Reborn Millennial Gamer

Chapter 92 Contact the bank, one is everything

On April 4, Tianji seemed to be cut open with a knife.

Rolling yellow sand, shrouded in smog, the Zijin Building is stained with a layer of warm tones that can only be found in yellowed old photos.

Lei Jun looked up at the sky, and there was a knock on the door behind him. Chen Nian rushed to the office aggressively, the flesh on his face was tense:

"Mr. Lei, why, why is Feigo.com the only excellent website for 'online shopping', just because he shouted the slogan '100 million jobs'? If we had known, we would have shouted it too!"

"His yelling like that is at best crazy talk. If we yell it, it's called a lie. Whoever yells it will believe it."

Lei Jun is clear-headed, and Joyo.com has not produced outstanding results so far, so he must not follow suit.

"Old Chen, when will Wei Hui's book be published? Feigou's newly released "August is Young" is selling very well. Let's compete with us to create beautiful writers."

"We can't get out, Wei Hui has been banned." Chen Nian sighed with lowered eyebrows, "She is going abroad now to promote her book overseas."

"what!"

Lei Jun's body trembled, tmd, why does this kind of thing always make him suffer.

"But we are not the worst. The worst is Wang Juntao. 8848.com has just announced that it accepts his resignation." Chen Nian said.

"Wang Juntao resigned? Didn't he call 8848 half a month ago to make a profit anytime he wants?" Lei Jun frowned, thinking deeply.

Chen Niandao: "Yeah, this matter is really evil. Mr. Lei, you are right. Anyone who has anything to do with Lu Fei is inexplicably evil."

The water in the 8848 net is so deep that even Wang Juntao can't grasp it. Could it be that Lu Fei has seen the tricks here?
Lei Jun was shocked, and couldn't help but think of the result of the 8848 network crash, "Old Chen, we must pay close attention to 8848 network. After Wang Juntao leaves, this may be a piece of fat, which cannot be taken away by others. Pay attention to Feibu, and eBay, what's going on with eBay?"

"Their website has recently been fully upgraded, copying Feigou's product evaluation scores, buyer-seller credit scoring, and store grading system."

Chen Niandao: "The most important point is that they also launched 'Yifutong' similar to Tenfubao. They will intervene in the guarantee, inspect the goods first and then release the money."

Lei Jun was full of black lines, and the pressure doubled, "Effort?"

…………

"EasyPay? That's it!"

With a relaxed expression on his face, Lu Fei sat in the magnificent hotel lobby, dangling his legs. Outside the window, it was raining lightly, mixed with sand and dust, falling from the sky.

"You're not worried at all?" Xu Lei was taken aback.

Lu Fei spread his hands, "What are you worried about, you should be happy, the law does not blame the public, one more payment company, one more thunder."

"This is our big killer." Xu Lei said.

"Wrong, the full name of our killer is Caifubao, which supports online banking."

Lu Fei glanced at Liu Yandong, who had been employed for a few days. This time, he not only relied on Xu Lei's relationship, but also Li Xiangdong's connections, and finally hired the vice president of the Industrial and Commercial Bank of China.

Of course, the honor of being certified as the "first choice website for online shopping" is also indispensable, and the implication behind it is self-evident.

"Yu Dong, tell me."

Liu Yandong followed, originally to see the world, but unexpectedly he was called by name.

He thought about it for a while, and said carefully: "I noticed that Mr. Lu specifically ordered online banking. Mr. Xu said just now that eBay's Yipay mainly relies on credit cards. This is the dispute between the two payment routes."

"That's right, it's like the battle between the space shuttle and the manned rocket. Foreign gadgets are not the best. You have to choose the most applicable one."

Lu Fei didn't take it seriously, and didn't pay attention to Yifutong.

Huaxia is different from America. America’s credit card has been available for at least [-] years and has a mature credit card payment system. Huaxia’s credit card has just started. Without the support of the banking environment, eBay alone can support the scene?

"Old Xu, the future of Huaxia's e-commerce payment system is online banking, not credit cards, and eBay has embarked on a path of decline."

"The key point is that Shao Yibo doesn't have the courage of you." Xu Lei laughed.

"We'll be compliant in no time."

Lu Fei curled his lips, "Hey, President Zhang you made an appointment with, hasn't arrived yet?"

The voice fell, and 20 minutes later, an Audi A6 stopped at the door, and a middle-aged man in his forties walked in with an umbrella.

As soon as he entered the door, he stretched out his hand and shook hands with Xu Lei. It could be seen that he had great respect for this rock veteran with big arms.

Xu Lei introduced to Lu Fei and Liu Yidong that this is the vice president of ICBC, Zhang Qu.

"Recently, I have read the internal reference articles on Feigou.com and e-commerce several times. If it can really create so many job opportunities, Feigou.com has made great contributions."

Zhang Qu looked at Lu Fei. The bank is also a department within the system. The leader in this system has a wide range of knowledge, can make Mr. Xu bow his head and be a minister, and can be an internal reference. Can he be an ordinary person?

Baobuqi is the master who subdues the dragon and subdue the tiger!

Lu Fei squinted his eyes and smiled, "Please, President Zhang."

…………

Internet banking, a concept that has become popular in China as early as the mid-to-late 90s.

In 97, China Merchants Bank launched the "One Netcom" website, which brought the account and stock information inquiry functions of "One Card" to the Internet. State-owned banks and other joint-stock banks followed closely and launched online banking services.

However, following the turn of the millennium, the development of online banking in China could almost be described as stagnant, with no business development or expansion.

The rapid progress will have to wait until around 03, when funds are injected, assets are divested, state-owned banks are reformed into shareholding systems, the four major banks have gradually completed their transformation into commercial banks, and real-name authentication and payment security in online payments have reliable support.

Coincidentally, Alipay was launched in 03, the first to eat crabs, and also the first pig to catch the wind, so it took off.

And Lu Fei is not bad either.

These "moths" that Caifubao does have no intention of responding to the four big banks. They will turn a blind eye or close their eyes, and they will not be included. They are transforming and seeking to go public.

Where can I invest in Caifubao of unknown origin?
"Mr. Lu, this one kills first and plays later. For the sake of more than 3 merchants, he is quite young."

"So for the sake of more merchants who got on the bus, Feigo.com wants to make up fares collectively. I wonder if the Industrial and Commercial Bank of China will give this opportunity?"

Lu Fei picked up his wine glass, "And this not only gives merchants a chance, but also gives Feigo.com a chance, and also gives ICBC a chance."

"How to say?" Zhang Qu asked with interest.

"President Zhang, one part of the future map of the banking industry must be online banking."

Lu Fei casually listed a few strings of data, neon, stick, mainly in the American banking industry, the assets of banks providing online banking services accounted for 40% of all bank assets.

In a word, online banking is the general trend.

"This, do you agree?"

Zhang Qu did not object, but he also had concerns, the biggest concern being financial security.

"What about the security of online banking? Neon's pure online banking is supported by a large number of physical ATMs. For example, Sony Bank has 7600 ATMs. Huaxia still has too few ATMs."

"We can launch smart guards and engage in electronic signatures."

Don't think that Lu Fei's U-shield plan is too far-fetched. He didn't mention this thing, and the Industrial and Commercial Bank of China launched it in 03.

That's right, how can Lu Yun catch up with all the good things?

He not only said, but also used the paper towel as paper, and drew a sketch on it, the structure diagram of the front and back.

"Lu always comes prepared."

Zhang Qu's eyes lit up, and he stood at this position to recognize the goods, "This is indeed a good idea, as Mr. Li said, Lu always comes in time, the king of ideas, if there is any problem, I will ask you for ideas."

Lu Fei was taken aback, idea king?
"Mr. Lu hopes to open a special online payment account with the ICBC account, of course he can consider it."

Before Zhang Qu came, he had already communicated with the president, "But this account and the funds flowing through the account must be managed by our bank and subject to the supervision of Yang Bank."

"Naturally." Xu Lei nodded.

Zhang Qu made another condition, "Now the monthly turnover is close to [-] million, and it will be tens of millions in the future. I also hope that every sum of money can be deposited in the bank account for a period of time."

Lu Fei conceded on this matter, but secretly tried to get better at connecting Caifubao with other channels in the future. The degree of openness and freedom is not restricted for the time being, which is equivalent to all kinds of transactions on the Internet, and Caifubao can be used for all kinds of transactions.

Zhang Qu agreed, and that was victory.

These days, with Q coins in the left hand and treasure in the right hand, I own the world.

There is only a layer of veil between the success and failure of things, if you pierce it, everything will suddenly become clear.

The corners of Lu Fei's mouth couldn't help but rise. On the wine table, Xu Lei and Liu Weidong, the two gods of wine, greeted Zhang Qu well, accompanied him, and then sent him away.

"President Zhang is gone, and there are only the three of us left. Let's have a drink, and we will toast to the conclusion of this cooperation and the compliance of Caifubao."

Xu Lei blushed and raised his wine glass.

"Dry!"

This time Liu Yandong opened his eyes. He had never seen such things in the small shop in Zhongguancun.

His fighting spirit was high, "Mr. Lu, Mr. Xu, you have opened up the industry and commerce, should we take advantage of the victory to pursue and take down China Construction Bank, Agricultural Bank of China, and Bank of China..."

"Oh my god, there are so many drinks to accompany!" Xu Lei said bitterly.

"It's okay, take your time."

Lu Fei poured a cup of tea and drank it leisurely.

Getting through the Industrial and Commercial Bank of China is equivalent to getting through the four major banks, and even other banks, because in 02, that is, next year, UnionPay was born.

UnionPay is connected to almost all domestic banking institutions, making it convenient for customers to conduct cross-bank business, which will lead to the birth of UnionPay online payment earlier.

"Old Xu, let the wind out."

"What wind?" Xu Lei asked curiously.

"Feigo.com's second round of financing, this time not only us, but also the equity of IDG, Baring Asia, and Carlyle Capital."

"Okay, how many shares and how much money do you want to raise?"

"10%, at least 1000 million dollars." Lu Fei stretched out a finger.

Liu Yandong instantly sobered up with shock, and Xu Lei's eyes widened in bewilderment, like bells.

"Say it again, how much?"

"1000 million dollars." Lu Fei said.

Xu Lei swallowed, "A Fei, you, did you drink a fake bar?"

　PS: Wang Juntao resigned and left shortly after the high-level forum.

　　
　
(End of this chapter)