The reborn I want to lay down a big country

Chapter 467 Successor Interview
"Why should you worry about Jinshui Finance?" Liang Xin naturally found a chair in the room, and after sitting down leisurely, he calmly and calmly faced Teng Zengsui, with a look on his face as if the mission of life had been successfully completed, so there was nothing wrong with him. Wanted smile.

Teng Zengsui took a cigarette from Liu Feng's hand, took a puff slowly, and said, "Do you think there is no need to worry? I remember that when you first asked me for money and established Jinshui Finance, you said that it was not You said it yourself, Jinshui Finance is the core asset of Sanjin Technology in the future. Through the tool of Jinshui Finance, the turnover generated by Sanjin Technology and Sanjin Charity Fund is the core competitiveness of Sanjin Technology. Are those words you said farting?"

Lao Teng lost his patience with Liang Xin day by day. He was holding his fingers and waiting for the day of retirement. He didn't have much time, and then he and Liang Xin beat each other's hawks. He said bluntly: "If this thing is really important, it must be collected as soon as possible. Come back. While we still have the means to restrict Shen Ruilong, Jinshui Financial's banking license is still in our hands.

Otherwise, when he realizes one day that he wants to replace Jinshui Financial's bank license issuer with a power that he can control in the future, then we will really have nothing to do with him.Sanjin Technology said that it will be listed within three years, but don't think how long three years is.Three years is but a blink of an eye.At that time, if the business of Sanjin Technology is subject to the binding of Jinshui Finance, it will have a great impact on our listing plan. Maybe it will depend on Shen Ruilong's face, and yourself, don't you want to redeem Sanjin Technology? "

"Haha, how can it be so serious..."

Liang Xin heard Teng Zengsui speak so seriously, but he was 1 confident, and said, "Grandpa, let me ask a very simple question. If Shen Ruilong has eaten up Jinshui Finance now, we ourselves will have nothing to worry about." Is there an alternative?"

Teng Zengsui said, "Tell me about it."

Liang Xindao: "At present, Jinshui Finance is mainly the payment system tool of Tonglian.com. Shen Ruilong took Jinshui Finance away, and we can get Dongfeng Finance or other financial tools to make up for it at any time. To put it bluntly, this thing is only three gold It’s just the supporting facilities of technology. When disassembled, it’s technically nothing more than a few lines of running code, plus the existing user data, and the bank’s access permit. Classmate Pay on Tongtong.com changed its name to Dongfeng Pay, and users also There will be no discomfort.

But what if Jinshui Finance leaves Sanjin Technology and classmates.com?Who in the market will recognize this brand?No.Even if Shen Ruilong wanted to give it away to others for free, others might not want it. "

"Then what you said before is really farting?" Teng Zengsui frowned slightly.

Liang Xin explained calmly: "Of course not, but this matter depends on the stage. As I said before, the importance of Jinshui Finance can only be fully displayed on the basis of its future expansion.

Before that, it only has the significance of technology and market access; after that, we can see its financial significance, social significance, and even... other higher-level significance..."

"Mr. Liang, you're right, you're making a fuss." Cheng Gang smiled faintly.

"Mr. Cheng, I thought you had already returned to the city when I didn't notice." Liang Xin looked over, greeted Cheng Gang with a smile, and then immediately got back to the topic, "That's right. Be specific."

Liang Xin stood up, walked back and forth for a few steps as if no one was there, and suddenly raised his head, "The current number of users of Jinshui Finance is no more than 200 million at most. This system, it can be said that at present, it is completely attached to the classmate network. In other words, classmate network The influence of Jinshui Financial will be as strong as its drainage ability. However, this is only for now.

In the next few years, the first thing we can optimistically estimate is the increase in users of Classmate.com. According to the results we can see so far, an average increase of 100 million active users a month is not a big problem, that is to say, three Ten months later, we predicted with the most optimistic expectations that Classmate.com may have 3000 million so-called active users, that is, those who log in at least once a day.Even with a 500% discount, [-] million active users is equivalent to nearly one-fortieth of the total number of Internet users in China, and is very likely to be more than half of the potential online consumer population of the entire network.

And the second one is that in addition to classmate.com, Sanjin Technology will inevitably need to expand our track map in the next step.What does that mean?That is, our current positioning of Tonglian.com is a social platform, so is it possible that we will create a dedicated network platform based on social networking, not necessarily a website, but also in other forms.But where is the point?The key is that the payment system of that platform is integrated with Jinshui Finance.

By analogy, in this case, the more tracks we occupy, the more users will use Tonglianpay. The same user may use the same payment method on different networks and even real-world scenarios.

Accumulated in this way, on the one hand, while expanding the number of active users of Sanjin Technology, we have also opened up the application scenarios of classmates to pay.At that time, once the scale of Jinshui Financial user groups established by relying on the channel matrix of Sanjin Technology is formed, quantitative changes will lead to qualitative changes.One day, without relying on the Sanjin technology platform, the payment channel of Jinshui Finance can also independently form its own product ecology..."

Liang Xin claimed to be "very specific" in what he said, but he forced it down quickly, and the large group of people in the room were all at a loss.

"Mr. Liang, I seem to understand what you said, but there is something unclear... I can't fully understand it." Chen Rongxing said with a dazed look, "Can you explain it a little more simply?"

"Yes." Liang Xin said, "To put it simply, Jinshui Finance is unable to demonstrate its due value independently of Sanjin Technology because Sanjin Technology is not big enough now. The bigger Sanjin Technology is in the future, Jinshui As the scope of financial applications expands and is naturally accepted by the entire market, Jinshui Finance can become independent and form an independent business model. Only after the emergence of this independent business model can Jinshui Finance be valuable .”

"Oh……"

This time, the people in the room understood.

Teng Zengsui said: "Then according to your thinking, how much time do you think it will take?"

"Within five to ten years." Liang Xin said, "First of all, we must wait for the further development of hardware technology to further open up the connection between online and offline. Secondly, accumulating users and cultivating users' consumption habits will also take time. .”

Teng Zengsui's eyes changed slightly.

Five to ten years, he can't wait that long.

and……

"Will the hardware problem be solved in five to ten years?" Teng Zengsui said, "What kind of model is the further connection between online and offline that you mentioned?"

"Moore's Law." Liang Xin said, "The miniaturization of integrated circuits is technically advancing at a rate of doubling every year. According to the current level of technology, in about five years at the earliest, there should be mobile phone-sized handheld devices." Computers, let’s call them smartphones, should be put into market applications on a large scale. I am optimistic that by then there will be 100% scenes of people setting up roadside stalls using mobile phones to collect and pay.

Old farmers in the valleys of China who have never touched a computer in their entire lives are very likely to skip the Internet [-] era and be pushed by social trends to enter the Internet [-] stage together.Our potential users are located in the vast underdeveloped areas of China and the world, not to mention urban developed areas, this technology and market will develop at an unimaginable speed for today's people..."

Teng Zengsui frowned slightly, feeling that Liang Xin was talking in his sleep.

However, at this moment, someone in the room said, "The one you're talking about refers to the concept phone that Amlic Apple just launched last month?"

"Apple launched a smartphone?" Liang Xin was slightly taken aback.

The person who spoke was Kang Ming's competitor, Liu Hao, who seemed more surprised than Liang Xin, and asked, "You don't know?"

"I... probably know a little bit, but I didn't expect them to move so fast."

Liang Xin perfunctorily explained, "Yes, that's what I'm talking about. Touch-screen mobile phones, the operation method is very similar to the current computer window system. I also spent 500 million US dollars to buy Apple's stock. I believe that's the way of the future."

"Then if they smash it, you won't have to die?" Kang Ming popped up.

Liang Xin said seriously: "I make my own judgment, and I will bear the risk myself."

Kang Ming was taken aback for a moment, and a ghost said, "Then I'll go buy some too."

A large group of people in the room couldn't help but roll their eyes at Kang Ming in unison.

Damn, the solemn and serious atmosphere of the meeting was completely ruined by this fool.

I also graduated from the Ivy League, I am!

"Xiao Liang, your thoughts are all based on guesswork."

Teng Zengsui couldn't hold back his anxiety, and said, "Besides, you have been talking for a long time, if Jinshui Finance is really so promising, and it will become something that even people in the valley will use in the future, then how dare you Ask Shen Ruilong to take [-]% of it? Aren’t you cheating the group and yourself? How can you get back the shares of Jinshui Financial held by Shen Ruilong?”

"President Teng, if this is really the case, I have a solution!"

The room was full, and someone spoke again, "We can create another payment platform, change the name, and put it into use at the same time as Tongtongpay. We fully control this platform. While the scale of Tongtong.com is not large, users can also Accept, this payment platform can grow together with Classmate Pay, why not call it Dongfeng Pay!"

"Yes." Li Yongke said suddenly, "When Dongfeng Pay grows up, we will find an excuse, such as the expiration of the license period, we can let the classmate Fu and Shen Ruilong leave together, and it will be enough to keep Dongfeng Pay's family. "

When Teng Zengsui heard the words, his eyes lit up instantly.

Liu Hao also added: "And this timing must be grasped well. It can't be too late to let classmates pay for it, and it can't be too early. Otherwise, Dongfeng Pay's market share is not large enough, and the brand acceptance is not high, and it will easily self-defeating."

Teng Zengsui nodded slightly, then turned to Liang Xin and asked, "Where is Xiao Liang? Do you have any other ideas?"

Why, you still want to pull me to the same level as them?

Liang Xin laughed heartily.

What are you talking about?
Master is a serious shareholder of the group, okay!
"I don't agree." Liang Xin said directly, "Of course there are tens of thousands of ways, and it is not difficult to get rid of Shen Ruilong. But the basis for doing this first is to keep the user base of Sanjin Technology and Jinshui Finance continuing to grow. And I Jinshui Finance also owns 20.00% of the shares, and if you want to get rid of Shen Ruilong, you will also lose my share."

Teng Zengsui frowned, "Then what do you want?"

Liang Xin said: "The new payment platform, I want to exchange the shares of Jinshui Financial with you one to one."

Teng Zensui: "..."

The audience: "..."

"Young man, you are taking advantage of the fire to rob."

An old guy in the room whose name Liang Xin couldn't accurately name said with a smile.

Liang Xin also replied with a smile: "Yes, do you accept my threat?"

"Okay, we can exchange."

Teng Zengsui spoke suddenly, not embarrassing the old man, and he was obviously used to Liang Xin's style, and said lightly, "If we don't change, you're going to inform Shen Ruilong, right?"

"Yes." Liang Xin was shameless and frank.

Kang Ming couldn't help sighing.

My heart said that if I was in Amrik, a bastard like Liang Xin would be assassinated at least two or three times a month...

This guy was born in China, which is considered a great fortune.

"Old Mo, what do you think?" Old Teng turned his head and met the old man who was talking to Liang Xin just now.

Lao Mo nodded slightly, and Teng Zengsui also understood, and followed suit.

If the two agree, the matter is settled.

"Xiaokang, hurry up and implement it, try to make it before the end of this month, try to do it as naturally as possible, and don't attract Shen Ruilong's attention." Teng Zengsui, who was determined, made a slightly contradictory request to Kang Ming.

Kang Ming confidently agreed: "Okay! Don't worry, Mr. Teng! We must do it well!"

Teng Zengsui said to Liu Hao: "The new payment platform can also be connected to Xiao Liu's Dongfeng page game."

Liu Hao said with a smile: "Okay, so Dongfeng Page Games won't be affected by Hualong Holdings anymore. Jinshui Financial now has impure blood, so I don't feel at ease when using it."

What do you mean?

Liang Xin turned to look at Liu Hao.

"How is Dongfeng Page Games doing these days?" Teng Zengsui asked casually.

Liu Haodao: "We are still doing promotion."

Teng Zengsui asked Liang Xin: "Does Xiao Liang have any suggestions for Dongfeng Page Games?"

"No."

Liang Xin didn't have a half-cent share in Dongfeng Pagegame, and with a smile on his face, he could only write the words "it's none of my dick's business".

Teng Zengsui had no choice but to tell Liu Hao, "Learn more from Tongtong.com. The patent of the game on Tongtong.com has been licensed to you. If you can't do it, you can't blame the group for not supporting you. "

In front of so many people, Lao Teng's words were a bit heavy, which was not his usual style.

Liu Hao couldn't help but also felt a little stressed, so he nodded slightly.

"Okay, let's leave it at that about Jinshui Finance. What we're talking about today, you guys, go back and sort out your thoughts, come up with a written draft, and hand it over to Liu Feng later." Teng Zengsui's gaze, Scanning the faces of Liu Feng, Kang Ming, Liu Hao, and Li Yongke and the young men, he said to Liang Xin, "Xiao Liang, don't go, I have something else I want to tell you."

Liang Xin raised his hand to check the time, it was early at 11:[-].

Teng Zengsui smiled: "Don't worry, it won't take too much time for your wedding night."

Liang Xin said indifferently: "It's okay, let's talk about money, talk about the dawn, my family Lingling is the most supportive of my career."

(End of this chapter)