A Good Landlord in the Tang Dynasty: Emperor Yuan Cong

Chapter 37
Don't be afraid to trouble others.

People who are afraid of bothering others are generally unwilling to be troubled by others.Since ancient times, China has paid attention to human relationships, and only when there is a relationship, can there be human relationships, and compared to those who have been helped by you, those who have helped you will be more willing to help you again.

There is a saying that the best way to make others like you is not to help them, but to let them help you.Troubling others is also a way for you to contact others and enter their world.

Of course, there is another core point that there must be back and forth. If others help you, if you return the favor, the back and forth will deepen the relationship.

In fact, whether it is dating or making friends, the key is to take the initiative.It's like chasing girls while studying. The best way is to borrow books. Once you borrow and return, you will have contacts.

Whether it is the Li Jing family of Yongkang Duke, Cheng Yaojin's family of Su Guogong, Qin Qiong's family of Yi Guogong, or Ying Guogong's warrior Xun, Xuancheng Duke's warrior Ling's family, including Wu Fatty, Huaiyu is very active. Actively engage with them.

"You are quick to calculate."

Huaiyu told Runniang to take care of his money, so she took a pen and paper and recorded it one by one.

Her handwriting is very good, and the small script is very beautiful.

"Who do you learn calligraphy from, Er Wang?"

"Mrs. Wei."

"I said so,"

Huaiyu had practiced calligraphy for more than 20 years before, so he didn't know Mrs. Wei's name. Calligraphy sage Wang Xizhi worshiped her as his teacher at the age of seven, and copied Wei Shu until he was 12 years old.

This is a famous female calligrapher in the Southern and Northern Dynasties. The Wei family has worked on calligraphy for generations. Wei Guan, the ancestor of the Northern School, is her ancestor. His wife is still a middle-cousin relative.

Runniang followed Li Sanniang since she was a child, and also copied Mrs. Wei's postings from a young age. Mrs. Wei's calligraphy is like a dancer arranging flowers, looking up to beautify herself, or like a beautiful woman on stage, a fairy's shadow, red lotus reflecting water, and floating clouds in the blue marsh. Runniang's regular script Knowing the essence of her calligraphy, Huaiyu looked at her keeping accounts, and it was really an amazing calligraphy work.

Runniang's calligraphy still has a bit of the style of two kings. Huaiyu, who has learned calligraphy for more than 20 years, feels ashamed.

She keeps accounts very well.

Looking at this pen, Huaiyu didn't expect that he would become a rich man. Although he was not a big rich man, he was already a small rich man.

The medicine donator is silent, and he has to give ten gold Kaiyuan in return, worth twenty guanqian.Dispensing medicine for Li Sanniang, she gave herself a black cloud riding snow horse and a pair of Khitan silver saddles from the Western Turkic BMW, which together were worth at least 120 guan.

And Zhang Chuchen gave him [-] bolts of silk, a beautiful concubine, [-] mu of land in Sanyuan, a mule and a cattle, [-] bolts of silk and [-] yuan.

Cheng Yaojin and Qin Shubao each gave him a hundred pieces of silk as a thank-you gift for dispensing medicine, and Qin Qiong also gave him a gold mace and a [-]-acre pear orchard in Xingchangfang, South of the city.

Fatty Wu gave him the five-acre courtyard in Huaiyuanfang.

There is also a hundred acres of land bestowed by the King of Qin on the White Deer Plain.

In addition, the king of Qin also rewarded a golden knife and a copper scorpion belt, and he also took fifty gongs from the Sanyuan county government as the capital of the money.

Even the pre-order payment for 420 bolts of silk elixir given by Aunt Fan was recorded.

Huaiyu also has Wu Cheng's family of six, Uncle Qian and his wife, a total of eight servants.

He also had two mules and two dogs of his own.

"520 pieces of silk, 58 coins, ten gold coins, one Western Turkic BMW, one pair of Khitan silver saddles, three mules and one cow, [-] mu of land in Bailuyuan, [-] mu of land in Lijiazhuang in Sanyuan, and Xinfangchang in the south of the city. A twenty-acre pear garden, a five-acre house in Huaiyuanfang..."

"Prepay 420 bolts of silk for the pill..."

Huaiyu didn't expect that two days ago, she had to squeeze out of the cave with Huaiyi and didn't have her own house, but now she has so much property.

"Your dowry is recorded separately, and it is not entered into the household account. You keep it carefully. For the rest of the household account, first take the silk of [-] guan, and transfer it to the public account of Qianjintang. Brother Jun Ya and I will invest [-] guan to form a partnership. This is the capital, one hundred for me, three hundred for him...

"The advance payment of 420 guan should also be credited to Qianjintang's account, indicating that it is an advance payment for medicine..."

Huaiyu taught Runniang to keep accounts separately. She was very smart and understood the double-entry accounting method.

"Erlang's bookkeeping method is good. If there is a loan, there must be a loan, and the loan must be equal. This way, there will be no more accounts."

"Well, debits are on the left and credits are on the right. It can be more accurate, but it's more complicated." Huaiyu said.

"Don't be afraid, you have to be accurate in keeping the accounts."

Huaiyu is now also the accountant of Qianjintang, so he asked Run Niang to be his assistant accountant, responsible for all the accounts of current expenses. In business, you must have clear accounts, and in partnership business, you must have clear accounts.

Putting one hundred guan into Qianjintang, according to the current price of silk, you can get 270 or 200 bolts of silk, and Huaiyu can still have more than 50 bolts of silk and more than [-] guan money left, so the funds are still quite sufficient.

"The fifty guanxi money, I think it should be used for lending. Now that Erlang is not in short supply, and I will pay the interest myself, it is better to borrow it. According to the current market situation, at least one cent can be paid per month." Chen Runniang also said. She is very shrewd, knowing that Huaiyu's capital is the newly minted Kaiyuan Tongbao, and the [-] coins that the Li family gave her are also Kaiyuan, which can be exchanged for more silk coins.

"If you have a lot of money, you have to plan carefully."

"My eldest brother is in charge of the Li family. He often goes shopping outside. He can help find merchants who need loans."

"Okay, I will reward you brother at that time." Huaiyu also knows that the demand for loans is quite high. The interest rate of corporate money is actually not low, but it is not the highest, and it is generally relatively stable, and will not borrow from one side to another It may be withdrawn due to accidents, or interest rates may be raised or something.

Chen Xing is acquainted abroad and has a lot of connections. He can also find some high-quality loan merchants. If his credit is good, he doesn't have to worry about bad debts.Huaiyu also doesn't want too much interest, and doesn't want to take advantage of the ride to make a fortune, but since he can't use the capital now, he doesn't need to bear the interest.

Chen Xing finds a shop with good credit to lend money. He only needs [-]% interest, [-] yuan a month with [-] interest, and then he pays [-] to the Sanyuan County Government, and there is still [-] left. Five, one point each.

He doesn't want the interest rate to be too high, the higher the risk, the greater the risk.

"Now we put 200 coins into the Qianjin Hall, and there are still more than 50 pieces of silk and more than [-] coins. I think I can take out the rest and release it together."

She calculated that after the money in her hand was invested in one hundred guan, the remaining silk would still be worth [-] guan, plus the fifty guan capital, she herself would still have eight guan dowries, all of which would not be needed for the time being. .

Take it all for lending, 13 yuan, and a penny of interest is also [-] yuan.Turn in four thousand, leaving nine thousand and eight.

Marrying into the Wu family, Runniang naturally thought more about her husband's family, giving her brother 100% and Huaiyu 7000% would be fine. With more than [-] pennies, she can leave more than [-] yuan in a month, which is good for a year. It's eighty or ninety thousand.

Huaiyu smiled.

"Brother Jun Ya half-given this house to me, and I still haven't given you fifty pennies."

"Since my elder brother agreed to wait until the end of the year for Qianjintang to pay dividends, there is no rush now."

"Let's do this. I'll add another fifty guan for the principal of fifty guan, and give it to your elder brother to lend money in the two cities. Remember that the monthly interest is [-], don't ask for more, and you must find someone with good credit. Merchant, let's keep eight cents of this interest first, and the remaining two cents, I will share half with him, it is his hard-earned money."

[-] yuan is used as a loan, and the monthly interest is [-] yuan. Huaiyu first collects [-] yuan of interest, of which [-] yuan is given to the yamen, and [-] yuan is for himself.The remaining two thousand, half of each person, Chen Xing took one thousand, and actually got [-]% of the interest, but he didn't pay half of the capital.

If all goes well, Huaiyu will not only be able to complete the task of catching money in the government office, but also earn [-] a month. Although he still has to pay [-] in capital, the interest is indeed astonishing.

Chen Xing helped run errands, and he could get [-] yuan a month, which I believe he would be satisfied with.Huaiyu has always believed that only by sharing benefits can he be long-lasting and motivated.

He is willing to pay more dividends to Chen Xing, but he also asks Chen Xing to find a businessman with good credit, especially not to take his capital and pay higher interest to avoid bad debts.

"Your dowry of [-] bolts of silk and [-] yuan can also be asked to let you out, no matter how much the interest is, it will still belong to you." Huaiyu didn't think about Runniang's ten pennies.

"Should I just release one hundred guan? What about [-] guan? It's a pity to let it go for nothing."

"To buy grain, take out all the thirty pennies to buy grain, and buy it back and deposit it in this yard."

"The price of food is so expensive now, so everyone buys food? If it falls, it won't be too bad."

Nowadays, for a bucket of rice and a piece of silk, a stone of rice costs [-] yuan, and for [-] yuan, you can only buy a few stones of rice.Moreover, the current price of rice is too high, and no one knows when it will fall.

"I expect the large-scale Turkic invasion this time will go deeper. Maybe it will enter Guanzhong. At that time, wolves will plunder, food will be more scarce, and food prices will be higher, especially in winter and spring, so prepare in advance. Something is always right."

During times of war and famine, food is the real hard currency, worth more than gold.

When Li Shimin besieged Luoyang, the price of grain in Luoyang was 300 doumi. Now it is more than [-] doumi, which is not the most difficult time.

He went to Qin Qiong's mansion yesterday and heard them talking about the Turkic invasion, and he also remembered that in history, Li Shimin had just ascended the throne, and as a result, Xieli directly attacked the north bank of the Weishui River outside Chang'an.

Although in the end Li Shimin and Jieli killed the white horse as an alliance, reached a peace agreement, and Jieli withdrew, it was obvious that this was an alliance under the city, and Li Shimin made compromises, and it could even be said that he bought peace with money. Li Shimin suffered a big loss. The people in Shuofang and Guanzhong suffered greatly.

Now the price of food will definitely be higher by then.

It was only yesterday that he realized that Longqiao Fort in Sanyuan, Weibei, would be very unsafe at that time, and a yard should be placed in Changchang, so he finally accepted that the fat man gave him the small yard, because he really needed it.

However, Huaiyu didn't plan to hoard too much grain. He bought thirty guan grains first, and then he could also buy grain with the interest collected from the monthly loan. Five yuan a month could buy one or two stones.

Nowadays, people with low status do not have much power, and they dare not hoard too much food. Otherwise, when there is a famine in central Beijing, this food in hand may cause disaster.

(End of this chapter)