like Yale's embarrassment of not being able to find food in school after it is too late.The lease of a large number of shops has brought a lot of income to Harvard.

On the other hand, as a big local landlord, Harvard did not waste its advantage of having more money.Not only does Harvard have more modern apartment buildings than Yale and MIT, but undergraduate dorms are not mandatory.

If you are willing to spend money, you can rent the school's house.It doesn't matter if students don't rent it, it can also be rented out.
There are even Harvard apartment buildings converted into hotels
The economy is always a cycle, and Harvard is undoubtedly a very good and representative operator in the campus economy.

Taking a large number of shops as an example, normally speaking, if there are too many shops and the students have insufficient spending power, there will not be so many shops to open.And Harvard University seems to have been prepared for this
Every month, Harvard University contributes money to students' dining accounts.Limited consumption location, can only be used in the canteen in the dormitory area, no refund for more, and make up for less
Pay a part of the money to stimulate the consumption of students, and then use the effect of these consumption levers to attract merchants to settle in. The rent for merchants’ occupancy expands the school’s finances, and then the cycle repeats.
This logic is exactly the same as the consumer vouchers issued by the government to stimulate the economy in the future!

For example, now you have a coupon for buying a mobile phone, and you can get a discount of [-] when you spend [-], which will be invalid next month.And the mobile phone you originally planned to change next year is likely to be consumed in advance and replaced earlier to save money.

The 3000 yuan actually paid, plus the 1000 yuan government subsidy, went to the mobile phone dealer.The dealer was happy to keep [-], and the remaining [-] was given to the manufacturer.One thousand for a mobile phone, almost a week's salary for an employee
The more mobile phones sold, the more people the dealer can pay.And these people get wages, seeing that their income is relatively stable, they will be more daring to spend money
When the money reaches the manufacturer, the same is true. Keep some of it for yourself, and then continue to purchase upstream, and then the upstream supplier will repeat the process.
Whether these enterprises can survive normally, the taxes brought in during normal operations, or the personal taxes generated in the salaries received by employees, the 1000 yuan subsidy spent by the government can eventually be recovered!

Spending 3000 yuan can often leverage far more economic benefits than just 3000 yuan!
Harvard University's food subsidy policy is exactly the same as the logic of this consumer voucher.

It will be automatically reset to zero when it expires every month, and the next month will be another two or three hundred dollars.Whether you spend it or not is entirely up to you.
Restricting consumption in the cafeteria will lead to, on the one hand, forcing students to consume in the cafeteria, and students get tired of eating easily, so they have to go out for a change; second, it also allows students to spend money in other commercial facilities, providing Gained confidence:

Don't be afraid!Don't worry, the school has food supplements!Anyway, it is impossible for you to starve to death!Even if the money is spent in restaurants, you can still eat in the cafeteria later!

Just this little bit of psychological hint can drive a lot of consumption power.It can be said that in terms of operation, Harvard University is a few blocks away from Yale!
The school will come forward to dominate the surrounding economic operation.
This is a way to toss Yale, but whether it can be applied depends on the specific situation.
Stopping all the way, no matter observing or listening to Gabe's introduction, it was around four o'clock in the afternoon before Carter left for the legendary Harvard Business School
In a school like Harvard, which is generally a small business expert, teaching business here, this person must have some skills, right?

Carter is looking forward to the next meeting!

(End of this chapter)