Chapter 427

In fact, Yan Xin wanted to tell Ai Lili that Chen Li was not so irresponsible, otherwise he would not have lent money to Liang Wei for the cost of having a child.

It took more than 100 million yuan, which is also very good.

Moreover, this child is not what he wanted. At the beginning, the two of them had already agreed that it would be irresponsible. Liang Wei knew it from the beginning, but she still made such a choice, and the responsibility should not be attributed to Chen. force there.

Yan Xin even had the feeling that this child was not an accident, but that Liang Wei conceived it on purpose, and wanted to rely on this child to bind Chen Li, but it was unsuccessful in the end.

Frankly speaking, he felt that Chen Li was already very responsible for being able to do what he was doing now.

To be truly irresponsible, it is impossible to borrow the more than 100 million yuan, or to borrow it from others when you have no money in your own hands.

If he doesn't pay that money, there won't be any problems.

But he still swallowed the words.

Tell Ai Lili how much money Chen Li paid to settle this problem, Ai Lili has no way to understand, because she has never been poor, and she doesn't know what the more than 100 million can do.

In her mind, if she didn't want that child, and didn't want that child's mother, she would be a scumbag and irresponsible.

Maybe this is the difference between men and women, the way of thinking is different, it doesn't make sense at all.

There was no need for him to have any trouble with Ai Lili because of such a disagreement.

What can be done is to go along with Ai Lili and say that Chen Li is a scumbag.

Of course, it wouldn't hurt to say that Chen Li is a scumbag.

This guy is indeed a bit of a scumbag. After breaking up with Liang Wei, the women around him are always changing, and they don't bring the same one every day, and sometimes even bring two or three.

Only play with the body, not with the emotions.

I don't know where that physical strength came from.

Thinking about it is a bit irritating.

It's okay to scold a few words.

However, if he had the opportunity, he would still say a few words for Chen Li, not to say how good Chen Li was, but just to say how some really irresponsible scumbags he saw on the news were like.

With such a comparison, at least it can make Chen Li's image in Ai Lili's mind not so bad.

After turning around a few times, I talked about this topic for a long time, and I didn't return home until after 10 o'clock in the evening.

The next day, Ai Lili went to work at Starlight Entertainment Company, while Yan Xin went to Anye Home Improvement Company to learn about the company's recent situation and future development plans.

The [-]th day of the first lunar month has passed, and the workers who returned home for the Chinese New Year have all come to work. Anye Home Decoration has started business, and at the same time, there are more than a dozen orders of decoration business, including a hotel decoration business, which is considered a big one. one.

Now the company's fixed number of employees is not many, but the temporary decoration masters, there are more than [-] people in total, which can be regarded as a certain scale.

The building material store they opened is also doing very well, not only doing business with this company, but also doing some outside business.

Although Feng Chen was very busy, he was very happy.

The company is growing very well, the only thing that is lacking is that there is no cash.

It is not so easy to do interior decoration and get money from customers.

Some customers are very talkative, and they will give you just how much money they need.

Some customers are very difficult to talk to, they only give an advance payment, and they are unwilling to pay for the money needed later, and they have to make a one-time settlement only after the acceptance is successful.

In many cases, the company needs to advance money to sit down.

Taking too much business at once, the workers can still solve it, they have such a network channel to attract enough people.

But there is not that much money to advance.

When meeting more demanding customers, when checking and accepting, if you are not satisfied here, you are not satisfied there, and you have to deduct money.

Some even defaulted on not paying.

How to ask for money is also a headache.

Some contractors went bankrupt for this reason.

There are also many decoration masters who cannot get hard-earned money for this reason.

If Anye Home Improvement Company wants to grow big, it must not be in arrears with the decoration masters. They all settle their wages at the time.

Only in this way can they have a good reputation in the industry and be able to easily call people.

In this case, if the customer does not pay the final payment, they have to bear the loss themselves.

Although there are very few customers like that, having such one means that the previous few orders have been done in vain.

Now that Anye Home Improvement has completed the construction but has not settled the final payment, there are more than a dozen orders, and the total amount involved is as high as 200 million.

Therefore, the company also hired legal consultants and cooperated with a law firm. If it needs to file a lawsuit, let them help with the lawsuit.

Coupled with some projects that the company is currently working on, the total is 400 million.

Their company's cash flow is not so smooth.

In this case, in order to continue to operate, the company has to choose to borrow from the bank.

——In fact, Yan Xin still has a lot of cash in the bank account, but this is his personal money, and the company is jointly owned by him and Feng Chen. If only his money is used to invest in the company's operations, the debt Not a big deal.

Even if Yan Xin didn't say anything, Feng Chen would feel bad about it—unless he was willing to dilute his shares.

But obviously he wouldn't want to.

With such a well-run company, who wants to dilute their shares?
So the best way is to borrow money from the bank in the name of the company, so that there is no problem of who pays more and who pays less.

The problem now is that the company is booming, but the two bosses can't share the profits.

——If the company does not pursue future development, but just completes the current business and settles all the money, they will still make a lot of money.

I just want the company to continue to develop, to receive more business, and to have a good reputation in the industry, not to cut corners for the owners, and not to default on wages for the workers, so I can only operate in debt.

Word of mouth is something that costs money.

Such things as market share also need to spend money to grab.

Feng Chen is not a rich man now, but a negative man.

However, the company has developed into this state. If he is really short of money, he can go to the bank for a loan, and he can still get the loan easily.

After all, this is a high-quality asset.

Even if the subprime mortgage crisis has escalated and spread to the whole world, it will not affect his loans.

Yan Xin learned about the company's operations and knew that the company still owed some bank loans, but he didn't care.

It's nothing to owe a loan. Although his Starlight Entertainment Company doesn't owe a loan now, it's just because he hasn't found a good project, and he has a lot of money that he can't spend. Naturally, he doesn't need a loan from the bank.

However, the Jinxi e-commerce company he cooperated with Feng Xi already had tens of millions of bank loans.

In half a year, Jinxi E-Commerce Company acquired a number of small factories, which enriched its own supply chain and reduced costs, making their products more competitive on the platform.

But such acquisitions are very expensive.

They paid part of it themselves, and the other came from bank loans.

Although Yan Xin still has money, it seems that she doesn't need a loan, but Feng Xi doesn't have that much money in her account, and she still needs to keep some money, so she can only choose to take a loan from the bank.

Yan Xin certainly has no objection to this.

As long as the direction of development is correct, in this era of great economic rise, owing a little money is nothing.

Even saying owe a little money is better.

Now he still has [-]-[-] million in cash in his account, and he is not sure which industry to invest in. He is very depressed and feels that this is a disadvantage.

It's just that he also knows that after a period of time, the subprime mortgage crisis will further intensify, money will tighten, and cash will be more popular. Keep this money in the account, and at that time, you can buy more assets.

Now I just idle there when I am idle, and generally speaking, it is not a disadvantageous thing.

Knowing the general trend of economic development in the future has such an advantage, and I don't feel so panicked.

I stayed at An Ye's home decoration all morning, and talked about the future development. I didn't leave until noon, and went to a nearby restaurant for dinner with Ai Lili.

I didn't cook at home at noon.

In the afternoon, Ai Lili went to work, and Yan Xin called Chen Li and asked him to go to the gym to exercise.

——In the past few days, sometimes he feels powerless, and he feels that he still needs to strengthen his training.

I started going to the gym to exercise before the Chinese New Year, but after the Chinese New Year, it was abandoned.

Without those fitness equipment at home, it is impossible to exercise if you want to exercise.

He didn't want to take such a risk if he used earthy methods to exercise, and he might injure himself.

Chen Li used to code during the day, but after his personality stabilized and he had enough money, he became adrift. He didn’t type much during the day, but basically coded at night, because he was more inspired at that time.

During the day, I either pick up girls, or I sleep, or I just walk around.

After dinner in the evening, I coded the words for an hour or two to complete the update of the day, and then I asked my sister again.

The day was very chic.

Years ago, Yan Xin asked him to go to the gym together, and he also went. He himself felt that his physical fitness was not good enough, and he needed to exercise more.

But after Yan Xin left, he didn't bother to go to the gym alone. Even though the gym opened on the sixth day of the new year, he felt like he never went there once.

If no one calls him, he will not have that self-awareness.

But there is one good thing, that is, he is still willing to go if someone calls him.

Yan Xin called him, and without any hesitation, he immediately agreed to come over, then sent off the girl next to him, and went to the gym with Yan Xin.

Here, they just stayed for one afternoon, sweating profusely.

They haven't done such high-intensity exercise for more than half a month, and both of them feel quite strenuous.

Chen Li was panting and sighed: "I still can't slack off on exercising. I haven't exercised for more than half a month, and I feel a little overwhelmed."

Yan Xin's situation was slightly better, but not much better.

After exercising for a while, resting for a while, the clothes are soaked.

It's a cold day, and it feels like summer abruptly.

However, after exercising for half a day, my body does feel a lot more comfortable.

During the break, Yan Xin said to Chen Li: "I heard that your son is already born?"

Chen Li nodded: "Yes, it's been half a month since I was born."

"Have you chosen a name yet?" Yan Xin asked.

Chen Li was a little depressed: "The English name is Jack."

"Is this a first name or a last name?" Yan Xin asked.

He really doesn't know.

"Here is the first name. The full name is Jack Chen." Speaking of this, Chen Li's expression was a little complicated.

"Surname Chen?" Yan Xin raised his eyebrows.

He thought the child's surname would be Liang.

"Well, what she meant was that I paid 21 US dollars, so I should have the title right." Chen Li looked at the dumbbell in front of him, recalling the conversation at that time, "I said no, I said it was because of her hard work. The child born can follow her surname, she must use it, saying that she doesn't want to owe me. Thousands of miles away, I can't stop her decision, so that's the only way to go. "

"That's fine too, your Chen family's species has no problem with your surname." Yan Xin said with a smile.

But she thought in her heart that from the surname, Liang Wei might not have given up on the child's father.

In fact, you can understand it if you think about it.

No matter how scumbag Chen Li is, his financial strength is there. With the two books in his hand, he can already eat for a lifetime.

What's more, he is still very young now, and there are infinite possibilities in the future.

Even if she doesn't want to be with Chen Li in the future, being able to bind her son and Chen Li together can guarantee her son's future happiness.

Even if you don't work hard in the future, you can live a leisurely and prosperous life.

As a mother, it is normal to have such thoughts.

Yan Xin didn't think that was too much.

Of course, he didn't feel that Chen Li was at a disadvantage.

So much money can't be spent, and it's not too much to leave to my son.

He smiled and asked again: "Have you ever thought about giving him a Chinese name? I heard that children born in the United States can choose their nationality again when they are young. Maybe they will choose to return to our country at that time." , it must have a Chinese name.”

Chen Li hesitated for a while before saying, "That's not for me to decide, it's up to his mother to decide."

"You haven't discussed this?" Yan Xin asked curiously.

Chen Li said depressedly: "She seems to mean Chen Jie."

"What does Chen Jiahaojie mean?" Yan Xin smiled.

Chen Li rolled his eyes: "I think the child's English name should be Jack. To save trouble, the Chinese name is Jie. It's obviously because the name is weak and perfunctory."

"If you were the one to choose the name, what kind of name would you choose?" Yan Xin was curious.

"What do you think of the name Zixuan? Chen Zixuan, isn't it foreign?" Chen Li suddenly became excited.

Yan Xin looked at him: "Really or are you joking?"

"Of course it's serious, but I thought about it..." Chen Li said, and suddenly paused, "Well, I was just joking, what do you think about this name?"

"Let's call it Chen Jie," Yan Xin said seriously, "at least this name has no merits and demerits, so it won't embarrass the child in the future."

"Why is the name Zixuan so embarrassing?" Chen Li was obviously not convinced.

Yan Xin clicked her tongue: "I'm just afraid that someone will call 'Zixuan' in the future, so Zixuan, Zixuan, Zhixuan, Zixuan, Zhixuan, a lot of men and women will respond."

While speaking, Yi Yi wrote homonyms one after another on the ground with his fingers.

Chen Li looked at it for a while, and could only admit: "Well, your concerns are justified, and it's really inappropriate to look at it this way."

Yan Xin asked again: "Are you planning to go to the United States to see your son in the future?"

Chen Li shook his head: "No, it is impossible for me to go to a place like the United States in my life."

"Are you worried about the language issue, or do you want to draw a line with imperialism?" Yan Xin was a little amused.

Chen Li was silent for a while, and then said: "Well, it's because of the language problem, and I don't understand English, so what can I do there?"

Yan Xin said: "Don't you want to see your own child? After all, it is your own flesh and blood. Liang Wei is also a reasonable person. If you want to see her, she shouldn't stop her, right?"

"She will return to China in a few months..." Chen Li said.

Yan Xin froze for a moment: "Back again?"

"Isn't this normal?" Chen Li said, "She just went there to give birth to a child and get a household registration, but she didn't go there to live. Her education level is not very high, what can she do there? Over there The prices are so high, with her ability and a child, can she live well there?"

Yan Xin nodded, that is indeed the case.

Although Liang Wei wrote a hit novel for women, she didn't make a lot of money, and living in the United States was not so easy.

It is even more difficult to support children by finding a job by yourself.

Unless you find a rich man to marry.

It wasn't easy either—she had a child with her, and it was a boy.

Going home seems like the best option.

He asked again, "Then do you plan to meet?"

Chen Li replied depressedly: "Talk to her, if I have a house here, I will let their mother and son live in it."

(End of this chapter)

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