Starting from floating in Hong Kong
Chapter 318 Li sir, this is a great contribution
"Monopoly?!" Han Chen was shocked, "How to monopolize?"
Unexpectedly, Qin Yi suddenly asked, "Do loan sharks make money?"
"Make money." Han Chen nodded.
Loan usury is a thing of huge profits, and the interest can be as high as six or seven times the principal.
That's not counting, the other party borrowed 100 million, and the amount written in the arrears contract was also 100 million.
But after signing and depositing, the loan became 70.
The creditor made 30 yuan before leaving the house, and after that, the interest will be repaid. The principal will be recovered soon, and the rest will be profit.
Of course, this is ideal.
Those who can come to borrow usury are basically those who have a problem of repayment ability of [-] million points, and it is the majority of cases that the money cannot be paid.
Usury is not something that anyone can borrow. It is necessary to first examine the borrower's collateral, and then evaluate it before lending.
These collaterals are the last bit of property of the borrower, so usury is often accompanied by violent debt collection.
Qin Yi suddenly smiled, "Then did you make any money this time?"
Han Chen's face darkened immediately, making money?
Earn a fart!
The St. George Knight Investment Company was thundered, not only the civil servants on Hong Kong Island were tricked, but even the usury was locked up.
Investment companies take too long to collect money, the window for customers to board the ship is too short, and most people do not have enough liquidity.
Under the temptation of high returns, borrowing money to invest is a natural choice.
Relatives and friends don't have time to contribute money, bank loans have many procedures and take a long time, so usury has become the best way to borrow money.
At least 60% of the customers of these investment companies have borrowed money from usury, and each of them has at least 200 million.
And the usury company was happy from ear to ear at the beginning. It was difficult for them to meet so many high-quality customers before.
Stable income, rich assets, decent job, repayment ability is not a problem at all.
If it weren't for the long time for the bank to lend money, where would it be their turn to usury.
These usury companies didn't even ask for collateral, and directly signed contracts to lend money.
No one expected that the investment company would be hit by a thunderstorm.
The investment of these people was in vain, and the usury found that they were also locked up, and they could not collect their debts.
Because some usury companies had a rough collection method in the early stage, which caused several customers to jump off the building, which stabbed the hornet's nest.
People who owe money have no money, but they have rights.
The police soon came forward and forced the usury company to suspend the collection.
This triggered a chain reaction. Some small usury companies themselves borrowed usury loans to lend usury loans.
As a result, the customer did not pay back the money, and they had to pay it back.
As a result, a strange scene appeared on Hong Kong Island. People who owe usury are fine, but those who lend money to usury are out of luck.
Han Chen himself has 6000 million funds that he can't get back, which made him tighten his belt recently.
Qin Yi sighed, "You are also stupid, you almost bankrupted yourself by doing a good business to make money."
Han Chen was also speechless, who would have thought that such a thing would happen.
The government ended up defrauding a group of civil servants, and then it was the loan shark company that was bleeding.
You don't talk about Wude.
Qin Yi snapped his fingers, and Shapi, who was standing behind him, took out four large travel bags and threw them in front of Han Chen.
"Here is 4000 million, the first start-up capital for you."
Han Chen looked at the pile of money full of doubts and vigilance.
After Mr. Zhang negotiated with the four heavenly kings of the Ni family last time, the Ni family disappeared.
You are here to discuss business again...why is there still blood on this bag?
"You go to those usury companies that can't survive, and buy the loan contracts in their hands."
"Buy it?" Han Chen was stunned, feeling a little weird, "Why did you buy that thing?"
"Of course it's to save those idiots who lend money and put themselves bankrupt!" Qin Yi sneered, "They are eager to cash in, so you just say that they will receive a [-]% discount, whether you like it or not."
"After you take it back, find a reliable lawyer and draw up a standard and legal loan contract." Qin Yi looked at Han Chen seriously, "Remember, the draft contract must be formal and can be sued in court." Kind of."
Han Chen frowned, "What are you going to do?"
"You don't have to worry about that."
……
"The deceased met the characteristics of death due to excessive blood loss. There were a large number of marks left by being tied up with ropes on his body, and there were more than a dozen pinholes on his right arm."
"According to the fact that the deceased's chest was opened, the heart was completely removed, and the incision was very flat and smooth, the murderer must have used professional tools."
"To be able to do this, the murderer must have a medical professional background, most likely a doctor or a forensic doctor."
"We found a large amount of sodium thiopental, an anesthetic administered intravenously and used primarily for general anesthesia, in the body of the deceased."
After listening to the report carefully, Qin Yi smiled and nodded towards the other party, "Director Gao, thank you very much."
Gao Yanbo smiled, "You're welcome, this is my job."
"Then I also want to thank you and everyone in the Forensic Evidence Office for working overtime." Qin Yi smiled and handed out a business card, "I ordered milk tea and snacks for everyone, as a thank you."
"How embarrassing."
"Just a little bit, I'll invite you all to have a big meal later." Qin Yi casually flipped through the autopsy report, then frowned, "Why is this Lin Jiaming's blood type a question mark?"
"Because Lin Jiaming's blood type is very special, neither the common ABO blood type nor the RH blood type." Gao Yanbo sighed, "With our technology, we can't detect it yet, so we can only send it to China or the United States for testing. "
"In other words, Lin Jiaming probably has a very special blood type." Qin Yi asked back.
"It's possible."
……
Guan Deqing rushed into the special investigation team's office in a hurry, and said pleasantly: "Qin sir, I found out that Lin Jiaming did fill out the registration form for organ donation, and it was last year."
There was a smile on the corner of Qin Yi's mouth, and there was a hint of chill in his tone, "Lin Jiaming signed an organ donation last year, but he was killed this year. There must be an insider in the Hong Kong Island Medical Administration."
"Zhang Zhiheng, dig him out for me!"
"Yes, sir!"
Zhang Zhiheng took Chen Zhijie away in a hurry after receiving the order.
Guan Deqing looked at the empty office, and asked cautiously: "Sir Qin, our team is short of manpower, should we recruit more?"
"I will consider this matter, and you must be cautious about recruiting people." Qin Yi stood up and picked up the file on the table, "Let's go."
"Where?"
"Go find foreign aid."
With the file in his hand, Qin Yi led Guan Deqing leisurely to Li Wenbin's office.
"Li sir." Qin Yi walked into the office and put the file on Li Wenbin's desk, then pulled a chair and sat down.
Li Wenbin looked at Qin Yi in surprise, and asked suspiciously: "What? Can you ask me for help?"
"No." Qin Yi showed a smiling expression, "I have a great contribution to this, and I can't eat it alone. Is Li sir interested in helping me digest it?"
Li Wenbin was slightly taken aback, a little surprised, "What case?"
"The disappearance case." Qin Yi patted the file, "To be exact, this is a major international case involving multiple kidnappings and murders and the sale of human organs."
The hairs on Li Wenbin's body stood on end, and he stood up in shock.
Unexpectedly, Qin Yi suddenly asked, "Do loan sharks make money?"
"Make money." Han Chen nodded.
Loan usury is a thing of huge profits, and the interest can be as high as six or seven times the principal.
That's not counting, the other party borrowed 100 million, and the amount written in the arrears contract was also 100 million.
But after signing and depositing, the loan became 70.
The creditor made 30 yuan before leaving the house, and after that, the interest will be repaid. The principal will be recovered soon, and the rest will be profit.
Of course, this is ideal.
Those who can come to borrow usury are basically those who have a problem of repayment ability of [-] million points, and it is the majority of cases that the money cannot be paid.
Usury is not something that anyone can borrow. It is necessary to first examine the borrower's collateral, and then evaluate it before lending.
These collaterals are the last bit of property of the borrower, so usury is often accompanied by violent debt collection.
Qin Yi suddenly smiled, "Then did you make any money this time?"
Han Chen's face darkened immediately, making money?
Earn a fart!
The St. George Knight Investment Company was thundered, not only the civil servants on Hong Kong Island were tricked, but even the usury was locked up.
Investment companies take too long to collect money, the window for customers to board the ship is too short, and most people do not have enough liquidity.
Under the temptation of high returns, borrowing money to invest is a natural choice.
Relatives and friends don't have time to contribute money, bank loans have many procedures and take a long time, so usury has become the best way to borrow money.
At least 60% of the customers of these investment companies have borrowed money from usury, and each of them has at least 200 million.
And the usury company was happy from ear to ear at the beginning. It was difficult for them to meet so many high-quality customers before.
Stable income, rich assets, decent job, repayment ability is not a problem at all.
If it weren't for the long time for the bank to lend money, where would it be their turn to usury.
These usury companies didn't even ask for collateral, and directly signed contracts to lend money.
No one expected that the investment company would be hit by a thunderstorm.
The investment of these people was in vain, and the usury found that they were also locked up, and they could not collect their debts.
Because some usury companies had a rough collection method in the early stage, which caused several customers to jump off the building, which stabbed the hornet's nest.
People who owe money have no money, but they have rights.
The police soon came forward and forced the usury company to suspend the collection.
This triggered a chain reaction. Some small usury companies themselves borrowed usury loans to lend usury loans.
As a result, the customer did not pay back the money, and they had to pay it back.
As a result, a strange scene appeared on Hong Kong Island. People who owe usury are fine, but those who lend money to usury are out of luck.
Han Chen himself has 6000 million funds that he can't get back, which made him tighten his belt recently.
Qin Yi sighed, "You are also stupid, you almost bankrupted yourself by doing a good business to make money."
Han Chen was also speechless, who would have thought that such a thing would happen.
The government ended up defrauding a group of civil servants, and then it was the loan shark company that was bleeding.
You don't talk about Wude.
Qin Yi snapped his fingers, and Shapi, who was standing behind him, took out four large travel bags and threw them in front of Han Chen.
"Here is 4000 million, the first start-up capital for you."
Han Chen looked at the pile of money full of doubts and vigilance.
After Mr. Zhang negotiated with the four heavenly kings of the Ni family last time, the Ni family disappeared.
You are here to discuss business again...why is there still blood on this bag?
"You go to those usury companies that can't survive, and buy the loan contracts in their hands."
"Buy it?" Han Chen was stunned, feeling a little weird, "Why did you buy that thing?"
"Of course it's to save those idiots who lend money and put themselves bankrupt!" Qin Yi sneered, "They are eager to cash in, so you just say that they will receive a [-]% discount, whether you like it or not."
"After you take it back, find a reliable lawyer and draw up a standard and legal loan contract." Qin Yi looked at Han Chen seriously, "Remember, the draft contract must be formal and can be sued in court." Kind of."
Han Chen frowned, "What are you going to do?"
"You don't have to worry about that."
……
"The deceased met the characteristics of death due to excessive blood loss. There were a large number of marks left by being tied up with ropes on his body, and there were more than a dozen pinholes on his right arm."
"According to the fact that the deceased's chest was opened, the heart was completely removed, and the incision was very flat and smooth, the murderer must have used professional tools."
"To be able to do this, the murderer must have a medical professional background, most likely a doctor or a forensic doctor."
"We found a large amount of sodium thiopental, an anesthetic administered intravenously and used primarily for general anesthesia, in the body of the deceased."
After listening to the report carefully, Qin Yi smiled and nodded towards the other party, "Director Gao, thank you very much."
Gao Yanbo smiled, "You're welcome, this is my job."
"Then I also want to thank you and everyone in the Forensic Evidence Office for working overtime." Qin Yi smiled and handed out a business card, "I ordered milk tea and snacks for everyone, as a thank you."
"How embarrassing."
"Just a little bit, I'll invite you all to have a big meal later." Qin Yi casually flipped through the autopsy report, then frowned, "Why is this Lin Jiaming's blood type a question mark?"
"Because Lin Jiaming's blood type is very special, neither the common ABO blood type nor the RH blood type." Gao Yanbo sighed, "With our technology, we can't detect it yet, so we can only send it to China or the United States for testing. "
"In other words, Lin Jiaming probably has a very special blood type." Qin Yi asked back.
"It's possible."
……
Guan Deqing rushed into the special investigation team's office in a hurry, and said pleasantly: "Qin sir, I found out that Lin Jiaming did fill out the registration form for organ donation, and it was last year."
There was a smile on the corner of Qin Yi's mouth, and there was a hint of chill in his tone, "Lin Jiaming signed an organ donation last year, but he was killed this year. There must be an insider in the Hong Kong Island Medical Administration."
"Zhang Zhiheng, dig him out for me!"
"Yes, sir!"
Zhang Zhiheng took Chen Zhijie away in a hurry after receiving the order.
Guan Deqing looked at the empty office, and asked cautiously: "Sir Qin, our team is short of manpower, should we recruit more?"
"I will consider this matter, and you must be cautious about recruiting people." Qin Yi stood up and picked up the file on the table, "Let's go."
"Where?"
"Go find foreign aid."
With the file in his hand, Qin Yi led Guan Deqing leisurely to Li Wenbin's office.
"Li sir." Qin Yi walked into the office and put the file on Li Wenbin's desk, then pulled a chair and sat down.
Li Wenbin looked at Qin Yi in surprise, and asked suspiciously: "What? Can you ask me for help?"
"No." Qin Yi showed a smiling expression, "I have a great contribution to this, and I can't eat it alone. Is Li sir interested in helping me digest it?"
Li Wenbin was slightly taken aback, a little surprised, "What case?"
"The disappearance case." Qin Yi patted the file, "To be exact, this is a major international case involving multiple kidnappings and murders and the sale of human organs."
The hairs on Li Wenbin's body stood on end, and he stood up in shock.
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