My uncle's name is Zhu Di

Chapter 296

Wu Yu knelt down on his knees, not even having the courage to raise his head.

In front of him, Yao Guangxiao, Pu Qia, and Xu Jingchang sat peacefully.There are Jin Yiweis all around him, in fact there is no need for Jin Yiweis, he is a talker, how can he have the courage to escape?
"Master, Master Uncle, and Ding Guogong, you can just ask, the sinner knows everything without talking."

Yao Guangxiao closed his eyes and said nothing, the old Puqia looked at his former lover and sighed helplessly, "Amitabha, why did you take this step!"

Wu Yu was startled, and suddenly burst into tears, bursting into tears.

"Master, I really don't want to, I just want to make some money, but I don't want to get deeper and deeper, and I can't turn back." Wu Yu kowtowed, "Master, you have to save this disciple and give him a way out! "

When the old monk Puqia heard this, he simply closed his eyes and remained silent, and imitated his younger brother Yao Guangxiao.

At this moment, only Xu Jingchang was left, and he looked down at Wuyu with great interest.

"I said Brother Wuyu, when did you start this business? Tell me carefully."

Wu Yu stabilized his mind and kowtowed loudly.

"Returning to Ding Guogong, when I failed the Buddhist exam, I was expelled from the temple and had to go back to business... At the beginning of the period, I opened a dim sum shop, and the business was very good. In less than half a year, I made a fortune. For a lot of money, people come to me every day and line up to buy snacks. I gradually can’t do it when I come back, and I can only sell [-] copies a day. But every festival, this is not enough to sell, and there are still people who want to take gifts. I want more. I, I thought of an IOU."

Xu Jingchang thought for a while, and immediately understood what was going on, "Those who want to give gifts don't eat for themselves at all, they spend money to buy an IOU, and then send it out. Those who get the IOU can come to you within the agreed time For a snack, right?"

Wu Yu nodded, "That's right. After another few months, I found that some of the IOUs sold would be damaged and lost, so I couldn't come to get refreshments. And even if they come to exchange them every once in a while, I There is always some money in hand. This money can be used for lending and earning interest."

As Wuyu said, he raised his head to look at Xu Jingchang bravely, and found that Duke Dingguo had a smile on his face, clapped his hands and laughed, "As expected of a master of financial management from Buddhism, collecting money and lending money, this is what you learned in the temple Right? Master, you are an old man who teaches well?"

Pu Qia couldn't hold back any longer, "Don't talk nonsense, the old man is devoted to the Buddha, and he will never be contaminated by copper stink. There is no mess in Jishan Temple right now."

That's what happened before!
Xu Jingchang didn't say much, he wasn't surprised by Wuyu's model.

In fact, many time-honored shops in Yingtian are like this, such as the roast duck shop that Xu Jingchang likes, if you want to buy in bulk, you must make a reservation in advance and pay a [-]% deposit.

Only when people receive the money will they buy the materials in advance and bake them on time.

Wuyu's dim sum shop is similar, he collects the money in advance, and then waits for the customers to come to pick up the goods... There is always some time difference in between.

That is to say, there are always a batch of IOUs in the market, and there is always a sum of money in Wuyu's account that is not needed.

If you have money, you can make a profit. If you lend it out, or store it in a bank, you can get something. This is already the instinct of Wuyu who was born as a monk.

"Brother, I'm curious now, how did you set your sights on gold, how did you take this step? Can you talk about it?"

Wu Yu said bitterly: "In fact, I gradually discovered that the more famous I am, the more IOUs outside, the more money I have in hand. And even if I sell more IOUs, no one notices. Some people just want to For a gift, I just need to collect the old IOUs regularly, and then replace them with new IOUs at the original price, extending the time."

When Xu Jingchang heard this, he instantly understood, "Borrow new to repay old... as long as you sell more and no one runs out, you can make more and more money?"

Wu Yu was a little stunned, and nodded helplessly, "Ding Guogong's words are very true. The sinner thought later that the price of dim sum is limited after all. No matter how much he sells, he will not be able to make a fortune. The sinner needs to find something more valuable in order to get rich." Attractive to take the bait?"

"Then you thought of gold?"

"Ok!"

"How did you come up with this idea?"

"I, I just read from the mansion newspaper that I heard that there is gold in Liaodong, so I told some people that as long as you buy the dry shares of the gold mine, you can get a lot of dividends, and the dry shares will increase more and more. The more valuable it is."

Xu Jingchang said: "Who were the first to be fooled?"

"That's right, those who bought dim sum IOUs. I picked a few good ones, sold a few dry shares, and half a month later, I increased the price by [-]% and bought them back."

The interest rate of [-]% for half a month is really exciting.

After all, Zhu Gaoxu's annual interest rate is only [-]%.

"The first time I raised the price to take it back, it cost me my own money... Then I sold another batch, this time it was ten times the original price, and half a month later, I raised the price by [-]%... This time I took the money I earned. All the money that came in was invested in, and I also borrowed a lot of money. If it fails, I will go bankrupt, and I will never recover."

"and then?"

"Then a lot of people came to me to buy, many more than before, and there were many wealthy businessmen and celebrities. It didn't take long for me to have more than 10 taels of money in my hand."

Xu Jingchang nodded, "Your hands are really clever, and you have a good plan to catch big fish with a long line!"

Wu Yu cried, "Mr. Ding, I really didn't think too much about it. I just plan to get some money, and then find a way to make money by lending money and fill in the holes. I'll make a hundred thousand taels, and I'll stop."

Xu Jingchang laughed and said, "You paid [-]% profit for half a month, how can you earn so much? You still want to fill in holes, isn't that a dream?"

Wu Yu also said: "Yeah, I found out later that I couldn't fill in the hole. I can only take the money I received and supply it to those who are due. As long as they can trust me and continue to invest money in it, even if they have money in their books It doesn't matter how much money it is. What I fear the most is redemption! As long as I don't redeem it, I can keep going."

Xu Jingchang smiled and said, "Then why can't you keep going?"

Wu Yu said bitterly: "At first I said it was the gold mine in Liaodong, but someone in the imperial court knows what happened to the Liaodong gold mine, and it will be clear if you send someone to Liaodong to have a look, or ask the merchants in Liaodong. I can only tell them that it is a gold mine in the country of Wa. Although the country of Wa is far away, it is not impossible to reach it. Some people also go to the country of Wa to learn about the situation, and they are making more and more money on my account, as long as a few big households Redemption, I can't sustain it."

Xu Jingchang nodded, "Yeah, so you plan to run away?"

Wuyu said helplessly: "Yes, I have earned some money in the past few years, and I also used it to honor Master, and let Master accept me as a lay disciple again. I, I plan to go to Hangzhou, and then find a way to take a Hu merchant's boat and escape. Go overseas, hide in the ends of the earth, and escape the catastrophe."

Wu Yu raised his head and begged: "Mr. Ding, I really didn't think so much. I just want to make some money. I, I beg you, give me a way to survive! Let me do whatever I want."

At this moment, the old monk Puqia raised his eyebrows, and sighed helplessly, "Heaven can do evil, but you can't live if you do evil yourself! This old monk is really blind. If you take such a thing from you, you will kill me."

Yao Guangxiao, who had been silent all this time, also said, "Beast, how much did you charge?"

Wu Yu trembled all over, and said helplessly: "If I go back to my uncle, I have received more than 480 million taels in my hand. If you look at the books, I owe tens of millions of taels."

Tens of millions of taels?

Is it higher than Daming's annual income?

Yao Guangxiao said helplessly: "You have done something that pierced the sky, even if the Buddha came to the world, he would not be able to save you."

After Yao Guangxiao finished speaking, he looked at Xu Jingchang, only to find that Xu Jingchang was holding his chin, lost in thought.Yao Guangxiao couldn't help laughing, "I said Duke Ding, do you still want to protect him?"

Xu Jingchang shook his head with a smile, "I'm not that capable, I just want to tell you that not everyone wants to kill him, maybe we can discuss this matter."

Yao Guangxiao was dumbfounded, and Pu Qia's jaw dropped... Together, they are both 150 years old. They have never seen such a piercing thing, and they can still survive?
Is this treating Daming law as a joke?

Xu Jingchang smiled faintly, "Don't worry, you two, I want this man from Jin Yiwei."

Xu Jingchang said again: "Wuyu, all your current accounts for collecting money are handed over to me, and no mistakes are allowed to be concealed."

Now that the matter is up to now, Wu Yu dare not hide it, he can only obediently agree that he can earn a quarter of an hour at this moment.

Xu Jingchang gathered up the things here, turned around, smiled and went to the Secretary of General Administration.

When he arrived, the atmosphere was different.

The officials in the headquarters were also whispering and whispering... Those other yamen who lined up to deliver official documents also took the opportunity to chat and ask about something.

Xu Jingchang called Hu Min over, "What's the matter? Could it have spread?"

Hu Mei said: "Someone said that there might be a problem with the sale of dry stocks in the gold mine. King Zhao withdrew the money. The corresponding people also disappeared."

Hu Yu lowered his voice, "Mr. Ding, what do you think we should do with this matter?"

Xu Jingchang smiled and said, "I don't need to look at this matter, someone will come over soon."

Sure enough, as soon as Xu Jingchang finished speaking, the old father-in-law Huang Guan, Minister of Rites, came.

Xu Jingchang was very surprised, "I said, why is your old man involved in this kind of thing?"

Huang Guan snorted and said: "How can I be greedy for this little money, besides, I have a daughter, she often helps out, and my family has enough money to spend."

"Your daughter? Isn't that my money!"

Huang Guan snorted and said, "I don't care about that. Anyway, I spend your money. I feel at ease. It's just that some of my disciples and fellow villagers from Jiangxi want to earn some money because their property at home has been copied by His Highness the Crown Prince." Qianhua... can't be found now, so what do you think?"

Only then did Xu Jingchang understand that there are still many big Jiangxi families who have become the last takers.

"I can only admire it, it's really wise and brave, it's amazing!"

Just after Xu Jingchang finished speaking, Jian Yi, Secretary of the Ministry of Officials, Xia Yuanji, Secretary of the Ministry of Households, Fang Yi, Secretary of the Ministry of War, and Lu Zhen, Secretary of the Ministry of Punishment... except for Luo Qian from the Ministry of Industry who was still in the field, these few people came.

"Did I say that you are all trapped? There is no one in Ming Dynasty who understands?"

(End of this chapter)