I really don't want to hang up
Chapter 291 Insufficient Balance
Chapter 291 Insufficient Balance
"One pound nine shillings?"
The lobby manager was a little strange about this number, but he still stood in the lobby without doing anything else.
They run a bank, and when customers want to withdraw money with a deposit certificate, they have to give the customer money.
It is justified.
The first customer withdrew his money and walked out of the bank with cash.
The manager in the lobby was extra careful and sent a person to follow up with the other party to check what the person did after withdrawing the money.
At the same time, customers continued to enter Fung Asia Bank, and several customers in front of them all asked to withdraw 1 pound and 9 shillings.
There is a conspiracy behind the whole thing, as long as you are not blind, you can see it!
Five or six customers took away 1 pound and 9 shillings. The uneasiness in the lobby manager's heart became more and more intense, but he couldn't explain why he was uneasy.
The money these people took was not much.
If everyone who came to withdraw money today only withdraws 1 pound and 9 shillings, Fengya Bank will not have any pressure!
He was even more worried that the other party still had some insidious moves that were useless, and this was just the beginning, so he couldn't take it lightly!
Soon, changes will come.
A customer walked into the bank anxiously, took out three or four deposit receipts, and slapped them on the table.
"Take out all the money!"
Take them all out? !
The teller sorted out the deposit receipts, and the total amount was 19 pounds, which should be the entire deposit of the other family.
The teller kindly reminded,
"Withdraw in advance, we will not pay interest, do you want to think about it again?"
The customer shook his head quickly, without any consideration, and even urged again,
"Hurry up, I just want my money back!"
The teller quickly went through the formalities for the other party. This kind of large-scale business requires the confirmation of the manager on duty.
After the manager confirmed, the teller was able to hand over the money to the other party.
After receiving the money, the customer finally breathed a sigh of relief, and it was obvious that he relaxed a lot.
The manager on duty took the opportunity to take the other party aside, making indirect remarks, and wanted to ask the other party why he took out all the savings, and was even willing to give up all the interest.
At first, the customer was wary and tough, unwilling to talk nonsense with the manager, and just wanted to walk away with his money.
Until the manager promises to the other party, part of the deducted interest can be returned to the other party.
After getting the money, the customer immediately changed his face, smiled and explained the reason,
"It's not because of the Coral Sea company. You know how badly their stock has fallen."
The manager on duty nodded with a smile, and raised his own question just right,
"But the stock price of Coral Sea Company has plummeted. What does it have to do with our Fengya Bank?"
Their banks don't speculate in stocks!
The customer showed a 'you know' smile and said ambiguously,
"This... you have to ask yourself! What you have done, you know best in your heart, don't you?"
What have you done?
The manager is at a loss, he doesn't make it!
He really didn't know what Fengya Bank had done in the case of Coral Sea Company stock.
The manager was sure that the bank's board of directors did not speculate in stocks, at least they did not use the bank's funds to speculate in illegal stocks.
To take a step back, the members of the board of directors have lost money in stocks, and they have nothing to do with Fengya Bank, and will not affect the operation of Fengya Bank.
At the same time, the bank's loan approval is very strict, and there is no loan to those shell companies, and there is no problem of non-performing assets.
He can guarantee that Fengya Bank is definitely the best bank in Wudu, bar none!
If anyone secretly thinks about going to Fengya Bank, wants to fish in troubled waters, and bite off a piece of fat from Fengya Bank, they have made the wrong idea!
After politely sending the customers away, the manager on duty found that the number of people queuing outside had not decreased at all, and even increased!
People who walk out from Fengya Bank will be surrounded by other people and ask some questions.
These questions are all the same, roughly:
"Did you get the money?"
"Can I still withdraw money now?"
"How much did you take?"
According to the observation of the manager on duty, everyone answered truthfully.
Especially the last question.
Most people only took 1 pound and 9 shillings. When they answered this figure, others would question: "Why do you take all this money?"
This kind of doubt will be further aggravated and become another guess:
"Is it because Fengya Bank has restricted withdrawals?"
1 pound and 9 shillings is obviously a line set up by the Fung Asia Bank to set the upper limit of people's withdrawals.
After receiving the news, people immediately returned home, took the certificate of deposit of Fengya Bank, and joined the long queue!
No matter what happened to Fengya Bank, a bank that restricts withdrawals is definitely not a good bank!
People continue to join the army of withdrawing money, hold deposit certificates, and start queuing.
In order to refute the rumors, the manager on duty quickly sent someone to write an announcement and posted it in conspicuous places everywhere, stating that Fengya Bank has no withdrawal restrictions and has sufficient funds, so there is no need for everyone to panic.
As soon as the announcement came out, the response was even greater!
The skeptical crowd is more like the suspicion in the bottom of their hearts is confirmed.
The melon-eating people who don't know the truth, the moment they saw the announcement, they also began to doubt.
The duty manager quickly discovered the problem.
After the announcement was made, the number of people taking 1 pound 9 shillings has indeed decreased.
All paid in full!
For a whole morning, Fengya Bank only went in and out, and spent more than 2000 pounds in cash alone!
This number is not large, and it is even a drop in the bucket for Fengya Bank.
But looking at the long queue outside, the manager on duty felt a little desperate.
Any bank, facing a run on all depositors, has only one end!
He hurriedly sent someone to take down the announcement outside to avoid further influence.
At the same time, the manager had already sent someone to notify the board of directors, contacted various banks, and wanted to supplement his own cash.
If this trend continues, within a week, all the cash in Fengya Bank will be exhausted!
Once the situation is so bad that Fengya Bank is close to bankruptcy, it will not be far away!
After queuing all morning, it was finally Michael's turn.
Michael handed over his deposit receipt and said politely,
"I'll take £1s."
I have to say that he watched a good show outside, and there was a lot of discussion among the crowd, spreading all kinds of rumors and rumors, as if they saw the boss of Fengya Bank stealing money with their own eyes, and they saw Fengya Bank of the account book.
In fact, judging from Michael's years of experience in dealing with banks, Fengya Bank is considered to be the best bank in Wudu.
Should be no problem. Right?
A crisp voice interrupted Michael's thoughts.
The teller said apologetically,
"Sorry sir, we can't give you so much money."
Hearing this, Michael was a little shocked!
Could it be that Fung Asia Bank is really failing?
The teller pushed back the deposit slip and explained earnestly,
"Your balance is insufficient."
(End of this chapter)
"One pound nine shillings?"
The lobby manager was a little strange about this number, but he still stood in the lobby without doing anything else.
They run a bank, and when customers want to withdraw money with a deposit certificate, they have to give the customer money.
It is justified.
The first customer withdrew his money and walked out of the bank with cash.
The manager in the lobby was extra careful and sent a person to follow up with the other party to check what the person did after withdrawing the money.
At the same time, customers continued to enter Fung Asia Bank, and several customers in front of them all asked to withdraw 1 pound and 9 shillings.
There is a conspiracy behind the whole thing, as long as you are not blind, you can see it!
Five or six customers took away 1 pound and 9 shillings. The uneasiness in the lobby manager's heart became more and more intense, but he couldn't explain why he was uneasy.
The money these people took was not much.
If everyone who came to withdraw money today only withdraws 1 pound and 9 shillings, Fengya Bank will not have any pressure!
He was even more worried that the other party still had some insidious moves that were useless, and this was just the beginning, so he couldn't take it lightly!
Soon, changes will come.
A customer walked into the bank anxiously, took out three or four deposit receipts, and slapped them on the table.
"Take out all the money!"
Take them all out? !
The teller sorted out the deposit receipts, and the total amount was 19 pounds, which should be the entire deposit of the other family.
The teller kindly reminded,
"Withdraw in advance, we will not pay interest, do you want to think about it again?"
The customer shook his head quickly, without any consideration, and even urged again,
"Hurry up, I just want my money back!"
The teller quickly went through the formalities for the other party. This kind of large-scale business requires the confirmation of the manager on duty.
After the manager confirmed, the teller was able to hand over the money to the other party.
After receiving the money, the customer finally breathed a sigh of relief, and it was obvious that he relaxed a lot.
The manager on duty took the opportunity to take the other party aside, making indirect remarks, and wanted to ask the other party why he took out all the savings, and was even willing to give up all the interest.
At first, the customer was wary and tough, unwilling to talk nonsense with the manager, and just wanted to walk away with his money.
Until the manager promises to the other party, part of the deducted interest can be returned to the other party.
After getting the money, the customer immediately changed his face, smiled and explained the reason,
"It's not because of the Coral Sea company. You know how badly their stock has fallen."
The manager on duty nodded with a smile, and raised his own question just right,
"But the stock price of Coral Sea Company has plummeted. What does it have to do with our Fengya Bank?"
Their banks don't speculate in stocks!
The customer showed a 'you know' smile and said ambiguously,
"This... you have to ask yourself! What you have done, you know best in your heart, don't you?"
What have you done?
The manager is at a loss, he doesn't make it!
He really didn't know what Fengya Bank had done in the case of Coral Sea Company stock.
The manager was sure that the bank's board of directors did not speculate in stocks, at least they did not use the bank's funds to speculate in illegal stocks.
To take a step back, the members of the board of directors have lost money in stocks, and they have nothing to do with Fengya Bank, and will not affect the operation of Fengya Bank.
At the same time, the bank's loan approval is very strict, and there is no loan to those shell companies, and there is no problem of non-performing assets.
He can guarantee that Fengya Bank is definitely the best bank in Wudu, bar none!
If anyone secretly thinks about going to Fengya Bank, wants to fish in troubled waters, and bite off a piece of fat from Fengya Bank, they have made the wrong idea!
After politely sending the customers away, the manager on duty found that the number of people queuing outside had not decreased at all, and even increased!
People who walk out from Fengya Bank will be surrounded by other people and ask some questions.
These questions are all the same, roughly:
"Did you get the money?"
"Can I still withdraw money now?"
"How much did you take?"
According to the observation of the manager on duty, everyone answered truthfully.
Especially the last question.
Most people only took 1 pound and 9 shillings. When they answered this figure, others would question: "Why do you take all this money?"
This kind of doubt will be further aggravated and become another guess:
"Is it because Fengya Bank has restricted withdrawals?"
1 pound and 9 shillings is obviously a line set up by the Fung Asia Bank to set the upper limit of people's withdrawals.
After receiving the news, people immediately returned home, took the certificate of deposit of Fengya Bank, and joined the long queue!
No matter what happened to Fengya Bank, a bank that restricts withdrawals is definitely not a good bank!
People continue to join the army of withdrawing money, hold deposit certificates, and start queuing.
In order to refute the rumors, the manager on duty quickly sent someone to write an announcement and posted it in conspicuous places everywhere, stating that Fengya Bank has no withdrawal restrictions and has sufficient funds, so there is no need for everyone to panic.
As soon as the announcement came out, the response was even greater!
The skeptical crowd is more like the suspicion in the bottom of their hearts is confirmed.
The melon-eating people who don't know the truth, the moment they saw the announcement, they also began to doubt.
The duty manager quickly discovered the problem.
After the announcement was made, the number of people taking 1 pound 9 shillings has indeed decreased.
All paid in full!
For a whole morning, Fengya Bank only went in and out, and spent more than 2000 pounds in cash alone!
This number is not large, and it is even a drop in the bucket for Fengya Bank.
But looking at the long queue outside, the manager on duty felt a little desperate.
Any bank, facing a run on all depositors, has only one end!
He hurriedly sent someone to take down the announcement outside to avoid further influence.
At the same time, the manager had already sent someone to notify the board of directors, contacted various banks, and wanted to supplement his own cash.
If this trend continues, within a week, all the cash in Fengya Bank will be exhausted!
Once the situation is so bad that Fengya Bank is close to bankruptcy, it will not be far away!
After queuing all morning, it was finally Michael's turn.
Michael handed over his deposit receipt and said politely,
"I'll take £1s."
I have to say that he watched a good show outside, and there was a lot of discussion among the crowd, spreading all kinds of rumors and rumors, as if they saw the boss of Fengya Bank stealing money with their own eyes, and they saw Fengya Bank of the account book.
In fact, judging from Michael's years of experience in dealing with banks, Fengya Bank is considered to be the best bank in Wudu.
Should be no problem. Right?
A crisp voice interrupted Michael's thoughts.
The teller said apologetically,
"Sorry sir, we can't give you so much money."
Hearing this, Michael was a little shocked!
Could it be that Fung Asia Bank is really failing?
The teller pushed back the deposit slip and explained earnestly,
"Your balance is insufficient."
(End of this chapter)
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