America's Road to Wealth

Chapter 370 The Windy Peninsula·End
2001 12 Month 9 Day.

Friday.

Seoul has a population of nearly 1000 million.The area around Seoul (the metropolitan area) has a total population of 2000 million, which is close to 50% of the population of Han.

Located in the Gwanghwamun area in the center of Seoul, it is closer to Blue House.

Whether it is a CBD or a business district, it has always been the old face of the capital, and it has always been at the top of various lists.

The Gwanghwamun area is located in the north of the Han River, in a high-end office building.

The 30-year-old Xu Dongbi, the first-generation Hanguo programmer, works in this office building.

This afternoon, it was almost three hours before get off work time.

But the Actoz Soft game company, with several departments, stopped what they were doing.

Among them is Xu Dongbi, and his game UI screen design department.

The 15 employees in the entire design department lost the mood to work after 2:30 this afternoon.

Under the leadership of the department head, Director Park.

Everyone in this game design department, gather together.

They are in front of several computer screens, looking at the colorful numbers, lines and frames on them.

"Ah, Dafa! Samsung's property is more than 1 yuan! I should buy more!"

"Hey Yigu. I shouldn't have bought Jeju Pharmaceutical! They are all pharmaceutical stocks. If I had bought Xiandai Pharmaceutical at the time, I would have made at least 500 million more now!"

"Dong Bi is still the best."

A senior in the department praised Xu Dongbi with a smile, "He's almost made 1 million now! Besides Director Park, he's the best!"

"Yes, yes." Even Director Park praised Xu Dongbi, "Actually, Dongbi is the best. He only has more than 8000 million principal, and he has already made almost 7 million. I am more than that, my principal is all I have already invested [-] million yuan, and I have only earned [-] million yuan so far."

Hear Director Park's Versailles-style speech.

There is actually 7 million invested in the stock market.

Everyone praised, and praised Director Park for his strong strength.

Director Park, who was praised by his subordinates, couldn't help smiling and waving his hands——

"No, no, I don't have that much money. I only have so much money by mortgaging my house."

"Mortgage the house?"

Someone suddenly realized that, yes, if the principal is not enough, you can get a loan or sell the house!
As an Internet practitioner, the prospect of the Internet was so good in the past few years.

Even if the Han country had a financial crisis a few years ago.But they, the Internet practitioners in Han country, are doing pretty well.

Like Xu Dongbi, he lost tens of millions during the 98 financial crisis.

If this were replaced by ordinary Han people, they might already be hurt, and they might even go bankrupt.

After all, at that time, the housing price in better places in Seoul was less than 180 million won.

Tens of millions of won is already 1/3 of the value of a good house in Shouer.

But Xu Dongbi still carried it at that time, and paid off the debt in just over a year, and saved enough down payment in the third year, and then bought a house.

This is because he is one of the earliest programmers in Han Country.

It just happened to catch up with the overheating of the Internet a few years ago, and the salary was terribly high. They were regarded as the group of people who had the best life in Han country at that time.

Although last year, the Internet bubble burst, everyone's life is much more difficult.

But it's just a slight salary cut. Those who have not been fired are still treated much better than other industries.

In other words, everyone here is above the middle class who live a relatively good life in Han country.

To put it more simply, most of them, including Xu Dongbi, are homeowners...

Even if they couldn't afford the full price, many people took advantage of the low housing prices in the capital after the financial crisis, and bought a house in the capital with a down payment.

Now I heard that Director Park actually sold a house to speculate in stocks, earning nearly 2 million won in a week.

According to the current average housing price in Seoul is about 250 million, which is equivalent to about 5 days a week for Director Park.

I have already earned a house of about 80 square meters in the Hanguo stock market.

Earning an apartment in five days, the speed of making money, many people suddenly became excited.

Even Xu Dongbi is too.

Not to mention Actoz Soft company people are floating.

It was Friday, and after 4:30 pm that day, the Hanguo stock market was closed.

That night, the Ministry of Planning and Finance announced that the GDP growth rate of Hanguo in 2001 was 4.9%, which was expected to be 4.5%, and the previous value was 4%.

The department also announced that it expects economic growth in Hanoi next year, with an expected value of 7%.

That's lower than the 7.5 percent forecast given by the Hanguk Bank and the 7.2 percent growth forecast by the Hanguk Development Institute, a national research institute.

But for all Han people, this expectation given by the Ministry of Finance is actually a shot in the arm.

There are also various data showing that among the member countries of the Organization for Economic Cooperation and Development in the world, Han has the fastest economic recovery after the Asian financial crisis.

Ernst & Young, a global accounting consulting company, also believes that Han Country ranks 10th in the world in terms of M&A maturity.

The news reported that night made all Han people very excited.

It seems that the goal of joining the developed countries can be realized right before our eyes.

But these reports made the owner of the green house jump up and down anxiously.

"Yin Maoxi, what are you doing!!"

After the GDP forecast figure of the Ministry of Planning and Finance was announced.

Commander Jin immediately called Yin Maoxi, the person in charge of this department and Han Guo's finance minister, to scold him.

"You don't know that Hanguo's stock market is overheated now, and investors' enthusiasm for investment has exploded, which is already very dangerous. Don't you know?"

"At this time, you still announce such good news? Do you want to create a stock bubble this time? You know how dangerous it is!!"

Yin Maoxi was wronged, because according to the original plan.

Since the 98 financial crisis, in order to boost national confidence, it is also to increase the enthusiasm of foreign investors for Hanguo.

Since 1999, the Ministry of Planning and Finance of Hanguo has been in the habit of disclosing the GDP figures of the year, which are usually released in the second year, at the end of the year.

By the way, the expected GDP growth figures for next year have also been made public.

This is already a habit, and it is a practice to promote the national economy.

This year's plan, like last year, will be announced in early December.

However, due to the special circumstances, Commander Kim requested that the announcement plan be delayed this time.

When the time is right, it will be announced to the public.

Wait until the Hanguo stock market calms down before announcing this great good news.

Yin Maoxi also obeyed Commander Jin's orders, of course he would listen to what the boss said.

According to this, the Ministry of Planning and Finance should not announce it as planned today.

But many times, many things cannot be done according to the ideas of those in power.

Like now, the Ministry of Planning and Finance released the information according to the original plan.

It's not that Yin Maoxi is disobedient, but that the people under Yin Maoxi left alone.

His deputy, the deputy director of the Planning and Finance Department, and Kim Jong-su, the president of Hanguk Bank, announced this information to the public together.

But they just did this, and Yin Maoxi couldn't say anything wrong with them.

Because according to the plan, these two were supposed to announce the news today.

Yin Maoxi's mistake was that he did not implement Commander Jin's order in time, allowing these two people to succeed alone, resulting in the current situation.

After listening to Yin Maoxi's explanation, Commander Jin looked at this guy.

He was guessing that this guy might be involved too.

Commander Jin knew that it was probably done by those chaebols!

They are the only ones who can make Yin Maoxi, Jin Zhongxiu and other insects cooperate like this.

"The matter is obvious. Yin Maoxi, your deputy and Jin Zhongxiu left alone! They have taken refuge with those insects!"

Commander Jin said angrily.

He can't fall out with Yin Maoxi, unless he finds a new replacement.

Commander Jin can only bear with it a little bit now.

Yin Maoxi asked cautiously: "Then what should we do now? It has been announced. Jin Zhongxiu and Park Pingluo have finished their press conferences."

Commander Jin thought to himself what else to do now?
Can it be taken back?If it is taken back, next time the data to boost the economy is released, will anyone trust the government?

What's more, the data released by the Ministry of Planning and Finance are all real predictions.

They are indeed very helpful in boosting Han's national confidence and boosting the morale of the people.

It just shouldn't be there at this time.

The appearance of such news at this time is equivalent to another 100 million tons of gasoline being airborne on the Hanguo stock market, which was originally a crater.

The temperature will only be higher, or even explode, and it is impossible to lower it at this time.

It's been a week of hard work and a lot of work.

But a lot of things were secretly distorted by the chaebols, and in the end, Commander Jin, who didn't get any good results, just felt very tired.

"With this group of insects, how can I be a good manager of Han Guo?"

Looking at Yin Maoxi, the leader of Jin, who has only served for more than a year, has always had a bad relationship with the chaebol.

At this time, some kind of thought that was very dangerous to Han people came into his mind.

And when Commander Kim was thinking of a plan.

In a high-rise residence in Chengnei-dong, Jiangdong District, Seoul, the capital of Han.

Seo Dong-pil is in a happy mood just after watching the financial program of MBC TV station.

I received a call from my immediate boss, Supervisor Park.

"Dongbi! See it? Hahaha, this year's GDP is 4.9%!! Next year it is expected to be 7%
! !Dafa, our Dahan country is about to become a developed country! !Ha ha ha ha……"

On the phone, Manager Park laughed loudly.

The smile on Xu Dongbi's face here is also big.

Both of them, who had already invested heavily in the stock market, knew that after such news was announced.

The Hanguo stock market will definitely be inspired by this and explode with greater enthusiasm.

The country's economy is so good, shouldn't the stock market also become stronger?

Look at the United States or Neon, they are both national economies, and the stock market is also doing well.

Is John Congress an exception? !

Xu Dongbi thought so, and Director Park thought so too.

The vast majority of stockholders in the world think so too...

"Don't talk about it. Dongbi, I'll treat you to dinner next time. I'm going back to my hometown in Busan to see if I can borrow some money from a private bank!" Director Park said.

"Ah, Director Park. Do you want to borrow from usury?" Xu Dongbi said in surprise.

"Big Fat! Borrow a little more, this time I will send it directly to the shore. If I earn enough 10 billion won, I will quit my job and start my own business!"

Director Park said in high spirits.

"Forehead……"

Xu Dongbi was speechless.

He felt that compared to the brave and decisive Director Park, he who only dared to invest his savings was nothing more than a scumbag.

No wonder he is not much older than himself, but he can be a supervisor.

I can only be a programmer myself.

"Dong Bi, that's it. When I start a company, I'll invite you to be the supervisor! I bought a ticket for the nine o'clock in the evening, and I'm going to take the bus! Goodbye~~"

Director Park hung up the phone.

Here, Xu Dongbi, who was excited by the news, looked at the TV screen and scolded Fang Qiu's financial experts.

Xu Dongbi gritted his teeth, found the phone book, and quickly found a phone number in it.

"Ah, Mr. Kim? Hello, I'm Xu Dongbi. The one who asked you to buy a house the year before last. That Xu Dongbi who bought a house in Seongnae-dong, Gangdong-gu."

"Have you remembered? That's right, it's me. That's it, I..."

Under repeated stimulation, mainly under the leadership of Director Park.

Xu Dongbi, who was frightened by the financial crisis in 98, calmed down.

This time, he also decided to go to the bottom of the boat!
The next day, September 12.

Saturday.

Hanguo stock market is closed.

The three major newspapers "Central Central Daily", "Chosun Ilbo", and "Dong-A Ilbo" founded by the Hanguk chaebol have good news one after another.

[…… In order to realize comprehensive digital broadcasting and high-quality communication services, Hanguo Communications Company KT plans to launch the Olleh 30 communication satellite at a space center in South America on the 1th of this month. 】

【…Hanguo STX Group has started construction of 20 houses in Ghana, Africa, which is an infrastructure construction project worth 100 billion US dollars. 】

【…Hanguo Xiandai Heavy Industry has received an order from Germany's largest shipping company, Hapag-Lloyd (HAPAL), to manufacture ten 10-ton containers. 】

During the two days of the 10th and 11th, a large number of Han Guo financial programs were also optimistic about Han Guo's economy and Han Guo's stock market.

For example, SBS's "Daily News Broadcasting" program invited Yan Shusu, an expert from the Investment Strategy Department of Daehan Investment Securities, a subsidiary of Hana Bank.

Ask this expert to comment on the current Hanguo stock market and Hanguo economy.

On the program, Yan Shuzhu expert said:
"Hanguo's stock index once fell below 1998 points in October 10. But that is already history. Now the Hanguo stock market is driven by the investment boom of foreign investors. On this Friday, it has risen to 500 points .Creating a new high since 1850..."

Expert Yan Shuzhu is very optimistic about the Hanguo stock market, and he finally believes that the Hanguo stock market should be able to maintain a level of around 2000 points for a long time.

He also said that this is determined according to the national economic level and development of the country.

It means that, given the current economic situation in Han country, the stock market should be so high.

It's not normal if it's not this high.

In other words, expert Yan Shuzhu believes that the Hanguo stock market can rise by at least 100 points in the future.

Of course, amidst the applause, which is good for Hanguo's stock market.

Not without discordant voices.

Like Jin Xiaozhong, the beloved leader of Han people.

He thinks that Han people should be safer and not take too much risk and invest too much. The current stock market situation is too irrational.

Investment is fine, but stock market investment should not be regarded as the main business.

If you want to live a good life, you should work hard.

The official media followed the example of Qingfang.

These two days have also gone against the general trend of the Han country.

I have been persuading Han people in many ways not to invest blindly in the stock market, saying that overheating of the stock market will be dangerous and so on.

The appearance of this kind of voice calmed down some Han Guo stockholders who were already on their minds.

But soon other media came out, saying that this year's GDP is 4.9%, and next year's expected 7% is such an exaggerated figure, which was also said by Qingfang himself.

The Green House and Commander Jin gave such super good news.

But now let everyone not overheat investment.

What does this mean?
How can there be a country with such a good economy that the stock market will lose money?

Under the guidance of some people.

Han Guo stockholders generally believe that.

Either the GDP figures released by Qingfang are fake, they are all deceptive, and the national economy and stock market are actually not as good as they seem.

Or the Blue House and the chaebol will cooperate to monopolize most of the benefits brought about by the great economic development of the Han Kingdom!
For a while, the green house was erected on the wall, and it was not good to say anything.

The two sides have been arguing non-stop online, in the media, and in reality.

Finally, on Saturday and Sunday, two days of emotions brewed.

Stimulated by various news and sounds.

2001 12 Month 12 Day.

It took less than two hours for Hanguo stock market to open in the morning.

Korea's most important stock index, the KOSPI index broke through 1880.50 points in an instant.

The Kosdaq also topped 400 for the first time.

This figure is the first time since the Nasdaq bubble burst last year that the Kosdaq index has set foot on the peak of 1 points.

Looking at Hanguo stock market at a glance, it can be said that the situation is very hot.

Various sectors, the market has reached new highs.

Originally, there were some concerns, but the shareholders of Han Guo who were frightened by Qingfang's reminder and voice no longer hesitated.

As the saying goes, everyone gathers firewood to make a flame, you vote 100 million and I vote 500 million.

With the support of millions of Chinese leeks.

On the same day, the KOSPI index broke through 1900 points and closed at 1909.9 points, creating a historical record...

Before the 98 financial crisis, the KOSPI index was at its highest at 1901.5 points.

That night.

Seoul, Gwanghwamun area, in the bustling commercial street nearby.

in a bar.

Actoz Soft game company, 15 employees of the game UI interface design department plus the supervisor, gathered in the bar to celebrate.

"Dafa! I wish you all stock Changhong, make money and make a lot of money! Ah ha ha ha - I invite you tonight!"

Director Park stepped on the seat, shouting excitedly.

Everyone, including Xu Dongbi, was happy to welcome him, and everyone was very happy.

Everyone drank a lot tonight, ate a lot, and played until late.

So much so that when Manager Park checked out, he swiped his credit card——

Click, 279 million is gone!

This amount of money is almost equivalent to about half of Director Park's salary.

According to the current market price, it would be more than 2000 US dollars if converted into US dollars.

Even if it is consumed in the United States, it can be said to be a bit high.

The main reason is that there are so many people tonight, the wine everyone drank was not cheap, and they also ate a lot of Korean beef barbecue.

But Director Park looked at the credit card bill and didn't think much of it.

It was less than 280 million won, and he earned more than 3000 million a day today!
Totally affordable.

The next day, Tuesday, December 12th.

Tuesday was originally a working day, and Director Park had to go to work.

But last night, he drank too much.

Couldn't wake up at all today.

I fell asleep until around 10 am when I was woken up by a phone call from Actoz Soft game company general manager and legal representative Cui Suxiong.

As soon as the call was connected, Cui Zhuxiong, the boss, naturally cursed.

Director Park waited for him to finish scolding before lazily saying:
"Hey, President Cui, why are you in a hurry...I drank too much last night and went to bed late, everyone may be like this."

It's okay if Director Park doesn't say anything, but he gets even angrier when he talks about the boss Cui Zhuxiong.

It turned out that Park was in charge of their entire department, 5 people.Today, only [-] people went to work on time, and their mental state was particularly poor. They stayed up late and didn't sleep well.

There are 6 people who are late, and the other 4 people, including Director Park, have not gone to work until now.

Hearing that Cui Zhuxiong was still yelling on the phone, Director Park became angry for a while, and cursed back, with a fierce attitude and very ugly words, he almost pointed the boss's nose and told the boss to die.

After a fierce swearing, Director Park heard Cui Zhuxiong's cold and angry voice coming from the phone—"You've been fired!"

Manager Park, who had long been displeased with Cui Zhuxiong's appearance, wanted to scold him back.

The phone was hung up there.

"Hmph, I don't want to do it anymore! Now I can earn four or five months' salary a day, who wants to continue to be a dog!!" Supervisor Park was indignant.

But after all, he felt a little weak in his heart, and he couldn't sleep now.

Just go to turn on the computer and look at your stock account.

It shows that in less than an hour today, his account made a profit of 575 million won.

After reading it, Director Park heaved a sigh of relief.

"Hmph, earn a month's wages in half an hour! Who is going to work? Hmph!!"

After reading it, Director Park turned his phone into a do-not-disturb state with no sound, so as not to be woken up.

Then he went back to bed and lay down.

I drank too much alcohol last night, felt uncomfortable, and continued to sleep.

When he woke up again, it was already past three in the afternoon.

Director Park, who woke up leisurely, went out to the living room and turned on the TV first.

Then he went to brush his teeth and take a shower. In the bathroom, having had enough sleep, he felt extremely relaxed.

Looking at himself in the mirror, Director Park was in a good mood.

"Big fat! This kind of day when you sleep until you wake up naturally, counting money until your hands get cramps, is it like a human being!"

Just short of marrying a young lady from a chaebol family and reaching the pinnacle of life!
After completing the personal hygiene work, Director Park returned to the living room, intending to turn on the computer to see how much money he had earned.

When passing by the living room, I saw a beautiful reporter from SBS TV in the turned-on TV, holding a microphone and exclaiming:

"...This looks like a disaster!"

"One morning and half an afternoon, just over two hours. The KOSPI index has fallen below 1750 points, a drop of more than 18%, and two circuit breakers have been triggered! The stock value of the Korean Exchange has evaporated in just two hours. More than hundreds of trillion won!! This reminds me of the stock market crash in 1998, and all investors who held stocks suffered huge losses."

When she said this, she heard a muffled "bang!" coming from behind her. She was standing outside the building of the Hanguo Stock Exchange.

"God, did someone jump off the building? Oh, it's a massacre!"

The beautiful location host shouted in shock.

It's a pity that the massacre has only just begun to show signs.

Near 1710 o'clock in the afternoon, the KOSPI index index fell to [-] points.

The one-day drop reached 20%, triggering the protection mechanism of the Han Guo stock market's final circuit breaker, and the market was closed directly.

The Hanguo stock market implements a three-level circuit breaker mechanism, and the circuit breaker thresholds are 8%, 15% and 20% respectively.

When the 8% and 15% red lines are triggered, trading will be suspended for 20 minutes; when the 20% is triggered, the market will be closed directly.

In other words, two circuit breakers have been triggered before, and transactions have been suspended twice.

Director Park stared blankly at the TV screen, unable to believe it.

He who was still in heaven this morning only felt that he had fallen into a cold nightmare.

Director Park came to his senses, ran back to the bedroom frantically, and picked up his mobile phone.

He found a string of missed calls on it.

There are bosses, relatives, friends, subordinates, managers of investment companies, and... private banks.

Director Park found the phone number of the manager of the investment company and called...but he didn't get through.

Called again, and continued to call for half an hour.

It was not easy to get through to the manager of the investment company.

Before Director Park could rant, the other party asked him why so many calls to him were not answered.

Without Director Park's authorization, the other party cannot trade Manager Park's stock.So much so that in a short period of time, Director Park's stock has plummeted by 48%.

Hearing that there was still more than half of the value, Director Park returned to the computer and found that there were still about 90% of the principal remaining.

With a loss of tens of millions of won, the profits of hundreds of millions of won were all in vain.

But Director Park, who was still in shock, didn't care so much anymore.

He immediately put up the liquidation order for all positions, even if he lost a little, he would leave the market.

He completely forgot the arrogant look he had on the phone from his boss Cui Zhuxiong in the morning.

But is it useful?

The leek harvesting trap set by the local chaebols and Wall Street in Han country.

It's easy to come in, but not so easy to get out.

Unless you are not greedy, make a fortune early and leave.

If greed has not left, wait until the trap sets off and want to leave.

Then it is not so easy.

On this day, the entire stock exchange market in Korea went into a frenzy.

The leeks who lost miserably faced the same situation.

Either cut the meat and leave the market, or continue to lose money!

But at this time, under the avalanche, not a single snowflake is innocent.

Even if most people want to cut their flesh like Director Park.

It's too late.

Once the stampede appeared, it was not as simple as wanting to cut off the flesh and leave.

But some people grit their teeth and stick to it, thinking that the stock will rise again.

The stock market is so strange sometimes. Why don't you go when you know it's going down?
Some can't go.

Some are betting big, betting that the green house will save the market.

If the Korean stock market is allowed to collapse to the point of no return, then Han country's economy will also fall into a terrible depression.

Mr. Tong, who just announced a GDP growth rate of 4.9%, may also step down in despair!
Their judgment was not wrong, the helpless Qingfang would indeed make a move.

But this is a stock market crash, a man-made bubble!

If the bubble is not completely torn, the decline will not stop.

And when Director Park and Xu Dongbi of Hanguo, some chose to jump off the building, and some chose to go back to work in desperation.

When the owner of the green house was in a hurry and got angry, the chaebols were toasting to celebrate receiving the goods not far away.

The culprit who caused all this has already hidden his merit and fame.

With his sister-in-law Han Guo, sitting on the "Smith" Boeing 747, far away from downtown Seoul where 56 dances were performed in one day...

2001 12 Month 15 Day.

U.S. East Coast time, around ten o'clock in the morning.

At JFK International Airport in New York, a convoy mainly composed of Cadillac cars or SUVs left from the airport.

Inside the cabin of the Cadillac Monster.

Abel was holding Li Xinyu on one side, and holding a copy that had just been delivered in the other hand. He was reading today's latest "Wall Street Journal".

"Wall Street Journal": [……the main economic powerhouse in Asia, the stock market turmoil triggered parades.Its KOSPI index fell by 25% in three days, and the Kosdaq index fell by 33.5%. More than [-] people took to the streets in the capital, demanding that the authorities step down and make amends...]

"It's a big mess."

Abel was reading the newspaper carefully.

A sweet whisper came from my ear, it was Li Xinyu who was speaking.

Since that night, Abel was "semi-forced" by Li Fuzhen and confessed his feelings.

That night, Li Xinyu was half-forced, half-fooled by her sister, and gave in with a trace of helplessness.

What's more, Li Xinyu is a dead face party in the first place, coupled with the vague push from the family.

She had nowhere to run if she wanted to, and in the end she became what she is now.

The elder sister continued to stay in Seoul to raise her baby, and became her Queen Smith of Seoul.

The younger sister followed her brother-in-law back to New York.

Up to now, Li Xinyu has become so close to Abel as a matter of course.

Abel shrugged and said: "The main thing is greed. If you are not greedy, you should stop earlier, and things will not happen like this. After all, there are too many greedy people in the world."

Li Xinyu nodded, knowing that Abel was right.

But in this world, how many people are really not greedy?
Maybe not even 0.001% of the human population.

Most of those who say they are not greedy are just that they did not find the opportunity to be greedy.

Just like Abel, before he was reborn, he also expressed that he was not greedy.

Just give him an annual salary of one million, and a girl who is gentle, obedient and obedient with a good looks of 7 points or more.

But when Huaxia youth becomes Abel Smith, the position he stands in is different, and the resources he can see are different.

He wants more and more.

The redneck rich man from the beginning.

To the later billionaires, and then to the later Wall Street celebrities.

Then to the current Wall Street tycoon, and the mastermind behind the future vision.

What he wanted, and his ambitions, were never there in the first place.

It was greed that made his ambition bigger and bigger, and eventually he became more and more like a capitalist.

So much so that now, just for the profit of billions of dollars, it has blatantly triggered a stock disaster of this scale.

Hundreds of people were killed indirectly or directly, and countless families in the Han Kingdom were broken.

In the past, he would feel guilty even thinking about this kind of thing.

But now... Abel was able to hold Li Xinyu in his arms, and while kissing her, said with emotion:
"Maybe, this is life."

(End of this chapter)