Reborn since 2005

Yan Xin was taken to his study by Cai Qixiang.

The nurse withdrew after serving tea.

Close the door, just these two people.

Yan Xin currently can't enjoy the high-end life of drinking tea. Relatively speaking, he prefers to drink iced Coke, especially in such a hot weather. Drinking half a can of iced Coke in one go is worse than drinking half a can of iced Coke in one go. Everything should be fun.

However, he also knew that it would be too shameful to drink Coke in front of a big boss of this wealth level.

Drinking tea is more in line with the status of two people.

He pretended to take a sip of tea, let out an "ah", and exclaimed, "good tea!"

He really couldn't tell what was so good about this tea.

But the tea in the home of such a rich person must be good.

Cai Qixiang also took a sip of tea, thought about it for a while, and then spoke:
"What's the matter with you and Lily? I heard that you are no longer together..."

Yan Xin felt a little embarrassed: "Yes."

"I don't know the details, but I just heard a few words from her mother. It seems that Lily is angry that you have a woman outside?" Cai Qixiang asked.

Yan Xin nodded and admitted: "Yes, I am sorry for her."

Cai Qixiang sighed: "As for this child, Lily, she has been protected too well and knows nothing about the reality of this world, so sometimes she will be a little willful. You are a person who does big things, so don't bother with her .”

Yan Xin smiled bitterly, not knowing what to say, so he could only pick up the tea cup and take another sip of tea.

According to Cai Qixiang's words, the meaning is similar to that of Ai Jing.

At this time, if he said that he still wanted to be with Ai Lili, it is estimated that Cai Qixiang would also help him, and then put pressure on Ai Lili.

But he didn't want to.

This only made Ally resent him even more.

He concealed his thoughts by drinking tea.

After taking a sip of tea, he smacked his lips and said, "What I did was wrong. She deserves to be angry with me. I respect her thoughts and don't want to force her to do anything she doesn't want to do."

After expressing his attitude, he paused and added:

"In my heart, she is a very good woman, and I sincerely hope that she can live a free and happy life."

Emphasizing the word "freedom" means that she hopes no one will put pressure on her.

In addition, another attitude was emphasized-he still cared about Ai Lili very much in his heart.

Cai Qixiang was able to understand what he meant, sighed again, and said: "She is unlucky..."

Yan Xin lowered her head and said, "I'm sorry for her, it's because I don't have such a blessing."

His attitude made Cai Qixiang half relieved - at least his attitude towards Ai Lili was guilt, not disgust.

Feeling guilty, what you can think of is making up, not destroying.

His worst fears wouldn't happen.

This is also good news.

After a moment of silence, he laughed again:

"It's normal for young couples to have misunderstandings. Who can say the right thing about separation and reunion? Maybe after a few days, her mind will turn around, and the two of them will be fine again. That's fine, let's not talk about those things." The son and daughter have an affair, we are here this time to talk about cooperation, I believe that Mr. Yan, you are a person who does great things, and our cooperation will not be affected by that little son and daughter affair."

Yan Xin also smiled, and said: "Of course not, cooperation is cooperation, and feelings are feelings. I can still separate this point."

After talking about this matter, the two of them entered the topic and talked about cooperating in real estate.

The impact of the subprime mortgage crisis on this industry is also quite large. The economic downturn has affected everyone's income, which will naturally affect the enthusiasm for buying a house.

The most hurtful thing is that everyone's expectations for the future have been lowered, and the danger of unemployment must also be considered. You have to hold on to your money and don't dare to spend so much.

Therefore, housing prices in many places are falling, and newly built buildings are not so easy to sell.

Cai Qixiang had an in-depth discussion on this issue with Yan Xin last year, and also listened to Yan Xin's suggestion. In the following time, he did not carry out blind expansion like other peers, but tightened investment.

Up to now, several colleagues he knows have fallen into the predicament of breaking the capital chain to varying degrees. The bank can't get loans, and several buildings under development have no funds to maintain, so they can only stop working.

The project has stopped, but the bank's interest will not stop. If you delay for one more day, you will have to pay one more day of interest.

The newly acquired land has no capital investment at all, and it can only grow grass there.

Some even want to sell the land in their hands at a low price in order to exchange for funds, develop unfinished properties and then sell them, so as to revitalize the capital chain.

But now everyone is very cautious and dare not enter the arena.

Cai Qixiang has not acquired land or developed new real estate for more than a year, avoiding the biggest risk.

But the subprime mortgage crisis also affected him.

When the house price dropped, the real estate in his hands would not be so easy to sell, not to mention off-plan houses, even existing houses were not easy to sell.

The more house prices go up, the more people are selling.

The lower the price, the fewer houses are selling.

The market has always been like this.

Although he has not acquired any new land, he still has a real estate under construction, but the funds are already tight.

Finding a bank loan is also difficult.

Reducing the price of the house significantly and selling it can temporarily alleviate the urgent need.

But if the price drops too low, the loss will be a lot, and there will be no place to make up for future losses.

Not only are years of hard work in vain, but you will even be in debt.

It's better to hoard the house there and bet on a future rise in housing prices, and there is still a chance to turn around.

In the eyes of others, he is a big boss and a billionaire.

However, he himself knows that if he calculates it not according to the listed price, but according to the real house price that can be traded now, his assets should be regarded as negative equity.

What gave him the courage to persevere was Yan Xin's original judgment - the subprime mortgage crisis would have a great impact on the economy and housing prices, but the impact would not last too long. It would be springtime by next year at the latest. , and then ushered in a period of rapid growth for at least ten years.

By that time, real estate will have entered a true golden age.

Half of this year has passed, and the spring of next year is not so far away.

Although his current capital chain is very tight, he can still maintain it until then by borrowing a little here and delaying a little there.

According to Yan Xin's analysis, the subprime mortgage crisis will end next year, and the real estate market will enter a golden age, so now is the best time to enter the market.

He knew of more than a dozen real estate developers who were selling newly acquired land at low prices to maintain funds.

The price was so low that it made him salivate.

He thought this was a good opportunity to get in.

But the problem was that he felt it was useless.

He has no spare funds in his hands now, and there is no way to get so much money from the bank.

I can only watch helplessly as such a good opportunity lies in front of me, but I have no way to get it.

At this time, the cooperation with Yan Xin is very important.

Because Yan Xin is rich.

The more important reason is that the company under Yan Xin's name is a so-called Internet company with fast development, strong profitability, excellent asset structure, and large bank loans.

It's somewhat funny to do real estate and use your own money for development.

Usually, you get a loan from a bank and then sell the property off-plan.

The bank's money and consumers' money are used for development, and the proportion of their own money is very small.

If you don't have the qualifications to get a loan from a bank, then don't engage in real estate. The capital required is too huge, and ordinary real estate developers simply can't afford it.

Yan Xin has money and loan qualifications, but he can't find a springboard to enter real estate.

And Cai Qixiang is short of money, and now he can't get a loan from the bank.

The two have their own needs, so they hit it off.

During the chat, Cai Qixiang told Yan Xin in detail some knowledge about real estate, and also talked about which land was to be sold at a low price, how much discount was applied, and how much room for negotiation there was.

Yan Xin was drooling a little when he said it.

That's really a good opportunity to get started.

Even if there is no funds to develop in the future, just take a few pieces of land and cover them there. After three to five years, they can be sold several times.

Cai Qixiang is more optimistic about several pieces of land in Yangcheng, while Yan Xin is more interested in the land in Pengcheng.

In his previous life, he was not familiar with Yangcheng, and he didn't know which places had higher real estate prices.

But he remembered that the housing price in Yangcheng was still a little lower than in Pengcheng.

Moreover, he has worked as a security guard and delivered food in Pengcheng, so he knows which areas have the highest housing prices.

The idea of ​​​​rich people is to have everything. They are rich, but they are not particularly rich, so they cannot have everything.

It is not a big problem to get one piece of land in such a first-tier city, but it is quite difficult to get two pieces of land.

If you take three pieces of land, that's the limit.

We can only bet that the subprime mortgage crisis will end within a year, housing prices will start to rise, market confidence will recover, more loans can be obtained from the bank, and more off-plan houses can be sold.

Four pieces of land, that is absolutely impossible.

It's impossible to cut them alive.

Capacity is limited, so they must choose the most cost-effective.

Now they are going to do it for real, so neither side has concealed their financial situation.

——If they want to plan the future based on these, they must tell the truth, otherwise it would be a terrible thing to make plans based on false data.

After the confession, Cai Qixiang discovered that Yan Xin was much stronger than he imagined.

However, Yan Xin discovered that Boss Cai lived in a big villa and drove a Rolls-Royce. In fact, he was not that rich and could even be considered a loser.

But having said that, when the subprime mortgage crisis passes next year and real estate recovers, he will become a real billionaire again.

Although Feng Chen didn't come over, his strength was limited. Even if Feng Xi would help him, he wouldn't have too much share—mainly because Cai Qixiang didn't want to give up so much share.

Therefore, the two of them can figure out the general framework.

They are not going to form a new real estate company, but to draw in new partners on the basis of Fengxiang Real Estate Company to develop new buildings.

Cai Qixiang owns [-]% of the shares of Fengxiang Real Estate Company, his wife's relatives own nearly [-]% of the shares, and the rest are veterans of the company's founding period, and several companies account for [-]% of the shares.

The relatives of his wife's family also knew about his cooperation and that there was a problem with the company's capital chain, so they also looked forward to this cooperation.

Without attracting new high-quality large shareholders, they will not be able to get loans from the bank.

As for Yan Xin's shareholding, how much capital needs to be injected and how many shares can be obtained, this also needs to be discussed carefully.

Yan Xin has more than [-] million in funds at his disposal, just for this moment.

However, his significance to Fengxiang Real Estate Company is not only the capital he can inject more than [-] million, but also the loans he can bring, and the loans the new Fengxiang Real Estate Company can obtain after he becomes a shareholder.

Now Fengxiang Real Estate Company's assets, calculated based on the actual transaction price, are already negative assets.

It is obviously not suitable to count shares according to the proportion of assets.

What they value is future opportunities, and they don't care about the details.

The final consensus was that in the new real estate company, Yan Xin, who injected 40.00 million cash, owns 5.00% of the shares, and Feng Chen, who has not yet arrived, has to pay a corresponding proportion of cash to obtain [-]% of the shares.

In fact, this price made Cai Qixiang feel that it was too high, and the share ratio given was too much, mainly because he was worried that the controlling stake might fall into the hands of the other party.

Although their company now has negative assets strictly speaking, as Yan Xin said, if the real estate market recovers, in another year, the assets will be more than 10 billion.

He felt that it was uneconomical to use 40 million in cash to obtain [-]% of the shares.

But then Yan Xin made an offer that Cai Qixiang couldn't refuse - give 40% of his 5% shares to Ai Lili, and he only wanted 35%.

Ai Lili is Cai Qixiang's daughter. Although she is an illegitimate daughter, the relationship between father and daughter has always been there.

This is equivalent to giving the shares to your own family.

In total, the two outsiders, Yan Xin and Feng Chen, together own 40% of the shares, and the remaining shareholders only have less than 10% after their shares are diluted.

No matter how you can't exceed 50% of the shares, that is to say, you can't get a controlling stake, so there is nothing to worry about.

So in the end he agreed to the proposal with a smile.

After all, Yan Xin's shareholding brought the company not only the 2 million cash, but also a good reputation, allowing the company to obtain loans from the bank again, thereby obtaining greater development opportunities.

Before Feng Chen came over, they had already reached an agreement on the general framework of the new company.

Walking out of the study, both of them were in good spirits, with smiles on their faces.

Until Cai Qixiang called his son and said that Yan Xin was here and asked him if he had time to come over for dinner.

As a result, his son said "I'm busy", and he was completely silent, and most of the smile on his face disappeared.