Nanming: I can build wonders
Chapter 189
Chapter 189
In order to allow the common people to accept the large denomination dragon coins issued by the Royal Bank, Zhu Kezang directly ordered that the salaries of officials, civil servants and soldiers will be settled in Daming dragon coins in the future.
At the end of December, officials and soldiers at all levels received their salaries settled in Dragon Coins from the Royal Bank of Ming Dynasty for the first time.
The Royal Bank of Ming Dynasty has the emperor Zhu Kezang personally as a guarantee, and has precious aluminum ingots as collateral, so its reputation is absolutely leveraged.
One day at the end of December, an old woman in her 40s sent back six ten-yuan dragon coins with her son who was the captain of the First Town of the Guards.
From the village, go all the way to the Daming Royal Bank near the east gate of Chengtianfu City to exchange Shenwu Tongbao.
Fortunately, the law and order in Yizhou Island is good now, otherwise it would be a bit dangerous for an old lady to do this.
The decoration of Daming Royal Bank is extremely luxurious, and the old lady was surprised when she walked in from the first step.
"Grandma, what business do you need to handle?" A 16-year-old girl with a pretty face asked the old woman with a smile.
It turned out that she is a staff member of the bank, and she can only work after professional training, and her service attitude is very good!
Although working as a bank worker has to show your face, it is better than being in a factory. It is more comfortable, and you may even see a bright future.
You know, the only empress in the Great Tomorrow is Concubine Chen, and there are still a lot of positions in the harem!
With this in mind, many girls of the right age came to apply for the staff.
Because of these beautifully dressed girls, the old woman felt that the Royal Bank was too high-end and didn't match her temperament.
"Oh! Hello, I'm here to exchange Shenwu Tongbao." The old woman said, taking out six brand-new exquisite ten-yuan banknotes from her bosom with trembling hands.
Zhu Kezang's handsome photo was impressively printed on it. I didn't expect this old woman to be so disgusted!
Seeing that the old lady was here to handle business, no matter what business it was, the girls in the bank smiled very gently, and it was obvious that a lot of effort had been put into it.
"Old lady, come with me, this window is dedicated to exchanging Shenwu Tongbao!" The young girl immediately led the old woman to window No. 2.
I saw that the counter was blocked by a large thick transparent glass, with a hole in the middle, allowing various items to enter and exit.
Since large pieces of transparent glass have long been developed by the craftsmen of the Royal Manufacturing Bureau, the glass factory was also built at the beginning of the year.
Therefore, there are already various glass products on the market, so many places in Chengtian Mansion have used this kind of large piece of glass, which is more conducive to Zhu Kezang's future construction of wonders!
In window No. 2, another male bank employee was working.
When the old lady's slightly trembling and weather-beaten hands stretched six ten-yuan notes through the glass opening, the male staff inside took them with a smile.
Next, after the staff identified the authenticity of the dragon coin, six Shenwu Tongbao worth six were given to the old lady.
When the old lady walked out of the bank with the Shenwu Tongbao exchanged from the Royal Bank, her face was still a little dazed, but then her face showed relief and relaxation.
As a simple commoner, she was quite worried at the beginning that what the government said was not worth it and would not exchange it. She never expected to get such an exquisite Shenwu Tongbao!
If there is one, there are two. The tens of thousands of troops in the new Ming Dynasty plus thousands of officials and civil servants receiving imperial salaries, all of them have their own families behind them, and most of them will more or less use the salaries paid to their families.
In this way, after the first month's salary was paid in Dragon Coins, the business of the Royal Bank of New Daming became busy.
When people found that the Royal Bank really didn't have any credit problems, many people were not in a hurry to exchange.
Everything in the Royal Bank is moving in a good direction. With the large-scale circulation of Dragon Coins and Shenwu, the Royal Bank is constantly praised by the people.
The common people were really willing to trust the Daming Royal Bank this time, and they also began to come to inquire about the deposit business with their own real money.
The deposit business, in fact, is basically adapted to the needs of this era after Zhu Kezang changed it according to the bank savings rules of later generations.
In the past, ordinary people had to pay to save money in the bank!
There is no free lunch in the world, and now, not only do you not need to charge any fees for depositing money in the Daming Royal Bank, but if you deposit for more than two years, the Daming Royal Bank will even pay [-]% interest!
This is very tempting. After knowing the deposit rules like this, the common people are all moved!
They calculated, if they deposit a tael of silver in the Royal Bank and withdraw it after two years, they will get two years of benefits, twenty coins!
There is such a good thing.
The people couldn't believe it at first!
Until the dragon coins and Shenwu Tongbao were fully circulated, the common people felt that the bank had the personal guarantee of today's emperor, no matter what, it would not be possible to deceive the common people's little money!
There is no shortage of courageous people in this world. After learning about the storage business of the Royal Bank, they took part of the real money at home and started to store it.
These ordinary people who came to save money received warm and gentle service from the girls of the bank.
Soon, the common people who came to store got a passbook with the words "Royal Bank of Ming Dynasty" printed on it.
When I opened the passbook, I saw that the depositor's name, place of origin, storage time, storage amount, passbook number, etc. were clearly written in the passbook.
Through the introduction of the girls in the bank, the common people know that as long as they have this passbook, they can go back to the bank to take out the money again at any time.
Of course, for the sake of convenience, it is basically Shenwu Tongbao that is taken out, not silver!
In addition, these passbooks are all printed out by the machines of the Delaru company that was exchanged by the system, and the anti-counterfeiting is very good. With the current folk technology of Ming Dynasty, it is impossible to forge them.
Limited by the times, at present, whichever bank exists, you can only withdraw money at that bank, and you cannot withdraw money in other places. For example, if you have a Chengtianfu branch of the Royal Bank, you cannot go to the Mingyancheng branch to withdraw money.
The bank's business is booming, and Zhu Kezang has more and more money in his hands!
I have to find a way to spend it, and then earn more small money!
Therefore, Zhu Kezang began to expand the Guards.
Previously, the Guards had only three towns, and it was okay to clean up the small countries in Nanyang. If they wanted to start a full-scale war with the Qing Dynasty, it would definitely not be enough.
It's not that you can't fight, but that the front line will advance very slowly!
Although Zhu Kezang's goal is definitely not to hit the Tartar capital in 22 hour and [-] minutes, such things as war must not be delayed.
Zhu Kezang remembered one time, when he was playing Europa Universalis, he used Ming Zheng to open his gear, and when he was fighting Taqing, the war dragged on for too long, and Maozi took the opportunity to attack the northern part of Taqing, eating a large area of territory.
Seeing that the territory that belonged to him was robbed by the old Maozi soon, Zhu Kezang was so angry that he directly stopped the war with the Qing Dynasty and declared war without reason, shameless Maozi!
Far away, this time, expand the two towns, the elite soldiers of Yizhou Island!
(End of this chapter)
In order to allow the common people to accept the large denomination dragon coins issued by the Royal Bank, Zhu Kezang directly ordered that the salaries of officials, civil servants and soldiers will be settled in Daming dragon coins in the future.
At the end of December, officials and soldiers at all levels received their salaries settled in Dragon Coins from the Royal Bank of Ming Dynasty for the first time.
The Royal Bank of Ming Dynasty has the emperor Zhu Kezang personally as a guarantee, and has precious aluminum ingots as collateral, so its reputation is absolutely leveraged.
One day at the end of December, an old woman in her 40s sent back six ten-yuan dragon coins with her son who was the captain of the First Town of the Guards.
From the village, go all the way to the Daming Royal Bank near the east gate of Chengtianfu City to exchange Shenwu Tongbao.
Fortunately, the law and order in Yizhou Island is good now, otherwise it would be a bit dangerous for an old lady to do this.
The decoration of Daming Royal Bank is extremely luxurious, and the old lady was surprised when she walked in from the first step.
"Grandma, what business do you need to handle?" A 16-year-old girl with a pretty face asked the old woman with a smile.
It turned out that she is a staff member of the bank, and she can only work after professional training, and her service attitude is very good!
Although working as a bank worker has to show your face, it is better than being in a factory. It is more comfortable, and you may even see a bright future.
You know, the only empress in the Great Tomorrow is Concubine Chen, and there are still a lot of positions in the harem!
With this in mind, many girls of the right age came to apply for the staff.
Because of these beautifully dressed girls, the old woman felt that the Royal Bank was too high-end and didn't match her temperament.
"Oh! Hello, I'm here to exchange Shenwu Tongbao." The old woman said, taking out six brand-new exquisite ten-yuan banknotes from her bosom with trembling hands.
Zhu Kezang's handsome photo was impressively printed on it. I didn't expect this old woman to be so disgusted!
Seeing that the old lady was here to handle business, no matter what business it was, the girls in the bank smiled very gently, and it was obvious that a lot of effort had been put into it.
"Old lady, come with me, this window is dedicated to exchanging Shenwu Tongbao!" The young girl immediately led the old woman to window No. 2.
I saw that the counter was blocked by a large thick transparent glass, with a hole in the middle, allowing various items to enter and exit.
Since large pieces of transparent glass have long been developed by the craftsmen of the Royal Manufacturing Bureau, the glass factory was also built at the beginning of the year.
Therefore, there are already various glass products on the market, so many places in Chengtian Mansion have used this kind of large piece of glass, which is more conducive to Zhu Kezang's future construction of wonders!
In window No. 2, another male bank employee was working.
When the old lady's slightly trembling and weather-beaten hands stretched six ten-yuan notes through the glass opening, the male staff inside took them with a smile.
Next, after the staff identified the authenticity of the dragon coin, six Shenwu Tongbao worth six were given to the old lady.
When the old lady walked out of the bank with the Shenwu Tongbao exchanged from the Royal Bank, her face was still a little dazed, but then her face showed relief and relaxation.
As a simple commoner, she was quite worried at the beginning that what the government said was not worth it and would not exchange it. She never expected to get such an exquisite Shenwu Tongbao!
If there is one, there are two. The tens of thousands of troops in the new Ming Dynasty plus thousands of officials and civil servants receiving imperial salaries, all of them have their own families behind them, and most of them will more or less use the salaries paid to their families.
In this way, after the first month's salary was paid in Dragon Coins, the business of the Royal Bank of New Daming became busy.
When people found that the Royal Bank really didn't have any credit problems, many people were not in a hurry to exchange.
Everything in the Royal Bank is moving in a good direction. With the large-scale circulation of Dragon Coins and Shenwu, the Royal Bank is constantly praised by the people.
The common people were really willing to trust the Daming Royal Bank this time, and they also began to come to inquire about the deposit business with their own real money.
The deposit business, in fact, is basically adapted to the needs of this era after Zhu Kezang changed it according to the bank savings rules of later generations.
In the past, ordinary people had to pay to save money in the bank!
There is no free lunch in the world, and now, not only do you not need to charge any fees for depositing money in the Daming Royal Bank, but if you deposit for more than two years, the Daming Royal Bank will even pay [-]% interest!
This is very tempting. After knowing the deposit rules like this, the common people are all moved!
They calculated, if they deposit a tael of silver in the Royal Bank and withdraw it after two years, they will get two years of benefits, twenty coins!
There is such a good thing.
The people couldn't believe it at first!
Until the dragon coins and Shenwu Tongbao were fully circulated, the common people felt that the bank had the personal guarantee of today's emperor, no matter what, it would not be possible to deceive the common people's little money!
There is no shortage of courageous people in this world. After learning about the storage business of the Royal Bank, they took part of the real money at home and started to store it.
These ordinary people who came to save money received warm and gentle service from the girls of the bank.
Soon, the common people who came to store got a passbook with the words "Royal Bank of Ming Dynasty" printed on it.
When I opened the passbook, I saw that the depositor's name, place of origin, storage time, storage amount, passbook number, etc. were clearly written in the passbook.
Through the introduction of the girls in the bank, the common people know that as long as they have this passbook, they can go back to the bank to take out the money again at any time.
Of course, for the sake of convenience, it is basically Shenwu Tongbao that is taken out, not silver!
In addition, these passbooks are all printed out by the machines of the Delaru company that was exchanged by the system, and the anti-counterfeiting is very good. With the current folk technology of Ming Dynasty, it is impossible to forge them.
Limited by the times, at present, whichever bank exists, you can only withdraw money at that bank, and you cannot withdraw money in other places. For example, if you have a Chengtianfu branch of the Royal Bank, you cannot go to the Mingyancheng branch to withdraw money.
The bank's business is booming, and Zhu Kezang has more and more money in his hands!
I have to find a way to spend it, and then earn more small money!
Therefore, Zhu Kezang began to expand the Guards.
Previously, the Guards had only three towns, and it was okay to clean up the small countries in Nanyang. If they wanted to start a full-scale war with the Qing Dynasty, it would definitely not be enough.
It's not that you can't fight, but that the front line will advance very slowly!
Although Zhu Kezang's goal is definitely not to hit the Tartar capital in 22 hour and [-] minutes, such things as war must not be delayed.
Zhu Kezang remembered one time, when he was playing Europa Universalis, he used Ming Zheng to open his gear, and when he was fighting Taqing, the war dragged on for too long, and Maozi took the opportunity to attack the northern part of Taqing, eating a large area of territory.
Seeing that the territory that belonged to him was robbed by the old Maozi soon, Zhu Kezang was so angry that he directly stopped the war with the Qing Dynasty and declared war without reason, shameless Maozi!
Far away, this time, expand the two towns, the elite soldiers of Yizhou Island!
(End of this chapter)
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