History of Hong Kong Island
Chapter 308
Chapter 308
"Big boss." Qiu Degeng, wearing a gray suit and glasses, bent down and bowed: "The bank has closed today, and I came here to report the withdrawal situation to you. A total of 860 million Hong Kong dollars were withdrawn throughout the day, including special bank notes. Withdrawals accounted for 630 million, of which large withdrawals of more than 32 occurred [-] times, mainly by British police officers."
"Well, it seems that the situation is pretty good." He Dingxian was very satisfied with the amount, nodded and asked: "Is there enough manpower in the bank?"
"You can still do it by working overtime." Qiu De smiled wryly, "But as the business increases, we need to recruit more people. Currently, the bank has more than 220 employees, of which 70 are employed by banks, and the rest are in various banks. Go to work."
"I plan to let the bank open commercial loans and financing business." The biggest reason why He Dingxian called the big shopkeeper is to put the expansion of the bank on the agenda: "It is mainly aimed at Chinese companies. The interest rate is not as high as the market, but the approval speed be quick."
"Open the green channel and support the operation of Chinese businessmen."
Qiu De was even more serious. The big boss had given his advice on the matter at the last meeting, and he nodded immediately: "I will set up a special business team and go to various chambers of commerce to do publicity. Business requires some hard work."
"I can trust you in this regard." He Dingxian is very assured of Qiu Degeng's ability, because Qiu Degeng has been a bigwig in the banking industry in history, has been immersed in the bank industry for many years, and has the support of the Ningbo Chamber of Commerce's contacts.In the case of Eastern Bank's abundant cash flow, Qiu De's more aggressive personality shortcomings have been made up for, and Eastern Bank now needs a radical treasurer.
"We can give some support to the Chaoshan Chamber of Commerce and reduce some interest. In addition, Bank of East Asia and Overseas Chinese Bank only lend to well-established and powerful bosses. Eastern Bank can go another way and lend more small amounts of operating funds to give There is a way out for the lower-level Chinese businessmen." He Dingxian also instructed: "Of course, the qualification review, the use of funds, and the collateral must be strictly reviewed, and the valuation of the bottom-level Chinese businessmen can be appropriately higher."
Qiu Degen nodded: "I understand."
"However, if the big boss opens small business loans, the number of auditors and salespersons needed will increase greatly, and the cost will also increase."
He Dingxian said in relief: "Don't be afraid, if you don't have enough salespeople, you can recruit them and train them uniformly. What Eastern Bank wants now is to expand its scale and serve as an economic engine for Chinese capital to drive the economy of Hong Kong Island."
"It's not worth mentioning to spend a little more cost and take a little risk."
"As long as Hong Kong Island rises, the banks will only make money!"
Qiu De didn't follow blindly, but put forward an opinion: "Boss, since we want to adopt the method of recruiting and retraining, can we build a vocational school of finance and economics? Let the students directly enter the school, while operating, and at the same time be a person for the bank. Only reserve."
"Students who graduate from the school can directly sign a contract and enter the bank to work, and they can even be given better positions in the first few periods."
He Dingxian was stunned, and suddenly realized that the original purpose of the "school" was not to cultivate talents, but to train workers for factories and companies.Education is also a part of the capital chain. In the early stage, it serves the factory, and in the later stage, it can be used as a market to earn students' interests.
No wonder, the real rich children are engaged in scientific research, art, and business.
No matter how hard the low-level students work, they are all serving capital. Those with mediocre grades who go to vocational schools will enter factories to make profits in the future.
It's just that the better the product, the more expensive it is.
The school has only one factory, specializing in the production of parts and wholesales to downstream industries. Of course, it is indeed a great progress for human society to have a skill to make a living. Before the industrial society, a skill was not passed on to the outside world.
But the logic at the bottom is a bloody reality. People at the bottom really have to fight for their lives!
It's not the status of killing, it's all about jumping from one cage to another.One can only ascend to the position of a cannibal by stepping on the bones, unless you were born in the family of a cannibal and can inherit the residual beauty of your ancestors.
Fortunately, the ultimate direction of this logic is to give more people the opportunity to create life.
He Dingxian pondered for a moment, and while Qiu Degeng waited, he nodded and said: "Yes, the first few rounds are recruited according to Guan Peisheng, that is, the preparatory class for management personnel, and the bank will give a certain number of Guan Peisheng places in the next few rounds depending on the employment situation. .”
"Furthermore, Eastern Bank should follow the example of Citigroup and set up offices in Taiwan, Singapore, the mainland, Haojiang, Europe and the United States, and send a group of staff to each point to provide temporary international exchange services, and to inspect Investment markets at home and abroad."
As he finished speaking, he brought a pen and paper, wrote a note and handed it to Qiu Degeng: "You are in charge of the bank affairs, Mr. Ji Zhengming is responsible for the school affairs, and the investment amount is transferred from the bank."
"Understood." Qiu Degeng took the note, glanced down, and saw it read: School of Finance and Banking cooperates, hurry up!
In a simple sentence, there is not even a single signature, but it can already determine the flow of millions of funds in the bank.
This is the big boss in power!
"Reporter, any exchange service stationed overseas with more than [-] points will call me. Without my permission, money cannot be exchanged abroad." He Dingxian closed the pen cap and inserted it back into Qiu Degeng's suit breast pocket. Geng responded immediately: "Understood, big boss."
Central.
Paramount, inside a VIP room.
Holding the wine glass in his hand, Du Yihua looked at the box of bank notes in front of him, his smile disappeared for a moment, he got up without saying a word, went to the door and turned on the light.The dim and ambiguous atmosphere disappeared. A few imposing ghosts in suits and cigars were sitting on the sofa, squinting at the four boxes on the table.
A police superintendent stood up and waved his hand, and drove the lady who accompanied the drink out of the room, and then closed the door behind him, silently guarding the door.
Du Yihua waited until the outsiders had withdrawn, returned to the table, pointed to the cash box, and asked aloud: "Sir Jian, I asked you to collect the fee, and you just use a box of white paper to fool me? This is your first time as a cashier." Director, I'm not the first day to be the Director!"
"money!"
"I want money!"
The head of the fire department, Ge Wen, suddenly changed his face when he heard the words, and looked back at Jian Baoning, and sure enough, he saw that Sir Jian had concealed his anger and stared at Du Yihua.He quickly stood up and persuaded: "Du sir, you've drunk too much, sit down and talk first."
"No!" Du Yihua's face turned red and he felt drunk, he gritted his teeth and said, "No matter how much I drink, I won't treat white paper as money!"
"Sir Jian, you have to give an explanation to the brothers in the customs department!"
Jian Baoning put down his whiskey glass, turned his head to look at him and said, "An explanation? What account do I want to give you! This is a piece of paper, and the Hong Kong dollar is not a piece of paper? What can be spent is money, whether it is paper or gold!"
"FUCK!" Du Yihua scolded: "Mei sir, you are the person in charge of the Financial Bureau, come, tell him this is paper or money!"
Mailer, the Chief Financial Officer, pondered for a moment, took a sip of his cigar, and said carefully, "Theoretically speaking, it can be regarded as a check. As long as there is no problem with cashing it, it can be regarded as money."
Jian Baoning's face showed satisfaction: "Since Mr. Mei has admitted it, you have something to say. You can take it to the bank to withdraw cash, and the police force will not owe you the Customs Department! There is no point in cursing people here, money, Just keep it, no, nothing!"
"Oh!" Du Yihua sneered, raised his glass and drank a big gulp, wiped his mouth and said, "I will accept the check from HSBC, but I will not accept the check from a Chinese bank! You can get money in Hong Kong Island, but I can get it in Hong Kong Island." London take it out?"
"The staff of the Customs Department are dissatisfied, they will scold me, not you!"
Jian Baoning pointed at him, stood up abruptly and shouted, "Shut up!"
"Our police force takes silver bills. What special powers do your customs and firefighters have? I've already told you what I've said, don't make me say it again! Sir Mei, Sir Brother, Sir Huo, you all have No charge?"
The chief of the fire department, Govan, turned his attention to Mailer, the director of finance. Mailer hesitated for a while, chose to calm down, and closed the cash box in front of him.Although he was the most professional person present and knew the financial significance behind the bank notes, the Finance Bureau had the least share, not even 100 million, so there was no need to conflict with the police force.The Food Bureau also did not reach 100 million, and the second one took the cash box. Seeing that the two departments had bowed their heads, Ge Wen obeyed and lifted the cash box in front of him.
"Sir Jian, let's go." Ge Wen, Mailer, and Huo Te got up together and said goodbye.Now the atmosphere of fun has been completely destroyed, so there is no point in staying. See you next month when the money is collected, and everyone will naturally be happy again.
"Okay." Jian Baoning nodded, watched the three officers leave, then exhaled the cigarette, and put the cigar out in the ashtray.Then he picked up the lighter on the table and said aloud, "Du sir, I'm just a person who helps deliver money, so don't argue with me. If you want to get cash, it's up to you."
"You can take out the bank notes and deposit them in HSBC. Many police officers do the same. As for these blank papers, if you don't like them, I'll burn them for you."
Ding!
He threw the lighter away, wiped the flames, and threw the whole lighter into the cash box.
Then Jian Baoning walked out of the private room without looking back, and left the nightclub with his subordinates.Du Yihua froze on the spot, hurriedly picked up the cash box, and poured out all the banknotes inside. He looked at the banknotes in front of him that had turned into flying ash, and the banknotes that had fallen to the ground, covered with dust and wine stains, and ruthlessly dumped the money into the cash box. The box hit the sofa.
"Bang!" The sturdy suitcase bounced back to the ground.Du Yihua bent down to pick up stacks of banknotes and put them on the table one by one. During the whole process, there was no one else in the room, but he felt extremely aggrieved and made up his mind: "The Customs Department must be expanded. No more work for the police!"
(End of this chapter)
"Big boss." Qiu Degeng, wearing a gray suit and glasses, bent down and bowed: "The bank has closed today, and I came here to report the withdrawal situation to you. A total of 860 million Hong Kong dollars were withdrawn throughout the day, including special bank notes. Withdrawals accounted for 630 million, of which large withdrawals of more than 32 occurred [-] times, mainly by British police officers."
"Well, it seems that the situation is pretty good." He Dingxian was very satisfied with the amount, nodded and asked: "Is there enough manpower in the bank?"
"You can still do it by working overtime." Qiu De smiled wryly, "But as the business increases, we need to recruit more people. Currently, the bank has more than 220 employees, of which 70 are employed by banks, and the rest are in various banks. Go to work."
"I plan to let the bank open commercial loans and financing business." The biggest reason why He Dingxian called the big shopkeeper is to put the expansion of the bank on the agenda: "It is mainly aimed at Chinese companies. The interest rate is not as high as the market, but the approval speed be quick."
"Open the green channel and support the operation of Chinese businessmen."
Qiu De was even more serious. The big boss had given his advice on the matter at the last meeting, and he nodded immediately: "I will set up a special business team and go to various chambers of commerce to do publicity. Business requires some hard work."
"I can trust you in this regard." He Dingxian is very assured of Qiu Degeng's ability, because Qiu Degeng has been a bigwig in the banking industry in history, has been immersed in the bank industry for many years, and has the support of the Ningbo Chamber of Commerce's contacts.In the case of Eastern Bank's abundant cash flow, Qiu De's more aggressive personality shortcomings have been made up for, and Eastern Bank now needs a radical treasurer.
"We can give some support to the Chaoshan Chamber of Commerce and reduce some interest. In addition, Bank of East Asia and Overseas Chinese Bank only lend to well-established and powerful bosses. Eastern Bank can go another way and lend more small amounts of operating funds to give There is a way out for the lower-level Chinese businessmen." He Dingxian also instructed: "Of course, the qualification review, the use of funds, and the collateral must be strictly reviewed, and the valuation of the bottom-level Chinese businessmen can be appropriately higher."
Qiu Degen nodded: "I understand."
"However, if the big boss opens small business loans, the number of auditors and salespersons needed will increase greatly, and the cost will also increase."
He Dingxian said in relief: "Don't be afraid, if you don't have enough salespeople, you can recruit them and train them uniformly. What Eastern Bank wants now is to expand its scale and serve as an economic engine for Chinese capital to drive the economy of Hong Kong Island."
"It's not worth mentioning to spend a little more cost and take a little risk."
"As long as Hong Kong Island rises, the banks will only make money!"
Qiu De didn't follow blindly, but put forward an opinion: "Boss, since we want to adopt the method of recruiting and retraining, can we build a vocational school of finance and economics? Let the students directly enter the school, while operating, and at the same time be a person for the bank. Only reserve."
"Students who graduate from the school can directly sign a contract and enter the bank to work, and they can even be given better positions in the first few periods."
He Dingxian was stunned, and suddenly realized that the original purpose of the "school" was not to cultivate talents, but to train workers for factories and companies.Education is also a part of the capital chain. In the early stage, it serves the factory, and in the later stage, it can be used as a market to earn students' interests.
No wonder, the real rich children are engaged in scientific research, art, and business.
No matter how hard the low-level students work, they are all serving capital. Those with mediocre grades who go to vocational schools will enter factories to make profits in the future.
It's just that the better the product, the more expensive it is.
The school has only one factory, specializing in the production of parts and wholesales to downstream industries. Of course, it is indeed a great progress for human society to have a skill to make a living. Before the industrial society, a skill was not passed on to the outside world.
But the logic at the bottom is a bloody reality. People at the bottom really have to fight for their lives!
It's not the status of killing, it's all about jumping from one cage to another.One can only ascend to the position of a cannibal by stepping on the bones, unless you were born in the family of a cannibal and can inherit the residual beauty of your ancestors.
Fortunately, the ultimate direction of this logic is to give more people the opportunity to create life.
He Dingxian pondered for a moment, and while Qiu Degeng waited, he nodded and said: "Yes, the first few rounds are recruited according to Guan Peisheng, that is, the preparatory class for management personnel, and the bank will give a certain number of Guan Peisheng places in the next few rounds depending on the employment situation. .”
"Furthermore, Eastern Bank should follow the example of Citigroup and set up offices in Taiwan, Singapore, the mainland, Haojiang, Europe and the United States, and send a group of staff to each point to provide temporary international exchange services, and to inspect Investment markets at home and abroad."
As he finished speaking, he brought a pen and paper, wrote a note and handed it to Qiu Degeng: "You are in charge of the bank affairs, Mr. Ji Zhengming is responsible for the school affairs, and the investment amount is transferred from the bank."
"Understood." Qiu Degeng took the note, glanced down, and saw it read: School of Finance and Banking cooperates, hurry up!
In a simple sentence, there is not even a single signature, but it can already determine the flow of millions of funds in the bank.
This is the big boss in power!
"Reporter, any exchange service stationed overseas with more than [-] points will call me. Without my permission, money cannot be exchanged abroad." He Dingxian closed the pen cap and inserted it back into Qiu Degeng's suit breast pocket. Geng responded immediately: "Understood, big boss."
Central.
Paramount, inside a VIP room.
Holding the wine glass in his hand, Du Yihua looked at the box of bank notes in front of him, his smile disappeared for a moment, he got up without saying a word, went to the door and turned on the light.The dim and ambiguous atmosphere disappeared. A few imposing ghosts in suits and cigars were sitting on the sofa, squinting at the four boxes on the table.
A police superintendent stood up and waved his hand, and drove the lady who accompanied the drink out of the room, and then closed the door behind him, silently guarding the door.
Du Yihua waited until the outsiders had withdrawn, returned to the table, pointed to the cash box, and asked aloud: "Sir Jian, I asked you to collect the fee, and you just use a box of white paper to fool me? This is your first time as a cashier." Director, I'm not the first day to be the Director!"
"money!"
"I want money!"
The head of the fire department, Ge Wen, suddenly changed his face when he heard the words, and looked back at Jian Baoning, and sure enough, he saw that Sir Jian had concealed his anger and stared at Du Yihua.He quickly stood up and persuaded: "Du sir, you've drunk too much, sit down and talk first."
"No!" Du Yihua's face turned red and he felt drunk, he gritted his teeth and said, "No matter how much I drink, I won't treat white paper as money!"
"Sir Jian, you have to give an explanation to the brothers in the customs department!"
Jian Baoning put down his whiskey glass, turned his head to look at him and said, "An explanation? What account do I want to give you! This is a piece of paper, and the Hong Kong dollar is not a piece of paper? What can be spent is money, whether it is paper or gold!"
"FUCK!" Du Yihua scolded: "Mei sir, you are the person in charge of the Financial Bureau, come, tell him this is paper or money!"
Mailer, the Chief Financial Officer, pondered for a moment, took a sip of his cigar, and said carefully, "Theoretically speaking, it can be regarded as a check. As long as there is no problem with cashing it, it can be regarded as money."
Jian Baoning's face showed satisfaction: "Since Mr. Mei has admitted it, you have something to say. You can take it to the bank to withdraw cash, and the police force will not owe you the Customs Department! There is no point in cursing people here, money, Just keep it, no, nothing!"
"Oh!" Du Yihua sneered, raised his glass and drank a big gulp, wiped his mouth and said, "I will accept the check from HSBC, but I will not accept the check from a Chinese bank! You can get money in Hong Kong Island, but I can get it in Hong Kong Island." London take it out?"
"The staff of the Customs Department are dissatisfied, they will scold me, not you!"
Jian Baoning pointed at him, stood up abruptly and shouted, "Shut up!"
"Our police force takes silver bills. What special powers do your customs and firefighters have? I've already told you what I've said, don't make me say it again! Sir Mei, Sir Brother, Sir Huo, you all have No charge?"
The chief of the fire department, Govan, turned his attention to Mailer, the director of finance. Mailer hesitated for a while, chose to calm down, and closed the cash box in front of him.Although he was the most professional person present and knew the financial significance behind the bank notes, the Finance Bureau had the least share, not even 100 million, so there was no need to conflict with the police force.The Food Bureau also did not reach 100 million, and the second one took the cash box. Seeing that the two departments had bowed their heads, Ge Wen obeyed and lifted the cash box in front of him.
"Sir Jian, let's go." Ge Wen, Mailer, and Huo Te got up together and said goodbye.Now the atmosphere of fun has been completely destroyed, so there is no point in staying. See you next month when the money is collected, and everyone will naturally be happy again.
"Okay." Jian Baoning nodded, watched the three officers leave, then exhaled the cigarette, and put the cigar out in the ashtray.Then he picked up the lighter on the table and said aloud, "Du sir, I'm just a person who helps deliver money, so don't argue with me. If you want to get cash, it's up to you."
"You can take out the bank notes and deposit them in HSBC. Many police officers do the same. As for these blank papers, if you don't like them, I'll burn them for you."
Ding!
He threw the lighter away, wiped the flames, and threw the whole lighter into the cash box.
Then Jian Baoning walked out of the private room without looking back, and left the nightclub with his subordinates.Du Yihua froze on the spot, hurriedly picked up the cash box, and poured out all the banknotes inside. He looked at the banknotes in front of him that had turned into flying ash, and the banknotes that had fallen to the ground, covered with dust and wine stains, and ruthlessly dumped the money into the cash box. The box hit the sofa.
"Bang!" The sturdy suitcase bounced back to the ground.Du Yihua bent down to pick up stacks of banknotes and put them on the table one by one. During the whole process, there was no one else in the room, but he felt extremely aggrieved and made up his mind: "The Customs Department must be expanded. No more work for the police!"
(End of this chapter)
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