novice forensic medicine

Chapter 267 Huge Insurance Policy
January 2012, 3 3:15
Zhou Ning sat in the forensic office, looked at the whiteboard in front of him, and kept turning the whiteboard marker in his hand.

On the whiteboard, there are various information of the autopsy, as well as various information and time stamps of Xia Limin, Chang Yuzhang, and Zhang Wei, and there are a few blank spaces for the results of the inspection.

Last night, Da Zhao, Yang Xuetong and the others tossed until the early morning to collect samples from all the touchable places on the battery car, and sent them back to the city bureau overnight. Although Big Sister Cui scolded Da Zhao, but the duty There are plenty of people left.

Zhou Ning replayed the game, took off his glasses, and rubbed his sore and swollen bridge of nose.

He always felt that there seemed to be something missing. According to the description of the deceased Xia Limin's sister, Xia Limin was a playful and thrill-seeking person who pursued a high quality of life and did not like being restrained and controlled.

I don't have much culture, and I have done different jobs, so I have met enough men.

Such a woman can coax Zhang Wei around and maintain a relationship with Chang Yuzhang, which shows that she is not a brainless person.

Although Chang Yuzhang's confession is beneficial to him, it is limited to his own confession. If they can't find evidence, then Chang Yuzhang is really confident.

Zhou Ning really didn't know about this. Although the paint on the battery car was rubbed on the stone bridge, this can only prove that the car was thrown on the bridge, and there is no way to prove who threw it.

Just as he was thinking, Da Zhao's cell phone rang.

"Hey Sister Cui, is this the end of the test?"

Da Zhao leaned over to Zhou Ning's side, and the mask was opened, and Cui Lili's roar came.

"You tell Zhou Xiaozhou that next time you do such a large number of inspections, I won't serve you, and you will give me a time limit. Do you know how huge the number is?"

Da Zhao smiled all over his face, glanced at Zhou Ning maliciously, and quickly comforted him:
"I also know that the number is too much. After all, Director Xu is pressing so hard that we can't help it. I'll scold him for you in a while. Don't be angry, big sister!"

"Huh, I did a mixed test, and then I did a separate test. I have found a residual DNA, and the report has been sent to the mailbox. Let me know if there are so many more today. I can arrange it."

"No, even if there is an inspection today, it will definitely not be as much as yesterday. Eldest sister, don't worry, arrange for someone to rest. When we go back, we will go to you to make amends."

Cui Lili hummed twice and hung up the phone directly.

Zhu Xingxing has already opened the mailbox, printed out the report, and sent it to Zhou Ning.

Zhou Ning looked away from the whiteboard and turned to the end. It read, among the samples taken from the electric vehicle, sample No. 247, which was submitted for inspection, was 100% consistent with the DNA of the suspect Chang Yuzhang.

Zhou Ning exhaled, this is the ironclad proof, but why did Chang Yuzhang kill?
Zhou Ning couldn't figure it out, the two separated and reunited for several years, only after Xia Limin married so many times, did they really have been threatened by Xia Limin as Chang Yuzhang said?
If there is really a threatening video, Chang Yuzhang will definitely keep the deceased's mobile phone. After all, this is the most favorable evidence to remove the suspicion. I don't know.

After writing the DNA test results on the whiteboard, Zhu Xingxing said from the side:
"This Zhang Wei is stupid enough. Doesn't he know that his wife has cheated so many times? She also worked as a lawyer. No wonder she was cheated and owed debts. But it's good for his ex-wife. To the only property left, and to the house."

Zhou Ning raised his head suddenly, startling Zhu Xingxing, she quickly covered her mouth, and Zhou Ning walked straight towards the whiteboard.

"What's wrong?"

After staring at Zhang Wei's information for a while, Zhou Ning circled Zhang Wei's identity.

"Lawyer, he used to be a lawyer and is very familiar with the law, so is he colluding with Chang Yuzhang, once he is interrogated by the police, how can he get rid of the suspicion?
According to Zhang Da’s previous investigation, Zhang Wei divorced his wife, and then gave the cash and house to his ex-wife and two children. I think there must be a reason for this. Protect your assets.

As for looking for Xia Limin, it’s still a flash marriage, and it’s even more about cooperating with Chang Yuzhang.”

Zhou Ning stared at the two photos on the whiteboard, and finally his eyes fell on Chang Yuzhang's work unit.

At this moment, the door was pushed open, and Xu Dayuan walked in with Zhang Sannian with an excited look on his face. Everyone knew that their investigation had made progress, and it was that kind of important discovery.

Xu Dayuan raised his chin towards Zhou Ning, and said with interest:

"Zhou Xiaozhou continued, I just heard your analysis."

Zhang Niannian also joined in the fun, he was more interested than Xu Dayuan, walked directly to Zhou Ning's side, stood beside him, and also looked at the whiteboard.

But the above is just some known information.

"After listening to your analysis just now, I almost believed that you would predict the future, or put bugs on us. Director Zhou hurriedly continued to talk about your analysis?"

Zhou Ning's face was a little dark, why are these two people so shameless.

But looking at the pile of bills that Xu Dayuan carried behind his back, it seemed to be a copy of the bank statement, Zhou Ning frowned slightly, thought for a while and then said:

"I suspect that Zhang Wei and Chang Yuzhang knew each other. One used to be a lawyer and the other works in an insurance company. I have to think about it. If Chang Yuzhang, like Zhang Wei, has a lot of debts, then I suspect that the two cooperated to kill Xia Limin, and defrauded a large amount of insurance money."

Big Zhao opened his mouth wide, and his small eyes widened. He looked at Zhou Ning and then at the whiteboard, and finally his eyes fell on Xu Dayuan's face. Seeing that Xu Dayuan didn't refute, but still stared at Zhang Sannian with a showy face, Big Zhao said nothing. Know, Zhou Ning guessed right.

No, the analysis is completely correct.

Zhang Sannian sighed and looked at Zhou Ning with resentment in his eyes.

"It's boring. I didn't show this evidence. You guessed it first. It's too unfulfilling."

Xu Dayuan stared.

"Sense of achievement is a fart, hurry up and arrest someone!"

Zhang Niannian took them away with a smile. Of course, Xiao Zeng and Liu Yufei went with them. After all, Lao Tao had been watching them all the time.

In an instant, the office was much empty, and Xu Dayuan handed all the photocopies in his hand to Zhou Ning.

"In the whole analysis, if you are not unmatched in anatomy, I would like to arrange you to be the captain of the second brigade. You have a really good brain!"

Liu Yongxin coughed, with a faint smile on his face, and a hint of complacency.

"Come on, hurry up and tell me what exactly you found? An insurance policy? This requires a death certificate?"

Xu Dayuan nodded.

"There is no call record between Zhang Wei and Chang Yuzhang. I think they may have a special number to contact. We found out the insurance policy that Zhang Wei bought for Xia Limin from Chang Yuzhang's insurance company.

It is said that the person is gone, so there is no problem with the insurance company to settle the claim, but considering this marriage, it is very problematic. The insurance policy was signed the next day after the two received the certificate, and the insurance amount is very large. The amount reached 450 million. "

Zhou Ning was taken aback. He guessed that the amount was huge, but he didn't expect it to be so much. 450 million is indeed easy to make people have evil thoughts.

And this money is definitely not something that Zhang Weineng can afford alone. After all, letting Chang Yuzhang kill people also took the risk, and even his job would be lost because of it, and he wouldn't do it without it.

"What's wrong with Chang Yuzhang's bill? Or he also has debt problems?"

Xu Dayuan nodded, and turned to the last two pages of those copied materials.

One page is the record of the insurance company's account. On June 2011, 6, all 28 million went to Zhang Wei's account, but he withdrew 450 million in cash the next day.

On the second page, on the account information of Chang Yuzhang, there is a record of depositing 150 million in cash, but two transactions were transferred out of the account. One card was swiped by Qindao Huadong Real Estate Company, and the consumption amount was 110 million. , another [-] yuan was transferred to a personal account named Liu Hui.

Zhou Ning turned back to the previous page. After Zhang Wei withdrew 200 million in cash, he transferred 84.77 to a person named Li Xin the next day, some whole and some zero, maybe this was the previous debt.

Then he transferred 30 yuan to Yu Xiuli. Zhou Ning seemed to have seen this name before. Xu Dayuan said quickly:

"Yu Xiuli is Zhang Wei's ex-wife. As for this Li Xin, she is the guarantor from Zhang Wei's previous law firm. I have asked Lao Tao to investigate this Li Xin. It seems that they are only required to pay compensation because of the guarantee issue.

I think there must be other factors in it, not necessarily related to this case. Knowing that something happened to me, I hurriedly divorced and transferred the property. The store also fell under the name of Zhang Wei's mother, and then I found Xia Limin to get married and handled it immediately. Large amount of insurance.

All of this is in the plan. I asked the insurance company, general insurance, there is a problem of effective date, subject to the terms of the product, general disease insurance, annuity insurance, property insurance, etc. The policy becomes effective at day zero.

However, accidental injuries usually take effect the next day. However, if the insurance company encounters an accidental death of the insured within three months of the policy, it will strictly check that it is more than six months and provide the corresponding forensic certificate. Compensation is paid directly by default. "

Zhang Niannian rubbed his hair with an embarrassing expression.

"Zhang Wei approached me several times, always saying that the Xia family wanted an explanation, at least give him a death certificate, otherwise the household registration would not be revoked. After his suspicion was ruled out, I didn't stop this matter and let Xu The forensic doctor gave the autopsy report, but I didn't expect it to be because of this, this man is terrible."

Xu Dayuan hummed, although he didn't get the criminal suspect's confession at this time, but the facts of the case have been sorted out, and he suddenly felt that the pressure on his body was relieved a lot, so he grinned at Zhou Ning.

"Let's go Zhou Xiaozhou, Zhang Wei and Chang Yuzhang have brought back, how about going with me to listen to the interrogation?"

Before Zhou Ning could say anything, Xiao Qu raised his hand aside.

"I have something to say. I just used Zhang Wei's mobile phone number to find a QQ account and crack the password. There is only one friend in it. The two started adding friends on November 2010, 11. , one of the most talked about names is Xia, don’t you want to see it?”

(End of this chapter)