Back to 1988

Chapter 1006 Turning Point Loan

Mark was very uncomfortable sitting in the driver's seat listening to the sound of the phone hanging up. I have to be scolded for the little money I earn at work. Compared with Jiafeng, the gap is too big.

At least here, no one scolds me, there are praises and affirmations everywhere, even a successful person like Lu Feng says that he has unlimited potential, but he is only short of a chance.

To these people, Lu Feng is like a scumbag. He keeps telling them that you are great, but those bosses are too bad. They don’t see your goodness. Those who don’t have a job think what he said is right. They have a job. After going back to see his boss's behavior, he felt that Lu Feng was even better.

The three companies Siemens, Beko, and Haile no longer pay too much attention to Jiafeng. Apart from paying close attention to Jiafeng's R&D company, Fusang and Miguo don't pay much attention to Lu Feng, who is deep in Europe. Much attention.

The talent center of the research and development company in the United States has been completely cancelled, and the loss is relatively large. However, the laboratory cooperation has been launched on a global scale.

Especially when a few smart and capable young men from the marketing department joined the R&D company, some important people got carried away playing in Thailand!
Disagreement also began to appear within the Goldman Sachs Group. Some executives believed that there was no need to focus on Jiafeng Electronics, a global financial conglomerate, being led by the nose by a small company. For corporate investment, staring at Lu Feng is simply too high a view of him.

In several high-level internal meetings, the two sides fought continuously. After all, it is shameful for such a big company to stare at Jiafeng, and Lambert can only focus on his own affairs. Waiting for big things to become small things that no one cares about.

There was a knock on the office door, and Eisen walked in, holding a survey form about Samsung in his hand, and put it on the table: "There are two other documents about Jiafeng Electronics, do you want to bring them over?"

Lambert waved his hand a little weakly, and said, "There have been differences in the company. If Jiafeng can't take a big step forward, this matter will probably come to an end."

Eisen took a deep breath and said: "I think he has come here. He is proud enough to achieve this step in five years. Our current news shows that his progress in Europe is not that far. It's not going well, after all, Europe is not China."

"I hope, but I feel that when he appears in the international arena again, he will be a shocker!" Lambert is very sure of Lu Feng's ability.

In 1995, the World Trade Organization was formally established, and the European Union included several Swiss countries. The global integration process was advancing by leaps and bounds, and international transactions entered a peak period. For companies like Goldman Sachs, this is where they can make a lot of money.

The global situation has undergone tremendous changes. It can be said that some international affairs this year have laid the international foundation for the next few decades, and Lu Feng is still busy organizing his own conference with hundreds of people.

John helped Lu Feng introduce the CEO of the Schroeder Group's financial group, and the other party gave a loan contract. They were not willing to take risks, but they were willing to be middlemen.

I contacted a small local bank, the main issuer of the loan, and Schroeder Financial Group is the guarantor, doing insurance business. After the money passes through their hands, they charge [-]% of the fee, and then this type of insurance The products are packaged into wealth management packages, mixed into stable wealth management products, and sold in banks.

Jiafeng Group is the second responsible party for the subprime loan, and Jiafeng is the one who finally issues the loan, but Jiafeng is not the main responsible party.

You can understand it in a simple and crude way: when you find a small bank to lend a loan, Schroeder insures the loan and charges fees. For example, the annual interest rate of the loan is [-]%, and they charge [-]%. The next four percent, of which two points are given to the bank, and the proceeds of the two points are packaged and stuffed into wealth management products.

These wealth management products are comprehensive products, which are mixed with government bonds, corporate bonds and private bonds.

Jiafeng Group does not enjoy any benefits and is the company that issues loans at the end. If these loans default on a large scale, Jiafeng can stand up and say that he is a signatory and has nothing to do with him. Schroeder will say that he is an insurance company and only Be responsible to the bank!

As a debt collector, the bank will follow Schroeder to collect debt, and the wealth management products sold by Schroeder will be deemed as losses. Although the buyers of wealth management products will not bear all the losses, the risks are too diluted. small.

What's more, there are a lot of non-responsibility clauses and legal hedging clauses in it. They definitely earn the [-]% handling fee.

In the VIP reception room of the Schroeder Financial Group, Lu Feng looked at the three-finger-thick contract description in front of him, glanced at John next to him and said, "With such a thick description, I'm afraid I may not be able to find a lawyer team within a few days." Finished."

"There's no need to read these, they are all written in the contract, you can still believe that." John said to Lu Feng.

"When will the loan be available?" Lu Feng asked.

"The contract was signed very quickly. If the process is expedited and the bank cooperates, it will be ready tomorrow!"

"Okay, I'll ask a lawyer to take a look. If there's no problem, I'll sign it today."

Lu Feng is not stupid. He is a foreigner, so he has to be optimistic about some legal provisions. They say that if they are not responsible, they are not responsible. For such a big matter, it should not be too childish.

I temporarily found a local law firm to confirm the contract, and I was busy until four o'clock in the afternoon. After confirming that there was no problem, Lu Feng signed the contract and officially obtained the qualification to issue loans as an agent. Lu Feng also paid for the loan. A pleasant name is called 'Turning Point Loan'.

It means that getting this money will lead to an inflection point in life, but no one will tell them whether this inflection point is up or down.

Have a meal together in the evening, tomorrow is the time for a new conference to start!
The whole company is making preparations. It has been almost a month since this group of people came to the UK. They have been busy with this matter in this month, and they will see results tomorrow.

In the room, Lu Feng was smoking a cigarette and thinking about how to play tomorrow. He is quite satisfied with his current state, at least there are not too many disturbances from the outside world.

It doesn't make much sense to do any more fancy things, and they are all tired of seeing it. Lu Feng thought it would be better to go on stage with the support of a group of people tomorrow. In this way, the four beauties around him will be completely It can be eliminated and save a lot of money.

Lu Feng wrung out the cigarette butt in the ashtray, walked out of the room and knocked on the door of Li Xiaosi's room opposite.

"Who is it?" Li Xiaosi sat up, a little alert in her pajamas.

"It's me, did you find the four accompanying beauties tomorrow?" Lu Feng asked: "If you haven't found it, then don't look for it again."

The voices in the room were a bit messy, and there was no answer. After dozens of seconds, the door of the room opened a gap, and Li Xiaosi put her head out wrapped around a bath towel and asked, "Who is it?"

Her bath towel was relatively low, and it was too tight, so she looked like she was about to come out. Lu Feng instinctively stayed for a few seconds, looked at her face, and said, "Excuse me, are you taking a bath? Let me explain." sky.."

"Mr. Lu, it's you!" Li Xiaosi panicked for a moment, and hurriedly pulled up the towel, which immediately loosened, and became flustered for a while.

That kind of chaos is very fake, obviously the movement of the hand is to cover it, but there is a leak in the east and a leak in the west, it is perfect and nothing is blocked.

Lu Feng stood there staring at her in a hurry, and said: "Okay, it's just a little thing, don't mess around, my ex-wife doesn't show me as much as you do, she turns off the lights, those four people hired No?"

Li Xiaosi didn't know if it was because of being pierced, or because of the girl's shyness, she held the corner of the bath towel in front of her chest, looked at Lu Feng with a blushing face, and said, "It's already booked, I'll call to see if I can return it. "

"It's settled, so let's ask the marketing department to return the Rolls-Royce tomorrow. I'll just walk up to the stage, and you go to bed early!" Lu Feng ordered.

"Okay, good night, Mr. Lu!" Li Xiaosi closed the door after finishing speaking, leaning against the door and gasping for breath.

She really wanted to design something, but she really couldn't control the towel in the end, and it was the first time she did this thing, she was very flustered, on the contrary, Lu Feng was very calm.

"Haven't I done enough?"

Li Xiaosi's work during this period is definitely tiring, and he has made rapid progress, but Mr. Lu has never expressed anything to himself.

In Li Xiaosi's heart, tonight is already going all out, or how to take the initiative?

Little did they know that Lu Feng had played more games than she had seen, so he still had some concentration.

Back in the room, Lu Feng lit another cigarette, calmed down, and wondered how long this quietness could last.

Of course, he hopes to give himself a year. This kind of method that does not advertise and does not directly conflict with traditional business is the most silent. It is like an assassination at midnight. When the real knife is revealed, it must be blood. .

"Half a year!"

Lu Feng muttered, twisted half a cigarette in the ashtray, stood up, washed and went to bed.

In the early morning of the next day, the way to go on stage was re-arranged. What everyone was most worried about was that without the attraction of vouchers today, the number of people would be cut in half. In the morning meeting, Lu Feng and everyone, as long as [-]% of the people came today , and we have achieved results!

At [-]:[-], Xiao En arrived with two assistants, and he also wanted to see Lu Feng's achievements during this period!

"Set off!!"

Before half past eight, everyone got on the bus. Lu Feng sat in the front row, Xiao En sat next to him, and Li Xiaosi was behind him as an interpreter.

"How many people do you think will come today?" Sean asked, smoking a cigar.

The car shook slightly, Lu Feng leaned on the chair and closed his eyes and said, "Don't make any predictions, we will know at nine o'clock."

"You haven't said anything about these people's financial problems. Even if they have the heart, they must have the ability. After all, the first priority is to fill their stomachs." Sean raised a second question.

"I forgot to tell you, I got the loan qualification, [-] pounds each!" Lu Feng said casually.

(End of this chapter)