I directed the Xuanwumen Incident

Chapter 226 To get things done, make money first!I, Xu Fenglei, have no interest in money! (15)

A big discussion, discussing the court, the people's livelihood and the military situation.

The civil servants and generals of Tiance Mansion expressed their opinions one after another, and Li Shimin agreed with and refuted both, which made Wei Zheng's heart agitated.

This kind of court meeting was what he dreamed of!
Two hours later, when Li Shimin announced the end of the meeting, Wei Zheng looked at him completely differently.

"Wei Gong, how are you?"

Xu Fenglei came up and said with a smile,

"Hearing is believing, seeing is believing. Therefore seeing once is worth hearing a hundred times."

"After listening to you for a while, have you changed your mind?"

Wei Zheng shook his head.

"I didn't expect it, I really didn't expect it..." He said with emotion, "I thought King Qin was a tyrant, but now it seems that he has the potential to become a holy master!"

After exaggerating, Wei Zheng hastily added:

"Of course, it's just potential."

"People are subject to change. When they have the supreme power, many monarchs will get lost in it and can no longer listen to people's words."

"Just now King Qin said to use me as a mirror, I will not slack off, but if he can resist breaking my mirror, he can be called a generation of Holy Master."

Xu Fenglei nodded slightly.

"Listen to what he says and watch what he does."

He patted Wei Zheng's shoulder and said with a smile,
"Look at it!"

"By the way, after losing contact these days, your wife and daughter are probably also in a hurry. Go back and report that you are safe, and continue to work in the East Palace tomorrow."

Wei Zheng: "!!!"

"Farewell!"

His face changed drastically, and he didn't even have time to bow to Xu Fenglei, so he rushed away!

Chang'an has undergone great changes, I can't see my own people, my wife and children must have cried dry!
"cough……"

Xu Fenglei coughed dryly.

Speaking of which, it was also because of him that he did something that only bandits can do.

However, he was imprisoned to help him...

He touched his nose, turned and went back to his small courtyard.

……

It's night, a red candle is bright.

Xu Fenglei retreated as a maidservant, holding a pen in her hand, thinking calmly.

After a long time, he just started writing.

"The big thing has been done, and I have a lot of things to do next... But first, to do things, I need money. It's not enough to rely on salary and silver. I need to start my own financial resources."

Xu Fenglei said silently,

"The most profitable and stable business is naturally to open a bank. That is... a bank."

"At the moment, there is no institution similar to a bank in Datang. That is to say, I want to establish the first bank in the world."

"This requires not only my own credit endorsement, but also the support of the emperor, and the help of violent institutions..."

When it comes to money, especially when it comes to big money, it is bound to be difficult to move without an official background!

Not to mention the Tang Dynasty, even in the Qing Dynasty with a relatively mature monetary system after a thousand years, financial institutions such as banks are not just opened by ordinary rich people.

Every husband is not guilty, and he is guilty of his crime.

You have no background, no power, and you have so much money?You can also borrow and lease outside, and use money to make money...

Why? !
"Even if I have a high status in the future and hold power in my hands, it will not be easy to develop this way of making money."

Xu Fenglei thought for a while, then murmured,

"Unless, give royal shares."

"Bringing the queen in to do business as a partnership will dissipate resistance from all parties, and it will be easier to use violent institutions to do things for me."

Those who run a bank are most afraid of bad debts.

When the bad debt rate is high, it becomes a charity!

Therefore, debt collection is needed, just like the bad debts of usury in the later generations, it is commonplace to find the underworld to collect debts, and it is commonplace to throw arms and legs.

Xu Fenglei would not do such a shameful thing in person.

He just needs to say hello to the Jingzhao Yamen, and naturally he doesn't have to worry about everything.With ease, the bad debt rate can be kept to a minimum.

"How much dry stock should I give?"

Xu Fenglei bit the tip of his pen.

He wrote the word "one" on the paper, and immediately said to himself:

"Only [-]%? What about sending the beggars?"

Swish.

After a while of smearing, "one" was changed to "two"

"Only [-]%? Get lost!" He frowned.

"Two" was changed to "three" again.

"Thirty percent? Do you mean you get [-]%? The other way around is about the same. Don't think it's too little. No matter how many people kneel and beg, they can't get it!"

Xu Fenglei frowned, his face slightly bitter.

Swish!

He crossed out the "three" and changed it to "five"!
"That's it! [-] to [-] points, I founded and run it, and the emperor's old man can sit back and enjoy his achievements!"

Xu Fenglei shook his head and muttered,
"Hey, people have to bow their heads under the eaves. Who told us to make a living under the rules made by others?"

Although it was a bit painful, he also knew that [-]% was the bottom line.

No matter how little it is, it is disrespecting the royal family, no matter how good your relationship with Li Er is!
"My business shall include but not be limited to—"

After Xu Fenglei settled the share, he picked up his pen again and said,
"Savings business."

"Investment Business."

"Lending business."

"Insurance business."

"Intermediate settlement business.",

He separated the five major businesses in one go, and basically established the capital structure of a bank.

Savings business, which gives low interest and is used to absorb deposits.

Lending business, lending money out, and charging high interest, and escorted by the Jinwu Guard of Jingzhao Yamen.

Investment business can be used to invest in potential projects, such as Chang'an real estate, which is a good investment direction. As the world becomes more and more stable and prosperous, countless wealthy households will pour into this capital city, which will surely push up Chang'an's housing prices step by step.

As for the insurance business and intermediate settlement business, they will not be developed for the time being, and they will not be launched until the bank has a certain influence and credit.

In fact, the above three items alone can make a lot of money!
"In the early days of the dynasty, investing in infrastructure and real estate must have been a sure-fire business."

Xu Fenglei smiled slightly and said,
"So, if I were to choose a position, I would definitely choose Minister of the Ministry of Industry!"

"If you take down the Ministry of Industry, you will take down all the construction projects of Datang, and combine it with my bank..."

"Hey, being both a referee and a player, it's hard to lose money!"

Even though his mind was calm, there were some ripples in his heart at this moment.

With his achievements and what he said to Li Er early this morning, he must be one of the three provinces and six ministers.

These nine power organizations are headed by the three provinces, and the three provinces are headed by the Shangshu Province, and the left and right servants are equivalent to the prime minister.

The position of the Ministry of Industry is actually at the very bottom, and it can be said that there is no one who wants a position at all.

No one will rob him at all, maybe Li Shimin is not happy about it-you choose a Ministry of Industry and want to paddle?
"I, Xu Fenglei, don't care about money. I'm not interested in money. The happiest time for me was when I was teaching in Tiance Mansion and didn't get paid..."

Xu Fenglei grinned and said,

"However, I still want to earn hard! I am not earning it for myself, I am earning it for the development of Datang..."

"Oh, how noble I am!"

(End of this chapter)