behind me is the earth.

Chapter 253. 251. A businessman who is excited about the opening of the bank (one chapter)

"Jingle bell, jingle bell..."

On the street, there was a sound of bells, and several people in yellow vests were pushing a two-wheeled cart, picking up the garbage on both sides of the street into the cart.

"You, you, you, you, you are not allowed to dump garbage on the street! The government has an order, and anyone who dumps garbage at will will be fined 10 yuan!"

The yellow vest suddenly stopped and yelled at a woman who was going out to dump garbage.

"what?"

Women are surprised.

"Didn't you see the notice posted at the gate of the yamen? It's a period of major renovation of the living environment, and the garbage from every household has to be dumped in the garbage bins at the street corner. These garbage will be picked up every day, and no one can Just throw it on the street!

No one is allowed to defecate in the street, not even children! "

The yellow vest said loudly.

"Oh oh oh, I know, I know, I can't read, I can't read notices, so I won't dare in the future."

The woman thought that the yellow vest was an official of the government, so she kept smiling and apologized.

"It's not an example!"

The yellow vest signaled the woman to throw the trash in the cart.

Ren Pingsheng and Xiaowan walked by together, just in time to see this scene.

This is under Ren Pingsheng's instigation, and the Le County Government launched a major renovation of the living environment.

Although Le County is the capital city of Yuntai County, the living environment here is not as good as Qingshui County.Garbage is everywhere on the roads, and domestic sewage from every household is discharged directly into the streets outside.

Although there is a simple sewage system, due to the inaction of the yamen, the drainage system is severely blocked. Once the rainy season comes, the rainwater mixes with domestic garbage, domestic sewage, and feces, soaking the entire city in sewage and smelly water.

Every year because of this, there are many people who contract dysentery, so the improvement of the living environment has become one of the key points of the county government's assessment of Le County this year.

"Many people are illiterate, so rather than relying on the officials to explain to the people at the gate of the county government office. In my opinion, it is better to follow the example of Qingcheng Town and set up a few loudspeakers in the city."

Xiao Wan came up with an idea and said.

"good."

Ren Pingsheng nodded: "Talk to Liu Wen later."

"it is good."

Xiao Wan replied.

Ren's mansion is not far from the headquarters of Qixing Bank, only two streets away.The two walked around and arrived at the door of the bank in a short while.

The bank occupies a three-story building. In order to gain the trust of merchants and common people, the gate is wide and tall, decorated with grandeur and full of solemnity. There are two guards wearing black armor and holding shotguns standing at the gate.

The guards were not soldiers of Yuntai Guard, but Qixing Commercial Bank's own armed personnel, who were specially escorting the bank's safety.

"Lord!"

At the gate of the bank, Lu Junyi saw Ren Pingsheng who was coming in a micro-clothes, and bowed to Xiao Wan who was dressed up.

"Brother Lu, today's opening ceremony is well done."

Ren Pingsheng praised.

Qixing Bank's headquarters in Le County was built by Lu Junyi.Now that it is officially opened, there are crowds of people in front of the door, which is very lively.

"My lord, it's amazing, it's amazing."

Ren Pingsheng called out "brother", startled Lu Junyi, waved his hands again and again, and said modestly.

"Come on, Junyi, let's go in and have a look."

Ren Pingsheng saw Lu Junyi's embarrassment, patted him on the shoulder, and signaled him to lead the way.

Several people entered the bank.

The layout inside is very similar to the modern banks on the earth, but it is more luxurious than the ordinary modern bank outlets. In the spacious hall, the sunlight shines in through the large glass windows and reflects on the smooth water-polished marble floor. The light can be seen. , and behind it is a marble counter, with a bright silver metal mesh separating the inside and the outside.

On the roof of the hall, a huge glazed lamp hangs there, and under the natural light at this time, it emits colorful brilliance.

Such a magnificent architectural style and luxurious decoration give people the illusion of being in a golden house, subconsciously raising the strength of the bank infinitely!
No one dares to underestimate it.

For example, at this time, although there were many people in the hall, no one dared to make a loud noise, even if they spoke, they whispered in whispers, obviously because they were very afraid of the prestige and power of this place.

"Let's go up to the second floor."

After Ren Pingsheng looked around on the first floor, Lu Junyi invited and said.

After arriving on the second floor, the decoration looks like a tea house, with a few tables.

Ren Pingsheng sat down by the window, and someone brought tea immediately.

"There are a lot of people here today, most of them are businessmen from Le County, right?"

Ren Pingsheng looked at the people queuing up outside the gate and said.

"Yes, basically all the businessmen from Le County have come. Even businessmen from surrounding counties have also come.

This is the reason why the battle was not long ago, otherwise today's scene would definitely be even more lively. "

Lu Junyi stood aside and waited on him.

"Sit down and talk."

Ren Pingsheng pointed to the chair opposite.

"Thank you, my lord!"

After Lu Junyi thanked him, he carefully sat down opposite Ren Pingsheng and Xiao Wan, and continued, "The subordinates played a negligible role in it. As an endorsement, the mine played a vital role!

With reserves, silver mines, and county offices as endorsements, merchants dared to deposit money in the bank, and then they could trust the bank to pay them silver. "

Most businessmen in Yuntai County know that the Yinshan Mine is a large mine with a daily output of tens of thousands of taels of silver. As long as there is a silver mine, there is no need to worry about the bank not being able to cash out their silver.

Moreover, today's Yuntai County is the Yuntai County of Ren Dudu, and the credibility of Ren Pingsheng's regime among the people has far exceeded that of the imperial court, and he has never broken his trust, nor has he had any financial crisis.

With these two guarantees, there is such a hot opening ceremony today.

"My lord, here are the things."

At this time, a bank clerk in a gray robe climbed up the stairs carrying a sandalwood box, walked quickly to the table by the window, and put the box on the table.

Lu Junyi waved his hand and told the staff to leave.

Then he opened the box, revealing several yellow metal cards and a stack of neatly cut banknotes inside.

"These are the bank cards and paper money printed by our Qixing Commercial Bank."

Ren Pingsheng first took out a yellow metal card.

The above is very concise, only a string of Arabic numerals and the words Qixing Bank.In addition, there is a thumbnail-sized special anti-counterfeiting mark that can emit colorful light in the sun, and there are no other patterns.

"A bank card has two parts: a card and a password. Only by holding the bank card and saying the password reserved on the bank device can the deposit be withdrawn.

With the equipment provided by Mr. Ruan Tang, our bank card has no loopholes! "

As Lu Junyi said this, Ren Pingsheng remembered some time ago, under Ruan Tang's suggestion, he brought back several sets of integral equipment from Earth.It is ordinary, such as the point card equipment in barbershops, chain drugstores, and chain supermarkets, with the function of entering and reading points.

In this day and age, there really aren't any loopholes.

Ren Pingsheng put down his bank card and picked up the stack of banknotes.There are different denominations of banknotes, the smallest green denomination of 1 ren, brown 10 denominations, blue 20 denominations, red 50 denominations, purple 100 denominations, and yellow 1000 denominations.

These banknotes were printed by the printing machine Ren Pingsheng brought from the earth. Although they are not as exquisite as the currencies printed by professional printing machines on the earth, they cannot be imitated by others in this world.

The body of the pen and paper is the same as that of a bank card, with a thumb-sized orientation mark that glows with colorful light as the light changes.

Under the pen and paper, there is also the words "Wuzhou Metropolitan Commander entrusts Qixing Commercial Company to print", and there is also an anti-counterfeiting process that can emit colorful lights.

With special printing machines, printing inks, anti-counterfeiting color printing, and anti-counterfeiting signs, it isolates anyone who wants to imitate in this era, and directly pulls the threshold of imitation to the ceiling.

"The pattern on this is the tower at the south gate of Qingcheng Town?"

Ren Pingsheng looked at the stamps on the banknotes. On the front was a city gate tower, and on the back was a picture of a large water truck watering rice fields. The line below was written in cursive characters: What the people want, what the government does.

At that time, Ren Pingsheng also thought about using his own bust when printing currency to choose colors.But in the end, it was rejected, because a large part of this first version of the currency is a regional and experimental currency, and it is not ruled out that there will be some serious problems in the middle, which may lead to the abortion of this version of the currency.

"It's so beautiful!"

"How did this get printed? It's so realistic, it looks like it's real!"

"That's right, I'm from Qingcheng Township, look at the gate tower and the flags on it, you can even read the word clearly!

I have never seen such a detailed painting! "

"With these, you don't have to carry a lot of silver and copper strings on the road anymore, and you always worry about being robbed by those bandits with such heavy silver on your body!
It's all right now, the cashier just told me that these coins have numbers on them, and it is difficult for those bandits to spend them if they snatch them. "

"Hey, those bandits probably don't even know what these banknotes are!"

"Ha ha ha ha······"

"I'll be able to drive lightly on the road later!"

At this time, some of the merchants queuing on the first floor had already received banknotes.Everyone who received the currency was amazed by the exquisite printing on the paper. This currency is completely different from the Jiaozi that they imagined issued by the imperial court decades ago!
They looked excitedly at the beautiful, delicate, and clear-textured banknotes in their hands. The exquisite currency they received gave them more confidence!
I just think this bank is really a good thing!

"When you get to Qingcheng Town, can you really spend it?"

At the counter, Hu Jixiang, a businessman from Le County, faced the yellow card and pen and paper, but finally chose paper money.After all, it was still paper money in black and white, and it was still within his cognition, which made him feel more at ease!
"Yes, yes, you can definitely spend it. The Youlong Chamber of Commerce, the Cloth Industry Guild over there, and even ordinary people also recognize these currencies. Even if you go to the street to buy a bun, you can buy it with banknotes! "

The bank clerk took the trouble to explain.

"Really? Then... when I come back, I can still go to the bank to exchange it for silver, right?"

Hu Jixiang was still worried.

"Whether it is in Le County, Qingcheng Town, or Qingshui County, it can be exchanged for silver.

As long as there is our Qixing Bank, it can be exchanged for silver, and these banknotes are permanently valid! "

The staff had already undergone professional training before taking up the job, and they responded to the worries of businessmen like Hu Jixiang one by one.

This has indeed eased the worries of many businessmen. They deposited a large amount of silver and copper coins in the bank. Completed a storage business.

Although the current storage business has no interest, it has already alleviated many practical problems for businessmen.As for enjoying the convenient services of the bank and getting interest, they can't even think about it at present.

"call!"

After Hu Jixiang was sent away, the bank clerk Gu Xiao breathed a sigh of relief.

She is a graduate of Qingcheng Town Middle School this year, and she is also the only woman among the students who graduated this year. She was assigned to work in Le County Bank. This job is a job that can't be blown by wind and rain, and has a good salary every month. But it is enough to take care of the parents who have been facing the loess and their backs to the sky for a lifetime, as well as the four younger siblings in the family.

Now that she has a good job and salary, she can get in touch with a lot of money and a lot of wealthy people every day. She has been regarded by her family as a golden phoenix flying out of the grass nest.

Looking at the long queue at the back, and thinking of her parents and younger siblings, she still couldn't help but took a deep breath and continued to shout: "Next!"

She threw large and small silver coins and pieces of silver into the frame on the electronic scale in front of her and weighed them. She quickly weighed the weight, and then used the formula set by the calculator to quickly convert it into banknotes. Then he took out currencies of different denominations from the side drawer, counted them quickly, and bundled them up again. While handing them out through the window, he pointed to a sign next to them: Counting in front of the cabinet, no recognition when leaving the cabinet.

While the customers were counting the pens and papers, she had time to breathe a sigh of relief and take a sip of water from the cup next to her.

"First, uh, sir... I, I want to take the liberty to ask..."

Just now after the man figured it out and left, Gu Xiao felt his bladder began to protest, and was thinking of going to the dry toilet behind to solve it quickly. There was a man with a fine goatee, about 40 years old The men on the left and right stood in front of the counter.

"Uh······"

She just wanted to say that she hadn't called her number yet, but when she saw the embarrassment on this man's face, her heart softened and she clamped her legs tightly. She tried her best to sit on the chair, and said with a smile, "Say it."

"I heard that in addition to saving money, we can also borrow money here?"

the man asked.

"Yes, but the loan needs to go there. There is a special loan department there. However, I have a loan requirement here. You can take a look and put it on the counter for me after reading it."

When Gu Xiao came down in the morning, it was the first time he met a borrower. He handed a piece of paper to the person, and then quickly put a "Closed Business" sign on the counter, stood up and rushed towards the back door. go.

The man took the paper, read it from top to bottom, and there were three big characters in his heart: "mortgage!"

"However, this money is only 12 points a year, which is much, much better than the usury that pays [-] out of [-] returns!"

Wang Zibo calculated in his mind step by step.

Nine times out and thirteen times out, the interest rate can reach more than 120% in one year, while Qixing Bank's loan is only 12 points.

This is already an interest that makes him extremely happy.

Wang Zibo put down the plain paper in his hand, and while thinking about things he could use as collateral, such as houses, horses, land deeds, etc., he walked quickly into the loan department on the west side of the hall.

(End of this chapter)