If you buy fake goods online, you will buy 100 million more!

Chapter 155 Borrow money?What borrowing money, isn't this a scam?
Originally, Jiang Bai thought that Hu Kai was just trying to delay the time to pay back the money, but when he saw the bright red exclamation mark, he completely came to his senses.

This bastard didn't even think about paying back the money!

It's not as simple as delaying time, but not ready to pay it back.

20 million!
For Jiang Bai in the past, that was the salary of three years of work.

For him now, it really doesn't matter.

However, this is not a reason for some people to owe money and not pay it back.

Even if Jiang Bai's assets are 100 billion, even if Hu Kai only owes him one dollar, as long as it is not given by Jiang Bai voluntarily, the other party will have to pay it back.

Repaying debts is justified.

It's just the same reasoning!
Since the other party is not going to pay back the money, then sue without saying anything.

Thinking of this, Jiang Bai put on his clothes and went out, heading straight to the elite law firm.

……

"You mean, you want your friend to pay back the money through a lawsuit?"

After listening to Jiang Bai's narration, Luo Dazhuang pushed the glasses frame and asked softly.

"That's not a friend, that's the defendant."

Jiang Bai nodded, and said: "Looking at his posture, it's clear that he doesn't intend to pay back the money. It's probably a waste of time for me to argue with him, so I'm going to take one step and sue directly, and let the court decide."

"Well, your thinking is right. It is most effective to use legal weapons to recover the arrears, but you don't have to sue." Luo Dazhuang said.

Jiang Bai immediately asked: "Is there any other way?"

"There is also a short-term, quick-result method, which is to apply for a payment order."

Luo Dazhuang explained: "A payment order refers to a legal document issued by the people's court in the supervision procedure, which restricts the debtor to perform the payment obligation, or raises a written objection."

"Article 210 of the Civil Procedure Law of our country stipulates that if the creditor has no other debt disputes with the debtor and the payment order can be sent to the debtor, the creditor may apply to the basic people's court for a payment order."

Hearing this, Jiang Bai pondered for a moment and said, "So, this payment order is actually something that urges the debtor to pay the creditor?"

"Yes."

"But is this thing really useful? The other party has made it clear that they are going to rely on it to the end. What if he doesn't admit it?" Jiang Bai expressed his concern.

Luo Dazang said with a smile: "The payment order has the same legal effect as an effective judgment, that is, binding, certain and enforceable."

"To put it simply, as long as the people's court serves the payment order on the other party, the other party must pay you back the money within a certain period of time."

"If the debt is not paid off within the time limit, you can apply to the people's court for enforcement."

"So it is." Jiang Bai suddenly realized.

This is the first time he has heard of such a thing as a "payment order", and he only knows "Alipay".

"Of course, in your situation, you can file a lawsuit in the people's court according to law."

"As long as it is within the statute of limitations, the people's court will accept it."

Luo Dazhuang said: "And you have ample evidence for this matter, the transfer records and chat records are all complete, basically there is no reason to lose the lawsuit."

"However, lawyers' fees in civil cases are generally more expensive."

When acting as an agent in civil litigation and arbitration cases, if property relations are involved and the subject matter of the disputed property exceeds 1 yuan, the differential progressive system shall be adopted for calculation according to a certain percentage.

(1)10万元以下部分(含10万元)为5%，收费额不足5000元的每件按5000元收取；
(2)10万元至50万元部分(含50万元)为4.2%；

(3)50万元至100万元部分(含100万元)为4%；

(4)100万元至500万元部分(含500万元)为3%；

(5)500万元至1000万元部分(含1000万元)为2%；

(6)1000万元至2000万元部分(含2000万元)为1.2%；

(7)2000万元至5000万元部分(含5000万元)为1%；

(8) 5000% for the part above 0.5 million yuan.

Hu Kai owes 20 yuan in debt, which means that if Jiang Bai wants to sue, he will have to pay close to 1 yuan in legal fees alone.

In addition to the first time, there are case acceptance fees, application fees, transportation expenses, accommodation expenses, living expenses and lost work allowances for witnesses, appraisers, translators, and adjusters who appear in court on the date specified by the people's court.

Moreover, it is necessary to file a lawsuit in the people's court of the debtor's domicile or permanent residence, and the plaintiff also needs to pay transportation expenses, accommodation expenses, etc.

In short, this set basically costs more than [-] to [-] yuan.

Of course, after winning the lawsuit, the defendant can bear the cost.

"The payment order is faster and more convenient, and it can be regarded as saving a little face for the other party."

"For a civil lawsuit, you need to go to the other party's side and file a lawsuit with the local people's court. It's more troublesome, and it's equivalent to tearing your face apart."

Luo Dazhuang looked at Jiang Bai and said, "You decide how to choose."

"Prosecute! Must sue!"

After a little thought, Jiang Bai made a decision: "I not only want to get the money back, but also let everyone see his true face!"

"To save other people from lending him so much money foolishly like me, and not coming back after it's over."

Save face for the other party?

Stay a fart!
When Hu Kai blocked Jiang Bai, there was no affection between the two of them.

I didn't say anything, just sue him and fuck him.

Anyway, this matter is not unfamiliar to Jiang Bai.

"Okay, now that you've made up your mind, let's go and do it."

"When you arrive in Shancheng, you can find lawyer Zhao Kaixuan from Gold Medal Law Firm. He is very good at this type of case."

Luo Dazhang said.

"Thank you, Luo Dazhuang."

Jiang Bai thanked him, then left the law firm and returned home.

I simply packed up my things, booked a direct flight from Longcheng to Shancheng online, and then drove straight to the airport.

Take the registration card, go through the security check, check the ticket, and board the plane!

Two and a half hours later.

The plane landed at Shancheng Jiangbei International Airport, taxied for a certain distance, and slowly parked beside the terminal.

Jiang Bai arrived in the mountain city!

I took a taxi at the airport and entered the city, and first found a hotel to live in.

night.

I also wandered around the famous Jiefangbei Pedestrian Street to appreciate the customs and customs of the mountain city.

This is Jiang Bai's first time in the mountain city.

I plan to take this opportunity to have a good time in the mountain city.

As for the lawsuit...

It's a matter of convenience.

As the saying goes, if there are words, it will be long, and if there are no words, it will be short.

Soon, the night passed.

The Golden Crow rises, and the Jade Rabbit falls.

A new day has come.

Jiang Bai woke up on the soft and comfortable Simmons mattress in the hotel room, and was about to go to the Gold Medal Law Firm after breakfast to consult with the lawyer Zhao Kaixuan.

The lawyer recommended by Luo Dazhuang must be reliable.

But just when Jiang Bai was about to go out, he suddenly received a prestige message.

"Old Bai, what's the matter with you and Kaizi?"

Jiang Bai was taken aback for a moment.

The person who sent the message was Xu Bowen, a high school classmate.

He is also a good friend of Jiang Bai and Hu Kai. They were in the same circle in high school and had a very good relationship.

Jiang Bai asked curiously: "It's nothing, why are you asking so suddenly?"

"Didn't you see Kaizi's circle of friends?"

After speaking, Xu Bowen sent a screenshot.

It is Hu Kaifa's circle of friends.

Accompanying text: I originally thought that our friendship is like a jar of fine wine, which will become more and more pure as time goes by.Unexpectedly, after all, I was wrong.This people's hearts are changeable. Some people really don't know their surname after they have a few filthy money, and they look down on their former good friends and brothers.Oh, sad, really sad.Through one incident, it is good to recognize a person, ha ha... ha ha ha...

Immediately afterwards, Xu Bowen sent another picture, which was a picture of Hu Kai's circle of friends.

The picture is a screenshot of Weixin chat.

The protagonist in it is Jiang Bai, and the unique Erha profile picture and nickname are clearly displayed in the picture.

No embellishments, let alone mosaics.

The only thing that has changed is that Hu Kai's own words are no longer in the picture.

He should have deleted it from the chat box.

Jiang Bai: "Hu Kai, how about repaying the agreed upon payment?"

Jiang Bai: "When will the money be paid back???"

Jiang Bai: "Repay the money!!!"

Jiang Bai: "Stop talking nonsense, pay back the money quickly!"

Jiang Bai: "Let me ask you one last thing, you still haven't paid back the money!?"

That's all there is in the picture.

Judging from this content alone, people who don't understand the truth of the matter will easily think that Jiang Bai is going too far.

After all, we are classmates, we are friends, we have known each other for ten years!

Isn't it too much to be so aggressive?

Obviously, Hu Kai is deliberately taking the rhythm.

Let the mutual friends of the two misunderstand Jiang Bai.

After it was over, he also commented under his circle of friends: "Everyone, don't blame him, blame me for my incompetence and my inability to climb high [laughing and crying]"

Seeing these two pictures, Jiang Bai instantly felt the anger rising in his heart.

Trembling with anger.

This ride...

What kind of white-eyed wolf is this? ? ?

"You may not believe it..."

"I met the real-life version of the farmer and the snake."

Jiang Bai replied.

The farmer and the snake, how ironic.

"Is it because he asked you to borrow money, and then delayed paying it back?" Xu Bowen quickly replied.

"Yeah, every time there are various reasons to borrow money, I have borrowed a total of 20 yuan from me, and I haven't paid back a cent... I borrowed money from me the day before yesterday, and I didn't give it back, so he turned his face. Later, it simply blocked my prestige."

"Mist grass! He borrowed you so much? Actually, I also lent him money."

"He borrowed money from you too?"

"Well, but it's not that much. He borrowed from me four times, totaling [-]. Each time he said he would pay it back soon, but he didn't pay back the money at all when the time came. He asked you to borrow money again..."

"Let me advise you, if he borrows money again, it's best not to lend it to him, unless you plan to come back."

"Ugh……"

Jiang Bai chatted with Xu Bowen for a few words.

It also made the other party recognize Hu Kai's true colors.

If Xu Bowen hadn't come to find him, Jiang Bai would not have known that Hu Kai did such a disgusting thing behind his back.

Has this man's conscience been eaten by dogs?

Even if I didn't lend him the money this time, could it be that the 20 I borrowed before was lent to the dog?

punishment!
This time it was a real punishment.

Civil lawsuit?

Not enough, not strong enough.

If it doesn't rise to the criminal level this time, I will be sorry for Hu Kai's show-stopping showmanship.

Don't go to the Gold Medal Law Firm anymore, book a plane ticket, go back to Dragon City, and look for a big lawsuit!
After making up his mind, Jiang Bai began to pack his things.

at this time.

An electronically synthesized voice sounded in his mind.

【Thump!You have a new event to be unlocked (click to view details)]

Hearing this familiar voice, Jiang Bai immediately grinned.

Even Tong Zi couldn't stand Hu Kai's actions.

did not say.

Unlock!

【Thump!The event "Arrears not repaid" has been unlocked]

[Event name: owed money is not repaid]

[Basic situation: Hu Kai borrowed money from the host three times with different reasons, the total amount reached 20, and he still refused to repay the host despite the host asking for it repeatedly, and blocked the host's contact information, and even openly smeared the host in the circle of friends ...]

[Auxiliary item: Shancheng-Dragon City first-class air ticket (click to extract)]

【Current completion: 0%】

Everything was normal at first, but when Jiang Bai saw the first-class air ticket in the auxiliary props, he immediately showed a dumbfounding expression.

This system, sometimes really does not play cards according to common sense.

But this thing is quite useful, at least it is more reliable than the [99 minus 1] coupon for Hungry Group food delivery in a certain incident, and it is still first class.

Jiang Bai immediately packed his things, checked out, and went straight to the airport.

……

in the afternoon.

Seeing Jiang Bai appearing in front of him, Luo Dazhuang asked with a smile: "Why, have you changed your mind?"

"I changed my mind."

Jiang Bai nodded heavily, looked at Luo Dazhuang and asked, "I want to know, is it possible for this situation to become a criminal case?"

With the development of the matter to the present point, just asking Hu Kai to pay back the money can no longer eliminate the anger in Jiang Bai's heart.

What he wants is not only to pay back the money, but also to make Hu Kai, a wolf-hearted thing, bear criminal responsibility!

To achieve this effect, this very punishing man needs to step in.

"How? Punishment or not?" Jiang Bai looked at Luo Dazhuang expectantly.

The latter asked with a smile: "I remember you said yesterday that the reason why the other party borrowed money from you was made up, right?"

"Well, I called the Rolex store, and the broken watch he said didn't happen at all. As for the reasons I said when I borrowed money, I also seriously doubt it is fake!" Jiang Bai gritted his teeth.

"Every time he borrowed money, he promised to pay back the money, but he didn't pay it back every time the time came. Is there such a thing?"

"Have!"

Jiang Bai nodded heavily.

Luo Dazhang slapped his thigh: "Then it will be punished."

"How to say?" Jiang Bai asked quickly.

"The behavior of the other party is not an ordinary economic dispute at all." Luo Dazhuang spread his hands, "Borrowing money? What borrowing money, this is simply a fraud!"

"Scam?"

Jiang Bai blinked.

He is no stranger to this crime.

Thinking of him, Jiang, didn't he make his official debut from a fraud case?
A certain anchor surnamed Chen should be able to step on the sewing machine proficiently by now, right?
"Luo Dazhuang, can borrowing money between acquaintances constitute fraud?" Jiang Bai asked.

"The crime of fraud refers to the act of defrauding a relatively large amount of public or private property for the purpose of illegal possession by means of deceit."

Luo Dazhang explained with a smile: "To determine whether the crime of fraud is established, it depends on whether the perpetrator is objectively using fraudulent methods, that is, fabricating facts or concealing the truth, to defraud a relatively large amount of public and private property."

"The key lies in the word 'fraud'."

"Just now you also said that the other party's reason for borrowing money is very likely to be fictitious, and every time he promises to repay the money, he has not fulfilled it."

"And the amount has reached the standard of huge amount."

"Isn't this a scam?"

"As for those who are acquainted and not acquainted, are there still few people who kill acquaintances now? Some people just pick out acquaintances!"

After listening to Luo Dazhuang's explanation, Jiang Bai's eyes gradually brightened.

拷！
Seems like a scam.

Article 260 of the Criminal Law stipulates that anyone who defrauds public or private property and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than three years, short-term detention or public surveillance, and shall be fined concurrently or solely;
If the amount is huge or there are other serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined;

If the amount is particularly huge or there are other particularly serious circumstances, the sentence is to be fixed-term imprisonment of not less than ten years or life imprisonment and concurrently to a fine or confiscation of property.

In the Supreme People's Court's "Interpretation on Several Issues Concerning the Specific Application of Law in the Handling of Criminal Fraud Cases", the amount is clearly divided.

诈骗公私财物价值3000元至1万元以上、3万元至10万元以上、50万元以上的，应当分别认定为刑法第260六条规定的“数额较大”、“数额巨大”、“数额特别巨大”。

Hu Kai borrowed (defrauded) Jiang Bai 20 yuan, which was a huge amount. According to the criminal law, the sentencing standard is fixed-term imprisonment of not less than three years but not more than ten years.

Luo Dazhuang is indeed a very punishing man.

While talking and laughing, he pointed out a clear way for Jiang Bai.

This wave, not only to get the money back, but also to send people in!
"However, whether the crime of fraud can be established in the end depends on whether the other party really used fictitious facts to borrow money. If those reasons are true, it may not be recognized as a crime of fraud." Luo Dazhuang said.

Jiang Bai frowned and said: "Although I don't have any definite evidence, based on what I know about Hu Kai and his behavior when he borrowed money last time, 99% of the reasons for borrowing money in the previous three times were fabricated by him. "

"Then it will be punished. This matter can be tortured." Luo Dazhuang nodded.

With a thought in his mind, Jiang Bai asked with bright eyes: "Can I lend him another 30 yuan, and put him in the category of a particularly huge amount of fraud?"

The defrauded amount is more than 50, and the amount is particularly huge, and the sentence is more than ten years of fixed-term imprisonment!

Luo Dazhang looked at Jiang Bai speechlessly: "Now that the two of you have torn apart, it is impossible for the other party to take the initiative to ask you to borrow money."

"In this case, if you take the initiative to transfer money to him, it is a disposition of property without misunderstanding. It is a disposition of self-consciousness, and it is voluntary..."

"It cannot be identified as fraud, and there is a possibility that meat buns beat dogs, and there is no return."

Hearing this, Jiang Bai curled his lips and could only give up regretfully.

……

After half an hour.

Jiang Bai walked into the Changhe Street Police Station.

"Uncle Lin, I'm here to report the crime."

"I was cheated again, this time I was cheated of 20..."

(End of this chapter)