I directed the Xuanwumen Incident

Chapter 321 The princes are here again?I scold them for a meal!

"It is indeed the job of an empty-handed wolf, but you must have the ability to trap a wolf."

Xu Fenglei said calmly,

"With this ability and background, making money is as easy as eating and drinking."

"The only thing to guard against is internal corruption and private embezzlement."

"Therefore, as a teacher, there is also a rule of conduct - anyone who dares to embezzle the money from the bank without permission, except you and me, will have their hands, feet, and heads cut off!"

Li Qingquan: "!!!"

At this moment, although Master's tone is indifferent, there is a murderous look!
"Qingquan, remember."

Xu Fenglei said slowly,

"Compassion does not control soldiers, righteousness does not control wealth."

"As a teacher, I have led soldiers and managed money. As a human being, I can be kind to others, but when it is time to be firm, I must not be vague!"

"This is also Zhen!"

"understand?"

Li Qingquan nodded heavily.

"It's the master, my disciples must remember." She had a solemn expression and clapped her hands in response.

"In the future, the bank will still have many businesses, such as the real estate in Chang'an, which I think is a very promising industry."

Xu Fenglei said casually,

"As the world becomes more and more peaceful, foreign invaders will not commit crimes, and the interior will be peaceful, the population will explode and the number of rich people will increase."

"This most beneficial land in the world will naturally welcome countless people. When there are more people, the land will be more expensive and the housing prices will be higher."

"We have made a profit, and we can buy a few real estate properties in the market at will. We don't have to do anything, just wait for it to appreciate. The profit rate is much higher than making money by borrowing money!"

Li Qingquan opened his eyes slightly, decisively took out his small notebook, and began to record.

"When it comes to buying a house, the person who buys the house is our high-quality customer."

Xu Fenglei opened his mind and began to talk endlessly,
"Especially those who are selected from other places to be officials in Chang'an. They need a place to stay, but they can't afford that much money for a while, so they will ask us for a loan."

"Such customers, who have a stable source of income and cherish their reputation, will never play rogues. If you lend them money, you can collect money steadily every month, and you don't have to worry about bad debts at all."

"The next class is businessmen who come to Chang'an to do business. They are short on cash, but they have a deep foundation. Whether they are Tang merchants or Hu merchants, they have the ability to pay back the money. If you want to default, hehe... unless They don't want to do business!"

Swish swish.

Li Qingquan quickly wrote down these important points, and at the same time, he sighed in his heart.

This Fenglei Bank was opened by Master on the surface, and the background is already so strong and scary!
But who knew that the emperor and empress actually ate half of the shares behind their backs?

Who dares to be an old lady in debt, that's really pure and crooked!

"In addition, there are four things that banks do not borrow funds from."

Xu Fenglei said again,
"Those who are full of nonsense and big words, do not borrow if they have no faith; those who have no stable source of income do not borrow; those who do not know the purpose of borrowing do not borrow; those who have bad habits, such as gambling and alcoholism, do not borrow."

"These four types of people will greatly increase the bad debt rate. Declining their patronage can reduce the problem by more than [-]%."

"Others, let's manage slowly and summarize slowly, in a word—"

"We are not afraid of trouble, but we are afraid of trouble. Risks cannot be absolutely eliminated, but they can be completely controlled! It is best to make money in harmony. If you always use violence and rely on external force to do business, you will not be able to do business for long."

"Qingquan, do you understand?"

"Yeah..." Li Qingquan nodded in convincing while writing shorthand.

"I'll tell you later..."

This night, Chang'an City was brightly lit and turned into a city that never sleeps in the Tang Dynasty!
The master and apprentice talked at night by candlelight. Xu Fenglei taught Li Qingquan his shallow financial knowledge and built a relatively simple financial system.

For Fenglei Qianzhuang in the start-up stage, it is completely enough.

As for later?

Then you have to operate slowly and gradually improve...

……

The next afternoon.

Xu Fenglei woke up slowly from his big bed.

It was early in the morning when he came back, and the servants felt sorry for him, so even if he slept until night, no one would disturb him.

"Whoever realizes the big dream first, I know it all my life."

He lazily straightened up, shook his head and said,

"Caotang has enough sleep in spring, and the sun is getting late outside the window..."

"Comfortable, really comfortable!"

After stretching, Xu Fenglei put on his clothes and tied his belt, and opened the door.

After the sound of "squeak", what he saw was not the scenery in the courtyard, but the face of the servant girl Xiao Zi.

"Sir, you are awake."

Xiao Zi said with a smile,
"Would you like breakfast?"

Xu Fenglei: "..."

"Use a hammer! The sun is going down!"

He rolled his eyes and said,

"Get me some soup to warm my stomach, I stayed up all night yesterday..."

"Yes." Xiao Zi nodded obediently.

She was about to turn around, but suddenly said:
"Oh, by the way, the princes who came here on the first day of the Lunar New Year are here again today, and they are all waiting for you."

Xu Fenglei: "?!"

"what?"

He frowned,

"They are too impatient! Didn't I promise them all yesterday?"

"Damn, I seem to be the kind of person who doesn't believe what he says, really..."

At this moment, he was a little speechless.

Are these people crazy?

But think about those parents in later generations who spent their entire lives buying such a 40-square-meter house for an old and small so-called "school district house", just to have slightly better educational resources for their children in those three years...

He can understand again...

"But even so, it's still too stupid."

Xu Fenglei said displeased,

"These people are all stomping and trembling characters in Chang'an. They all came to my side. Those who don't know think they are planning to plot something big!"

"On the first day of the Lunar New Year, the emperor's expression was a little strange, but fortunately he said it later."

"This group of old gangsters, why is their political awareness so low!"

Li Er's trust is trustworthy, but as an emperor, his political sense is still extremely sensitive!
For the education of children?
Who knows if you are plotting rebellion behind closed doors under the guise of "children's education"?

Even if the possibility is slim, you have to guard against it!

"Where are they?"

Xu Fenglei rubbed his hands together and said,
"I'll scold them! Teach them to improve their memory!"

These old guys, if you don't scold them clearly, the emperor will beat you when the time comes!
"Mr. Hui, several Dukes are sitting outside the gate of the residence."

Xiao Zi smiled and said,

"They borrowed a table, and they seemed to be playing with something called... Three Kingdoms."

"It's been a lot of fun since I played in the morning. There are a large crowd of onlookers! It's so lively!"

Xu Fenglei: "???"

"Three Kingdoms Kill?"

He said in surprise,

"It's passed so fast, they all know how to play it?"

"Let's go, let's take a look!"

(End of this chapter)