Time travel to 1984

Chapter 11 Zhang Jinlin's first 28 bar
The construction of Zhang Jinlin's pigsty house was finally completed after bumps and bumps.

Zhang Jinhai accompanied Zhang Jinlin on a 30-mile walk to the county town to purchase bicycles as transportation tools.

There are three shops selling bicycles in Qingyi County.

First came to the Feige brand bicycle sales store on Dongjie.

Zhang Jinlin was very excited when he saw the brand new Feige bicycles in the store.

Go up and touch the new car, and ask questions about price, quality, and warranty.

The store owner introduced a 26 new car with the best sales and the best quality in Feige.

The price is as high as 180 yuan a car.

Zhang Jinhai took his elder brother who had never seen the world to the Phoenix bicycle sales shop in Ximen.

There are 26 and 24 Phoenix new cars in this store, and Zhang Jinlin is fascinated by the Phoenix logo pattern on the body.

The price is a little higher, it costs 190 yuan a car.

The last store, located on South Street, is a permanent bicycle sales store.

The store owner introduced it confidently: "Jiangsu is a fashion representative of the bicycle industry. It designed and produced the first 28-inch calibration bike in China. We usually call it 28-inch. It is the most popular 'truck bike'. '."

Zhang Jinlin touched this state-of-the-art 28-bar bicycle, and secretly thanked himself for visiting a few more stores with the fourth child.

It's as if this car was custom-made for me.

Whether it is appearance, or load capacity, or people's recognition of this brand.

Very very satisfying.

Zhang Jinhai asked: "Boss, how much is your 28-bar bicycle?"

The store owner saw that the two brothers liked the bicycle very much, so he couldn't help thinking of earning more money: "Their 26 bikes cost 200 yuan each.

My new style of truck will sell for 250. "

Zhang Jinlin couldn't hold back his smile and said, "No, boss, how could it be possible to set a price of 250 for such a big brand bicycle?"

The store owner looked embarrassed.

Zhang Jinhai did not laugh at him, but said sincerely: "To tell you the truth, we visited all three stores in this city.

You are the last one here.

Although your 28 big bars are bigger than other 26 cars, and the load capacity is stronger.

However, its disadvantage is that it is larger, bulkier, and not light to use.

If the price is similar, we are still willing to consider buying your car.

If the price gap is too big, we may have to choose other brands. "

The store owner gave a thumbs up and said, "You little brother makes sense in your analysis.

Now that you've seen it all.

I think you are also people who buy cars sincerely, so just pay back the price. "

Zhang Jinhai said with a smile: "180 yuan a car, whether to sell or not."

The store owner smiled and said, "It's too low. At this price, you can't make money. You're going to lose money. Add more."

Zhang Jinhai said with a smile: "There are four brothers in our family, today the eldest brother came to buy a car.

If your car is durable, it's really good.

We can buy at least three more in the future.

You can also make small profits but sell more. "

The store owner simply said: "Even if you buy three cars at once, I have never sold this car for 180 yuan.

Well, you add another 10 yuan.

The deal is 190 yuan, and then your family will come to me to buy a bicycle.

Stop wasting time running around. "

Finally, the purchase of a 190-bar permanent brand bicycle was completed at a price of 28 yuan.

The two brothers happily pushed their bicycles on the way home.

There are many pedestrians on the street, and it is necessary to ring the bell from time to time to remind the people in front to give way.

The 'jingle jingle' sound of the bicycle bell is very refreshing.

Walking out of the county seat, Zhang Jinhai couldn't wait to sit on the back frame of the bicycle, enjoying the good time when his elder brother Zhang Jinlin pushed the bicycle forward.

As soon as he arrived at the entrance of the village, he attracted everyone's envious eyes.

Aunt Li's family asked, did you buy a new bicycle?

Uncle Wang exaggerated that Jin Lin was so smart and capable that he could even buy a bicycle.

……

This 28-bar bicycle made Zhang Jinlin a real hit in the village.

But Zhang Jinlin had never ridden a bicycle before, so he had to find someone he knew well to teach him how to ride.

Zhang Jinhai and Zhang Jinlin went to the bamboo forest yard and came back after cutting a few bamboos.

It took two days to weave two relatively large and ugly bamboo poles.

Use bamboo ropes to firmly bind the two sides of the rear frame of the bicycle as a container for loading items.

Relying on this bicycle, Zhang Jinlin would go to the farm to buy piglets and put them in the newly built pigsty to raise them.

Zhang Jinhai went to Zhang Jincheng's pig feed factory construction site to check.

The pig feed factory covers an area of ​​about 400 square meters. Zhang Jincheng's funds have been exhausted as soon as the factory building is built.

Zhang Jinhai came up with an idea to get a loan.

Zhang Jincheng was worried that he would not be able to repay the loan in the future.

Zhang Jinhai, from the perspective of future generations, the current loan is very cost-effective.

I strongly recommend Zhang Jincheng to take a loan to develop his own pig feed factory.

The two came to the counter of the Rural Credit Cooperative in the village: "Excuse me, we want to get a loan? What should we do?"

Staff: "Here is a loan registration form.

Just fill it out. "

Zhang Jincheng didn't even graduate from junior high school, so he felt dizzy looking at the form of the credit union, so he handed it to Zhang Jinhai and said, "You can help me fill it out."

Zhang Jinhai took the form and quickly glanced at it and asked: "Is it necessary to have an ID card for a loan now?
My brother and I have not yet started to apply for ID cards. "

The staff explained that many people did not have ID cards during the period when ID cards were first required.

You can go to the secretary of the brigade to open an account and provide proof documents.

It took several hours to go to the secretary of the brigade to open an account certificate.

In the afternoon, the two brothers went to the credit union to go through the loan procedures.

Staff: "How much is the loan?
What is the use of?
How long are you going to pay back? "

Zhang Jinhai helped Zhang Jincheng and replied: "I plan to borrow 2000 yuan.

Used to purchase machinery and equipment for pig feed mills.

Prepare to repay the loan after earning money. "

The staff suggested: "How big is your pig feed factory?"

Zhang Jinhai said with a smile: "Small factory, the tentative plan is to maintain the food intake of 2000 pigs."

"Oh, the mechanical equipment alone will cost more than 1000 yuan.

You should borrow more to ensure that you have the money to buy raw materials in time. "

Zhang Jinhai agreed: "Okay, or I can take a loan of 4000 yuan."

The staff laughed and said, "You can take a loan of 5000 yuan with confidence.

If there is no money to repay when it is due, you can only repay the interest.

The annual interest is only 200 yuan. "

Zhang Jinhai knew that the banks during this period were eager to lend money to the common people so that everyone could work hard to develop the economy.

So he agreed: "Okay, I will take a loan of 5000 yuan."

Zhang Jincheng's hands were shaking when he signed the contract, worried that he would be in trouble if he didn't get a loan from the credit society in the future.

The staff of the credit union asked Zhang Jinhai to sign as a nominal guarantor.

(The 80 bars in the [-]s are now waiting for collection!)

(End of this chapter)