Destiny Only Han

"Your Majesty, please make a clear decision on everything!"

Liu Ying remained silent.

The only sound in the Xuanshi Hall was the whirring sound of the fan.

After a while, Liu Ying asked: "Then when my uncle was here, where did he get the money?"

In fact, he knew, he just wanted to ask.

Hearing Liu Ying's words, Wei Wuzhi had mixed feelings and looked up to the sky and sighed: "When it was built (Lu Shizhi), it was Yin eating Mao grain!"

Liu Ying smiled and asked, "What do you mean?"

Wei Wuwu sighed: "After I took over the office of Internal History, I looked through the past files and found that whenever the Internal Affairs Bureau had no money to use, after it was built, it would send people to borrow money from merchants in the world, euphemistically calling it Qinchuan Development Bonds, and promising thousands of dollars. The interest rate is 45 to 65 cents, and the loan will be repaid after three or five years to redeem the bonds..."

"And in September this year, the amount of bonds that the Internal Affairs Bureau has to repay is as high as more than 400 million yuan!"

"Here, where can I get so much money?"

At this moment, he really regretted it.

If he had known that there were so many messes to be dealt with in the Imperial Palace, he might as well have been fulfilling the Imperial Order...

But there is no way, since he has been 'decided' by the imperial court to succeed this internal history, no matter how difficult it is, he will always persevere!
Facing Wei Wuzhi's resolute and regretful look, Liu Ying smiled: "Then you also issue bonds! Then use the money from the bond issuance to repay the money you owe, and maybe there will be surplus to carry out demolition in Chang'an City!"

Wei Wuwu: "..."

Zhang Cang shook his head and said: "Always demolishing the east wall to fill holes in the west wall is not a long-term solution!"

What long-term solution is needed?We must believe in the wisdom of future generations... Liu Ying smiled and said nothing.

After a moment of silence, Wei Wuzhi sighed and said: "It's not that I haven't considered following the example of Jiancheng, but I still feel that I won't borrow debt if I can't... Therefore, I decided to tie up with all the officials as long as I am still in the position of internal history." Tighten your belt, don’t spend money if you can, and strive to repay all those bonds as soon as possible!”

Liu Ying stretched out her index finger and shook it from side to side, and said: "It is best not to borrow debt if you can as an individual, but it is different for the government."

Wei Wuzhi frowned: "I am stupid, please make it clear, Your Majesty!"

"Just like now." Liu Ying pointed to the dozens of new roads drawn on the map, and then said: "If I don't pay for it, and I don't pay for the history of Su Nei, what will happen to the transformation of Chang'an City?"

"Also, you are planning to expand Si Xuan. How can you recruit troops and buy fire-fighting equipment if you don't have money?"

Wei Wuwu remained silent.

After a moment, he raised his head and said helplessly: "Then the people of Chang'an will suffer again..."

Liu Ying shook her head and said: "My imperial sister once said that if you are an official and do not make decisions for the people, it is better to go home and sell sweet potatoes... The words are rough, but the reasoning is not rough. Chang'an is so congested that the people are complaining; the buildings are lined up one after another, and there are dangers everywhere."

"At this time, it is time to forge ahead with determination. Why should we continue to suffer for the people?"

Wei Wuzhi stared at Liu Ying: "But if you just issue debts blindly, leading to high debts and eventually being unable to repay the money, what should you do?"

Not only him, Cao Shen and Zhang Cang over there were also staring at Liu Ying.

In fact, for those conservatives, they don't agree with Lu Shizhi's crazy debt issuance and infrastructure construction behavior...

But there was no choice. Lu Shizhi's surname was Lu, and he had a sister named Lu Pheasant, and a nephew named Liu Ying...

So, they are actually waiting to see the joke!
Waiting to see Lu Shizhi not paying back the money, and then being chased around by the creditor...

Unfortunately, the bond was not due to be repaid, but Lu Shizhi was transferred from the internal affairs department after his term of office expired and was appointed as the prime minister of Qi...

Therefore, many people think that Wei Wuzhi came to wipe Lu Shizhi's ass. This is why Wei Wuzhi wanted to build a road, but Zhang Cang refused to grant him the funds, which eventually led to the scene with Liu Ying...

Liu Ying did not answer directly, but asked someone to place the Bingjian next to her.

The electric fan was blowing loudly, and wisps of icy cold wind dissipated the heat around him, making his mind clearer.

After thinking for a while, Liu Ying said with a smile: "If it were elsewhere, it would be normal to say that you can't pay off your debts. After all, from a rational point of view, the ability to repay debts depends on the ability to make money. The more you can make money, the more you can pay back!"

"The water of the Wei River is so clear that there is no danger so far. The eight hundred miles of Qinchuan have created a kingdom of abundance. Both the Qin Dynasty in the past and our Han Dynasty have achieved imperial status because of this."

"So, when it comes to the ability to make money, the internal history ranks second, but which county in the world dares to rank first?"

Wei Wuzhi nodded.

This is why he is confident that he can pay off all the bonds issued by Lu Shizhi.

Today, Guanzhong has tens of millions of people, and there are many factories. Merchants from both the extreme west and the south of the South China Sea have gathered here. Not only has business flourished, but more importantly, the government's various taxes have increased steadily.

It is no exaggeration to say that the tax revenue of last year in Neishi was equal to the national income of two to three years in the early Han Dynasty!
Logically speaking, the Internal Affairs Bureau is not short of money.

But there is no other way. The majority of the income has to be turned over to the Amanaishi Mansion, and the remaining small part is used to support such a large amount of money, which is really a bit stretched...

Therefore, this is also the reason why Lu Shizhi borrowed money to build infrastructure.

It's like a fruit tree that grows ten fruits every year, but nine are taken away and one is left. This seems very miserable.

But what if you try hard to grow a hundred fruits?
Although it is possible that someone could take them all away...

But it doesn't matter!
Importantly, the fruit tree proved its ability to bear a hundred fruits!

Therefore, you can trade the future for today!

This is what Lu Shizhi did.

Borrow money to build roads, build schools and hospitals, attract high-value people to settle in Chang'an, and then attract investment, creating the Guanzhong Plain with crisscrossing road networks and numerous factories!
It is difficult to start a business and even more difficult to keep a business.

Wei Wuzhi took a deep breath and determined to live up to everyone's expectations, especially Lu Shizhi's!Liu Ying saw that Wei Wuzhi's expression seemed to have changed, and then said: "If you can make money, you don't have to worry about borrowing money, as long as you don't use the borrowed money for irrelevant things!"

"As for paying back the money, it doesn't actually matter."

"As long as you can ensure that the annual increase in income is greater than the interest paid on the bonds, just feel free to borrow money!"

"Moreover, after passing through Shijie Village, a bold idea came to my mind."

"Now that so many days have passed, this idea has gradually matured, but it has been missing an opportunity. Now that Nei Shi is here, my opportunity has also come!"

Wei Wuzhi was a little surprised.

He looked across at Cao Shen, who was also surprised when he saw him, and became more and more curious about Liu Ying's so-called 'bold idea'.

Liu Ying looked around and said with a straight face: "Why is no one asking? If you don't ask, what will I say? You have offended me, do you still want to go home for dinner?"

After saying that, he took the lead and laughed twice.

Cao Shen then beamed: "I wonder what your Majesty's idea is?"

Liu Ying corrected him: "Cao Xiang is wrong. You should not ask this first, but first ask me what I saw in Shijie Village!"

Cao Shen: "..."

Zhang Cang smiled and asked, "I dare to ask Your Majesty, what did you see in Shijie Village?"

"Those guys got some kind of boat loan, which means that all the boating workers need to buy a boat at the place they designated, and then use this boat to ferry on the river!" Liu Ying raised three fingers and shook: "This is not the most outrageous thing. The most outrageous thing is that the boat loan actually dared to ask for [-]% profit!"

"Thirty percent!"

"According to their calculation, if a boat costs 20 yuan and the loan repayment period is 20 years, the interest alone will cost more than 40 yuan. If you add one yuan inside and outside, it will cost nearly [-] yuan!"

"And that's not all yet. I heard that they have increased the interest rate to [-]%..."

"Deserves to be killed!" Cao Shen slammed the table hard: "A thief who harms the people like this will not be able to forgive his hatred even if he is cut into pieces with a thousand cuts. Killing him with one cut will actually give him an advantage!"

Liu Ying was silent.

Zhang Cang shook his head and asked again: "Then what do you think, Your Majesty?"

Liu Ying said excitedly: "Royal Bank! It is to upgrade the original bank and lend money to the public and institutions. The annual interest is calculated according to the specific situation. The maximum interest rate for people's personal consumption or home repairs shall not exceed five A point!"

After he finished speaking, he felt a little uneasy.

After all, the interest on those unequal treaties is only [-]%...

But when he thought about 5.88 in later generations, he instantly became calm and composed.

"Wei Chen will venture to make a guess..." Zhang Cang looked at Liu Ying: "Could it be that the opportunity your Majesty calls you is preparing to lend money to Nei Shi?"

"No, how can we call it lending? It sounds so ugly!" Liu Ying shook her head: "My plan is to let the internal history issue local bonds, and then the Royal Bank will buy them, and then put them in the securities market and allow retail investors to buy them."

"Of course, you have to earn a little interest rate difference in the middle..."

Zhang Tang: "..."

Cao Shen had an expression on his face that said, "This is okay."

But Wei Wuzhi nodded: "Weichen thinks this is a good method."

Although he was poor when he was young and lived a precarious life, the fact that he was a descendant of Wei Wuji, Lord Xinling, has always inspired him, making him poor and strong, and not falling into the clouds!
That's it, until Liu Bang found him and asked him to be a sacrificer by his side, and he prospered from then on.

Therefore, he always regarded himself as a noble.

Therefore, let him issue bonds like Lu Shizhi did, making ordinary people and lowly businessmen his creditors...

Then, he could only yell a few words.

I, humble minister, can’t do it...

But if the Royal Bank became his creditor, he would gladly accept it.

Royal Bank, the most important thing is the word 'royal'.

The coast of the land is not a king.

It is only natural for ministers to take money from the emperor!

Although, the borrowed money must be repaid.

But it doesn't matter!
The important thing is that his bond with the royal family and the Liu family has become stronger!

Wei Wuwu asked with a smile on his face: "How much money is your Majesty prepared to lend me?"

Liu Ying frowned and said word by word: "I told you, I'm buying bonds!"

Wei Wuzhi nodded: "Yes, yes, bonds! I wonder how many bonds your Majesty is prepared to buy?"

Liu Ying waved her hand proudly: "I will buy as much as you give me!"

Anyway, this kind of bond is anonymous, and it is issued in the name of the Imperial Household. There are many people willing to buy it, and the Royal Bank will be rich just by passing through it...

The key issue is that Wei Wuzhi is a veteran knight-errant who pays a lot of money, so he will definitely not default on the money!
Liu Ying nodded with a smile: "Since there is no shortage of money, let's talk about demolition!"