My uncle's name is Zhu Di

Chapter 70

Xu Jingchang woke up very early. He found casual clothes and didn't bring extra accessories on him. He just took a fan. It's not the first month yet, so he doesn't want to fan the wind, but he wants to look like a rich man.

Let's not talk about this fan, the fan pendant alone is a piece of high-quality ancient jade, and the work in the palace was bestowed by Zhu Yuanzhang.

There is really no way, there is an imperial gift in other people's mansions, and they have to be offered.But the Xu family couldn't do it. Xu Da followed Zhu Yuanzhang from birth to death for decades, ranked first among the heroes, and was also a relative of his sons and daughters.

In the early years, Xu Huizu and Xu Zengshou often went to the palace to bring good things home during festivals.

Xu Jingchang can't let the good things get dusty, so he can only enjoy it reluctantly.

"Prepare the carriage, go to Rong Guogong first, and then go to Qinhuai River."

When the family members heard it, they felt fresh.

Our young master really does not take an unusual path, taking an old monk to drink flower wine and visit brothels. Is this something that humans can do?
Although the big guy slandered, he didn't dare to say anything.Today's Xu Jingchang is no longer the child he used to be. When he encounters something, he still needs to discuss it with his family.

As the envoy, my power is unlimited.

Not necessarily in the Ming Dynasty, but in the Xu family, it must be like this.

He got into the carriage, invited Yao Guangxiao, and then the two of them arrived at the tea house not far from the boat on the Qinhuai River.

At the beginning Xu Jingchang brought Zhu Di to arrest the officials, and now he revisited the old place.

Yao Guangxiao rolled his triangular eyes, "Next time you come to a place like this, don't call me an old monk, I'm not interested."

Xu Jingchang hehe said: "Your old man is a Buddhist, I invite you to come and see what is the Buddha and Bodhisattva in the hearts of the people. This is a good thing to help you practice, but you only think of pink skulls. The realm of the two of us is The gap is getting bigger and bigger."

Yao Guangxiao heheed twice, "I have never seen a Buddha or Bodhisattva, but only smelled the stench of copper."

Xu Jingchang said with a smile: "The statues of the gods in the temple are all piled up with gold and jade. From this we can see that the way of copper stink is the most able to penetrate the gods."

Yao Guangxiao took a breath and said lightly, "Let's see!"

The old monk stopped talking, and Xu Jingchang just drank tea.

Just below the teahouse, it turned out to be a storehouse for lending money.

The front door is not big, there are only two rooms, which are far inferior to many grand shops. In a hurry, without much preparation, they just hang out the words "Hanwangdai".

Even before the business started, the outside was already bustling with many people.

There are also newsboys holding a newspaper and yelling loudly.

It doesn't matter if you can't read, there are even people who help to read newspapers and preach about loans.

"Listen up everyone, this is His Royal Highness Han Wang's business... Does His Highness Han know? He is a well-known good man, Daming's conscience, he loves the people, and he only wants [-]% interest. Listen carefully, this is One year's interest is not half a year or three months. There is no such thing as compound interest."

"You guys don't know, in order to help the poor people, His Royal Highness was falsely accused by traitors and fined a lot of property. But His Royal Highness still loves the big guys and is willing to lend money."

"Those who are short of money at home, those who don't take care of them, can't live on. Those who owe loan sharks and can't make it up, don't need to sell their sons and daughters, come here to borrow money, Han Wang guarantees, no one will deceive you!"

A few days ago, Xu Jingchang asked Wang Zhong to take the Hanwang family property to go on a tour in Yingtian. These days, the mansion newspaper kept promoting it, and the effect finally appeared.

More and more people know about Hanwang. Although there are still many people who are skeptical, some people have the courage to take the first step.

After they went in, they quickly got the loan and came out happily.

After about half an hour, among the crowd, a stooped old farmer plucked up his courage and walked in.

"My mother-in-law was seriously ill, and she was almost out of breath. I couldn't make up the money to buy the medicine. Someone told me to sell my daughter to save her mother, but I was thinking, even if her mother lived, listen If the girl is sold, she will not survive... I have no choice."

The old farmer said, covering his face and weeping bitterly.

The person in charge of lending nodded and asked, "Do you have land at home?"

"Yes, but it was rented from someone else. If it was my own, I would have sold it long ago."

The lender nodded again, "Then do you know how to do crafts? Is there a way to make a living?"

The old farmer said: "I'm still a mason. I can help others build houses during the slack season. I can earn some pocket money all year round."

The money lender asked where he lived, and whether he was a good family member of Qimin... The old farmer answered them one by one.

The loan officer nodded, "In your case, you can borrow up to 110 guan, and by this time next year, you can pay back [-] and [-] guan. Are you willing?"

The old farmer was startled, and his lips trembled, "How much?"

"It's 110 and five guan, and the annual interest is [-] percent, do you understand?"

"Listen, I understand!" The old farmer couldn't help being overjoyed. One hundred guanbao notes sounds like a lot, but based on the current value, a guanbao note is thirty or fifty taels of silver. It's less than one tael, that's a few hundred Wen.In summer, I get up early and work late to repair a few more houses, not only in my hometown, but also in other places. After a few months of hard work, I will definitely be able to pay them back.

If you can put in a little hard work, you can save the mother-in-law, a fool is not willing!

"For most of my life, she and I didn't get along well. I was afraid that if I borrowed money, if I didn't pay it back, I wouldn't be able to save her life, so I took the whole family into it."

The loan officer patiently said: "This is arranged by His Royal Highness. If it is true that due to natural disasters and man-made disasters, the loan cannot be repaid, the loan can be extended appropriately. As for the interest, it can be negotiated and will not force the big guys into desperation. And I can tell you something One thing, these precious banknotes borrowed can be used to pay off the land tax and Dingyin, and can also buy salt."

"Really?" the old farmer exclaimed, "Does the master of the yamen want it?"

The loan officer smiled and said: "The banknotes you and I are looking at have a large seal stamped by the Ministry of Household Affairs on the back. Don't worry, these banknotes can not only pay taxes, but also not depreciate. This is the grace requested by His Highness and His Majesty. You guys have to believe that both Your Majesty and the King of Han want the common people to be good, but there are some corrupt officials who have blackened their hearts, and there are also some unreasonable rich gentry and rich households in the local area who suck their bones. Don't worry, this is a loan approved by the court. , His Royal Highness King of Han still has to pay taxes on his interest, whoever dares to obstruct it, the Lord Qingtian of the Ministry of Punishment will make the decision..."

After the old farmer listened carefully, he memorized everything in his heart. Then he took a hundred guan and came out from the main entrance.

He looked back at the small shop, and suddenly fell to his knees.

"Living Bodhisattva, I kowtow!"

After saying this, the old man got up from the ground, turned his head and went to the pharmacy... He picked up three packages of medicine, and hurried home... How could a countryman dare to enter Yingtian City if he didn't want to save his wife?

He bravely entered Yingtian, found the pharmacy, and asked about the medicine... But the little money he brought with him was not enough!
After wandering outside for a long time, at night, he leaned against a poplar tree and slept all night.

Unable to think of a way to save his wife, he was unwilling to go back.

If we go back, we will only have to sell our daughters.

Fortunately, the pharmacy was not far from the Qinhuai River, and after another day, when he heard someone holding a mansion to report about the loan, the old farmer took the courage to borrow money.

He has never been so brave in his whole life... A person who usually doesn't even leave the village has entered the capital of Daming, the heart of the world.

I went to a big pharmacy, asked famous doctors in the world, and borrowed money from Hanwang to buy medicine... The old man took three medicines and ran all the way, desperately rushing home.

By the time he returned home, it was already late at night, and as soon as he opened the door, he fell headlong into the yard.

Hearing the sound, the son and daughter came out in a hurry, the neighbors, the villagers also heard the news, and carried the old man into the house.

"Don't, don't worry about me, make medicine for the baby's mother."

The old farmer muttered in a low voice, and the villagers were very moved when they heard it.

"Old horse, don't worry, the third aunt is going to make medicine, she knows this. We'll serve you a bowl of noodles, haven't you eaten for the past two days? You're starving!"

This is true, a poor man, in order to save his wife's life, would not be willing to spend a penny... After getting a loan and buying medicinal materials, he would not be willing to spend the remaining money.

How expensive things are in the capital!

In the future, I have to work hard, pay back the money early, and there will be interest, which is absolutely indispensable.

After eating the noodles, the old man regained his energy.

The wife over there also drank the medicine. I have to say that the famous doctor of Yingtian is amazing. He just prescribes the medicine based on the symptoms, and it is actually effective.

After three doses of medicine, my wife really recovered.

But old man Ma has become a celebrity in the village during his trip to Yingtian.

Although it is less than a hundred miles away from the capital, in this closed village, not many people dare to go to the capital to see the world, and even fewer can get things done.

Especially if you still dare to borrow money, it will be even more powerful!
The villagers finally found out that in Yingtian, there was a King of Han who had low interest and was willing to help the poor. He was a real living Bodhisattva.

"Young Master Yao, it is not difficult to become a Buddha, as long as you are willing to lower the interest rate on borrowing money. However, the Buddhas and Bodhisattvas in the temple can't wait to turn the last copper coin in the pockets of the people into a lingering fireworks. Like this, let alone Buddhas and Bodhisattvas, even asuras and evil spirits, are ashamed!"

It is rare for Yao Guangxiao to take the lead, "Indeed, it seems that this old monk has to take out his property."

(End of this chapter)