If you buy fake goods online, you will buy 100 million more!

Chapter 294 Father's "Caring"

Elite law firm.

"That's how it is. It's been half a month since I first made an appointment to withdraw money, but I still haven't received a penny. And depending on the attitude of the bank, I don't think it will be so in half a month. get the money."

Jiang Bai roughly narrated the ins and outs of the matter, gritted his teeth and said, "I want to sue the bank, Luo Dazhuang, is this a punishment or not?"

He looked very ugly--anyone would be offended if it happened to him.

In the past half a month, Jiang Bai's patience was completely exhausted.

Now he not only wants to get back his own money as soon as possible, but also punish the bank, otherwise other depositors may encounter similar things in the future.

Jiang Bai was lucky, the withdrawal of money was only for charity.

What if someone withdraws money to save lives?

Not to mention delaying for half a month, even three to five days is enough to kill!

Luo Dazhang glanced at him, shook his head and said, "I know you are very angry now, but calling the police or suing will not have very good results. It will only treat the symptoms but not the root cause."

"Banks can find reasonable excuses to justify themselves. No matter how bad it is, just introducing two 'temporary workers' to take the blame will be enough to deal with it."

Jiang Bai frowned.

He also understands this truth.

It is not uncommon for a company to always find a scapegoat when something goes wrong.

Take the matter of Jiang Bai as an example, even if he really sued, the court would really file the case, and in the end, at best, he could only deal with small fish and shrimps at the level of lobby manager and customer manager.

The bank randomly sends out an announcement another day, saying that "XX employee is still in the probationary period, the business level is not proficient, he has been fired and will never be hired", and he can get rid of himself.

The top executives of the bank who really caused this situation will not be affected.

How true is this!
"Luo Dazhuang, what do you think should be done?" Jiang Bai asked.

The corners of Luo Dazhuang's mouth slightly lifted, and he slowly spit out three words:

"Banking and Insurance Regulatory Commission!"

China Banking and Insurance Regulatory Commission, the full name is the Banking and Insurance Regulatory Commission, established in 2018, its main duties are to supervise and manage the banking and insurance industries in a unified manner in accordance with laws and regulations, maintain the legal and stable operation of the banking and insurance industries, and prevent and resolve financial risks. Protect the legitimate rights and interests of financial consumers and maintain financial stability.

Simply put, the China Banking and Insurance Regulatory Commission is the direct supervision department of the banking and insurance industries.

In layman's terms, that is my dear father!

In the face of the police and the court, the bank may have N ways to deal with it, but if it is the father who makes the move, the bank will not even have a chance to struggle.

Therefore, the most reasonable and effective way is to complain to the China Banking and Insurance Regulatory Commission if there is any infringement by the bank!

After listening to Luo Dazhuang's introduction to the China Banking and Insurance Regulatory Commission, Jiang Bai understood.

Indeed, the brat is dishonest, so he has to find his own father!

There are two common ways to report complaints to the China Banking and Insurance Regulatory Commission.

One is to call the 24-hour complaint hotline 12378.

One is petition complaints.

But Jiang Bai chose another way, complaining offline.

The branch of the China Banking and Insurance Regulatory Commission in Longcheng is the "Banking and Insurance Regulatory Commission Zhejiang Provincial Banking Regulatory Bureau". I went for a trip myself.

……

Banking Regulatory Bureau, reporting center!
Compared with the Health Commission, the Taxation Bureau and other departments, the reporting center of the Banking Regulatory Bureau is much deserted.

Because many people don't know the existence of this department at all.

If something goes wrong in the hospital, everyone knows to go to the Health Commission.

To report tax evasion and tax evasion, everyone knows to go to the tax bureau.

If you are tricked by unscrupulous merchants, you all know to go to the Consumers Association and the Industrial and Commercial Bureau.

However, if the rights and interests of the bank are violated, many people have nowhere to complain and do not know where to complain.

Even complaints are more likely to be made by telephone or letters and visits.

There are very few people who directly complain and report offline.

Therefore, the work of the reporting center of the China Banking Regulatory Bureau is just a leisurely job. Maybe no one will come from morning to night all day long. More is to answer calls, deal with letters and so on.

Nowadays.

Xiao Chen, the clerk of the reporting center, checked the received reporting letters as usual.

The expression is quite helpless.

Because most of the report letters are... indescribable.

Some were handwritten, illegible and illegible.

Some write a lot of eloquence but can't get to the point.

Others used a lot of words with subjective emotions, such as "garbage" and "conscience", but they didn't explain clearly what happened to them.

Anyway, it is quite troublesome to deal with.

Xiao Chen was busy when he saw someone approaching out of the corner of his eye.

"Hello, I want to report."

Jiang Bai came to the window and said with a smile.

Xiao Chen blinked and asked: "May I ask what is the specific matter? Is it from the bank or the insurance?"

"The one I want to report is Dragon City Bank!"

"On X of this month, I went to Dragon City Bank to make an appointment to withdraw 500 million. According to the appointment date, I went to the bank to withdraw the money three days later, but was told that I was not ready yet..."

Jiang Bai roughly told the story.

After listening to his narration, Xiao Chen frowned.

According to what Jiang Bai said, he went to the bank six times, and half a month passed, but he still failed to get the money smoothly.

And the excuses given by the banks are also ridiculous.

In any case, it is unreasonable for your bank to hold down depositors' deposits and delay them for half a month.

The so-called rules are not for you to use like this.

And the amount involved was as high as 500 million!
Xiao Chen suddenly became excited.

Finally, a "big case" came. Among other things, the amount alone was enough to attract the attention of the Banking Regulatory Bureau.

"Mr. Jiang, please fill out this form," Xiao Chen asked quickly, "By the way, do you have your ID card, bank card and other documents with you?"

"I brought all the documents, and there are two appointment withdrawal forms."

Ginger White is well prepared.

Soon, he filled in the necessary information in the form, wrote down the ins and outs of the matter in detail, and handed it in.

After checking it, Xiao Chen said, "Okay, Mr. Jiang, we have accepted your report. Please go back and wait patiently. Once there is news, we will call you."

"Thank you."

Jiang Bai thanked him, turned and left.

He doesn't need to worry about the next thing, the Banking Regulatory Bureau will naturally deal with it.

……

Soon, three days passed.

On this day, Longcheng Bank, in the president's office.

"President, are you looking for me?"

The account manager knocked on the door and entered, bowing slightly.

Fan Haitian sat on the leather chair and said lightly: "Recently, our bank's capital reserves are under great pressure, and we are in urgent need of cash on hand. If Jiang Bai comes to withdraw money today, you must calm his emotions and let him understand our bank's cash flow. difficulties."

"Yes, President." The account manager nodded heavily.

"How to say specifically, don't I need to teach you?" Fan Haitian asked.

"I understand, please rest assured, President."

The account manager quickly expressed his opinion.

His job is to maintain the bank's VIP customers, which is what he does best.

"Okay, let's go."

Fan Haitian waved his hand and dismissed the account manager, then picked up his mobile phone and called his brother-in-law Meng Yu.

"Beep beep..."

The bell rang for a long time and no one answered.

Fan Haitian frowned suddenly.

3000 million, this is not 3 yuan.

Not to mention that you happen to meet a big customer who needs to withdraw more than 2000 million. Even if you don’t have this big customer, your bank will lose 3000 million for no reason, which is also a very dangerous thing.

With such a big gap in the capital chain, it can be said that there is a possibility of collapse at any time!

If the money is returned in time, it will be easy to say.

But it has been more than half a month, and the 3000 million that should have been returned long ago has not even been seen.

If it continues to drag on, the risk factor will only increase.

Fan Haitian didn't get through the phone, and his face became even uglier.

If something happened to Dong Chuang, I'm afraid he will have to spend the rest of his life in prison.

Just now.

"Boom boom boom!"

There was a quick knock on the door.

"Come in." Fan Haitian said with a frown.

The account manager pushed the door open and said in a panic, "President, people from the Banking Regulatory Bureau are here!"

"what!???"

Fan Haitian stood up abruptly, his expression changed drastically.

Banking Regulatory Bureau!

This is the bank's own father.

As a banker, the most fearful thing on weekdays is dealing with people from the Banking Regulatory Bureau.

But now it's far more than just "dealing with each other", the people from the Banking Regulatory Bureau have all come to the door directly!

This sends a very dangerous signal.

Although the Banking Regulatory Bureau is the direct supervision department of the bank, it usually does not "abuse its power". Even if someone complains and reports, most of the time it is just a phone call to find out, warn, and urge the bank to make corrections.

After all, banks are not ordinary small merchants and hawkers. They cannot make big moves casually when it comes to the stability of people's livelihood and economic and financial order.

But this time, the Banking Regulatory Bureau directly sent an investigation team over, and there was no news in advance.

This is enough to show that this time it is for real.

As the saying goes, if you don't do anything wrong, you won't be afraid of ghosts knocking on the door. Fan Haitian was already in a very uneasy mood. At this juncture, people from the Banking Regulatory Bureau suddenly came to the door, and he suddenly panicked.

Although the air conditioner was turned on in the office, fine beads of sweat quickly oozed from Fan Haitian's forehead.

"Why did the people from the Banking Regulatory Bureau come here suddenly?"

At this moment, Fan Haitian seems to still have a little fantasy in his heart.

The account manager swallowed and said, "The leader said that they received a report and came to investigate the infinite delay in large-amount withdrawals."

Hearing this, Fan Haitian's pupils shrank suddenly, his legs softened, and he sat back on the chair.

His face was extremely difficult to see.

If it was someone else, it might have passed after a disturbance, but it was Jiang Bai who came to withdraw the money.

Don't even think about it, he must have reported it to the Banking Regulatory Bureau!
What a shame!

The matter of misappropriating public funds was originally done secretly, and it cannot withstand investigation at all, and it will be sure after investigation.

If the people from the Banking Regulatory Bureau conduct an investigation, it is easy to find that someone has embezzled public funds privately, resulting in a huge gap in the bank's reserve funds.

And the instigator of all this will surely have nowhere to hide.

At that time, everything will be over.

"President, President!"

The account manager yelled twice, and Fan Haicai came back to his senses, and said very quickly: "You, hurry up and stop the people from the Banking Regulatory Bureau!"

"Huh? Why is this delaying..."

The account manager froze.

Fan Haitian stared at him and said: "I don't care what method you use, you must hold them back for at least an hour! If you can do it, I will give you the position of vice president. If you can't, don't use it tomorrow Already!"

"Yes!"

Under the reward, there must be a brave man.

Under the temptation of the position of vice president, the account manager seemed to have been injected with chicken blood, and instantly regained his energy.

Then turned around and ran out.

Fan Haitian picked up the car keys and walked out quickly while continuing to call Meng Yu.

But he made three calls in a row, but the latter still didn't answer.

"Oh shit!"

Fan Haitian came to the underground parking lot, opened the door of the BMW, got in, and patted the steering wheel angrily.

Then start the vehicle and drive out of the underground garage.

At the same time call the wife's phone.

As soon as the call got through, Fan Haitian shouted loudly: "Can you contact your brother!?"

"Ah? What are you talking about? Wutiao, wait a minute, I'll touch it, forty thousand!"

There was the crisp sound of mahjong colliding on the other end of the phone.

Fan Haitian's wife, Meng Lan, was playing mahjong and asked absent-mindedly, "Why are you looking for Xiaoyu?"

Fan Haitian shouted: "Don't ask so many questions, can you contact him!"

"You yell at me? Fan Haitian, you are sick, how dare you yell at me!" Meng Lan's voice became sharp.

"Meng Lan, I don't have time to joke with you, tell me where Meng Yu is!" Fan Haitian was as anxious as an ant on a hot pot, and his tone was urgent and fast.

Meng Lan suddenly became even more unhappy, and shouted at the top of her voice: "Fan, what do you mean, you took gunpowder? If you are looking for Xiaoyu, just call him directly. Why are you mad at my mother?"

"Grass!"

Fan Haitian cursed angrily, then hung up the phone directly.

He really can't communicate with this kind of aggressive old lady.

What the hell is burning the buttocks, and I'm still going crazy there.

Fan Haitian then called the old man.

The communication was much smoother this time, and the questions were cleared up quickly.

Meng Yu lived with his parents. He seemed to have drunk too much the night before, and now he is sleeping at home.

After asking clearly, Fan Haitian kicked the accelerator and galloped towards the old man's house.

It took him only 10 minutes to complete the half-hour journey.

After arriving at the old man's house, he went straight to the second bedroom without paying attention to the politeness.

Meng Yu lay sprawled on the bed and fell asleep soundly.

Seeing this scene, Fan Haitian didn't hit one place, but rushed forward with two big pussies.

Meng Yu woke up with a strange cry.

After rubbing his eyes, he looked at Fan Haitian in a daze: "Brother-in-law? Why are you here? No, why are you beating me? Are you crazy!?"

Fan Haitian doesn't have time to spend here, so he roared, "Pay back the money! Hurry up and pay back the money!"

"...!"

Meng Yu's expression became unnatural in an instant, and then he put on a smiling face and said flatteringly: "Brother-in-law, look at what you said, our family doesn't talk about each other, you asked me to pay back the money now, it is true There is difficulty, my..."

Fan Haitian waved his hand and interrupted him directly: "Don't talk nonsense! Now the people from the Banking Regulatory Bureau have gone to the bank to investigate, and pay back the money quickly. I will take it back and fill in the hole. Maybe this matter can pass. Otherwise, I will go to jail!"

"Ah this..."

Meng Yu also panicked at the moment.

"Why did the Banking Regulatory Bureau suddenly investigate you? Then what, if it is found out that you lent me the money, will I go to jail?"

Fan Haitian was so angry that he grabbed Meng Yu by the collar and pulled him up, "Where's the money? Where's my money? At the beginning, you promised ten days at most, and now it's almost 20 days! Hurry up and return the money." money!"

"Brother-in-law, brother-in-law, listen to me, this matter is not yet desperate, there must be another way."

"Then what, I have a Rolex, you take it first, and you also take the two soft Chinese pieces in the bedside table, first go and stabilize the people at the Banking Regulatory Bureau."

"As for money... money..."

Meng Yu's eyes flickered.

"Go on! Go on! Say it!" Fan Haitian gritted his teeth and growled word by word.

"Gudu!"

Meng Yu swallowed, and said weakly: "The gap in the company's capital chain is getting bigger and bigger, and the money...can't come out for the time being."

"I can't take it out for a while... I can't take it out for a while..."

Fan Haitian let go of his hand and took two steps back, leaning on the closet and sliding to the floor, his eyes were dull, and his face was full of lovelessness.

Even if this "temporary" is only a short one or two hours, it is too late.

The account manager will definitely not be able to delay for long.

As long as the people from the Banking Regulatory Bureau do a little research, this matter will be missed.

(End of this chapter)