my fintech empire.
Chapter 723 [5 Suggestions]
When Fang Hong heard the city's top leader ask Ce, he thought for a moment and then smiled and said: "In the final analysis, the word 'money' can explain all the underlying logic in it, so talking about money doesn't hurt feelings, and not talking about money is a proper hooligan."
All the leaders of the city who attended the meeting couldn't help but smile, and they all looked quite relaxed. Of course, being able to express such a relaxed performance is due to the fact that Xincheng's current financial "pocket" is very rich.
What's more, Xincheng's absolute "God of Wealth" is sitting in the conference room.
Fang Hong went on to say: "Following the various birth-increasing strategies proposed by those experts, directly throwing money at them is undoubtedly the best way to encourage the surplus. And it's best to do it as soon as possible. If you wait until young people's concept of fertility changes fundamentally, it means that the non-painful positive measures will have little effect. Once the fertility rate falls below the trend, it is almost irreversible."
Everyone nodded involuntarily. At this moment, a leader present at the meeting could not help asking: "Comrade Fang Hong, do you think it is possible for the state to greatly increase budgetary investment in encouraging births in the future?"
This is a sincere request.
It is still difficult for the city leaders to get in touch with the above. Fang Hong is not in the system, but he can refer internally. To a certain extent, the news of the listed leaders is really not as well-informed as he is.
"Personally, I think the probability is very small." Fang Hong immediately threw out his own conclusion, and then further analyzed: "Scaling it up to the national level, it is extremely difficult to implement a positive policy such as directly spending money. The reason is also very simple, there is not so much money."
"Our country is now in a critical period of industrial transformation and upgrading, an important stage of the international game. Although the economy is growing fast, there are too many places to spend money. Increase investment in scientific research, increase military expenditure, etc. Any of these priorities are higher than childbearing."
Everyone present heard Fang Hong's implication, and his subtext was that he was not optimistic about the future population problem.
In other words, for the new city, it is necessary to plan ahead to recruit talents for this problem. In the future, when the birth rate declines, there will definitely be competition for talents in major cities, especially for high-end talents.
It would be a bit late if I didn't realize it until then, and the cost would definitely be higher than now, and the effect would be compromised.
Fang Hong turned to smile and said: "For our Xincheng, in terms of the current affluent and strong revenue situation, directly throwing money at it is the most effective and feasible way, and the future revenue growth rate of Xincheng will not be low."
It is worth mentioning that the leaders of the new city hope to achieve the long-term goal of tens of millions of people in the next five years, that is, around 2020. To achieve this goal means that the new city will have an inflow of nearly 400 million people within this period, with an average annual net increase of about 80 people.
Although the whole country is currently in the accelerated stage of urbanization, it is not easy to achieve this ambitious goal. We must start from various aspects, and fertility is also an important factor.
The birth of a child often represents the inflow of the family population, and it is the inflow of young labor force.
At this moment, Fang Hong thought about it and said calmly and firmly: "If Xincheng wants people to have more children, or even attracts young couples from other places to settle in Xincheng and have children, it should take corresponding responsibilities. I have five suggestions. Generally speaking, you can't pay lip service to the truth."
The leader said succinctly: "Please speak."
Fang Hong nodded and said, "First, the medical expenses for the following children are free. As long as the children are registered in Xincheng, they can be fully reimbursed even if they go to other cities to see a doctor."
"Secondly, after the second child, all kindergarten childcare fees will be exempted, and diapers and milk powder for children under one year old will be reimbursed from the government's financial budget."
"Thirdly, the entrance fees for playgrounds built for children are paid by the government budget, and adults and children are free."
"Fourth, for some divorced and separated couples' child-rearing measures, the government will temporarily bear the child-rearing expenses for one party, and provide them on a monthly basis, and the parents will repay them later."
"Fifth, all kinds of strange and complicated restrictions that cannot be reduced or exempted must be direct, simple, and clear. As long as the child meets the requirements, he can receive or be reimbursed without delay."
The leaders attending the meeting looked at each other in blank dismay. Fang Hong's five suggestions were all about spending money, and he should be willing to spend money.
Fang Hong continued: "With regard to these five measures, we have also done a targeted calculation. All the measures can save a family 6700 yuan in expenses every month. And as long as the correct measures are implemented, it will not only stimulate the local citizens' willingness to have children, but also attract a large number of foreigners to settle in the new city. The net population inflow of the new city will surely reach a speed of breaking seven figures every year."
If it was another city, Fang Hong would definitely not make such a suggestion, but Xincheng's ample finances can definitely afford it. The expenses brought about by these five suggestions will most likely account for about 5% of Xincheng's financial budget, which is actually not high.
And once these five suggestions are implemented, it is foreseeable that the household registration of the new city will become a favorite, and the population inflow will definitely accelerate. It is definitely not an unattainable goal for the net population growth to reach the million level every year.
With people, there will be demand for housing and a surge in consumption. The strong demand will activate all industries, and the city will inevitably accelerate expansion and promote the upgrading of various infrastructures. For example, suburban areas can plan subway entrances in advance.
All the leaders present at the meeting could see these benefits, especially in the housing sector. Now that the property market is sluggish, there is a lot of pressure to destock. This is the case in many cities across the country, but there is no pressure in Xincheng.
Relatively speaking, Xincheng has been doing much better in the past few years. Because of the rise of Qunxing Capital, the proportion of the city's fiscal revenue structure to land transfers has declined year after year, but its fiscal revenue has grown rapidly, and its reliance on land transfer fees has continued to decline.
The reason is that there are many high-tech companies in Xincheng, not to mention non-bank financial giants like Qunxing Capital, Xingyu Technology is headquartered in Xincheng, Kyushu Blue Arrow, Quantum Beat, and Quantitative Capital are all in Xincheng.
At the end, Fang Hong looked at the participants and said with a smile: "Star Capital will also introduce some measures to encourage childbearing for its employees, including employees of its holding subsidiaries. It is currently under study and should be promoted soon. As an important part of society, enterprises should also appropriately bear part of the costs in this regard."
Everyone couldn't help but look at each other again when they heard this. Although Fang Hong was very young, the people present would not think that a giant who can still firmly control Stars Capital behind the scenes for many years would be really so upright.
They are more willing to believe that Fang Hong's words mean that no matter whether Xincheng wants to do this or not, Qunxing and its holding subsidiaries will definitely support and encourage births and take relevant measures for this.
The further subtext is to hope that Xincheng can implement the five measures.
This will bring about a possible potential problem, should Xincheng support it?
If they did not support it, the participants felt that even though Fang Hong expressed his understanding, he would definitely be twisted and even criticized.
Qunxing Capital may set its sights on cities other than Xincheng in the future, which is absolutely unacceptable to Xincheng.
But if supported, there are other potential problems as well.
About 10 minutes later, the seminar came to an end, and Fang Hong took his leave. However, he did not get a definite answer from the leader of the meeting, but only expressed that he attached great importance to his suggestion.
……
All the leaders of the city who attended the meeting couldn't help but smile, and they all looked quite relaxed. Of course, being able to express such a relaxed performance is due to the fact that Xincheng's current financial "pocket" is very rich.
What's more, Xincheng's absolute "God of Wealth" is sitting in the conference room.
Fang Hong went on to say: "Following the various birth-increasing strategies proposed by those experts, directly throwing money at them is undoubtedly the best way to encourage the surplus. And it's best to do it as soon as possible. If you wait until young people's concept of fertility changes fundamentally, it means that the non-painful positive measures will have little effect. Once the fertility rate falls below the trend, it is almost irreversible."
Everyone nodded involuntarily. At this moment, a leader present at the meeting could not help asking: "Comrade Fang Hong, do you think it is possible for the state to greatly increase budgetary investment in encouraging births in the future?"
This is a sincere request.
It is still difficult for the city leaders to get in touch with the above. Fang Hong is not in the system, but he can refer internally. To a certain extent, the news of the listed leaders is really not as well-informed as he is.
"Personally, I think the probability is very small." Fang Hong immediately threw out his own conclusion, and then further analyzed: "Scaling it up to the national level, it is extremely difficult to implement a positive policy such as directly spending money. The reason is also very simple, there is not so much money."
"Our country is now in a critical period of industrial transformation and upgrading, an important stage of the international game. Although the economy is growing fast, there are too many places to spend money. Increase investment in scientific research, increase military expenditure, etc. Any of these priorities are higher than childbearing."
Everyone present heard Fang Hong's implication, and his subtext was that he was not optimistic about the future population problem.
In other words, for the new city, it is necessary to plan ahead to recruit talents for this problem. In the future, when the birth rate declines, there will definitely be competition for talents in major cities, especially for high-end talents.
It would be a bit late if I didn't realize it until then, and the cost would definitely be higher than now, and the effect would be compromised.
Fang Hong turned to smile and said: "For our Xincheng, in terms of the current affluent and strong revenue situation, directly throwing money at it is the most effective and feasible way, and the future revenue growth rate of Xincheng will not be low."
It is worth mentioning that the leaders of the new city hope to achieve the long-term goal of tens of millions of people in the next five years, that is, around 2020. To achieve this goal means that the new city will have an inflow of nearly 400 million people within this period, with an average annual net increase of about 80 people.
Although the whole country is currently in the accelerated stage of urbanization, it is not easy to achieve this ambitious goal. We must start from various aspects, and fertility is also an important factor.
The birth of a child often represents the inflow of the family population, and it is the inflow of young labor force.
At this moment, Fang Hong thought about it and said calmly and firmly: "If Xincheng wants people to have more children, or even attracts young couples from other places to settle in Xincheng and have children, it should take corresponding responsibilities. I have five suggestions. Generally speaking, you can't pay lip service to the truth."
The leader said succinctly: "Please speak."
Fang Hong nodded and said, "First, the medical expenses for the following children are free. As long as the children are registered in Xincheng, they can be fully reimbursed even if they go to other cities to see a doctor."
"Secondly, after the second child, all kindergarten childcare fees will be exempted, and diapers and milk powder for children under one year old will be reimbursed from the government's financial budget."
"Thirdly, the entrance fees for playgrounds built for children are paid by the government budget, and adults and children are free."
"Fourth, for some divorced and separated couples' child-rearing measures, the government will temporarily bear the child-rearing expenses for one party, and provide them on a monthly basis, and the parents will repay them later."
"Fifth, all kinds of strange and complicated restrictions that cannot be reduced or exempted must be direct, simple, and clear. As long as the child meets the requirements, he can receive or be reimbursed without delay."
The leaders attending the meeting looked at each other in blank dismay. Fang Hong's five suggestions were all about spending money, and he should be willing to spend money.
Fang Hong continued: "With regard to these five measures, we have also done a targeted calculation. All the measures can save a family 6700 yuan in expenses every month. And as long as the correct measures are implemented, it will not only stimulate the local citizens' willingness to have children, but also attract a large number of foreigners to settle in the new city. The net population inflow of the new city will surely reach a speed of breaking seven figures every year."
If it was another city, Fang Hong would definitely not make such a suggestion, but Xincheng's ample finances can definitely afford it. The expenses brought about by these five suggestions will most likely account for about 5% of Xincheng's financial budget, which is actually not high.
And once these five suggestions are implemented, it is foreseeable that the household registration of the new city will become a favorite, and the population inflow will definitely accelerate. It is definitely not an unattainable goal for the net population growth to reach the million level every year.
With people, there will be demand for housing and a surge in consumption. The strong demand will activate all industries, and the city will inevitably accelerate expansion and promote the upgrading of various infrastructures. For example, suburban areas can plan subway entrances in advance.
All the leaders present at the meeting could see these benefits, especially in the housing sector. Now that the property market is sluggish, there is a lot of pressure to destock. This is the case in many cities across the country, but there is no pressure in Xincheng.
Relatively speaking, Xincheng has been doing much better in the past few years. Because of the rise of Qunxing Capital, the proportion of the city's fiscal revenue structure to land transfers has declined year after year, but its fiscal revenue has grown rapidly, and its reliance on land transfer fees has continued to decline.
The reason is that there are many high-tech companies in Xincheng, not to mention non-bank financial giants like Qunxing Capital, Xingyu Technology is headquartered in Xincheng, Kyushu Blue Arrow, Quantum Beat, and Quantitative Capital are all in Xincheng.
At the end, Fang Hong looked at the participants and said with a smile: "Star Capital will also introduce some measures to encourage childbearing for its employees, including employees of its holding subsidiaries. It is currently under study and should be promoted soon. As an important part of society, enterprises should also appropriately bear part of the costs in this regard."
Everyone couldn't help but look at each other again when they heard this. Although Fang Hong was very young, the people present would not think that a giant who can still firmly control Stars Capital behind the scenes for many years would be really so upright.
They are more willing to believe that Fang Hong's words mean that no matter whether Xincheng wants to do this or not, Qunxing and its holding subsidiaries will definitely support and encourage births and take relevant measures for this.
The further subtext is to hope that Xincheng can implement the five measures.
This will bring about a possible potential problem, should Xincheng support it?
If they did not support it, the participants felt that even though Fang Hong expressed his understanding, he would definitely be twisted and even criticized.
Qunxing Capital may set its sights on cities other than Xincheng in the future, which is absolutely unacceptable to Xincheng.
But if supported, there are other potential problems as well.
About 10 minutes later, the seminar came to an end, and Fang Hong took his leave. However, he did not get a definite answer from the leader of the meeting, but only expressed that he attached great importance to his suggestion.
……
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