Me who fears women travels with beautiful girls

Chapter 303 4, Ambition of Entanglement

"Song Wenbin, I seem to have heard this name somewhere."

The middle-aged man in a suit in front of him was holding Song Wenbin's information, looking thoughtful.

Song Wenbin sat on the chair and moved his buttocks, a little embarrassed.I went to three banks, and the loan officer of the first bank said his name sounded familiar.

To be honest, since the filming of the polar special, now he doesn't want to be recognized by others at all. Everything that happened in the polar region, the moment when he showed his ugly face, even if he recalls it, he will feel a sting in his heart.

But fortunately, the age of the other party did not seem to be within the radiation range of the extraordinary journey, and the credit officer only thought about it for a while, and did not pursue this faint sense of familiarity further.

"Mr. Song, we've all read your information, and it's pretty good. To be honest, being able to get a high salary of 5 a month in City S is enough to show that you are a very capable person. But I still I don't quite understand why you came here to handle the loan business."

"As long as it is still because of the epidemic situation before, the factory at home can't turn over." Song Wenbin said: "Now there is no money to purchase and purchase, so... there is no other way, I can only come to the bank to see if I can Let’s get the factory up and running again.”

"I understand, it's all in the information you gave us."

"But we're not assessing the past, we're assessing the future, and to be honest, it's very hard for a family-based small business to survive in this day and age, and I think these words, if I don't say them, you would Understandable, isn't it?"

"Yes, I know." Song Wenbin sighed.

"To be honest, I have evaluated your production model and it is very outdated. If we continue the previous route, I think it will be difficult for us to lend money to you." The commissioner regretted.

"Yes, I have also seen this, so I decided to terminate the previous business model, and then turn to online sales, but all this also requires a start-up capital, one is to repay the previous deficit, and two Transformation also requires capital, but it is not much, only 100 million is enough." Song Wenbin said: "Please believe in my solvency."

"It's like this, Mr. Song, I don't believe in your solvency. To be honest, 100 million is not much, but according to my past experience, we are very, very cautious when we make loans to live broadcast companies, because it is very difficult. It is easy to cause the risk of bad debts. After all, it is not 18 or 19 years, and the outlet is no longer there. We must not only consider the current solvency, but also stability."

"This……"

Song Wenbin was a little embarrassed.

To be honest, he has gone to several banks, and these banks have similar opinions. Although they are very optimistic about him, they are not willing to give him a loan.

Unwilling to give up, he wondered: "I just need to survive this period of time, find a suitable profit model, and complete this transformation."

"Then why not wait for you to complete the transformation before seeking loan services, we welcome you back at any time." The commissioner said very professionally and slightly apologetically: "Sorry, I haven't seen a stable and long-term profit model yet, please You understand."

"Okay, I know."

Song Wenbin put away the materials, reached out and shook hands with the other party, "Thank you for taking the time."

"it's okay no problem."

The commissioner shook hands with Song Wenbin skillfully.

"By the way, I seem to have heard your name somewhere. What position do you hold in the Seal Company?"

"My name is very popular." Song Wenbin said, "It's the same as my job, nothing special."

……

After leaving the bank, Song Wenbin sat back in his BYD, lit up a cigarette with some depression, and started smoking.Since the trip, he sometimes forgot to smoke because he was too focused on work, but now he couldn't help but light a cigarette.

It's really hard.

I want to ask the bank for a loan of 100 million.

His house in S City has not yet paid off the loan, so it cannot be used as mortgage, and he absolutely dare not use the old house at home as mortgage. Parents have to go to S City to live with him.

Such an ending would be too tragic even to think about it.

However, if the mortgage cannot be secured, some practical and effective methods must be found to convince the credit officer that he can indeed make a profit and repay the loan. However, the continuous encounters made Song Wenbin doubt himself.

What about encouraging entrepreneurship?Is it true that bringing goods can not constitute a long-term and stable profit model? Why are these commissioners so disapproving of him?

While smoking a cigarette, the phone rang, and Song Wenbin answered the phone.

"Xiao Song."

It turned out to be the old man. He said in a dilemma: "The raw material factory said that we should transfer money to him. Have you negotiated with the bank yet?"

"When will they want it?" Song Wenbin asked.

"I need it now. I say it's urgent. We've been putting it off for a long time."

"Have you sold those unused production lines?"

Song Wenbin asked again.

"According to what you said, it was sold for 10 yuan." The old Zhangtou said, "It has already been remitted, and there is still a shortfall of more than 60 yuan."

Depend on…

Fuck it only sold for 10, it's too cheap!

Song Wenbin groaned inwardly.

"Okay, I see. You don't have to think about money. I'll give you an answer later." Song Wenbin said.

Hearing Song Wenbin's calm voice, Lao Zhang felt relieved, and said, "Then I and the people over there replied."

After hanging up the phone, Song Wenbin threw away the cigarette butt, sat in the car and rubbed his head, living a life that was not human.Although his salary is very high, after all, his working hours are very short, and he has not had time to save enough savings. It cost him more than 7 yuan to compensate the workers before. Where can he get the 60 yuan now...

Now he began to miss the first season of Extraordinary Journey. At that time, he was paid every time he finished filming an episode. Unlike this season, the rewards after every filming were all vain things.

60 million

60 million

60…..
Confused, Song Wenbin took out his phone and flipped through his address book.

First, he turned to Ma Qiang's profile picture and stopped.

Ask Ma Qiang to borrow?
Song Wenbin didn't mind.

But the amount was too big. If it was only 60 to [-], he would definitely have asked without any hesitation, but [-], where would Ma Qiang get the money? The second-hand car business has only picked up for a few days.

Song Wenbin looked through the list of friends again, and found that the people he knew before were all poor guys, who were not as good as him. If he didn't ask him to borrow money, he would be very incensed. How could he lend him 60 yuan.

Suddenly, Song Wenbin's finger stopped on a GTR portrait.

Huo Yu...

She must be rich.

The income from Longchang, the salary of the seals, and the money from the first season...

If you ask her to borrow 60...

Thinking about it together, Song Wenbin randomly scratched away her profile picture, only feeling that her face was burning hot.

It was too shameful to ask Huo Yu to borrow money.

She will definitely look down on her.

By coincidence, his fingers landed on the head of another white-haired cartoon head.

Sutina...

It stands to reason that she is also very rich...

After the filming of the first season, she won the final prize. This guy doesn't look like someone who spends money recklessly, he should be worth millions.

But as long as he thought about it, he thought of the extremely ambiguous moment on the polar car.

"...Do you want me to help you pay back..."

Song Wenbin almost committed ptsd.

He threw away his cell phone, and sat in the carriage gasping for breath, sweating profusely all over his body.

No no no!

What are you thinking about.

It's complicated enough, it can't be more complicated.

After finally recovering, he took a tissue to wipe the cold sweat on his forehead, gritted his teeth, and drove all the way to the Agricultural Bank next door.

10 minutes later.Song Wenbin came out of the Agricultural Bank again, and sat in the car with a dejected expression.

There is no doubt that the four major banks have all run away, but none of them is willing to lend him a loan.

Slumped and smoking for a while, he said to himself, "Song Wenbin, Song Wenbin, you have run away from so many banks, can you still not be ashamed and ask your colleagues to borrow some money? The more embarrassing you are, the more Does it mean that you have ghosts in your heart? If you want me to tell you, just pretend that Huo Yu is the bank and borrow again, anyway, you are innocent, so what are you afraid of?"

After muttering to himself for a while, Song Wenbin calmed down. He took a deep breath, picked up the phone again, and tapped the voice call button under Huo Yu's phone with trembling fingers.

After a while, the phone was connected.

"Ok?"

Huo Yu over there expressed his question in the most concise tone.

"you……"

Song Wenbin was stuck.

Silent.

"Huh? Talk." Huo Yu asked before Song Wenbin could speak.

Song Wenbin hung up the phone at the speed of light, and sat in the car panting.

Mistake, completely speechless.

No wonder that every time Ma Qiang asked him to borrow money, he first sent "Are you there?" and then asked him to borrow money in text.

"Are you free now?" Song Wenbin asked in a text message, and he felt much more comfortable.

"Why?" Huo Yu replied.

"I want to discuss something with you." Song Wenbin said.

beep.

The phone rang.

It was Huo Yu who called, and it seemed that she didn't want to type.

With extreme helplessness, Song Wenbin had no choice but to connect the phone, and bit the bullet to give a hello.

"Speak, I'm masturbating."

Huo Yu said briefly.

"I...I...that I recently..."

"I want to borrow money." Huo Yu was straightforward.

Song Wenbin almost didn't cry, it's too outrageous, is his intention so obvious?

"Yes." He said with shame, "I've been...a bit difficult recently."

"Hahaha."

The other side laughed.

Song Wenbin felt very embarrassed, this guy!He couldn't laugh when Ma Qiang asked him to borrow money, he was so unscrupulous! !

Accompanied by the heavy sound of the barbell falling to the ground, Huo Yu happily said, "The misogynist anchor asked the woman to borrow money."

"Yes." Song Wenbin gritted his teeth and admitted helplessly.

"Hahahaha." Huo Yu laughed again.

"What are you laughing at!?" Song Wenbin couldn't help it, a little angry.

"Look at you like this." Huo Yu on the phone said disgustedly: "The first time I saw you call someone after get off work to borrow money, are you embarrassed?"

Song Wenbin: ...

"It's true... I'm sorry. But..."

"Dragon Farm is holding a fishing competition. There are prize money. Do you want it?" Huo Yu asked.

Song Wenbin: ...

"If you want money, come and get it yourself." Before Song Wenbin could answer, Huo Yu said.

(End of this chapter)