Chapter 264 Two generations of gambling dogs cherish each other
At 03:30 in the afternoon, when Liang Xin came out of the bank again, the warm sun in the sky shone on his face, and he let out a long breath from his stomach, while temporarily letting go of another worry, the fatigue accumulated in the past few days also Surge into the body again.

His feet softened slightly, his body swayed slightly, and he almost threw himself into the street.

Fortunately, he was still young, and the moment he was about to kneel, he immediately supported the wall.After a few seconds of slowing down, he regained some strength, turned his head and said to Ling Yu who was almost scared to death, "Don't worry, it's okay, I just want to use exaggerated physical performances to show a [-] million in debt. For youth, the inner pressure at this time."

"Are you sure... it's just a performance?" Ling Yu looked at Liang Xin's pale face and said worriedly, "Why don't you find a place to rest for a while, I just felt something was wrong with your physical condition. .”

"It's okay, comfort is reserved for the dead." Liang Xin smiled fearlessly, "I dare to lend out [-] million yuan, so I'm afraid of death?"

"Brother, that's not the case. Although a person died but didn't pay back the money, that's a great luck, but just hang up after borrowing the money. If you don't enjoy a good day, it's not worth it." Ling Yu He said earnestly, "Listen to me, I will take you to the hospital, first go for a blood test, take an X-ray, and do a comprehensive examination. Our network will point to you alive next year, and you must not have any accidents... "

"Get lost." Liang Xin said with a funny smile, "I've been busy these days, so I'll be fine for two days."

While talking, while walking towards the side of the road, he stretched out his hand to stop the car.

"Brother! Mr. Liang! Let me call you my dad!" Ling Yu hurriedly stopped, "Then I'll take you there, shall I take you to the head office? I'll just sit in the car and wait for you to come out. I won't go in with you. It will definitely not hinder you from doing business, is this the boss?"

Liang Xin turned his head to look at Ling Yu, whose face was full of "swearing to protect my clients", and couldn't help but smile, "You are such a good person."

Ling Yu received a good person card out of nowhere and thought that Liang Xin wanted to reject him.

But Liang Xin went straight to his car, patted on the door, "Let's go, Manager Ling."

"Oh." Ling Yu was immediately as happy as if he was favored by the emperor, and hurried over to open the car door for Liang Xin.

Liang Xin Shiran sat in, and immediately closed his eyes after sitting down, and said lightly: "Western Suburb Industrial Zone, Buguang Shoes Industry."

"Okay." Ling Yu nodded, started the car and turned around.After driving for a while, he suddenly asked, "Where is Mr. Chen Guangjian?"

Liang Xin remained silent.

Ling Yu also closed his mouth wisely, and didn't ask any more questions.

But Liang Xin, who closed his eyes and rested his mind, was not really resting.

On the contrary, his brain started spinning involuntarily again.

He was thinking about how to explain to Chen Guangjian about the real estate speculation in the capital later.

This matter obviously cannot be concealed.

But fortunately, he has already received the last loan just now, and now no one can easily destroy his plan.Especially in a day or two, when he takes the 7200 million yuan and goes to Wanhua Jinyuan to buy two buildings, and further confirms this matter, basically, unless he is sentenced, The relevant departments put his real estate up for auction, otherwise, even if the gods came, it would be impossible to delay his progress to become rich and prosperous.

Then, it's time to sit back and wait for huge profits...

In half a year to two years at most, his life will enter an unprecedented stage.

At that time, he can follow up and invest in those companies and industries that will sweep the market in the future - food delivery group buying, social platforms, sharing economy, big data, cloud computing, smart phones, AI systems, future pictures, scattered and explosive, Like a picture scroll composed of stars, it unfolded splendidly in front of him - no need to do it yourself at all, just find the best company, the company that is destined to win in the end, and then find a way to get even less than 1% of the shares.

In this way, every field he invests in will become his source of wealth.

As for the retreat, even if you just sell all or most of the assets that have greatly appreciated in value, you only need to rely on the remaining properties to collect rent every month, and you can still live the life of the top 1% of the country. .

In addition, the proceeds from the sale of assets are put into fixed deposits, insurance and the stock market in proportion, which is enough to obtain income that ordinary people cannot obtain by working 18 hours a day.For the rest of his life, his whole family can live a stable and comfortable life without any labor.Not to mention rich and powerful, but life is definitely relaxed and comfortable.

So comfortable that even if he and Jiang Lingling have a football team, they don't have to worry about being unable to support them.The children don't need to go to a particularly good school, they can just go so-so, don't expect them to have any great prospects, they will all be able to support themselves in the future, Liang Xin is content.

There are also Lao Liang and Sister Ping. As long as Lao Liang can eat and shit by himself when he gets old, Liang Xin can give him full marks, and Sister Ping is even better at fooling around. Just build a church for her.To fully satisfy the vanity and sense of social accomplishment that she has always wanted but never obtained in her life, Liang Xin is actually very willing to watch her, aba aba recite the scriptures until she grows old.

Belief or something doesn't matter at all to ordinary people.

As long as there is enough food, clothing, warmth, no disease, no disasters, the quality of life is slightly better than the average level, daily consumption does not need to look at the price, and the average working time does not exceed two hours a day, such a day is what Liang Xin knows in his heart, a good life. standard line.

Of course, if he could really earn some more money, Liang Xin would certainly not refuse anyone.

Money, life, the more the better.

When he gets old, Jiang Lingling will handle how to divide the legacy he left behind.

Women should generally live longer than men...

Liang Xin put Chen Guangjian's words behind him in a flash, but subconsciously, he conceived a picture of his life in this life.It wasn't until I thought about where I should be buried after my death that I finally stopped this "Cranky Life Series", coughed unnaturally, and opened my eyes.

"Are you okay..." Ling Yu asked worriedly, "Can I buy you some medicine?"

"No need." Liang Xin flatly refused.

Ling Yu said: "Don't stress too much..."

"Big hammer." Liang Xin said with a smile, "Isn't it stable within half a year?"

"Hmm..." Ling Yu didn't agree with Liang Xin's words in his heart, but he still didn't object.

The six months Liang Xin mentioned only refers to the interest on the first batch of 5000 million loans.

For this 5000 million yuan, Liang Xin now has to repay 50 yuan in interest every month, which is 300 million yuan in half a year.And what they borrowed just now happened to be this 300 million bridging loan.With this money, in the next six months, Liang Xin's 5000 million loan will be filled with money from his own bank.

And the price he needs to pay is the interest generated by repaying the 300 million loan - a full 20 points per annum, and the principal cannot be returned in advance. He must borrow for two years, with interest on the principal, that is 420 million in two years.

That is what Liang Xin and Ling Yu said before, at a cost of 420 million, leverage 5000 million of funds.

Too leveraged to be leveraged any more.

For this money, Ling Yu is actually at ease.

The worst case scenario is that after half a year, the house Liang Xin bought has not appreciated in value. If he is forced to sell the house at the original price, he can directly fill in the 5000 million yuan hole, and then the remaining 420 million yuan will be paid by Liang Xin. Judging from the shareholding ratio of Classmate.com and the current performance of Classmate.com, it can be easily repaid within two years at most.

Therefore, Ling Yu and his leaders were very optimistic about the 5000 million loan plan from the beginning.

It seems to be risky, but in fact, even if you lose, it will not hurt your muscles and bones at all.

But now, Liang Xin has another sum of 7200 million in his hands.

This money is what really kills me.

First of all, for this loan, Liang Xin has not applied for a bridge loan at present. The interest generated by the 7200 million yuan needs to be paid off directly by Liang Xin through rent income.And the bank, in order to create opportunities for Liang Xin to repay the loan, specially gave him the opportunity to postpone the repayment for one month.For Ling Yu and his Ling Yu, they dared to do this, but they actually had the same intentions as Liang Xin - it was a bet that housing prices in the capital would skyrocket, and they would also borrow Liang Xin's hand, Realize huge gains.

The only difference between the two is that if Liang Xin explodes, the bank can still recover the 7200 million principal by auctioning Liang Xin's real estate, but Liang Xin himself still needs to repay the 7200 million loan. all interest accrued.

Ling Yu counted, and the annualized rate is 12%, which is 432 million in half a year.

In addition to the previous 420 million, Liang Xin's total debts will be in the tens of millions.

This money is not something that Liang Xin can pay back immediately after saying it.

And if Liang Xin still doesn't give up when the time comes, and clenches his teeth and continues to borrow money to continue his life, waiting for the opportunity, then every day counted, he will owe the bank many, many thousands.

But the problem is - the bridge loan is not so easy to get.

Institutions like banks have always borrowed umbrellas on sunny days and collected umbrellas on rainy days. When Liang Xin didn't pay the interest, the bank would definitely be the first to jump out and take out the loan, and it wouldn't leave Liang Xin with time to live.

This also means that if Liang Xin's real estate company can effectively realize the positive flow of funds within half a year, then the bank will be Mr. Liang's most sincere friend, partner and transaction partner, and Ling Yu is his Liang Xin's The lackey, the leader of their bank is Liang Xin's old friend, the most beautiful girl in their bank...cough!

But on the other hand, if Liang Xin's real estate company has no business improvement within half a year, the bank will immediately become Liang Xin's enemy. When the time comes, he, Ling Yu, will inevitably lose his face and cut seats with Liang Xin Judgment of righteousness, grace and justice.

So when Liang Xin said the word "stable", Ling Yu couldn't believe it.

Slow as half a year, as fast as a month, many things can be seen.

Now Ling Yu is just standing on the side of a running dog, and it is not convenient to confront the hunter Liang Xin.

Anyone who does business can be superstitious.

At this juncture, Ling Yu believed that Liang Xin, like all other bosses, could only listen to good things.

But what he didn't know was that in Liang Xin's heart, he didn't care what others said.

He even hoped that the uglier what others said, the better.

Only in this way can he experience the thrill of pretending to be slapped in the face.

However, it is a pity that Liang Xin has been surrounded by "good people" ever since he became rich. blessing of.

It made him have no chance of being a bad guy.

The two of them had a lot of distracting thoughts in their hearts, and soon fell into silence again.The car drove on the road for nearly five or ten minutes. In an increasingly awkward atmosphere, it finally drove into Chen Guangjian's Buguang Shoes Park at around 10:04 in the afternoon.

Liang Xin is familiar with the way, as the "boss' illegitimate son" known in the factory, after entering the door, Ling Yu is arranged to wait in the tea room downstairs, and the management personnel in the factory only think that Ling Yu is Liang Xin's follower, Acted very calmly.

This style surprised Ling Yu.

Xin said that Liang Xin's strength is so strong, no wonder he is not afraid of thunder.

A mere 800 million yuan is nothing to Chen Guangjian!Not to mention 800 million, ten 800 million are probably not in Chen Guangjian's eyes.The current market price of the Runxin Building next to their bank alone is as high as 3.8 million!

Chen Guangjian invested in this building in 03, and the current floating profit is nearly [-] million.

Compared to Boss Chen's operations, Liang Xin's series of gaudy movements are just like playing house.

Not to mention, apart from Runxin Building, Chen Guangjian has several similar properties in the city.

"Chen is always yours..." Ling Yu really wanted to ask more questions.

Liang Xin said directly: "Don't ask if you shouldn't."

Then he left Ling Yu behind and went straight upstairs.

After a while, Liang Xin, who hadn't been here for more than a month, knocked on the door of Chen Guangjian's huge office on the top floor of the building.But before Chen Guangjian could speak in the room, a girl's clear and cheerful voice came out first: "Come in!"

Liang Xin pushed the door open strangely, and saw Chen Guangjian sitting speechless behind his oversized desk in the huge office, and beside him stood a bright and charming girl.

An An looked at Liang Xin with bright eyes, smiled and shouted: "Great God!"

"Hello..." Liang Xin stepped forward, moved her gaze away from her big G with difficulty, raised her hand unnaturally, rubbed her nose, and smiled at Chen Guangjian, "Dad..."

"Hmm." Chen Guangjian covered his forehead, not knowing why he was having a headache, and said in a deep voice, "Are you speculating in real estate in other places these days? Or are you speculating locally?"

"The capital." Liang Xin asked directly, "Does Uncle A Xian know?"

"What do you think?" Chen Guangjian was still the same, he didn't give Liang Xin the opportunity to take the initiative at all, saying this was equivalent to not saying anything, and asked Liang Xin angrily, "What do you take as collateral? Your shares in the company Is it? Or the future earnings of the company?”

"This...it's a bit complicated to say." Liang Xin looked at An An.

Chen Guangjian said: "What do you think she is doing? She can understand a fart! They are all from my family, just talk!"

An An was not angry at all, and she parroted her tongue in a low voice, "My family, just talk~" full of scumbag temperament.Except for a pair of big G's, there is no comparison with Jiang Lingling, a girl whose college entrance examination scores are higher than Liang Xin's.

Liang Xin had no choice but to speak slowly.As soon as he opened his mouth, his eyes involuntarily deepened, as if he was telling a story, "At first, I coaxed my dad... my old Liang sold our house..."

Chen Guangjian's eyebrows twitched imperceptibly.

The look in Liang Xin's eyes changed instantly.

Turned into selling properties to speculate in real estate...

This kid, I thought he was just a liar, but I didn't expect...

He is still a gambling dog? !

have a future!
(End of this chapter)

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