Reborn since 2005

Chapter 727 I don’t know how many assets I have

Xiao Shiyu didn't celebrate the New Year at Yan's house. After breakfast early in the morning, she drove back to her hometown.

This time the Yan family celebrates the New Year without Ai Lili, but with the addition of a three-month-old child, the population has not decreased, but it feels more lively.

——It’s hard to say whether it’s hot or not. Children are more noisy than adults.

It was a sunny day. After the family reunion dinner at noon, they went up the mountain to worship their ancestors. The young couple took their children with them.

At his mother's grave, Yan Xin bowed down with his son and talked a few words about what happened after his son was born.

He didn't know if Izumi knew it, but he hoped there would be.

This has nothing to do with science or not, it is just a wish.

That night, they also took their children to watch the fireworks display held at the Pickled Cabbage Processing Factory Square. More people came to watch this year than last year.

There were a lot of people coming on motorcycles and cars from other villages.

But at the same time, he also became a huge liability - taking on a huge loan.

They have offices in more than 100 cities, and there are more than a dozen factories related to decoration materials, as well as employees of real estate agencies and advertising departments.

The coverage is not as high as Shiyu, but the profit from interior decoration is much higher than that from food delivery.

It’s not a lot of money, but at least I have some money back. It’s not like before.

Now Anye's shareholders are not just the two of them, there is also a large company with a Chinese prefix that invested a large amount of money to acquire a part of the company's shares.

They didn't chat for long. They agreed to meet again tomorrow, then dispersed and went home.

There, they also met Feng Chen and his wife with their children, chatted for a while and exchanged red envelopes.

After all, there are more than 2000 million high-quality users.

Now the number of employees employed by Anye Group has reached a terrible number.

It also gave the company a big backer, allowing it to expand rapidly and confidently.

The next day, I got up before dawn, worshiped gods and ancestors, and then had breakfast.

There, Feng Chen and Yan Xin also talked a lot about the development of Anye Group.

Now Anye has become very big. It is no longer the grassroots team it used to be, but has become a large company with a very complete modern enterprise system.

After eating, the family members each went to their own places.

This year is a little different from previous years, because they brought their children and received some red envelopes.

Of course, the factory buys more fireworks and firecrackers, which look better.

The affordable luxury brand company jointly owned by Feng Xi and Jiang Manyun often places advertisements on this platform, and the results are very good.

After entering the era of smartphones, the company's scale exploded. It suddenly grew several times, catching Feng Chen off guard.

Such rapid expansion cannot be achieved without huge funds.

No matter how much Feng Xi dislikes going back to her parents' home, on this day, she still has to take her husband and children there.

They are the leader in domestic interior decoration design and have operations in more than 100 cities.

Of course, the loan was the company's loan, and he was not the only one to bear it. As one of the major shareholders, Yan Xin also shouldered it with him.

A company that has only been established for a few years cannot have that much cash flow. If it relies on its own money to expand its scale, it will miss many development opportunities.

Fortunately, the company owns high-quality assets, and the associated companies are also excellent companies, so it is easy to obtain loans.

In addition, advertising revenue from various related businesses is also quite good.

Added together, it's a big number.

Now he is an out-and-out big boss.

Now Anye Group has billions in loans.

They set up such a company themselves and do this kind of real estate agency business on their own platform.

They not only do interior decoration and design, but also have upstream companies that produce and process decoration materials.

The business on this platform has already focused on house rental and second-hand house sales.

If he had not stepped up the development of the Internet platform and only carried out offline activities, no matter how diligent he was, he would not have been able to expand the market to so many places so quickly.

And those relatives and older ones also gave it away.

When he first took on the loan, Feng Chen felt very frightened, fearing that he would not be able to repay it when it was due.

It is a custom here that on the first day of the new year, you have to go back to your parents’ home to pay New Year greetings.

In addition, the number of installations of their Anye App has exceeded 20 million, and with the addition of Anye.com, the number of registered members has reached more than 20 million.

This also made him more convinced of Yan Xin's judgment - it was Yan Xin who asked him to deploy on the Internet platform earlier.

The child’s grandparents all gave red envelopes.

In this case, you can only borrow money, and keep lending money.

Feng Chen's children can now call mom and dad, and they look very healthy.

After returning home, I set off fireworks by myself, and then watched the Spring Festival Gala with my parents, playing cards while watching the Spring Festival Gala. It was past twelve o'clock before I went back upstairs to rest.

In terms of life, I can save whatever I can. I hope to save a little more money and reduce the financial pressure.

Later, as I borrowed more and more loans, I gradually became numb and felt nothing.

We owe billions, and there is no point in saving money on living expenses.

Spending money has gradually become more generous.

Children born in rural areas have only been rich for a few years, and have not yet developed luxurious habits, but their daily expenses are already equivalent to those of normal working elites with an annual salary of one million.

——In the first two or three years when they started their business, their family’s daily expenses were less than those of most people with a monthly salary of over 10,000 yuan.

Yan Xin can clearly feel this.

He was also very pleased that Feng Chen had such a change.

There is really no need to save money to live a comfortable life when you are already a billionaire.

Isn’t making money just for enjoyment?
There is no need to pursue a lavish life, but you can enjoy a higher quality of life.

With the addition of new investors, the introduction of a new management system and a large number of management talents, the company is no longer the grass-roots team it used to be, but is now a modern enterprise.

Now Feng Chen is still the core of the company, but with a very good team, he is not as busy as before.

I used to run around and be exposed to the weather. He was obviously a big boss, but he looked like a young man doing construction on a construction site.

A day basically lasts for more than ten hours, making myself thinner and thinner.

It's different now. I only work for about 10 hours a day, and my body has gradually recovered. I spend most of my time working in the company, without being exposed to the sun, and my skin has gradually returned to its normal color.

It's still dark, but not as dark as before.

Gradually, I also started to look like a boss.

In the past two years, the focus of his career has been on Shanghai, but the company's headquarters is still in Yangcheng.

In the next year or two, he plans to focus on the capital. I have bought a house there and renovated it, but I haven't moved there yet. I plan to go there after the Chinese New Year.

They have a branch here in Beijing, but he feels that the market development here is not enough, so in the next year or two he plans to go there and take charge personally.

If he wants to go there, of course his wife and children have to go with him.

In this way, he and Feng Xi will be in the same city in the next year or two.

But the house he bought is more than 20 kilometers away from where Feng Xi lives.

There was no way, the address of the branch was there. In order to make it more convenient for work, he could only buy a house not far from the company.

Anyway, now that he is not short of money, he can buy a house wherever is convenient without having to think too much about housing prices.

Both brothers and sisters are developing in the same city, so they can take care of each other.

Now Anye Group also has plans to go public. It has hired a dedicated team to do this and hopes to go public within two to three years.

It is best to list on Hong Kong Island.

If that doesn't work, it might as well be launched domestically.

In order to obtain a higher valuation, various data must be collected.

Therefore, in the next two or three years, we must brace ourselves and get all the data done.

Feng Chen and Yan Xin also discussed a lot about doing data.

Yan Xin originally knew nothing about these things, but Fengxiang Group also planned to go public on Hong Kong Island and hired a professional team to do this the year before last.

He is the largest shareholder of Fengxiang Group and has had some exchanges with that team, and he also learned some things through what he saw and heard.

Having multiple majors doesn't count, but I still have the capital to discuss with Feng Chen.

Fengxiang Group is now developing very rapidly and has gained a certain reputation in the country.

It has not yet entered the list of leading real estate companies, but it is a relatively outstanding company among the second tier companies.

It launched its efforts at the end of 08 and suddenly expanded its scale. It has been developing rapidly since then and now has tens of billions of loans.

At that time, the start-up capital was only more than 200 million. The main purpose was to obtain land through loans. Once the land was obtained, mortgage loans were obtained, and those who obtained the loans obtained land again.

They have embraced each other, making it easier to obtain loans, obtaining large amounts of loans in a less compliant manner, acquiring a lot of land, and developing many projects.

Once the capital chain is broken, they will most likely go to jail - because the method of obtaining the loan is strictly speaking problematic.

However, the real estate market is so good now, and house prices keep rising every once in a while, so there is no need to worry about the disconnection of the capital chain.

As long as housing prices rise, all problems are non-issues.

The assets they own, based on current market prices, far exceed the loans they bear.

At present, their assets are still high-quality assets, and they are not insolvent.

Of course, if house prices suddenly drop, that's a different story.

Through the rapid development in the past three years, some of the projects they developed are already on sale.

Last year's sales reached several billion.

The projects expected to be put on the market this year will exceed 10 billion based on current housing prices.

Judging from the increase in house prices in Yan Xin's memory, it would be even more.

In the next few years, the sales area will increase significantly every year - after all, there was not so much money at the beginning of development, and there were not many construction projects. It was only after more loans were obtained that the construction area increased significantly. of promotion.

Yan Xin knew that the real estate industry would be cold again in a few years, so his decision was to stop expansion in four or five years, either to transform the company, or to get out on his own. Anyway, don't go there. thunder.

Now, we can develop boldly with confidence.

It can develop as big as it can.

Ordinary real estate companies really don’t have such courage.

It was his drive for crazy loan expansion that infected Feng Chen, making him no longer afraid of taking on so many loans.

Feng Chen knew that Yan Xin invested in many companies, and now he was a little curious about how much assets this brother-in-law owned.

He asked this question in front of Yan Xin.

But Yan Xin didn't give him a standard answer - because Yan Xin himself didn't know how many assets he owned.

That calculation is a very complicated matter, beyond the calculation ability of a scumbag like him who scored more than 180 points in the college entrance examination.

He only knows that he owns a lot of assets, but among these assets, there are also a lot of loans.

He doesn't know how much wealth he really has.

He is rich, but he doesn't feel very rich, and may even feel quite poor.

Personal consumption is not a problem. For a person who has not developed the habit of luxury consumption, he will never be able to finish it no matter how much he consumes.

If you just want to make an investment, you will find that you have no money and you have to get a loan.

Or find someone to join the venture.

His name is not even on the domestic wealth list.

A team consulted him, but he did not cooperate.

He feels that he should be able to make the list, but he doesn't know whether he will be at the top or bottom of the list.

The head designation has nothing to do with you.

However, he is relatively confident that in four to five years, his personal wealth should be at the top and among the top ten in the country.

In four or five years, according to his estimates, Fengxiang Group's real estate sales will exceed 100 billion.

——This is not a guess based on thin air, but is calculated based on the projects to be developed by Fengxiang Group.

Not to mention the possibility of going public.

After listing and financing, development will reach another level.

By then, as the largest shareholder, one can imagine the wealth he possesses.

Moreover, Fengxiang Group is just one of the projects he invested in, not the only one.

In the future, Anye will pursue listing, and Shiyu will also pursue listing.

Starlight Group, which invests in games, short videos, live broadcasts, and film and television, will also pursue listing.

There is also Jinxi E-commerce Company, in which he also owns 50% of the shares.

It is still in the cultivation stage and is a debt-based operation.

After four or five years, it is almost the harvest season.

By that time, he couldn't even imagine how much assets he would have.

Now, he still feels like a poor boss.

After telling Feng Chen about the assets he owned, Feng Chen suddenly exclaimed:
"Why do I feel like you might become the richest man in the country in a few years?"